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• How to Write Your Personal Statement | Strategies & Examples

How to Write Your Personal Statement | Strategies & Examples

Published on February 12, 2019 by Shona McCombes . Revised on July 3, 2023.

A personal statement is a short essay of around 500–1,000 words, in which you tell a compelling story about who you are, what drives you, and why you’re applying.

To write a successful personal statement for a graduate school application , don’t just summarize your experience; instead, craft a focused narrative in your own voice. Aim to demonstrate three things:

• Your personality: what are your interests, values, and motivations?
• Your talents: what can you bring to the program?
• Your goals: what do you hope the program will do for you?

This article guides you through some winning strategies to build a strong, well-structured personal statement for a master’s or PhD application. You can download the full examples below.

Urban Planning Psychology History

Table of contents

Getting started with your personal statement, the introduction: start with an attention-grabbing opening, the main body: craft your narrative, the conclusion: look ahead, revising, editing, and proofreading your personal statement, frequently asked questions, other interesting articles.

Before you start writing, the first step is to understand exactly what’s expected of you. If the application gives you a question or prompt for your personal statement, the most important thing is to respond to it directly.

For example, you might be asked to focus on the development of your personal identity; challenges you have faced in your life; or your career motivations. This will shape your focus and emphasis—but you still need to find your own unique approach to answering it.

There’s no universal template for a personal statement; it’s your chance to be creative and let your own voice shine through. But there are strategies you can use to build a compelling, well-structured story.

The first paragraph of your personal statement should set the tone and lead smoothly into the story you want to tell.

Strategy 1: Open with a concrete scene

An effective way to catch the reader’s attention is to set up a scene that illustrates something about your character and interests. If you’re stuck, try thinking about:

• A personal experience that changed your perspective
• A story from your family’s history
• A memorable teacher or learning experience
• An unusual or unexpected encounter

To write an effective scene, try to go beyond straightforward description; start with an intriguing sentence that pulls the reader in, and give concrete details to create a convincing atmosphere.

Strategy 2: Open with your motivations

To emphasize your enthusiasm and commitment, you can start by explaining your interest in the subject you want to study or the career path you want to follow.

Just stating that it interests you isn’t enough: first, you need to figure out why you’re interested in this field:

• Is it a longstanding passion or a recent discovery?
• Does it come naturally or have you had to work hard at it?
• How does it fit into the rest of your life?
• What do you think it contributes to society?

Tips for the introduction

• Don’t start on a cliche: avoid phrases like “Ever since I was a child…” or “For as long as I can remember…”
• Do save the introduction for last. If you’re struggling to come up with a strong opening, leave it aside, and note down any interesting ideas that occur to you as you write the rest of the personal statement.

Once you’ve set up the main themes of your personal statement, you’ll delve into more detail about your experiences and motivations.

To structure the body of your personal statement, there are various strategies you can use.

Strategy 1: Describe your development over time

One of the simplest strategies is to give a chronological overview of key experiences that have led you to apply for graduate school.

• What first sparked your interest in the field?
• Which classes, assignments, classmates, internships, or other activities helped you develop your knowledge and skills?
• Where do you want to go next? How does this program fit into your future plans?

Don’t try to include absolutely everything you’ve done—pick out highlights that are relevant to your application. Aim to craft a compelling narrative that shows how you’ve changed and actively developed yourself.

My interest in psychology was first sparked early in my high school career. Though somewhat scientifically inclined, I found that what interested me most was not the equations we learned about in physics and chemistry, but the motivations and perceptions of my fellow students, and the subtle social dynamics that I observed inside and outside the classroom. I wanted to learn how our identities, beliefs, and behaviours are shaped through our interactions with others, so I decided to major in Social Psychology. My undergraduate studies deepened my understanding of, and fascination with, the interplay between an individual mind and its social context.During my studies, I acquired a solid foundation of knowledge about concepts like social influence and group dynamics, but I also took classes on various topics not strictly related to my major. I was particularly interested in how other fields intersect with psychology—the classes I took on media studies, biology, and literature all enhanced my understanding of psychological concepts by providing different lenses through which to look at the issues involved.

Strategy 2: Own your challenges and obstacles

If your path to graduate school hasn’t been easy or straightforward, you can turn this into a strength, and structure your personal statement as a story of overcoming obstacles.

• Is your social, cultural or economic background underrepresented in the field? Show how your experiences will contribute a unique perspective.
• Do you have gaps in your resume or lower-than-ideal grades? Explain the challenges you faced and how you dealt with them.

Don’t focus too heavily on negatives, but use them to highlight your positive qualities. Resilience, resourcefulness and perseverance make you a promising graduate school candidate.

Growing up working class, urban decay becomes depressingly familiar. The sight of a row of abandoned houses does not surprise me, but it continues to bother me. Since high school, I have been determined to pursue a career in urban planning. While people of my background experience the consequences of urban planning decisions first-hand, we are underrepresented in the field itself. Ironically, given my motivation, my economic background has made my studies challenging. I was fortunate enough to be awarded a scholarship for my undergraduate studies, but after graduation I took jobs in unrelated fields to help support my parents. In the three years since, I have not lost my ambition. Now I am keen to resume my studies, and I believe I can bring an invaluable perspective to the table: that of the people most impacted by the decisions of urban planners.

Strategy 3: Demonstrate your knowledge of the field

Especially if you’re applying for a PhD or another research-focused program, it’s a good idea to show your familiarity with the subject and the department. Your personal statement can focus on the area you want to specialize in and reflect on why it matters to you.

• Reflect on the topics or themes that you’ve focused on in your studies. What draws you to them?
• Discuss any academic achievements, influential teachers, or other highlights of your education.
• Talk about the questions you’d like to explore in your research and why you think they’re important.

The personal statement isn’t a research proposal , so don’t go overboard on detail—but it’s a great opportunity to show your enthusiasm for the field and your capacity for original thinking.

In applying for this research program, my intention is to build on the multidisciplinary approach I have taken in my studies so far, combining knowledge from disparate fields of study to better understand psychological concepts and issues. The Media Psychology program stands out to me as the perfect environment for this kind of research, given its researchers’ openness to collaboration across diverse fields. I am impressed by the department’s innovative interdisciplinary projects that focus on the shifting landscape of media and technology, and I hope that my own work can follow a similarly trailblazing approach. More specifically, I want to develop my understanding of the intersection of psychology and media studies, and explore how media psychology theories and methods might be applied to neurodivergent minds. I am interested not only in media psychology but also in psychological disorders, and how the two interact. This is something I touched on during my undergraduate studies and that I’m excited to delve into further.

Strategy 4: Discuss your professional ambitions

Especially if you’re applying for a more professionally-oriented program (such as an MBA), it’s a good idea to focus on concrete goals and how the program will help you achieve them.

• If your career is just getting started, show how your character is suited to the field, and explain how graduate school will help you develop your talents.
• If you have already worked in the profession, show what you’ve achieved so far, and explain how the program will allow you to take the next step.
• If you are planning a career change, explain what has driven this decision and how your existing experience will help you succeed.

Don’t just state the position you want to achieve. You should demonstrate that you’ve put plenty of thought into your career plans and show why you’re well-suited to this profession.

One thing that fascinated me about the field during my undergraduate studies was the sheer number of different elements whose interactions constitute a person’s experience of an urban environment. Any number of factors could transform the scene I described at the beginning: What if there were no bus route? Better community outreach in the neighborhood? Worse law enforcement? More or fewer jobs available in the area? Some of these factors are out of the hands of an urban planner, but without taking them all into consideration, the planner has an incomplete picture of their task. Through further study I hope to develop my understanding of how these disparate elements combine and interact to create the urban environment. I am interested in the social, psychological and political effects our surroundings have on our lives. My studies will allow me to work on projects directly affecting the kinds of working-class urban communities I know well. I believe I can bring my own experiences, as well as my education, to bear upon the problem of improving infrastructure and quality of life in these communities.

Tips for the main body

• Don’t rehash your resume by trying to summarize everything you’ve done so far; the personal statement isn’t about listing your academic or professional experience, but about reflecting, evaluating, and relating it to broader themes.
• Do make your statements into stories: Instead of saying you’re hard-working and self-motivated, write about your internship where you took the initiative to start a new project. Instead of saying you’ve always loved reading, reflect on a novel or poem that changed your perspective.

Your conclusion should bring the focus back to the program and what you hope to get out of it, whether that’s developing practical skills, exploring intellectual questions, or both.

Emphasize the fit with your specific interests, showing why this program would be the best way to achieve your aims.

Strategy 1: What do you want to know?

If you’re applying for a more academic or research-focused program, end on a note of curiosity: what do you hope to learn, and why do you think this is the best place to learn it?

If there are specific classes or faculty members that you’re excited to learn from, this is the place to express your enthusiasm.

Strategy 2: What do you want to do?

If you’re applying for a program that focuses more on professional training, your conclusion can look to your career aspirations: what role do you want to play in society, and why is this program the best choice to help you get there?

Tips for the conclusion

• Don’t summarize what you’ve already said. You have limited space in a personal statement, so use it wisely!
• Do think bigger than yourself: try to express how your individual aspirations relate to your local community, your academic field, or society more broadly. It’s not just about what you’ll get out of graduate school, but about what you’ll be able to give back.

You’ll be expected to do a lot of writing in graduate school, so make a good first impression: leave yourself plenty of time to revise and polish the text.

Your style doesn’t have to be as formal as other kinds of academic writing, but it should be clear, direct and coherent. Make sure that each paragraph flows smoothly from the last, using topic sentences and transitions to create clear connections between each part.

Don’t be afraid to rewrite and restructure as much as necessary. Since you have a lot of freedom in the structure of a personal statement, you can experiment and move information around to see what works best.

Finally, it’s essential to carefully proofread your personal statement and fix any language errors. Before you submit your application, consider investing in professional personal statement editing . For $150, you have the peace of mind that your personal statement is grammatically correct, strong in term of your arguments, and free of awkward mistakes.

A statement of purpose is usually more formal, focusing on your academic or professional goals. It shouldn’t include anything that isn’t directly relevant to the application.

A personal statement can often be more creative. It might tell a story that isn’t directly related to the application, but that shows something about your personality, values, and motivations.

However, both types of document have the same overall goal: to demonstrate your potential as a graduate student and s how why you’re a great match for the program.

The typical length of a personal statement for graduate school applications is between 500 and 1,000 words.

Different programs have different requirements, so always check if there’s a minimum or maximum length and stick to the guidelines. If there is no recommended word count, aim for no more than 1-2 pages.

If you’re applying to multiple graduate school programs, you should tailor your personal statement to each application.

Some applications provide a prompt or question. In this case, you might have to write a new personal statement from scratch: the most important task is to respond to what you have been asked.

If there’s no prompt or guidelines, you can re-use the same idea for your personal statement – but change the details wherever relevant, making sure to emphasize why you’re applying to this specific program.

If the application also includes other essays, such as a statement of purpose , you might have to revise your personal statement to avoid repeating the same information.

If you want to know more about college essays , academic writing , and AI tools , make sure to check out some of our other language articles with explanations, examples, and quizzes.

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Looking for grad school personal statement examples? Look no further! In this total guide to graduate school personal statement examples, we’ll discuss why you need a personal statement for grad school and what makes a good one. Then we’ll provide three graduate school personal statement samples from our grad school experts. After that, we’ll do a deep dive on one of our personal statement for graduate school examples. Finally, we’ll wrap up with a list of other grad school personal statements you can find online.

Why Do You Need a Personal Statement?

A personal statement is a chance for admissions committees to get to know you: your goals and passions, what you’ll bring to the program, and what you’re hoping to get out of the program.  You need to sell the admissions committee on what makes you a worthwhile applicant. The personal statement is a good chance to highlight significant things about you that don’t appear elsewhere on your application.

A personal statement is slightly different from a statement of purpose (also known as a letter of intent). A statement of purpose/letter of intent tends to be more tightly focused on your academic or professional credentials and your future research and/or professional interests.

While a personal statement also addresses your academic experiences and goals, you have more leeway to be a little more, well, personal. In a personal statement, it’s often appropriate to include information on significant life experiences or challenges that aren’t necessarily directly relevant to your field of interest.

Some programs ask for both a personal statement and a statement of purpose/letter of intent. In this case, the personal statement is likely to be much more tightly focused on your life experience and personality assets while the statement of purpose will focus in much more on your academic/research experiences and goals.

However, there’s not always a hard-and-fast demarcation between a personal statement and a statement of purpose. The two statement types should address a lot of the same themes, especially as relates to your future goals and the valuable assets you bring to the program. Some programs will ask for a personal statement but the prompt will be focused primarily on your research and professional experiences and interests. Some will ask for a statement of purpose but the prompt will be more focused on your general life experiences.

When in doubt, give the program what they are asking for in the prompt and don’t get too hung up on whether they call it a personal statement or statement of purpose. You can always call the admissions office to get more clarification on what they want you to address in your admissions essay.

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What Makes a Good Grad School Personal Statement?

A great graduate school personal statement can come in many forms and styles. However, strong grad school personal statement examples all share the same following elements:

A Clear Narrative

Above all, a good personal statement communicates clear messages about what makes you a strong applicant who is likely to have success in graduate school. So to that extent, think about a couple of key points that you want to communicate about yourself and then drill down on how you can best communicate those points. (Your key points should of course be related to what you can bring to the field and to the program specifically).

You can also decide whether to address things like setbacks or gaps in your application as part of your narrative. Have a low GPA for a couple semesters due to a health issue? Been out of a job for a while taking care of a family member? If you do decide to explain an issue like this, make sure that the overall arc is more about demonstrating positive qualities like resilience and diligence than about providing excuses.

Specific Examples

A great statement of purpose uses specific examples to illustrate its key messages. This can include anecdotes that demonstrate particular traits or even references to scholars and works that have influenced your academic trajectory to show that you are familiar and insightful about the relevant literature in your field.

Just saying “I love plants,” is pretty vague. Describing how you worked in a plant lab during undergrad and then went home and carefully cultivated your own greenhouse where you cross-bred new flower colors by hand is much more specific and vivid, which makes for better evidence.

A strong personal statement will describe why you are a good fit for the program, and why the program is a good fit for you. It’s important to identify specific things about the program that appeal to you, and how you’ll take advantage of those opportunities. It’s also a good idea to talk about specific professors you might be interested in working with. This shows that you are informed about and genuinely invested in the program.

Strong Writing

Even quantitative and science disciplines typically require some writing, so it’s important that your personal statement shows strong writing skills. Make sure that you are communicating clearly and that you don’t have any grammar and spelling errors. It’s helpful to get other people to read your statement and provide feedback. Plan on going through multiple drafts.

Another important thing here is to avoid cliches and gimmicks. Don’t deploy overused phrases and openings like “ever since I was a child.” Don’t structure your statement in a gimmicky way (i.e., writing a faux legal brief about yourself for a law school statement of purpose). The first will make your writing banal; the second is likely to make you stand out in a bad way.

Appropriate Boundaries

While you can be more personal in a personal statement than in a statement of purpose, it’s important to maintain appropriate boundaries in your writing. Don’t overshare anything too personal about relationships, bodily functions, or illegal activities. Similarly, don’t share anything that makes it seem like you may be out of control, unstable, or an otherwise risky investment. The personal statement is not a confessional booth. If you share inappropriately, you may seem like you have bad judgment, which is a huge red flag to admissions committees.

You should also be careful with how you deploy humor and jokes. Your statement doesn’t have to be totally joyless and serious, but bear in mind that the person reading the statement may not have the same sense of humor as you do. When in doubt, err towards the side of being as inoffensive as possible.

Just as being too intimate in your statement can hurt you, it’s also important not to be overly formal or staid. You should be professional, but conversational.

Graduate School Personal Statement Examples

Our graduate school experts have been kind enough to provide some successful grad school personal statement examples. We’ll provide three examples here, along with brief analysis of what makes each one successful.

Sample Personal Statement for Graduate School 1

PDF of Sample Personal Statement 1 – Japanese Studies

For this Japanese Studies master’s degree, the applicant had to provide a statement of purpose outlining her academic goals and experience with Japanese and a separate personal statement describing her personal relationship with Japanese Studies and what led her to pursue a master’s degree.

Here’s what’s successful about this personal statement:

• An attention-grabbing beginning: The applicant begins with the statement that Japanese has never come easily to her and that it’s a brutal language to learn. Seeing as how this is an application for a Japanese Studies program, this is an intriguing beginning that makes the reader want to keep going.
• A compelling narrative: From this attention-grabbing beginning, the applicant builds a well-structured and dramatic narrative tracking her engagement with the Japanese language over time. The clear turning point is her experience studying abroad, leading to a resolution in which she has clarity about her plans. Seeing as how the applicant wants to be a translator of Japanese literature, the tight narrative structure here is a great way to show her writing skills.
• Specific examples that show important traits: The applicant clearly communicates both a deep passion for Japanese through examples of her continued engagement with Japanese and her determination and work ethic by highlighting the challenges she’s faced (and overcome) in her study of the language. This gives the impression that she is an engaged and dedicated student.

Overall, this is a very strong statement both in terms of style and content. It flows well, is memorable, and communicates that the applicant would make the most of the graduate school experience.

Sample Personal Statement for Graduate School 2

PDF of Sample Graduate School Personal Statement 2 – Musical Composition

This personal statement for a Music Composition master’s degree discusses the factors that motivate the applicant to pursue graduate study.

Here’s what works well in this statement:

• The applicant provides two clear reasons motivating the student to pursue graduate study: her experiences with music growing up, and her family’s musical history. She then supports those two reasons with examples and analysis.
• The description of her ancestors’ engagement with music is very compelling and memorable. The applicant paints her own involvement with music as almost inevitable based on her family’s long history with musical pursuits.
• The applicant gives thoughtful analysis of the advantages she has been afforded that have allowed her to study music so extensively. We get the sense that she is insightful and empathetic—qualities that would add greatly to any academic community.

This is a strong, serviceable personal statement. And in truth, given that this for a masters in music composition, other elements of the application (like work samples) are probably the most important.  However, here are two small changes I would make to improve it:

• I would probably to split the massive second paragraph into 2-3 separate paragraphs. I might use one paragraph to orient the reader to the family’s musical history, one paragraph to discuss Giacomo and Antonio, and one paragraph to discuss how the family has influenced the applicant. As it stands, it’s a little unwieldy and the second paragraph doesn’t have a super-clear focus even though it’s all loosely related to the applicant’s family history with music.
• I would also slightly shorten the anecdote about the applicant’s ancestors and expand more on how this family history has motivated the applicant’s interest in music. In what specific ways has her ancestors’ perseverance inspired her? Did she think about them during hard practice sessions? Is she interested in composing music in a style they might have played? More specific examples here would lend greater depth and clarity to the statement.

Sample Personal Statement for Graduate School 3

PDF of Sample Graduate School Personal Statement 3 – Public Health

This is my successful personal statement for Columbia’s Master’s program in Public Health. We’ll do a deep dive on this statement paragraph-by-paragraph in the next section, but I’ll highlight a couple of things that work in this statement here:

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• This statement is clearly organized. Almost every paragraph has a distinct focus and message, and when I move on to a new idea, I move on to a new paragraph with a logical transitions.
• This statement covers a lot of ground in a pretty short space. I discuss my family history, my goals, my educational background, and my professional background. But because the paragraphs are organized and I use specific examples, it doesn’t feel too vague or scattered.
• In addition to including information about my personal motivations, like my family, I also include some analysis about tailoring health interventions with my example of the Zande. This is a good way to show off what kinds of insights I might bring to the program based on my academic background.

Grad School Personal Statement Example: Deep Dive

Now let’s do a deep dive, paragraph-by-paragraph, on one of these sample graduate school personal statements. We’ll use my personal statement that I used when I applied to Columbia’s public health program.

Paragraph One: For twenty-three years, my grandmother (a Veterinarian and an Epidemiologist) ran the Communicable Disease Department of a mid-sized urban public health department. The stories of Grandma Betty doggedly tracking down the named sexual partners of the infected are part of our family lore. Grandma Betty would persuade people to be tested for sexually transmitted diseases, encourage safer sexual practices, document the spread of infection and strive to contain and prevent it. Indeed, due to the large gay population in the city where she worked, Grandma Betty was at the forefront of the AIDS crises, and her analysis contributed greatly towards understanding how the disease was contracted and spread. My grandmother has always been a huge inspiration to me, and the reason why a career in public health was always on my radar.

This is an attention-grabbing opening anecdote that avoids most of the usual cliches about childhood dreams and proclivities. This story also subtly shows that I have a sense of public health history, given the significance of the AIDs crisis for public health as a field.

It’s good that I connect this family history to my own interests. However, if I were to revise this paragraph again, I might cut down on some of the detail because when it comes down to it, this story isn’t really about me. It’s important that even (sparingly used) anecdotes about other people ultimately reveal something about you in a personal statement.

Paragraph Two: Recent years have cemented that interest. In January 2012, my parents adopted my little brother Fred from China. Doctors in America subsequently diagnosed Fred with Duchenne Muscular Dystrophy (DMD). My parents were told that if Fred’s condition had been discovered in China, the (very poor) orphanage in which he spent the first 8+ years of his life would have recognized his DMD as a death sentence and denied him sustenance to hasten his demise.

Here’s another compelling anecdote to help explain my interest in public health. This is an appropriately personal detail for a personal statement—it’s a serious thing about my immediate family, but it doesn’t disclose anything that the admissions committee might find concerning or inappropriate.

If I were to take another pass through this paragraph, the main thing I would change is the last phrase. “Denied him sustenance to hasten his demise” is a little flowery. “Denied him food to hasten his death” is actually more powerful because it’s clearer and more direct.

Paragraph Three: It is not right that some people have access to the best doctors and treatment while others have no medical care. I want to pursue an MPH in Sociomedical Sciences at Columbia because studying social factors in health, with a particular focus on socio-health inequities, will prepare me to address these inequities. The interdisciplinary approach of the program appeals to me greatly as I believe interdisciplinary approaches are the most effective way to develop meaningful solutions to complex problems.

In this paragraph I make a neat and clear transition from discussing what sparked my interest in public health and health equity to what I am interested in about Columbia specifically: the interdisciplinary focus of the program, and how that focus will prepare me to solve complex health problems. This paragraph also serves as a good pivot point to start discussing my academic and professional background.

Paragraph Four: My undergraduate education has prepared me well for my chosen career. Understanding the underlying structure of a group’s culture is essential to successfully communicating with the group. In studying folklore and mythology, I’ve learned how to parse the unspoken structures of folk groups, and how those structures can be used to build bridges of understanding. For example, in a culture where most illnesses are believed to be caused by witchcraft, as is the case for the Zande people of central Africa, any successful health intervention or education program would of necessity take into account their very real belief in witchcraft.

In this paragraph, I link my undergraduate education and the skills I learned there to public health. The (very brief) analysis of tailoring health interventions to the Zande is a good way to show insight and show off the competencies I would bring to the program.

Paragraph Five: I now work in the healthcare industry for one of the largest providers of health benefits in the world. In addition to reigniting my passion for data and quantitative analytics, working for this company has immersed me in the business side of healthcare, a critical component of public health.

This brief paragraph highlights my relevant work experience in the healthcare industry. It also allows me to mention my work with data and quantitative analytics, which isn’t necessarily obvious from my academic background, which was primarily based in the social sciences.

Paragraph Six: I intend to pursue a PhD in order to become an expert in how social factors affect health, particularly as related to gender and sexuality. I intend to pursue a certificate in Sexuality, Sexual Health, and Reproduction. Working together with other experts to create effective interventions across cultures and societies, I want to help transform health landscapes both in America and abroad.

This final paragraph is about my future plans and intentions. Unfortunately, it’s a little disjointed, primarily because I discuss goals of pursuing a PhD before I talk about what certificate I want to pursue within the MPH program! Switching those two sentences and discussing my certificate goals within the MPH and then mentioning my PhD plans would make a lot more sense.

I also start two sentences in a row with “I intend,” which is repetitive.

The final sentence is a little bit generic; I might tailor it to specifically discuss a gender and sexual health issue, since that is the primary area of interest I’ve identified.

This was a successful personal statement; I got into (and attended!) the program. It has strong examples, clear organization, and outlines what interests me about the program (its interdisciplinary focus) and what competencies I would bring (a background in cultural analysis and experience with the business side of healthcare). However, a few slight tweaks would elevate this statement to the next level.

Graduate School Personal Statement Examples You Can Find Online

So you need more samples for your personal statement for graduate school? Examples are everywhere on the internet, but they aren’t all of equal quality.

Most of examples are posted as part of writing guides published online by educational institutions. We’ve rounded up some of the best ones here if you are looking for more personal statement examples for graduate school.

Penn State Personal Statement Examples for Graduate School

This selection of ten short personal statements for graduate school and fellowship programs offers an interesting mix of approaches. Some focus more on personal adversity while others focus more closely on professional work within the field.

The writing in some of these statements is a little dry, and most deploy at least a few cliches. However, these are generally strong, serviceable statements that communicate clearly why the student is interested in the field, their skills and competencies, and what about the specific program appeals to them.

Cal State Sample Graduate School Personal Statements

These are good examples of personal statements for graduate school where students deploy lots of very vivid imagery and illustrative anecdotes of life experiences. There are also helpful comments about what works in each of these essays.

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However, all of these statements are definitely pushing the boundaries of acceptable length, as all are above 1000 and one is almost 1500 words! Many programs limit you to 500 words; if you don’t have a limit, you should try to keep it to two single-spaced pages at most (which is about 1000 words).

University of Chicago Personal Statement for Graduate School Examples

These examples of successful essays to the University of Chicago law school cover a wide range of life experiences and topics. The writing in all is very vivid, and all communicate clear messages about the students’ strengths and competencies.

Note, however, that these are all essays that specifically worked for University of Chicago law school. That does not mean that they would work everywhere. In fact, one major thing to note is that many of these responses, while well-written and vivid, barely address the students’ interest in law school at all! This is something that might not work well for most graduate programs.

Wheaton College Personal Statement for Graduate School Sample 10

This successful essay for law school from a Wheaton College undergraduate does a great job tracking the student’s interest in the law in a compelling and personal way. Wheaton offers other graduate school personal statement examples, but this one offers the most persuasive case for the students’ competencies. The student accomplishes this by using clear, well-elaborated examples, showing strong and vivid writing, and highlighting positive qualities like an interest in justice and empathy without seeming grandiose or out of touch.

Wheaton College Personal Statement for Graduate School Sample 1

Based on the background information provided at the bottom of the essay, this essay was apparently successful for this applicant. However, I’ve actually included this essay because it demonstrates an extremely risky approach. While this personal statement is strikingly written and the story is very memorable, it could definitely communicate the wrong message to some admissions committees. The student’s decision not to report the drill sergeant may read incredibly poorly to some admissions committees. They may wonder if the student’s failure to report the sergeant’s violence will ultimately expose more soldiers-in-training to the same kinds of abuses. This incident perhaps reads especially poorly in light of the fact that the military has such a notable problem with violence against women being covered up and otherwise mishandled

It’s actually hard to get a complete picture of the student’s true motivations from this essay, and what we have might raise real questions about the student’s character to some admissions committees. This student took a risk and it paid off, but it could have just as easily backfired spectacularly.

Key Takeaways: Graduate School Personal Statement Examples

In this guide, we discussed why you need a personal statement and how it differs from a statement of purpose. (It’s more personal!)

We also discussed what you’ll find in a strong sample personal statement for graduate school:

• A clear narrative about the applicant and why they are qualified for graduate study.
• Specific examples to support that narrative.
• Compelling reasons why the applicant and the program are a good fit for each other.
• Strong writing, including clear organization and error-free, cliche-free language.
• Appropriate boundaries—sharing without over-sharing.

Then, we provided three strong graduate school personal statement examples for different fields, along with analysis. We did a deep-dive on the third statement.

Finally, we provided a list of other sample grad school personal statements online.

What’s Next?

Want more advice on writing a personal statement ? See our guide.

Writing a graduate school statement of purpose? See our statement of purpose samples  and a nine-step process for writing the best statement of purpose possible .

If you’re writing a graduate school CV or resume, see our how-to guide to writing a CV , a how-to guide to writing a resume , our list of sample resumes and CVs , resume and CV templates , and a special guide for writing resume objectives .

Need stellar graduate school recommendation letters ? See our guide.

See our 29 tips for successfully applying to graduate school .

Ready to improve your GRE score by 7 points?

Author: Ellen McCammon

Ellen is a public health graduate student and education expert. She has extensive experience mentoring students of all ages to reach their goals and in-depth knowledge on a variety of health topics. View all posts by Ellen McCammon

• How To Write Your Postgraduate Personal Statement

Postgraduate study

• What are the differences between an undergraduate and postgraduate personal statement?
• Why study postgraduate?
• Modes of study

What's on this page?

What is a personal statement, preparing to write your personal statement, opening your personal statement, work experience and future plans, ending your personal statement.

Your postgraduate personal statement is your chance to get noticed for your expertise and experience you’ve gathered. It’s an important part of the application process as it allows you to talk about yourself and your passions and prove the value you can bring to your chosen university.

In this article, we’re going to talk you through how to write a postgraduate personal statement that stands out and gives you the best chance of being offered a place on the master’s programme you’re applying for. 

Shona Barrie – Director of Admissions, University of Stirling

You’ll have already written a personal statement for your undergraduate study, so you’ll know the importance of preparation. There are two things to think about when you’re planning:

• The practical and factual information you need to get across.
• Then, the more emotional, human parts of you that make you different to everyone else. 

Before you start writing, take some time to think about the key things you’d want your chosen university to know about you, and get them down on paper.

Questions to focus your mind

• Why have you chosen this master’s programme?
• Why are you passionate about this subject matter? 
• How has your undergraduate study influenced your decision to apply?
• Have you got any work experience that might help you?
• What life experiences have you had that you could talk about?
• What achievements can you talk about to support your application?
• Why do you want to study at this particular university?
• What plans and ambitions do you have for your future career?

Three top tips

Be specific.

Remember that a postgraduate personal statement needs you to talk specifically about the university you’ve chosen.

Demonstrate experience

Universities will be looking for postgraduate students who are able to demonstrate expertise in a particular subject – so include that.

Show what you've learnt

Tell the university about your university life as an undergraduate and include any clubs or societies you were involved in.

Admissions tutors will be reading a lot of personal statements so it’s important to grab their attention right from the start. 

You can find a full guide on How to start a personal statement: The attention grabber but here are the main things for you to think about. 

• Don’t overthink the opening . Just start by showing your enthusiasm for the subject, showcasing your knowledge and understanding, and sharing your ambitions of what you want to achieve.
• Avoid cliches . Remember, this opening part is simply about introducing yourself, so let the admissions tutor reading your personal statement get to know you. 
• Keep it relevant and simple . You’re limited on how much you can include so avoid long-winded explanations. Why use 50 words when ten can make your point?

Talking about the course

Now you’re ready to start talking about the course and subject you’re applying for.

There are four main areas you’ll need to cover in this section of your personal statement. 

• Why are you applying for this master’s?  Think about your undergraduate study and how this master’s will develop your expertise further. Do you have career aspirations this course will help you achieve?
• Why does the subject interest you? This is your chance to show your passion and really demonstrate who you are. If you have work or volunteering experiences related to the subject, include them here.
• Why do you think you’ll be an asset to the university?  Your personal and practical skills combined together create a unique picture of who you are and why you’ll be a successful postgraduate student, so include both. 
• How does your previous undergraduate study relate to the course? Showcase your enthusiasm for your current study and take the opportunity to demonstrate your skills and knowledge now, and how you want to build on that. 

Next, you’ll need to write about your personal skills and achievements.

Universities like to know the abilities you have that’ll help you on the course, or generally with life at university. Don’t forget to include evidence to back up why you’re so passionate about the programme you’ve chosen.

Your personal skills and achievements

Be bold and talk about the achievements you’re proud of., include positions of responsibility you hold, or have held, both in and out of school., what are the things that make you interesting, special, or unique .

Your work experience and future plans are important to include in your personal statement. You should share details of jobs, placements, work experience, or voluntary work, particularly if it's relevant to your course. 

• Try to link any experience to skills or qualities that’ll make you successful on your course.
• If you know what you’d like to do after as a career, explain how you plan to use the knowledge and experience you’ll gain.

It’s always good to connect the beginning of your statement to the end and a great way to reinforce what you said at the start. You want to see the ending as your chance to end in a way that’ll make the university remember you. 

This final part of your personal statement should emphasise the great points you’ve already made and answer the question of why you should be offered a place on the course. 

Read our full guide on How to finish your statement the right way .

Aakriti Labra – MSc Occupational and Organisational Psychology, University of Surrey

Now you’ve written your postgraduate personal statement, you’ll need to do a couple of final things before you submit it. 

• Have you proofread your personal statement? Don’t just rely on spellcheckers. We’d recommend reading it out loud as that’s a great way to spot any errors as well as checking it sounds like you. 
• Have you asked for feedback? Ask friends, family or your undergraduate university tutors to have a read through your personal statement and take their feedback on board.
• Check out our personal statement dos and don'ts Have a look at the common pitfalls against your final draft to make sure you haven't made any obvious errors!

Postgraduate

More advice.

Use the UCAS’ personal statement tool alongside this guide to help you structure your ideas.

Do you want to understand the differences between an undergraduate and postgraduate personal statement? Take a look at our guide here.

Why study a postgraduate course? Find out here.  

What funding is there for postgraduate courses?  

Sponsored articles UCAS Media Service

Student finance for postgraduate loans, five reasons to sign up to the ucas newsletter, how to find a job.

How to write a personal statement

How to approach writing your personal statement for graduate applications.

If you’re applying for a grad course that requires a personal statement (sometimes also called a ‘statement of purpose’), it can be difficult to know where to start and what to include. Read on for tips from some of our masters’ students about their process and what they found helpful.

1. Before you start

The academic work is the most important reason why we’re here, but that also translates into work experiences, internships, volunteering. I think a big part of the personal statement is crafting that narrative of academic self that fits alongside your professional experiences, to give that greater picture of who you are as an academic. Lauren (MSc Modern Middle Eastern Studies)

Start by thinking about the skills, knowledge and interests you’ve acquired over time and how the course at Oxford will take them forward.

Your statement is the story you want to tell about yourself and your academic work to the department you are applying to.

Most of your application and its supporting documents communicate plain facts about your academic career so far. Your personal statement is your best opportunity to put these facts into context and show assessors how you’ve progressed and excelled.

Make sure you highlight evidence of your achievements (a high grade in a relevant area, an award or scholarship, a research internship).

Presenting yourself

When I was writing my personal statement, I went onto my course website. I looked at what they emphasised and what kind of students they were looking for, and I wrote about my experiences based on that. Kayla (MSc in Clinical Embryology)

Make it easy for an assessor to see how you meet the entry requirements for the course (you can find these on each course page ).

Don’t make any assumptions about what Oxford is looking for!

Get to know your department

You want to study this particular subject and you want to study at Oxford (you’re applying here, so we know that!) but why is Oxford the right place for you to study this subject? What interests or qualities of the academic department and its staff make it attractive to you?

Use your academic department’s website for an overview of their research, academic staff and course information (you'll find a link to the department's own website on each course page ).

I said, ‘why do I actually want to be here? What is it about being at Oxford that’s going to get me to what I want to do? Sarah (Bachelor of Civil Law)

Talk it out

Talking to others about your statement can be a great way to gather your ideas and decide how you’d like to approach it. Sarah even managed to get benefit out of this approach by herself:

“I spent a lot of time talking out loud. My written process was actually very vocal, so I did a lot of talking about myself in my room.”

2. The writing process

Know your format.

Make sure you’ve read all the guidance on the How to Apply section of your course page , so you know what’s needed in terms of the word count of the final statement, what it should cover and what it will be assessed for. This should help you to visualise roughly what you want to end up with at the end of the process.

Make a start

When it comes to writing your personal statement, just getting started can be the hardest part.

One good way to get around writer’s block is to just put it all down on the page, like Mayur.

First - write down anything and everything. In the first round, I was just dumping everything - whatever I’ve done, anything close to computer science, that was on my personal statement. Mayur (MSc Computer Science)

You’ll be editing later anyway so don’t let the blank page intimidate you - try writing a little under each of the following headings to get started:

• areas of the course at Oxford that are the most interesting to you
• which areas you’ve already studied or had some experience in
• what you hope to use your Oxford course experience for afterwards.

3. Finishing up

Get some feedback.

Once you’ve got a draft of about the right length, ask for feedback on what you’ve written. It might take several drafts to get it right.

This could involve getting in touch with some of your undergraduate professors to ask them to read your draft and find any areas which needed strengthening.

You could also show it to people who know you well, like family or friends.

Because they’re the first people to say, ‘Who is that person?’ You want the people around you to recognise that it really sounds like you. It can be scary telling family and friends you’re applying for Oxford, because it makes it real, but be brave enough to share it and get feedback on it. Sarah (Bachelor of Law)

Be yourself

Finally - be genuine and be yourself. Make sure your personal statement represents you, not your idea about what Oxford might be looking for.

We have thousands of students arriving every year from a huge range of subjects, backgrounds, institutions and countries (you can hear from a few more of them in our My Oxford interviews).

Get moving on your application today

To find out more about supporting documents and everything else you need to apply, read your course page and visit our Application Guide .

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This content was previously available through our  Applicant advice hub . The hub contained links to articles hosted on our  Graduate Study at Oxford Medium channel . We've moved the articles that support the application process into this new section of our website.

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How to Write a Stand-Out Personal Statement for Your Graduate School Application

While deciding to embark on the path to graduate school is an exciting first step toward advancing your career, the application process can sometimes feel daunting and confusing.

One major part of the application that most schools require is a personal statement. Writing a personal statement can be an arduous task: After all, most people don’t necessarily enjoy writing about themselves, let alone at length.

A compelling personal statement, however, can help bring your application to the top of the admissions pile. Below, we’ve outlined what you need to know about crafting a personal statement to make your application shine.

What Is a Personal Statement?

The point of a personal statement is for the admissions board to gain a deeper understanding of who you are apart from your education and work experience. It explains why you’re the right fit for the program and a worthwhile applicant. It’s also an opportunity to highlight important factors that may not be readily available in the rest of your application.

A personal statement is different from a statement of purpose (if you’re asked for that as well). A statement of purpose will touch on your academic and career goals, as well as your past credentials. While those should also be discussed in your personal statement, it’s more about your life experiences and how they’ve shaped you and your journey to graduate school.

Questions to Ask Yourself Before Writing a Personal Statement

Before you start crafting your essay, there are a few prompts you can ask yourself to help clarify what you want to accomplish.

• What are the key points you want to communicate about yourself?
• What personal characteristics or skills do you have that make you a strong candidate for this field?
• What exactly are your career goals, and how does graduate school play into them?
• What have you learned about this field already? When did you first choose to follow this path, and what do you enjoy about it?
• What do you think is important for the admissions board to know specifically about you?
• Are there any discrepancies or causes for concern in your application you need to address? For example, is there a career and schooling gap, or a low GPA at one point? This is the time to discuss whether a personal hardship may have affected your academics or career.
• Have you dealt with any unusual obstacles or difficulties in your life? How have they affected and shaped you?
• What sets you apart and makes you unique from other graduate school applicants?
• What factors in your life have brought you to where you are today?

Top Tips for Writing a Graduate School Personal Statement

Pick a few points to emphasize about yourself . Introduce yourself to the admissions board. Select key factors about your background that you want the university to know — elements that reveal what kind of person you are and demonstrate why you’re a strong candidate for the school and field of study.

Be very specific . Again, a personal statement is all about communicating what distinguishes you from other applicants. To accomplish that, you need to share specific anecdotes that underscore your statements. If you say you’re a strong leader, present an example of a time you’ve proven that skill through work, school or your personal life. These specific, personal stories provide a deeper understanding of who you are and prove your intentions.

Do your research . Demonstrate what attracted you to the program. If there is a specific faculty member or class that caught your attention, or another aspect of the program that greatly interests you, convey it. This shows you’ve truly researched the school and have a passion for the program.

“Whatever the topic may be, I would recommend writing in a manner that reflects or parallels the institution’s and/or department’s missions, goals and values,” said Moises Cortés, a graduate/international credentials analyst for the Office of Graduate Admission at USC .

Address any gaps or discrepancies . Explain any factors that may have impacted your academic career. If you had an illness or any other personal hardships that affected your grades or work, discuss them. If there is a discrepancy between your grades and your test scores, you can also take the time to go over any extenuating circumstances.

Strike the right tone . While it’s important to give readers a glimpse of your personality, avoid oversharing or revealing intimate details of your life experiences. You should also avoid making jokes or using humorous cliches. Maintain a professional tone throughout your writing.

Start strong and finish strong . As with any piece of writing, you want to draw in your readers immediately. Make sure to start off with an interesting and captivating introduction. Similarly, your conclusion should be a well-written, engaging finish to the essay that highlights any important points.

“ For a personal statement, I think the first and last paragraphs are most important and should always relate the program they are applying to their own experiences and ideas,” Hoon H. Kang, a graduate/international credential analyst with the Office of Graduate Admission, told USC Online.

Proofread, proofread and proofread again . We can’t emphasize enough the importance of rereading your work. Your personal statement is also an analysis of your writing skills, so ensure you have proper grammar and spelling throughout. In addition, we recommend having multiple people look over your statement before submission. They can help with the proofreading (a second person always catches a mistake the writer may miss), give advice about the statement’s structure and content, and confirm it’s the proper recommended length.

Once you’ve considered all of the above and reviewed and edited your personal statement to perfection, it’s time to submit and check off any remaining application requirements, including your resume and letters of recommendation .

Personal statements are arguably one of the most challenging aspects of applying to graduate school, so make sure to revel in this accomplishment and acknowledge your successes.

For more information, visit the  Office of Graduate Admission at USC  and explore  USC Online ’s master’s degrees, doctoral programs and graduate certificates.

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Personal statements for postgraduate applications

Your Masters personal statement is an essential part of your postgraduate application as it's this document that will convince admissions tutors that you're worthy of a place on a course. Discover how to write a Masters personal statement and take a look at some examples for inspiration

What is a personal statement?

A Masters personal statement is a piece of writing that you submit as part of your  postgraduate application . It's your first real chance to sell yourself to the university and to demonstrate to admissions tutors that you're right for the course.

It's likely that you've already written a  personal statement for your Bachelors degree , so this should give you some idea of what to expect. However, don't be tempted to use your undergraduate personal statement as a template. You will have progressed academically since then and admissions tutors will want to see evidence of this.

Your postgraduate personal statement should be unique and tailored to the course that you're applying to. Use the opportunity to show off your academic interests and abilities, and to demonstrate that the programme will benefit from your attendance as much as you'll benefit from studying it.

'Personal statements have a two-way function in the application process,' explains Steve Carruthers, head of postgraduate admissions and student visa compliance at the University of East Anglia (UEA). 'They are critical to demonstrating the student is right for the course, showing their experience, knowledge, background and personality, as well as their interest in the subject. They also enable the admissions team to ensure the selected course is the best fit for the student's aspirations and goals, or to make alternate recommendations to ensure all options have been equally considered.'

How long should a postgraduate personal statement be?

A Masters personal statement should be around 500 words. This equates to one side of A4. However, some universities require more, often two sides. Some institutions also set a character limit instead of a specific word count, so it's important that you check the application guidelines before starting to write your statement.

As they're relatively short, don't waste words on autobiographical information. This isn't necessary in postgraduate personal statements. Instead, focus on why you want to study a particular programme and your potential to successfully complete the course.

What should I include in a Masters personal statement?

'The statement is a snapshot of who you are  and why you've chosen your course, so include everything that helps an academic or admissions team see that clearly,' advises Steve.

You should tailor your personal statement to fit the course you're applying for, so what to include will largely depend on the course requirements. However, in general you should write about:

• Your reasons for applying for a particular programme and why you deserve a place above other candidates - 'demonstrate your interest and passion for the course and subject. This tells admissions staff you're more likely to fully engage in your studies,' says Steve. Discuss your academic interests, career goals and the university and department's reputation, and write about which aspects of the course you find most appealing, for example particular modules or work experience opportunities. Show that you're ready for the demands of postgraduate life by demonstrating your knowledge and experience.
• Your preparation  - address how undergraduate study has prepared you for a postgraduate course, mentioning your independent work (e.g. dissertation) and topics that most interested you.
• Evidence of your skillset  - 'show your writing skills, intellect and ability to succeed academically, as well as the effect and impact you may have on the cohort as a leader, influencer, or enthusiastic team member,' adds Steve. Highlight relevant skills and knowledge that will enable you to make an impact on the department, summarising your abilities in core areas including IT, numeracy, organisation, communication, time management and critical thinking. You can also cover any grades, awards, work placements, extra readings or conferences that you've attended and how these have contributed to your readiness for Masters study.
• Your goals  - 'Your long-term plans and aspirations are also important to cover, as they both help ensure you've selected the best course to achieve these, but also give the academic team an understanding of how they might best support you through your studies,' says Steve.

Address any  weaknesses, such as lower-than-expected module performance in your undergraduate degree or gaps in your education history. The university will want to know about these, so explain them with a positive spin. Cover how these gaps and weaknesses have been addressed and what will be different in your  postgraduate studies.

How should I structure my personal statement?

Your personal statement should follow a logical, methodical structure, where each paragraph follows on from the one before. Make sure paragraphs are short, succinct, clear and to the point. Remember, you only have 500 words so use them wisely.

Capture the reader's attention with an enthusiastic introduction covering why you want to study a particular Masters. Then, engage the reader in your middle paragraphs by summing up your academic and employment background, evidencing your knowledge and skills and demonstrating why the course is right for you.

Your conclusion should be concise, summarising why you're the ideal candidate. Overall, aim for five or six paragraphs. You can use headings to break up the text if you prefer.

The majority of postgraduate applications are submitted online directly to the university. If this is the case, present your personal statement in a standard font such as Arial, Calibri or Times New Roman, text size 11 or 12. If your course application is submitted through UKPASS (UCAS's postgraduate application service) font style won't matter, as personal statements are automatically formatted.

How can I write a good postgraduate personal statement?

• Give yourself plenty of time and don't rush . Your personal statement can make or break your application so it needs to be right. Tutors can tell if you're bluffing, and showing yourself up as uninformed could be costly. Before you start, read the rules and guidelines provided, check the selection criteria and research the course and institution.
• Use AI tools responsibly - 'Remember, this is a 'personal' statement, so make sure it's all about you,' stresses Steve. 'Using AI such as ChatGTP or Google Bard to generate a statement may be easier, but generalised statements that miss out you, your personality and experiences will never be as effective. Personal stories and experiences really bring your statement to life, and this is one of those times it's ok to talk boldly about all you've achieved, and your qualities.'
•  Adopt a positive, enthusiastic and professional tone and write in clear, short sentences . Avoid elaborate or overly complicated phrases. Unless otherwise stated, all postgraduate personal statements should be written in English and your spelling, grammar and punctuation must be spot on, as the personal statement acts as a test of your written communication skills..
• Don't use the same supporting statement for every course . Admissions tutors can spot copy-and-paste jobs. Generic applications demonstrate that you have little understanding of the course. In order to stand out from the crowd, Masters personal statements must be unique and specific to the course and institution.
• Draft and redraft your statement until you're happy . Then ask a friend, family member or careers adviser to read it. Proofreading is incredibly important to avoid mistakes. Memorise what you've written before any interviews.

What do I need to avoid?

• follow online examples too closely, use them as a guide only
• use your undergraduate UCAS application as a template
• be negative
• lie or exaggerate
• use clichés, gimmicks, humour, over-used words such as 'passion' or Americanisms
• include inspirational quotes
• make pleading/begging statements
• needlessly flatter the organisation
• include irrelevant course modules, personal facts or extra-curricular activities
• use overly long sentences
• repeat information found elsewhere in your application
• leave writing your personal statement to the last minute.

How should I start my Masters personal statement?

Steve believes there is no right way to start a personal statement so try not to waste too much time coming up with a catchy opening. The more you try, the more contrived you'll sound and the more likely you are to fall into the trap of using clichés. 'A good rule of thumb is to make it interesting, personal (avoiding bland generalisms) and enthusiastic for your choice of study.’

'Your opening lines could include how your current interests (we're less interested in you as a six year old) have led you to apply for this course, and how you see it helping you achieve both your full potential and future aspirations,' says Steve.

Avoid using overused phrases, such as:

• For as long as I can remember…
• From a young age…
• I am applying for this course because…
• Throughout my life I have always enjoyed…
• I have always been interested in…
• I have always been passionate about…
• I have always wanted to pursue a career in…
• Reflecting on my educational experiences…

Admissions tutors read hundreds of applications per course so the opening paragraph of your personal statement needs to get straight to the point and make a real impact. Avoid overkill statements, gimmicks and popular quotes.

If you're really struggling, come back and tackle the opening once you have written the rest.

How should I end my personal statement?

Conclusions should be short, sharp and memorable, and leave no doubt in an admissions tutor's mind that you deserve a place on a course.

The perfect ending should pull all of your key points together without waffling or repeating yourself.

Like the rest of your Masters personal statement, keep the ending simple. Be succinct and make it clear why you'll be an asset to the university and end on a positive note, with a statement about why the institution would be lucky to have you as a student.

What are admissions tutors looking for?

'Passion for the subject, and an understanding of the key challenges and problems it's currently facing, as well as the research being undertaken to solve these or to move the field forwards, really endears you to the academics who you'll be interacting with,' explains Steve.

'Strong writing skills are a gift, so be clear and concise about what you want to say, and always get a second pair of eyes to check spelling and grammar as well as readability.'

Make sure you also provide:

• an explanation of how the course links your past and future
• an insight into your academic and non-academic abilities, and how they'll fit with the course
• evidence of your skills, commitment and enthusiasm
• knowledge of the institution's area of expertise
• reasons why you want to study at the institution.

Personal statement examples

The style and content of your postgraduate personal statement depends on several variables, such as the type of qualification that you're applying for - such as a  Masters degree , a conversion course or  teacher training . Here are some postgraduate personal statement templates to help you get started:

Business management personal statement

Postgraduate courses in business management are popular among graduates. To make your application stand out your personal statement needs to cover your motivations for choosing a specific course at a particular university, your career goals and how the Masters will help you achieve them. Be sure to mention relevant transferrable skills and work experience. Read up on management courses .

Computer science personal statement

If you'd like to complete a Masters but studied an unrelated subject at undergraduate level you'll need to explain why you'd like to change disciplines. In the case of computer science your personal statement will need to show that you possess the technical, mathematical and analytical skills necessary, as well as demonstrate your knowledge of the subject area. Gain an insight into the information technology sector .

Law personal statement

You'll apply for an LLM the same way you would for any other Masters, directly to the university. Whether you're undertaking a general LLM or a more specific programme, such as an LLM in human rights or international business law, you'll need to convey why you want to study the law in more depth and how this could potentially aid your career. Discover more about LLM degrees .

Nursing personal statement

If you didn't study the subject at undergraduate level but you'd like to apply for a postgraduate course in nursing your personal statement needs to convey your reasons for choosing this career path, as well as demonstrate a specific set of skills, knowledge of the working environment and relevant  experience. Find out more about working as an adult or children's nurse .

Psychology personal statement

Applications for conversion courses such as these are fairly straightforward and made directly to individual institutions. You need to explain why you want to change subjects and how your current subject will help you. Explain what experience you have that will help with your conversion subject, and what you hope to do in the future. Learn more about  psychology conversion courses .

Social work personal statement

If your Bachelors degree was in an unrelated subject but you now have ambitions to work as a social worker you'll need a Masters in social work (MSW) to qualify. Social work Masters have a substantial work placement element so you'll need to cover what you hope to achieve during this time as well as demonstrate other relevant experience. Find out more about social work courses .

PGCE primary personal statement

As well as detailing why you want to work with this particular age group, a PGCE primary personal statement should highlight the ways in which your educational background has inspired you to teach. You'll need to cover relevant skills you have gained and any related work experience, as well as demonstrate your knowledge of the primary national curriculum. Read up on PGCEs .

PGCE secondary personal statement

You'll need to cover why you want to teach at secondary level while also acknowledging the pressures and challenges of working with older pupils. As you'll be teaching a specific subject, you'll need to evidence your knowledge in this area and demonstrate how your first degree was relevant. It's also essential to highlight any related work or voluntary experience. Learn more about teaching personal statements .

Find out more

• Search postgraduate courses .
• Find out what else you must consider when  applying for a Masters degree .
• Completed your application? Discover what  postgraduate interview questions  you may be asked.

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How To Write a Statement of Purpose for Graduate School

Congratulations! You’ve chosen a graduate program , read up on tips for applying to grad school , and even written a focused grad school resumé . But if you’re like many students, you’ve left the most daunting part of the application process for last—writing a statement of purpose. The good news is that the task doesn’t have to feel so overwhelming, as long as you break the process down into simple, actionable steps. Below, learn how to write a strong, unique statement of purpose that will impress admissions committees and increase your chances of getting into your dream school.

What is a statement of purpose?

A statement of purpose (SOP), sometimes referred to as a personal statement, is a critical piece of a graduate school application that tells admissions committees who you are, what your academic and professional interests are, and how you’ll add value to the graduate program you’re applying to.

Jared Pierce, former associate director of enrollment services at Northeastern University, says a strong statement of purpose can be the deciding factor in a graduate student’s admission.  

“Your statement of purpose is where you tell your story about who you are and why you deserve to be a part of the [university’s] community. It gives the admissions committee the chance to get to know you and understand how you’ll add value to the classroom,” he says.

How long should a statement of purpose be? “A statement of purpose should be between 500 and 1,000 words,” Pierce says, noting that it should typically not exceed a single page. He advises that students use a traditional font at a readable size (11 or 12 points) and leave enough white space in the margins to make the statement easy to read. Make sure to double-space the statement if the university has requested it, he adds. 

How to write a statement of purpose: a step-by-step guide

Now that you understand how to format a statement of purpose, you can begin drafting your own. Getting started can feel daunting, but Pierce suggests making the process more manageable by breaking down the writing process into four easy steps.

1. Brainstorm your ideas.

First, he says, try to reframe the task at hand and get excited for the opportunity to write your statement of purpose. 

“Throughout the application process, you’re afforded few opportunities to address the committee directly,” he explains. “Here is your chance to truly speak directly to them. Each student arrives at this process with a unique story, including prior jobs, volunteer experience, or undergraduate studies. Think about what makes you you and start outlining.”

When writing your statement of purpose, Pierce suggests asking yourself these key questions:

• Why do I want this degree?
• What are my expectations for this degree?
• What courses or program features excite me the most?
• Where do I want this degree to take me, professionally and personally?
• How will my unique professional and personal experiences add value to the program?

Jot these responses down to get your initial thoughts on paper. This will act as your starting point for creating an outline and writing your first draft.

2. Develop an outline.

Next, you’ll want to take the ideas that you’ve identified during the brainstorming process and plug them into an outline that will guide your writing. 

An effective outline for your statement of purpose might look something like this:

• An attention-grabbing hook
• A brief introduction of yourself and your background as it relates to your motivation behind applying to graduate school 
• Your professional goals as they relate to the program
• Why you’re interested in the specific school and what you can bring to the table
• A brief summary of the information presented in the body that emphasizes your qualifications and compatibility with the school

An outline like the one above will give you a roadmap to follow so that your statement of purpose is well organized and concise. 

3. Write the first draft.

Your statement of purpose should communicate who you are and why you are interested in a particular program, but it also needs to be positioned in a way that differentiates you from other applicants. 

Admissions professionals already have your transcripts, resumé, and test scores; the statement of purpose is your chance to tell your story in your own words.

When you begin drafting content, make sure to:

• Provide insight into what drives you , whether that’s professional advancement, personal growth, or both.
• Demonstrate your interest in the school by addressing the unique features of the program that interest you most. For Northeastern, he says, maybe it’s experiential learning; you’re excited to tackle real-world projects in your desired industry. Or perhaps it’s learning from faculty who are experts in your field of study.
• Be yourself. It helps to keep your audience in mind while writing, but don’t forget to let your personality shine through. It’s important to be authentic when writing your statement to show the admissions committee who you are and why your unique perspective will add value to the program.

4. Edit and refine your work.

Before you submit your statement of purpose:

• Make sure you’ve followed all directions thoroughly , including requirements about margins, spacing, and font size.
• Proofread carefully for grammar, spelling, and punctuation.
• Remember that a statement of purpose should be between 500 and 1,000 words. If you’ve written far more than this, read through your statement again and edit for clarity and conciseness. Less is often more; articulate your main points strongly and get rid of any “clutter.”
• Walk away and come back later with a fresh set of eyes. Sometimes your best ideas come when you’re not sitting and staring at your computer.
• Ask someone you trust to read your statement before you submit it.

Making a lasting impression

Your statement of purpose can leave a lasting impression if done well, Pierce says. It provides you with the opportunity to highlight your unique background and skills so that admissions professionals understand why you’re the ideal candidate for the program that you’re applying to. If nothing else, stay focused on what you uniquely bring to the classroom, the program, and the campus community. If you do that, you’ll excel.

To learn more tricks and tips for submitting an impressive graduate school application, explore our related grad school success articles .

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Editor’s note: This article was originally published in March 2017. It has since been updated for thoroughness and accuracy.

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Writing Your Personal Statements

Your personal statement must demonstrate to the admissions committee that you have considered graduate school and their specific program seriously. It’s your opportunity to summarize your academic and research experiences. You must also communicate how your experiences are relevant to preparing you for the graduate degree that you will be pursuing and explain why a given program is the right one for you.

The personal statement is where you highlight your strengths. Make your strengths absolutely clear to the reviewers, because they will often be reading many other statements. Your self-assessments and honest conversations with peers and advisors should have also revealed your strengths. But you must also address (not blame others for) weaknesses or unusual aspects of your application or academic background.

Your personal statement should focus on two main aspects: your competence and commitment.

1. Identify your strengths in terms of competence that indicate that you will succeed in the grad program and provide examples to support your claims. Start your statement by describing your strengths immediately. Because faculty will be reading many statements, it’s important to start off with your strengths and not “bury your lede.” Consider traits of successful graduate students from your informational interviews, and identify which of these traits you have. These traits could involve research skills and experiences, expertise in working with techniques or instruments, familiarity with professional networks and resources in your field, etc.

• Check your responses from the exercises in the self-assessment section. You may wish to consult notes from your informational interviews and your Seven Stories . Write concise summaries and stories that demonstrate your strengths, e.g. how your strengths helped you to achieve certain goals or overcome obstacles.
• Summarize your research experience(s). What were the main project goals and the “big picture” questions? What was your role in this project? What did you accomplish? What did you learn, and how did you grow as a result of the experience(s)?

My research examines the interplay between U.S. domestic politics and foreign policy during the Cold War. As a native New Yorker, I saw firsthand how dramatically my city changed after 9/11, which prompted my early interest in U.S. policy at home and abroad. As an undergraduate at the City College of New York, I planned to study international relations with a focus on U.S. foreign affairs. I also quickly became involved in student activist groups that focused on raising awareness about a wide range of human rights issues, from the Syrian refugee crisis to asylum seekers from Central America.

The more I learned about the crises in the present, the more I realized that I needed a deeper understanding of the past to fully grasp them. I decided to pursue a PhD in history in order to gain a clearer understanding of human rights issues in the present and to empower young student-activists like myself.

— Vannessa Velez, PhD candidate in History

Addressing weaknesses or unusual aspects

• Identify weaknesses or unusual aspects in your application—e.g., a significant drop in your GPA during a term; weak GRE scores; changes in your academic trajectory, etc. Don’t ignore them, because ignoring them might be interpreted as blind spots for you. If you’re unsure if a particular issue is significant enough to address, seek advice from faculty mentors.
• Explain how you’ll improve and strengthen those areas or work around your weakness. Determine how you will address them in a positive light, e.g., by discussing how you overcame obstacles through persistence, what you learned from challenges, and how you grew from failures. Focusing on a growth mindset  or grit  and this blog on weaknesses might also help.
• Deal with any significant unusual aspects later in the statement to allow a positive impression to develop first.
• Explain, rather than provide excuses—i.e., address the issue directly and don’t blame others (even if you believe someone else is responsible). Draft it and get feedback from others to see if the explanation is working as you want it to.
• Provide supporting empirical evidence if possible. For example, “Adjusting to college was a major step for me, coming from a small high school and as a first-generation college student. My freshman GPA was not up to par with my typical achievements, as demonstrated by my improved  GPA of 3.8 during my second and third years in college."
• Be concise (don’t dwell on the issues), but also be complete (don’t lead to other potentially unanswered questions). For example, if a drop in grades during a term was due to a health issue, explain whether the health issue is recurring, managed now with medication, resolved, etc.

2. Explain your commitment to research and their graduate program, including your motivation for why you are applying to this graduate program at this university. Be as specific as possible. Identify several faculty members with whom you are interested in working, and explain why their research interests you.

• Descriptions of your commitment should explain why you’re passionate about this particular academic field and provide demonstrations of your commitment with stories (e.g., working long hours to solve a problem, overcoming challenges in research, resilience in pursuing problems). Don’t merely assert your commitment.
• Explain why you are applying to graduate school, as opposed to seeking a professional degree or a job. Discuss your interest and motivation for grad school, along with your future career aspirations.

I am definitely not your traditional graduate student. As a biracial (Native American and white), first-generation PhD student from a military family, I had very limited guidance on how best to pursue my education, especially when I decided that graduate school was a good idea. I ended up coming to this PhD in a very circuitous manner, stopping first to get a JD and, later, an MFA in Young Adult Literature. With each degree, I took time to work and apply what I’d learned, as a lawyer and as an educator. Each time, I realized that I was circling around questions that I couldn’t let go of—not just because I found them to be fascinating, but because I did (and still do!) feel that my research could help to bridge a gap that desperately needs bridging. Because my work is quite interdisciplinary, I strongly feel that I wouldn’t have been able to pursue this line of research without the degrees and life experience I gained before coming to this program.

— Jamie Fine, PhD candidate in Modern Thought and Literature

Statement of Purpose: subtle aspects

• Think in terms of engaging faculty in a conversation rather than pleading with them that you should be admitted. Ask reviewers to read drafts with this concern in mind.
• With later drafts, try developing an overall narrative theme. See if one emerges as you work.
• Write at least 10 drafts and expect your thinking and the essay to change quite a bit over time.
• Read drafts out loud to help you catch errors.
• Expect the "you' that emerges in your essay to be incomplete. . . that’s OK.
• You’re sharing a professional/scholarly slice of "you."
• Avoid humor (do you really know what senior academics find funny?) and flashy openings and closings. Think of pitching the essay to an educated person in the field, but not necessarily in your specialty. Avoid emotionally laden words (such as "love" or "passion"). Remember, your audience is a group of professors! Overly emotional appeals might make them uncomfortable. They are looking for scholarly colleagues.

© Stanford University, Stanford, California 94305

• FindAMasters
• Postgraduate Personal Statements

Written by Ben Taylor

Once you’ve found the perfect Masters programme, the next step is to begin the application process. You’ll usually have to write a postgraduate personal statement that highlights your strengths, skills and experience, giving you the perfect opportunity to sell yourself and to show the admissions tutor that you’ll thrive at their university.

This page provides some practical tips on writing a successful personal statement for a Masters application, from the typical structure to avoidable mistakes – along with some examples of what to do and what not to do! We’ve also included links to several postgraduate personal statement examples in subjects including Business, Psychology and International Relations.

On this page

What is a masters personal statement.

If you’re applying for a Masters, it’s likely that you’ve already written a personal statement for a Bachelors degree and will have a good idea of how one works. Normally, a Masters personal statement won’t be wildly different to what you wrote back then.

You should say why you’re applying for this particular course and institution , talking about what makes it such an appealing place to study. Perhaps there’s a member of staff who you’re especially excited about working with, or a unique element of the curriculum that jumps out at you.

Demonstrate how and why you are invested in your subject. It’s important to mention your academic and employment history, explaining its impact on your choice of a postgraduate course.

What should I include in a Masters personal statement?

Give examples of some of the skills and experience you’ve developed at university or at work, and how they’ll help you succeed with a Masters degree. These could include:

• Time management
• Communication
• Internships
• Public engagement
• Conference attendance
• Relevant extracurricular activities

Your personal statement is an opportunity to write about your future career goals, and how you think this Masters will help you achieve them. You can also discuss preliminary ideas you might have for your Masters dissertation , giving the admissions tutor an indication of the specialist knowledge you have in your discipline.

If there are any significant gaps in your education or employment, you should offer a brief explanation of those extenuating situations (for example, illness or a gap year). Don’t dwell on any unfortunate circumstances though – always strike a positive, optimistic tone.

In most (but not all) cases, you’ll apply directly to the university for a Masters rather than through a centralised system like UCAS. This means you can tailor each personal statement to the institution and programme in question (rather than submitting a single personal statement for five courses, like at undergraduate level in the UK).

You don’t necessarily have to a completely new personal statement for each Masters programme you apply to (there will usually be a degree of overlap between them), but it’s worth putting the extra effort in to make sure your application doesn’t seem like a generic copy-and-paste job to the admissions tutor reading it. You can do this by mentioning the university and department by name, and by providing specific examples of their syllabus that you find intriguing. Pay attention to what makes this particular Masters unique and refer to this in your statement.

How long should a Masters personal statement be?

When writing a postgraduate personal statement, you should aim for a word count of around 500 words (one A4 side of text). Some universities will have more specific requirements, however – for example, they might ask you to submit your personal statement via a form on their website with a character limit.

The relatively short nature of a Masters personal statement means that you should focus on being as succinct as possible, getting straight to the point and avoiding unnecessary detail.

Frequently asked questions about Masters applications

If you have any other questions or concerns about applying for a Masters, our FAQ page features lots of useful information on the application process and beyond. Find out more .

How should I write a personal statement?

How you write your personal statement is just as important as the content; a clear, structured statement is proof of your ability to communicate effectively.

These are some of the most essential attributes of a successful postgraduate personal statement:

• Positive, enthusiastic language
• Professional tone of voice
• Compelling evidence to back up your claims
• Concise and clear sentences

Meanwhile, this is a list of the tendencies to avoid in your personal statement:

• Clichés – think of a way to put it that the admissions tutor won’t have seen lots of times before!
• Waffle – don’t use meandering, vague sentences
• Poor spelling and grammar – check, check and check again, running it past someone with a trustworthy pair of eyes

Don't : After falling in love with the Artemis Fowl series as a young child I have been driven to pursue the study of literature and I think your Masters would be the perfect place for me to continue my journey, given it’s world-leading status and your outstanding academic staff who’s expertise is aligned with my own personal interest in novels and poetry.

Do : Since graduating in 2015 with a First in Advertising from the University of Ogdenville, I’ve been working full-time as a copywriter for Hutz&co (one of Shelbyville’s largest marketing agencies). I’ve thoroughly enjoyed my time at the company, learning a great deal about the importance of clear, compelling language. I’ve honed the communication skills I developed at university and feel well-equipped to continue my studies at North Haverbrook University.

Don’t make the mistake of using your undergraduate personal statement as a template for your Masters application. A Masters is a big step up from your undergraduate degree, and the admissions tutor will be looking for evidence that you’ve developed academically since then. Find out more about the differences between undergraduate and postgraduate courses .

Always give yourself enough time to complete your personal statement (and the application process in general) well before the deadline — don’t leave things to the last minute! It’s crucial to get another pair of eyes on your statement, so ask a friend or relative to proofread the text. It’s also worth checking if you have access to a careers adviser through your current (or previous) university who can help you with the application.

How should I structure a personal statement?

By carefully structuring your personal statement, you’ll present the admissions tutor with a logical and easy-to-follow text that shows exactly why you’re a perfect fit for a Masters. Make sure there’s a clear thread of argument linking each paragraph – avoid jumping from topic to topic.

Jot down a short plan before you begin working on the statement (don’t make it up as you go along!). In general, you should aim to write around five or six paragraphs, covering three broad categories:

• An attention-grabbing introduction that sums up your academic and employment background. Don’t be tempted to use a gimmicky inspirational quote or cheesy opener, you’ll stand out for all the wrong reasons!
• An engaging middle section that expands on your interests and provides concrete evidence of your strengths and skills.
• A concise conclusion that draws together the most important elements of your application and will leave a lasting, positive impression of your motivation for study on this particular Masters programme.

Bear in mind that admissions tutors will be reading dozens (if not hundreds) of personal statements. They’ll appreciate a well-organised, methodical text that signposts all the significant parts of your experience and skills.

Postgraduate personal statement examples

We’ve written a selection of postgraduate personal statement samples for several popular subjects.

If you’re working on a personal statement for your Masters application, hopefully they’ll give you some inspiration – but don’t forget that they’re certainly not a substitute for your own unique experiences and background!

• Business Studies
• Computer Science
• Data Science
• Engineering
• Forensic Psychology
• Graphic Design
• International Relations
• Library Science
• Public Administration
• Public Health

Want more advice on postgraduate applications?

Check out our full guide to applying for a Masters or visit our pages on entry requirements and postgraduate references .

Find your perfect Masters!

Search from over 20,000 Masters degrees on our website to find one that is right for you

Our postgrad newsletter shares courses, funding news, stories and advice

Thinking of applying for a Masters? Our guide explains the process, personal statements, references and deadlines for Masters applications.

The main requirement to apply for a Masters is usually a Bachelors degree in a relevant subject. Our guide explains the admissions requirements for postgraduate courses.

You may need a language certificate to apply for a Masters abroad. A range of tests are accepted in different countries around the world.

Applying for a Masters can feel a bit daunting. Here is a checklist of all the things you need to do to make sure you have everything covered in your Masters application.

Masters programmes are delivered in English at universities around the world, but you may need to submit a test score if this isn't your first language. Common tests include the IELTS, TOEFL, PTE and Cambridge English.

Find out more about how different graduate entry tests for Masters degrees work, with information on the GMAT, GRE and other admissions exams.

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How to write a personal statement for Masters courses

A good personal statement can mean the difference between getting an offer and being rejected. Your personal statement should show us that you are the right person for the course.

Alternatively, you can see our advice for writing a UCAS personal statement .

Learn how to:

• plan your personal statement
• structure your personal statement
• use engaging and convincing content  and language .

Planning your personal statement 

A personal statement is a piece of writing that you submit as part of your application. It is a statement of academic interests and should not contain any autobiographical information about your personal life.

Instead, it should show us that you are the right person for Sussex by telling us why you want to study your course , and any extra information about your achievements to date. 

See our Masters courses for more information

When you have finished planning your personal statement, you can use our  postgraduate application system  to start your application. 

You need to:

• carefully read the information required of you 
• research the course you are applying for, so that you can explain why you want to study it. If you are applying for more than one course, do not use the same statement for all applications.

The following questions may help you plan your personal statement:  

• Why do you want to study a Masters and how will it benefit you?
• How does the course fit your skill set?
• How do you stand out from the crowd - e.g. work experience?
• What are you aspiring to be/do in your future career?
• How can your work contribute to the department/University/society?

If you're applying for a subject that is in a different field to your undergraduate degree, tell us why you have decided to change your direction of study. 

Think about: 

• how you will bring fresh insight to your course as a result of your undergraduate degree
• the reasons for deciding to change your field of study
• how changing your direction of study will help you with your future career.   

Use a tight structure in your personal statement and make sure each paragraph logically follows on from the one before. 

Your personal statement must:  

• have an eye-catching and interesting introduction, and an engaging middle part and conclusion
• have an introduction that acts as a framework for the rest of your statement, with the main part of your statement detailing your interests, experience and knowledge
• be between 250 and 500 words 
• have short sentences of no more than 25-30 words
• use headings (if you wish) to break up the content - for example, 'Why this university?' 'Why this subject?' 'Ability', 'Personal experience' and 'Career aspirations'

'My passion for Psychology stems from my interest in how dementia affects the personality of patients living with the condition. That's why I spent my gap year working with the Alzheimer's Society, supporting patients and families by visiting them at home and holding surgeries to give them and carers someone to talk to.'

'It was not until my grandmother was diagnosed with Parkinson’s disease and ischaemic dementia that the link between brain functioning and cognition became a passion. The enormity of the precision at which the brain functions to produce our cognitive abilities, socially acceptable behaviours and intricate physiological processes astounded me. I found myself questioning the cognitive functions and human behaviours I had previously just accepted, desperate to understand how the unseen and seemingly small entities within the brain could impact our daily behaviour.'

• the conclusion should sum up your main points, reflect on your main accomplishments and clearly show your desire to study.

Your personal statement is where you show us your commitment, dedication and motivation for studying the course. It is your chance to show us the course is for you.

Your personal statement should:  

• give strong reasons as to why you want to study the course at Sussex. This could be for your future career or because of the University's reputation
• mention relevant study - including projects, dissertations, essays - or work experience 
• provide evidence of your key skills including, research, critical thinking, communication, organisation, planning and time-management and show how you can contribute to the department
• show what makes you stand out as a candidate
• explain who your main influences have been and why
• draw on your other experiences: for example are you a member of a society, have you written any papers or won any awards, scholarships or prizes?
• highlight your career aspirations and show how the course will help you achieve them.  

See an example personal statement [PDF 31.95KB]  

Your tone should be positive and enthusiastic. It should show your willingness to learn and persuade us you have what it takes to suceed on one of our courses. 

You should:  

• use fresh and exciting language to make your application stand out, and use engaging opening paragraphs
• use accurate grammar, punctuation and spelling 
• use clear language in short sentences and avoid extravagant claims

Example: 

Don't:  'I was inspired by the University's world-renowned researchers and world-leading facilities.'

Do:  'I was inspired to study Animal Biology because of the groundbreaking work into the behaviour of bees that is being led by Sussex Professor Francis Ratnieks. I follow the work of the University of Sussex Laboratory of Apiculture and Social Insects and would be proud to study in such a renowned department and contribute to its highly ranked research.'

•  proofread your statement and ask a friend or relative to read it. 

You might also be interested in:

• our Masters courses
• postgraduate application system guide
• student support
• how to apply for a Masters course

At home, abroad, working, interning?  Wherever you are this summer, contact OCS or make an appointment for a virtual advising session. We are available all summer! 

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Writing Personal Statements for Graduate School

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Personal Statements

Preparing a well-written and effective personal statement (sometimes referred to as statements of purpose or personal essays) that clearly articulates your preparation, goals, and motivation for pursuing that specific graduate degree is critically important. You will need to spend a considerable amount of time and effort in crafting these statements. The focus, structure, and length of personal statements vary from program to program. Some will have prompts or questions you need to answer, while others will leave the topic open-ended. The length varies widely as well. Read instructions carefully and make sure to adhere to all parameters laid out in the application guidelines.

Clear writing is the result of clear thinking. The first and most important task is to decide on a message. Consider carefully which two or three points you wish to impress upon the reader, remembering that your audience is composed of academics who are experts in their fields. Your statement should show that you are able to think logically and express your thoughts in a clear and concise manner. Remember that the reader already has a record of your activities and your transcript; avoid simply restating your resume and transcript. Writing your statement will take time; start early and give yourself more than enough time for revisions. If no prompts are given, you can use the questions below to begin brainstorming content to include in your statement; for more information, see our Writing Personal Statement presentation Prezi  and our three-minute video on Writing Personal Statements .

• What experiences and academic preparation do you have that are relevant to the degree you’re seeking?
• Why are you choosing to pursue a graduate degree at this time?
• Why do you want to pursue this particular degree and how will this degree and the specific program fit into your career plans and your long-term goals?
• What specific topics are you aiming to explore and what does the current literature say about those topics?

After you’ve written a first draft, start the work of editing, refining, simplifying, and polishing. Provide specific examples that will help illustrate your points and convey your interests, intentions, and motivations. Is any section, sentence, or word superfluous, ambiguous, apologetic, or awkward? Are your verbs strong and active? Have you removed most of the qualifiers? Are you sure that each activity or interest you mention supports one of your main ideas? Spelling and grammatical errors are inexcusable. Don’t rely on spell-check to catch all errors; read your statement aloud and have it reviewed by multiple people whose opinion you trust. If possible, have your statement reviewed by a writing tutor. For individual assistance with writing your personal statement, consult with the writing tutor in your residential college  or the Writing Center within the Yale Center for Teaching and Learning .

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How to write a postgraduate personal statement

29 th September 2021

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Applying for postgraduate study? This guide supports you in writing a great postgraduate personal statement that’s tailored to your course.

• What do admissions tutors look for

How to write a personal statement

• What to write

Check and check again

What do admissions tutors look for in a postgraduate personal statement.

A personal statement is part of your university application. It’s an opportunity to demonstrate your suitability for a course. Admissions tutors want to know why you want to study the course and how your experiences make you the ideal candidate.

The difference between a postgraduate application from an undergraduate one is that it is fully tailored to a particular university’s course. As an undergraduate, your statement is more generic as it can be sent to five universities. Whereas your postgraduate personal statement is for one course only – it should be a lot more specific to what and where you’re applying for.

Postgraduate study is also a significant level up from undergraduate, so avoid using the statement you wrote for your bachelor’s course as a template. The admissions team is interested in how you’ve grown since your previous studies.

Writing a personal statement for university is different to writing one for a job application. It should show your academic interests and explain why the university will help develop your learning and research. You’re not trying to charm the reader. Instead, you're providing insight into who you are, your achievements and your enthusiasm for the course.

Before putting pen to paper, read through all information about the course and what you need to do to apply.

If you can, arrange to speak with one of the course tutors or a current student to discuss what admissions tutors are looking for. Are you able to see examples of successful personal statements from previous applicants?

• Your relevant academic and practical experiences
• The bits about the course that particularly interest you
• Anything else the university has asked you to include

You can then use this to structure your plan.

Carefully plan what you’re going to write in each paragraph to ensure you include all the important information and present it coherently. Your course will demand effective communication from you, and admissions tutors will look for evidence of this in your writing.

• An interesting introduction that outlines your academic background and relevant experiences
• Engaging middle paragraphs that detail, with examples, how your interests, achievements and experiences make you right for the course
• A strong conclusion that pulls together the main points and summarises why you want to study it

Each paragraph and sentence should flow logically into the next. If you want, you can split up sections with headings (like ‘Academic achievements’ or ‘Career goals’) to make the statement easy to navigate.

For the word count, check with the university you’re applying to, as each may ask for different things.

What to write in a personal statement 

You want to show how your interests and experiences make you the right person.

• How will the course help with your future goals?
• What experiences do you have that provide evidence of your interest in the course?
• What modules or projects in your undergraduate degree really challenged your thinking?
• How has any employment shaped your ambitions?
• Have any personal or public events inspired you?
• Which books have you read, or activities have you been involved in, that have influenced you?

Rather than just listing experiences, explain how they shaped you and how they will help you succeed. There’s no need to write down your qualifications as the admissions tutor will have these details with the rest of your application.

• What are your hobbies?
• Are you part of any sports teams or societies?
• Do you volunteer?

This builds a picture of who you are and what you’ll be like as a student. If you want to and if relevant, refer to challenges you encountered during the pandemic – but in a positive way.

You don’t need to include everything in your statement. It should highlight the key information and leave the reader wanting to interview you to find out more.

The admissions team will be looking through many personal statements – they want to see a variety of experiences and stories. You can reflect this in your writing style; avoid repetition and use a variety of words to paint a unique picture.

Try not to use obvious phrases such as ‘I have always been interested in...’ or a gimmicky opening line like a famous quote. Instead, get to the point quickly and say in your voice why you’re excited about the course.

Be concise and make every word count. What you write should be relevant and honest, demonstrating your potential. Everything should be balanced; you can be confident in your abilities but try not to come across as arrogant. Show why you should be given the place, but don’t beg.

• First-person narrative
• Correct use of spelling, grammar and punctuation
• Varied and interesting vocabulary
• A positive and friendly, yet professional tone
• Paragraphs that flow logically into the next
• Clear and concise points backed up with evidence
• Clichéd language
• Waffle or too much irrelevant information
• Vague or confusing sentences
• Excuses for gaps in your experience

Proofread your statement to check that your points are clear and there are no spelling or grammatical errors. You can use spellchecking tools and free writing assistants like Grammarly or Hemingway Editor to perfect your work. Reading your statement aloud can be helpful to see if it makes sense and flows well.

Ask at least one other person to read through and check it. This could be a friend, family member, careers adviser or a tutor if you’re still at university. A second pair of eyes may spot anything that doesn’t make sense or errors that you’ve missed.

Personal statement tips

• Give yourself plenty of time to write, edit and check
• Take lots of breaks and return to your work with fresh eyes
• Make sure your statement is unique and written by you
• If you’re an international student, say why you want to study in the UK
• Be prepared to talk about what you’ve written in an interview
• And if you’re applying for more than one course, make sure to write a different, tailored statement for each application!

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100+ Grad School Personal Statement Examples

by Talha Omer, MBA, M.Eng., Harvard & Cornell Grad

In personal statement samples by field | personal statements samples by university.

In this Article

Importance of a Strong Personal Statement

Purpose of this blog post, length and format, tone and style, general tips for success, computer science and engineering, economics and finance, management and business, healthcare and medicine, environment and sustainability, public affairs, international relations and politics, architecture, arts and film, mathematics and statistics, religion and philosophy, phd personal statement examples, scholarship & fellowship personal statements, word count-specific personal statements, prompt-specific grad school personal statements examples, academic achievements and experiences, research experiences, work and internship experiences, volunteer and community service, personal growth and overcoming challenges, future goals and career aspirations, research the program and faculty, emphasize alignment with program objectives, highlight unique program offerings, overused phrases and clichés , excessive self-praise, lack of focus or organization, consulting mentors, and advisors, incorporating feedback and refine, introduction.

A personal statement is essential in the graduate school application process, as it plays a significant role in shaping the admissions committee’s perception of you. In fact, a survey conducted by the Council of Graduate Schools revealed that 64% of graduate admissions officers consider the personal statement to be the most crucial factor in the admissions process. Furthermore, according to a study by Kaplan Test Prep, a well-crafted personal statement can boost an applicant’s chances of acceptance by up to 50%.

The personal statement’s importance stems from its ability to create a lasting impression on the admissions committee. 

Consider this: the admissions committee (adcom) does not know you personally. They have never met or spoken to you, nor have they ever interviewed you. They only know you through quantifiable aspects such as your GPA, test scores, and work experience. However, they lack insight into your thought processes, aspirations, background, and personal experiences. In essence, they need to connect with you on a personal level. The personal statement serves as a bridge, enabling the adcom, who are human beings themselves, to gain insight into your personality, motivations, and aspirations beyond your grades and test scores.

Time and again, adcoms at top universities emphasize the critical role of personal statements in their decision-making process. Drafting a personal statement is your opportunity to market yourself, showcasing your unique qualities and demonstrating your genuine interest in their program. By investing time and effort into creating a powerful personal statement, you can significantly enhance your chances of securing a place in your desired graduate program.

In this blog post, I will be sharing over 100 authentic graduate school personal statement examples from successful applicants across the globe who have secured admission to prestigious programs in the United States and across the world.

These samples encompass a wide range of fields, including MBA, Law, Medicine, Engineering, and Social Work, and originate from esteemed institutions such as Harvard, Stanford, and MIT. You will find examples of personal statements for various degrees, including MSc, MA, LLM, Residency, MBA, and PhD programs. You will also find examples of statements written by applicants who obtained fellowships, and scholarships. By sharing these diverse examples, I aim to achieve the following goals:

• Inspiration and guidance: I want to provide you guys with a wide range of personal statement examples to serve as inspiration and offer guidance for making your own statements.
• Addressing common topics: These samples will cover all the common personal statement elements, helping you understand how to effectively discuss your academic achievements, research experiences, work history, volunteer work, personal growth, and future goals.
• Tips for success: The post will also provide helpful tips on tailoring personal statements to specific graduate programs, avoiding common pitfalls, and seeking feedback to improve the final draft.
• Empowerment: Ultimately, the goal of sharing these for free is to empower you guys to create compelling and unique personal statements that will increase your chances of being accepted into your dream graduate program.

By providing this comprehensive resource, I hope to demystify the personal statement writing process and equip you with the tools and inspiration necessary to craft a captivating narrative that reflects your unique journey and aspirations. 

Personal Statement Basics

When writing your personal statement, it’s crucial to pay attention to three key areas: length and format, tone and style, and general tips for success.

It’s important to create a well-structured personal statement that adheres to the specified word count and follows proper formatting guidelines. Some programs, particularly MBA programs, might not request a single personal statement. Instead, they may pose several questions and require you to write a brief essay for each one. Such programs typically break down a personal statement into multiple short questions, expecting essay responses tailored to each query. 

As a result, it’s crucial to carefully read the guidelines before you start writing, as students often mistakenly create a single personal statement and try to tweak it for various programs without realizing that different requirements exist. By doing so, they lose time and waste considerable effort and energy. 

Adhering to instructions and responding appropriately will leave a positive impression on the admissions committee. To accomplish this, consider these key aspects:

• Word count: Most graduate programs provide guidelines on the desired length of personal statements, typically ranging from 500 to 2,000 words.Adhere to these limits to show that you can follow instructions and communicate concisely.
• Formatting: Use a clear and easy-to-read font (e.g., Times New Roman or Arial) at a standard size (e.g., 11 or 12 points) with 1-inch margins. Ensure your document is well-organized with paragraphs and headings where appropriate.
• Structure: Start with a strong opening paragraph that hooks the reader, followed by body paragraphs addressing the key topics, and conclude with a memorable closing paragraph that reinforces your main points. This structure will ensure a cohesive and engaging narrative that effectively communicates your experiences and aspirations to the admissions committee.

In terms of tone and style, your personal statement should strike a balance between professionalism and authenticity to effectively convey your unique experiences and perspective. To accomplish this, consider the following aspects:

• Professional and confident: Adopt a professional tone in your writing, using clear, concise language. Be confident in presenting your accomplishments without being overly boastful.
• Authentic and personal: Avoid overly formal or academic language that may make your writing feel impersonal. Showcasing your authentic self will help the admissions committee connect with you on a personal level.
• Engaging storytelling: Use storytelling techniques to make your personal statement more engaging and memorable. This can include anecdotes, vivid descriptions, and a strong narrative structure. Starting with a quote that is relevant to your story is also a good way to begin your personal statement.

Lastly, adhering to tried and tested tips can greatly improve your personal statement, ensuring you present a polished and compelling narrative that effectively showcases your strengths and aspirations to the admissions committee. Some general advice is as follows::

• Start early: Give yourself ample time to brainstorm, write, revise, and seek feedback on your personal statement. On average. Grad school applicants spend 20+ hours in perfecting a personal statement of 1000 words. Moreover, they have their personal statement reviewed and redrafted 5 times on average.  
• Be focused and organized: Clearly structure your personal statement, addressing the main topics and ensuring your narrative flows logically from one point to the next. A well-organized statement will demonstrate your ability to communicate effectively and coherently.
• Proofread and edit: Carefully review your personal statement for grammar, punctuation, and spelling errors. Use free tools like grammarly to remove any unwanted errors in your writing.
• Seek feedback: Share your personal statement with your mentors, or peers, to gather valuable feedback. I especially recommend that you show your essay to someone who has already gone through the process successfully as they know the ins and outs well. Then, incorporate this feedback to refine and strengthen your final draft.

To help you get started and see everything that I just discussed in action, here is a list of 100+ personal statement examples from successful graduate school applicants.

Grad School Personal Statement Examples by Field of Study

• Example Personal Statement Computer Science (Admitted to Oxford with Low GPA )
• Example Personal Statement Computer Science (Admitted to Stanford )
• Example Personal Statement Computer Science (Admitted to Cambridge PhD )
• Example Personal Statement Artificial Intelligence (Admitted to UCLA)
• Example Personal Statement Machine Learning (Admitted to Duke )
• Example Personal Statement Data Science and Analytics (Admitted to CMU )
• Example Personal Statement Data Analytics (Admitted to Georgia Tech )
• Example Personal Statement Advanced Analytics (Admitted to NCSU )
• Example Personal Statement Mechanical Engineering (Admitted to USC , Imperial )
• Example Personal Statement Economics (Admitted to LSE )
• Example Personal Statement Economics (Admitted to Oxbridge )
• Example Personal Statement Finance (Admitted to MIT Sloan )
• Example Personal Statement Financial Engineering (Admitted to UC Berkeley )
• Example Personal Statement Financial Engineering (Admitted to UCLA )
• Example Personal Statement Accounting & Finance (Admitted to Michigan University)
• Example Personal Statement Investment Banking (Admitted to UPenn )
• Example Personal Statement (Admitted to Georgetown )
• Example Personal Statement (Admitted to Harvard LLM )
• Example Personal Statement (Admitted to Northwestern )
• Example Personal Statement (Admitted to NYU , Duke )
• 8 MBA Personal Statements (All IVY LEAGUES )
• Example BA Essays ( INSEAD )
• Example MBA Essays ( Kellogg Northwestern )
• Example Personal Statement Operations Management (Admitted to MIT PHD)
• Example Personal Statement Management (Admitted to Duke )
• Example Personal Statement Marketing (Admitted to NYU , Cornell )
• Example Personal Statement Business Analytics (Admitted to MIT , CMU )
• Example Personal Statement Management & Analytics (Admitted to LBS )
• Example Personal Statement Project Management (Admitted to UT Austin )
• Example Personal Statement Logistics & Supply Chain (Admitted to Boston . Penn State )
• Example Personal Statement Supply Chain Management (Admitted to MIT )
• Example Personal Statement Teaching ( Scholarship US State Department)
• Example Education Personal Statement (Admitted to UPenn , NYU , UCLA )
• Example Personal Statement Education Policy (Admitted to USC )
• Example Personal Statement Special Education Teacher (Admitted to TUFTS )
• Example Personal Statement of an Aspiring Teacher (Admitted to American University )
• Example Personal Statement Residency in Internal Medicine (Admitted to ASU )
• Example Personal Statement Counseling (Admitted to Harvard , Yale )
• Example Personal Statement Psychology (Admitted to NYU Steinhardt)
• Example Personal Statement Nursing (Admitted to Duke , Ohio)
• Example Personal Statement Public Health (MPH) (Admitted to Columbia , Emory)
• Example Personal Statement Social Work (MSW) (Admitted to Columbia )
• Example Personal Statement Veterinary (Admitted to UC Davis , CSU , Edinburgh)
• Example Personal Statement Biochemistry (Admitted to Johns Hopkins )
• Example Personal Statement Biology (Admitted to JHU )
• Example Personal Statement Anthropology (Admitted to Stanford )
• Example Personal Statement Environment and Sustainability (admitted to Stanford , CALTECH )
• Example Personal Statement Environmental Sustainability and Energy Management (Admitted to Yale , Duke )
• Example Personal Statement International Relations (Admitted to Columbia , Cornell )
• Example Personal Statement Political Science (Admitted to Duke , UCLA , NYU )
• Example Personal Statement Public Administration MPA (Admitted to Columbia , Harvard )
• Example Personal Statement Public Policy MPP (Admitted to Harvard , Brown , Erasmus Mundus Scholarship )
• Example Personal Statement Architecture (Admitted to Cambridge , Cornell , Yale )
• Example Personal Statement MFA (Admitted to New School and Rhode Island )
• Example Personal Statement in Filmmaking (Admitted to New York Film Academy )
• Example Personal Statement Fashion and Textile (Admitted to Parsons , Royal College of Arts )
• Example Personal Statement Math (Admitted to Oxbridge )
• Example Personal Statement Statistics (Admitted to NCSU , Cornell )
• Example Personal Statement Religious Studies (Admitted to Columbia , Harvard )
• Example Personal Statement 1 (Admitted to MIT )
• Example Personal Statement 2 (Admitted to Cambridge )
• Example Research Statement (Admitted to JHU )
• Example Statement of Research Interests (Admitted to Scripps )
• Example Statement of Objectives (Admitted to MIT )
• Example Personal StatemenT MS leading to Ph.D. (Admitted to Notre Dame )

These essays are written by applicants who are seeking financial aid or funding to support their graduate studies. In most cases, the program does not require a separate essay or application for the scholarship or fellowship, but in a few cases they do.

Most external donors do require a separate application such as the Fulbright program.

The purpose of these essays is to convince the selection committee that the applicant is the best candidate for the scholarship or fellowship.

• Scholarship Personal Statement Example (Won $250,000 Scholarship )
• Scholarship Personal Statement Example (Won Erasmus Mundus Scholarship )
• Fellowship Personal Statement Example (Won MIT Sloan Fellowship )
• Scholarship Personal Statement Example 1 (Won Fulbright Scholarship )
• Scholarship Personal Statement Example 2 (Won Fulbright Scholarship )

Word Count-Specific Personal Statements have a specific word count limit, which must be adhered to by the applicant. These are often required as part of graduate school applications, where the admissions committee wants to ensure that all applicants are providing the same amount of information and not exceeding or falling short of the specified word count.

Writing a word count-specific personal statement can be challenging, as applicants must balance providing enough detail to adequately convey their story and goals, while also being concise and staying within the specified limit. However, meeting the word count requirement is essential for demonstrating an applicant’s ability to communicate effectively, follow instructions, and prioritize information.

Here are a few examples of word-count specific personal statements.

• 100 Word Personal Statement Example
• 150 Word Personal Statement Example
• 200 Word Personal Statement Example
• 250 Word Personal Statement Example
• 300 Word Personal Statement Example
• 400 Word Personal Statement Example
• 500 Word Personal Statement Example
• 600 Word Personal Statement Example
• 700 Word Personal Statement Example
• 750 Word Personal Statement Example
• 800 Word Personal Statement Example
• 1000 Word Personal Statement Example

Prompt specific personal statements are statements that are tailored to answer a specific question or prompt in a personal statement. These statements are typically used in graduate school applications, especially MBA apps. These essays usually have a word-limit as well.

The purpose of a question specific personal statement is to demonstrate to the admissions committee that the applicant has the skills, knowledge, and experience required to succeed in the program. By directly addressing the prompt or question, the applicant can provide a focused and coherent response that highlights their relevant qualities and accomplishments.

For example, if a prompt asks an applicant to discuss their leadership experience, a question specific personal statement would focus on describing specific instances where the applicant demonstrated leadership skills and qualities, such as problem-solving, decision-making, and effective communication.

Here are some samples on Question or Prompt Specific Personal Statements.

• Prompt-specific Personal Statement on Career Goals
• Prompt-specific Personal Statement on Values that have Influenced You
• Prompt-specific Personal Statement on Leadership
• Prompt-specific Personal Statement on 25 Things You Don’t Know About Me
• Prompt-specific Personal Statement on Describe a Challenge you Faced and How you Overcame it?
• Prompt-specific Personal Statement on My Passion in Life
• Prompt-specific Personal Statement on Why do you want to become a doctor?
• Prompt-specific Personal Statement Example 1 ( Responses to 6 Prompts for Fellowship)
• Prompt-specific Personal Statement Example 2 ( Responses to 5 Prompts for Duke)
• Prompt-specific Personal Statement Example 3 ( Responses to 3 Prompts for MIT)
• Prompt-specific Personal Statement Example 4 ( Responses to 4 Prompts for LBS)
• Prompt-specific Personal Statement Example 5 ( Responses to 4 Prompts for UC Berkeley)
• Prompt-specific Personal Statement Example 6 ( Responses to 4 Prompts for MIT)

Addressing Common Personal Statement Components

In this section, I will explore the various components that commonly make up a well-rounded personal statement.I have also discussed these in a lot more detail in a blog post here . In that post, I have also shared various examples of personal statements that show how you can put these components in an essay form. Furthermore, that blog post also introduces an 8-point framework designed to assist you in evaluating and rating your personal statement draft.

When applying for graduate programs that are academic in nature, such as PhD, Master of Science, or Master of Arts, it’s essential to emphasize your academic achievements and experiences in your personal statement. To effectively showcase your educational background, you can do the following:

• Highlight relevant coursework: Discuss courses that have prepared you for graduate study and demonstrate your passion for the subject.
• Showcase your academic accomplishments: Mention awards, honors, high GPA, or scholarships you’ve received, and explain their significance.
• Share influential academic experiences: Describe any conferences, workshops, or seminars you’ve attended, and explain how they’ve shaped your understanding of your field.

When applying for research-oriented programs such as PhD, post-doc, or research-based masters, it’s crucial to emphasize your research background, experiences, and achievements in your personal statement. To effectively highlight your research accomplishments, consider including the following in your personal statement:

• Describe your research projects: Outline the relevant research you’ve conducted, including the objectives, methodology, and results.
• Emphasize your role: Detail your specific contributions (co-contributor, co-author, lead researcher) to the research project, highlighting your skills and expertise.
• Discuss the impact: Explain how your research has contributed to the field (maybe you got published in a journal, got a patent or published a white paper). You can also discuss how it influenced your career goals.

When composing your personal statement, it’s a good idea to show your work and internship experiences, as they highlight your practical skills and dedication to your chosen field. These experiences are especially significant for those applying to professional programs such as MBA, Project Management, and Masters in Engineering. 

However, they can also add considerable value to applications for academic or research-based programs. To effectively emphasize your work experiences and their relevance to your graduate studies, take into account the following aspects:

• Detail relevant experiences: Discuss any internships, part-time jobs, or full-time positions related to your field, highlighting the skills you’ve gained.
• Demonstrate transferable skills: Show how your work experience has equipped you with valuable skills (e.g., teamwork, leadership, problem-solving) that can be applied to your graduate studies.
• Share meaningful moments: Describe any significant projects, accomplishments, or challenges you’ve encountered during your work experience that have shaped your perspective or goals.

In your personal statement, highlighting your volunteer and community service experiences can be a valuable addition, particularly for programs that emphasize social impact or community engagement, such as social work, public health, or education.

These experiences demonstrate your commitment to making a difference, and they showcase your ability to apply the skills and knowledge gained in real-world situations. Additionally, they reflect your extroverted nature, openness to new ideas, and willingness to engage with people from diverse backgrounds. 

Emphasizing your involvement in volunteer work and community service not only reveals your personal growth and alignment with your field of study but also highlights your ability to work collaboratively, appreciate different perspectives, and contribute positively to society. To give you some idea, you can demonstrate your service to the community by doing the following in your personal statement:

• Showcase your involvement: Discuss volunteer work, community service, or extracurricular activities you’ve participated in that are relevant to your field of study or personal growth.
• Emphasize personal growth: Describe the impact of these experiences on your personal development, such as gaining empathy, cultural competence, or leadership skills.
• Connect to your field: Explain how your volunteer or community service experiences relate to your graduate studies and future career aspirations.

By sharing the obstacles you’ve faced and the lessons you’ve learned from them, you demonstrate your resilience, adaptability, and motivation. Connecting these experiences to your academic and career goals will further emphasize your determination to succeed in your chosen field and your readiness for the rigors of graduate study. Here are some ideas to get you started with this:

• Share your story: Discuss any personal challenges or obstacles you’ve faced and how they’ve shaped your character, values, or motivations.
• Demonstrate resilience: Explain how you’ve overcome these challenges and what you’ve learned from the experience.
• Relate to your academic and career goals: Show how your personal growth and experiences have influenced your decision to pursue graduate studies and your future career aspirations.

Your personal statement should also address your future goals and career aspirations. You should discuss both your short-term (3-5 year) and long-term (10-15 year) goals in your grad school personal statement. 

Explain the motivation behind them, and connect these goals to the graduate program you’re applying to. This will show that you have a clear plan for your academic and professional journey, and that the program is an essential stepping stone toward achieving your goals. Here is a helping hand that will assist you include this element in your essay.

• Outline your short-term and long-term goals: Discuss your objectives for both your graduate studies and your future career, demonstrating a clear vision of your path.
• Explain your passion and motivation: Share the driving forces behind your goals, showcasing your enthusiasm and dedication to your field of study.
• Connect your goals to the graduate program: Illustrate how the specific graduate program you’re applying to will help you achieve your academic and career objectives.

Tailoring your Personal Statement for Specific Schools

One common mistake that applicants make is submitting a generic personal statement to multiple programs. This can significantly reduce their chances of admission. 

Universities appreciate when applicants have taken the time to research the specific program, courses, faculty, and research facilities, demonstrating genuine interest and effort. 

While it’s acceptable to have a core personal statement that outlines your personal story, achievements, and interests, it’s crucial to tailor part of the essay to the particular program you are applying to. By customizing your personal statement, you show the admissions committee that you’ve done your homework.

Here I have some suggestions for you that you can use to tailor your personal statement for the specific program.

To tailor your personal statement for specific schools, it’s essential to thoroughly research the program and faculty at each institution. This involves exploring the program’s curriculum, core and optional course offerings, summer internship placement opportunities, industry-affiliated projects that are available, faculty research interests, and the school’s overall reputation in your field. By understanding these aspects, you can demonstrate your genuine interest in the program and highlight how your background and goals align with the faculty and coursework offered.

Once you have a solid understanding of the program and faculty, emphasize the alignment between your own values, objectives, and the program’s values and objectives in your personal statement. This can include showcasing your commitment to the program’s core principles, highlighting your passion for the program’s focus areas, and demonstrating your enthusiasm for working with particular faculty members on research or projects that align with your interests.

Each graduate program may have unique offerings that set it apart from others, such as specialized courses, research centers, or industry partnerships. In your personal statement, highlight these distinctive features and explain how they will benefit you. By doing this, you show the admissions committee that you have carefully considered the program’s offerings and have a clear understanding of how they will contribute to your academic and professional growth.

Personal Statement Pitfalls to Avoid

When writing your personal statement, you should be watchful of common traps that can diminish the impact of your narrative. Avoiding these mistakes will help you create a nice, well-rounded and unique story that will stand out to the adcom.

I have also discussed these in a lot more detail in a blog post here . In that post, I have also shared various examples of personal statements that avoid these traps and some that fall for them.

Here are some critical pitfalls to avoid:

Avoid relying on common phrases or clichés in your personal statement. Nearly all the personal statement templates use clichés like, such as “I’ve always known that I wanted to…”, “I have a thirst for knowledge.”, “I want to give back to society.”, “Ever since I can remember…”. These can make your writing appear as copy paste, dull and boring. Instead, you should try to be creative and unique and use expressions that genuinely reflect your own individual experiences and motivations.

While it’s essential to showcase your achievements and strengths, be cautious not to overdo self-promotion. Overly boastful or self-aggrandizing language can be off-putting to the reader and you could come across as arrogant and self-conceited. Focus on presenting your accomplishments and experiences in a balanced and authentic manner, highlighting the impact and the lessons learned from them. In short, stay humble.

A disorganized or unfocused personal statement can make it difficult for the admissions committee to grasp your main points or understand your narrative. Ensure your personal statement is well-structured, with clear coherence between paragraphs and a logical progression of ideas. Stay focused on only talking about experiences that are relevant to your field of study. However, if you want to talk about something that you feel is important for the application but is not relevant to the chosen program, just touch upon it in your essay.

Again, I would recommend you to go through this post where I have delved deeper into the things you should avoid. Additionally, in that post I have also provided you with a 7-point framework that you can use to circumvent the common pitfalls often encountered in personal statements.

Seeking Feedback and Revising Your Personal Statement

Before submitting your personal statement, it’s essential to seek and incorporate feedback. Applicants who create successful personal statements spend 20 hours on average on creating the perfect essay. You should consult mentors, advisors, and peers, to refine your narrative. This section will guide you through the process of seeking feedback and making revisions to optimize your personal statement.

Seek input from individuals who know you well and have experience with the application process. I would also recommend that you should ask feedback from people who have successfully gone through the process in the past. Their feedback can help you identify areas for improvement, and ensure your narrative aligns properly.

After receiving feedback from various sources, take the time to thoughtfully consider their suggestions and incorporate them into your personal statement. Remember that not all feedback may be applicable or useful, so use your judgment to determine which revisions will enhance your narrative. Continue refining your personal statement through multiple drafts, ensuring your final version presents a polished and compelling story that showcases your strengths and aspirations.

I hope that these 100+ personal statement examples for graduate school and all the associated tips will provide you with the inspiration, guidance, and ideas you need to create a captivating narrative of your own. As you embark on this journey, remember that dedication, self-reflection, and resilience are key to putting up a persuasive narrative. Remember, there is no short-cut to success. Good luck, and we can’t wait to see where your academic journey takes you!

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This is how to write a personal statement for a Master's

In theory, a personal statement should be easy. but we understand how hard it is to put pen to paper. read our latest blog by postgraduate student, kristina, on how to write a personal statement when applying for your master's. , what should i include in a postgraduate personal statement, 1. why do you want to study this course.

2. What relevant skills can you bring from previous academia? 

3. What relevant skills can you bring from your personal or professional life? 

4. Why this specific course?

Tips for writing a university personal statement

1.  Rediscover your old statement as a reminder

2. Start early so you can take your time, and revisit 

3. make sure your ending is strong and clear, 4. make sure every point you make is evidenced, 5. draw on your undergraduate successes, 6. write for academics , 7. tailor your application to your course, 8. get a second opinion.

Find out more and watch our 'how to apply' video

It can be tricky to put down in words why you should be accepted on a course, especially when you're trying to be persuasive, formal and concise all at once. Below, I've collated both what to include in a personal statement, as well as top tips to make sure your personal statement accurately reflects you, your passion and why you're a perfect fit for the postgraduate course of your choosing.

This section has two clear and distinct points. Firstly, you need to project your passion for the subject. In my opinion, the hardest part about this is being engaging and passionate, without sounding cliched or insincere.

Secondly, you need to have some kind of idea how this Master's relates to your life goals. Is there a specific job you want? Or, perhaps a specific organisation that you’d like to work for? Maybe you have plans to study this subject beyond your Master's, and you intend on completing a PhD?

The admissions team is more likely to recruit you if they think that you might contribute to the academic field, or to the specific university department.

2. What relevant skills can you bring from previous academia?

Once you've stated why you want to study a course, now you need to argue why the university should want you. At this stage, give a succinct but comprehensive overview of your relevant skills and academic experience. For example, “ During my undergraduate studies, I improved my mathematical, analytical and problem-solving skills .”. Then go into detail about specific case studies, assignments, achievements etc..

The key point here is to make sure everything you mention is relevant. It's natural to want to sell yourself by listing all of your achievements, but only showcasing relevant information can act as a testament to your essay-writing skills. 

3. What relevant skills can you bring from your personal or professional life?

Have you had relevant jobs/volunteering/internships? This is an opportunity to show that you’ve taken initiative to develop skills in the field beyond compulsory academic activities. This section doesn't just reflect your abilities, but your passion for your chosen career path through the fact you've dedicated your personal time to expanding your skills. 

So you've said which subject you want to study, you've shown how you fit the requirements and how you intend to put your learnings to good use. Now, explain why you want to study this specific course. Mention the modules by name and how the learning formats will help your learning i.e. if there's lab work, field work etc. This is your opportunity to show you have carefully considered the different postgraduate courses available to you, and state your reasons for narrowing it down to the one you're applying for. 

Tips for writing a university personal statement 

1. rediscover your old statement as a reminder.

Writing a personal statement for a Master’s degree is much the same as writing one for an undergraduate degree. My first tip would be to search through your old files and find the personal statement you submitted to UCAS all those years ago.

Whilst the content will be very different, reminding yourself of the structure you used and the topics you covered is just one way to trigger ideas for what to write in your new personal statement.

In fact, I have a folder on my laptop full of all my old job and university applications so that I can draw inspiration and sometimes re-use relevant sections, whilst slightly modifying them to fit the role I am applying for. This saves a lot of time. 

Writing ~1,000 words in one sitting probably isn’t the best idea. Whilst everyone has different styles of working, I personally feel that the best way to write something like this is to start out with a bullet point plan. This way you don’t have to simultaneously think about content, structure, and wording, you can just brainstorm ideas for the content, then reshuffle them into an order that makes sense and flows. Once you've sorted this out, you can spend time thinking about how you will construct the sentences and paragraphs.

Being organised like this gives you the freedom to take breaks and revisit your personal statement at a later time or date. 

The first and last paragraphs are the most important. The serial-position effect in psychology shows that people tend to remember the first and last items on a list much better than they remember the content in the middle, so your introduction and conclusion should be your best-selling points.

Anyone can say that they have a specific skill or interest in a certain topic, but you need to convince the admissions team that you know what you’re talking about.

A key framework to follow is skill > evidence & understanding > outcome. For example, state you have a relevant skill (e.g. scientific literature reviews) and then talk about specific techniques (e.g. avoiding bias, using a reference manager) or specific examples (dissertation topic and what methods you used / conclusions you reached / real world implications of the topic). The outcome will often be that you achieved a high grade or were praised.

Talking in detail about your dissertation is imperative for research master’s or those which include a dissertation. If you achieved a first-class grade for it, or are predicted a first-class grade, then mention it.

 Write academically (e.g. “it is” rather than “it’s”) and formally, but balance this with conveying enthusiasm and not sounding robotic. One way to test whether your writing flows is to read it out loud to yourself.

Tailor your application so that it is very specific to the course. Mention specific modules or interests/skills that relate strongly to aspects of the course. Most courses have their own webpage on the university website. This page is your most important resource for ensuring that you write a persuasive personal statement, as it will outline relevant skills, interests, career paths, module descriptions etc.

Ask someone to proofread the final draft. Fresh perspectives are always valuable. Also, it’s often easier for someone else to point out your strengths and accomplishments than it is for you to.

Overall, your personal statement needs to be lots of small anecdotes that relate to each other and can be joined up to tell one overarching story about you, to persuade the admissions team that you will succeed in the course, benefiting the university and also your own progress in life.

Find out more

Watch our 'how to apply for a Master's' video - it breaks down the process into 7 steps...

We also have a blog about applying for funding, why not read this blog by student Amy Harris on funding a Master's ?

Published By Kristina on 02/09/2020 | Last Updated 23/05/2024

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The Ultimate Guide to Writing a Killer Personal Statement for Graduate School

How to Write a Personal Statement That Stands Out: The Key Elements Admissions Committees Are Looking For

You’re organizing and preparing to go to graduate school, you’ve narrowed down your list, and now it’s time to tackle your personal statement (sometimes referred to as a letter of intent, personal essay, or statement of purpose). Writing a strong personal statement is essential for your graduate school application and will reflect your passion and potential, but also will show the admissions committee or faculty what sets you apart from other applicants. While students commonly assume their grades or test scores are the most important elements of their applications, the personal statement and recommendation letters often play an equally important role in your admission decision. 

Here are 10 tips to help you think about creating a compelling personal statement that increases your chances of acceptance: 

1. Research your intended program in order to demonstrate fit.

It will be important for you to familiarize yourself with the graduate programs to which you are applying and then articulate in each statement why you’re a good fit for each individual program. In whatever ways are helpful to you, create an organizational tool in order to track each institution's requirements, noting any particular questions or prompts you must address. Understand your intended program's strengths, the types of students the program is looking for, and familiarize yourself with faculty members, research opportunities, and unique features. Show how your interests and experiences align with the program’s offerings, what you can add to the program, and how that program will help you achieve your career goals. 

2. Follow the guidelines and understand any prompts or questions. 

The more you know about your intended graduate program and school, the more you you can showcase what makes you stand out as a candidate. However, there may be specific things asked of you in certain letter requirements, while other schools may be more open-ended. Carefully read and adhere to the application guidelines for each program. Pay attention to word or page limits, formatting requirements, and any specific questions or prompts you need to address. 

Important tip: If you do not need to address specific prompts and all of your programs just ask you to write a personal statement or letter of intent describing your interests and career goals, write individual letters for each program! It will certainly save you time to write one letter, but make sure you at least adjust parts of your letter to include the correct school name and program and address any specific aspects of the program that are relevant to you. For example, if your intended graduate program doesn’t offer research opportunities, but your letter describes your love of research and intentions to conduct research in your graduate program, faculty and admissions representatives may perceive that you did not take the time to understand the curriculum and program outcomes and react unfavorably to your candidacy. 

Even if you’re a stellar student and qualified candidate, most graduate programs want students that are going to be successful and their intentions are appropriately aligned with the program. If the faculty or admissions committee reading your essay feel like your goals aren’t aligned with the program, you’ll hurt your chances of being admitted. The more you can show the reader that you did your due diligence and that you know the program outcomes well, the better you’ll help the folks admitting you see that you’re a great fit. 

And though it may go without saying, make sure you’re addressing the correct school and program in your statement. An incorrect school or program name may signal a lack of attention to detail and impact your chances of being admitted.  

3. Start early and stay organized.

It’s often said that if you fail to prepare, you prepare to fail. You can never be too early with your own organization, especially when many graduate schools have deadlines and tight timelines. Give yourself plenty of time to write and revise your personal statement. Starting early allows you to brainstorm, reflect on your experiences, craft a well-structured statement, and have it reviewed and edited. This way, you can keep on track for your deadlines and have your letters of intent ready to go.  

4. Highlight your motivations and showcase your experiences.

Graduate programs, and particularly graduate faculty, want to consider students who are excited about the program that they offer. Discuss your passion for your intended program, what motivates you to apply, and how you believe the program aligns with your future career goals. Share relevant experiences such as research projects, internships, work, or extracurricular activities, that demonstrate your commitment and accomplishments in the field. Some institutional prompts will guide you in including some of these details; however, you’ll want to show application readers why your experience, goals, and motivations make you a great fit for their program.  

5. Be specific and concrete.

When you’re thinking about your accomplishments and strengths, use specific examples and anecdotes to illustrate your points. Avoid vague statements and provide evidence to support your claims. There is a big difference between:  

“I have demonstrated my leadership skills through various clubs and activities on campus.”  

“As the president of the university’s Sustainability Club, I organized and led multiple community cleanups on campus and in the surrounding towns, recruited over 100 volunteers, and successfully collected over 3,000 pounds of recyclable materials. Additionally, I initiated a sustainability awareness campaign on campus throughout the residence halls and dining halls, which resulted in a 20% reduction in single-use plastic consumption within six months.” 

6. Discuss your strengths and how they pertain to your intended program.

It goes without saying, but your personal statement gives you a chance to showcase how awesome you are. Emphasize your unique strengths and skills that set you apart from other applicants. Use examples to demonstrate how you’ve utilized these qualities to achieve success. Show the faculty or admissions committee why they should choose you, particularly if your intended graduate program only admits a limited number of applicants. 

Before you apply, consider contacting the admissions office, speaking with faculty, or connecting with student ambassadors at your target graduate programs to learn what traits are most important for successful applicants. Most schools can share what types of students do well in their programs and what faculty are looking for as they admit students. Aligning your strengths with the right programs will help you have the highest likelihood for admission. 

7. Address weaknesses thoughtfully.

Surprisingly, your personal statement may be your only opportunity to address your weaknesses, and you may consider doing so if you feel it’s appropriate. If you have any academic or professional weaknesses, address them honestly and explain how you have learned from these experiences and grown as a result. While this may not apply to everyone, your personal statement may be your only chance to provide an explanation for academic deficiencies to the admissions team or faculty members reading your essay. 

Were you a student in the COVID-19 pandemic and your grades only really faltered in the semester or two you were fully online? Did you struggle in your academic studies as a science major, switch to a new program, and then flourish in your new classes? Did you do have a low GPA when you were a student but you’ve had a successful 20-year career with many accomplishments you can highlight?  

Your reader can usually infer these circumstances looking at your transcript and other materials, but you may consider addressing them directly since you may not get the opportunity to have an interview, particularly if you’re applying to schools and programs that have hundreds of applicants. While you may choose not to address weaknesses in your personal statement, it certainly is something to consider.

8. Know your “why,” but avoid an autobiography.

Some self-reflection may be helpful before you start to work through your personal statement. The faculty or admissions committee will want to know your “why” and this could naturally come out through your career goals, but it is worth really thinking about what is driving you to go to graduate school. It can be helpful to do some introspecting and identify your academic and career aspirations as you start to work through your materials and prepare to apply.  

Clearly articulate your passion for the field and what drives you to pursue graduate studies and your intended program. However, avoid an autobiography. You may be bound by the word or page limits anyway, but don’t miss the opportunity to share a bit about you personally. Did you experience something growing up in your community that drove you to pursue a certain major or internship? Are you working in a job now that you love (or don’t) and this opportunity will allow you to grow or switch to a new path? Carefully and thoughtfully share your motivations, passions, and drive. 

9. Be genuine and authentic.

In a world of digital opportunities at our fingertips, it's easy to take shortcuts while writing your personal statement. Use your statement as an opportunity to sincerely and authentically let your personality and enthusiasm for your graduate program shine through. Avoid using artificial intelligence (A.I). or having anyone else write your letter for you. Faculty and admissions committees can easily identify when letters of recommendation or personal statements are not authentic. If you prepare and stay organized ahead of time, this should be a relatively simple piece of your application that is true to you.

10. Edit, revise, and get feedback.

Write multiple drafts and write beyond the limits, and then edit your essay thoroughly. Don’t worry too much about staying within page or wordcount guidelines. Instead, write freely and then revise and edit down to the page or word limit from there. You'll have a much easier time writing your personal statement if you freely write your thoughts and ideas out on paper to start. 

Once you have a draft of your personal statement ready, ask trusted friends, family members, or mentors to review it and provide constructive feedback. Consider their suggestions to refine your statement further. Read your draft to yourself to help eliminate grammatical errors and ensure that your words flow smoothly. Your statement should have a logical sequence and tell a linear story, and be careful not to repeat similar information throughout your statement. 

After you've refined your statement and reviewed it with others, submit it to your intended graduate programs and take a breath! 

Remember, your personal statement provides an opportunity to present yourself holistically to the admissions committee by showcasing your unique qualities, aspirations, and potential contributions to the graduate program. Be authentic, sincere, and persuasive, and use your statement to share your unique story and academic and career aspirations with the graduate programs to which you are applying. A strong personal statement will show the faculty or admissions reader why you are an undeniable fit for their programs.  

If you have questions about preparing your letter or would like an opportunity to review your draft with a member of our admissions team, please reach out to the Roger Williams University Office of Graduate Admission at [email protected] . 

• The University of Warwick

A guide to writing a Masters personal statement

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If you are considering postgraduate study, you will need to think about writing an application that demonstrates why you are the right candidate for the course and their university. This is where your personal statement comes in. 

You’ll already have written a personal statement for your undergraduate application, so the concept should be familiar. However, there are some things you should be aware of when it comes to writing specifically for postgraduate study. 

In this guide, we’ll explain how to write a stand-out Masters personal statement and provide you with some valuable insights from our Masters Recruitment Manager Danielle, here at Warwick Business School (WBS).

What is a Masters personal statement?

An MSc personal statement, also known as a ‘statement of purpose’, supports your application to study a postgraduate course at university. It should highlight your key skills and experience whilst demonstrating your understanding of the course and conveying your academic skills and interests.

From her experience in the Recruitment and Business Development team at WBS, Danielle gives her take on a personal statement: 

Your personal statement is your opportunity to sell yourself and differentiate yourself from any other applicant, share your passion for joining WBS and link your life experiences and skills to how you could contribute to a cohort.

How long should a Masters personal statement be?

A personal statement for postgraduate study should fit within two pages of A4. Whilst you won’t be penalised if it is slightly longer, you should always make sure the content is relevant and doesn’t repeat information elsewhere in your application. 

What do you need to prepare before writing a Masters personal statement? 

Before writing your personal statement for postgraduate study, there are a few things you should consider.

Research your options

Take the time to read through course pages and brochures. You’ll find in-depth information on what the course involves and how it might align with your career goals. Danielle explains how understanding what the course involves is key in demonstrating your suitability and passion for a course: 

All of our course webpages feature extensive information on the course modules, so take the time to show you’ve done your research in your personal statement. Your personal statement is your chance to relate yourself to our core values and demonstrate what a strong candidate you will be for one of our programmes. Ensure you also use this as an opportunity to link our programme to your future career.

Course titles should not be taken at face value. Whilst some universities will have courses with the same titles, the content will differ. You need to demonstrate you understand what the course entails and why you want to apply for a particular course as. Danielle adds:

Take time to look at the content of the course you are applying for; although course titles may be the same at different universities the course content can be different. Do your research and demonstrate this in your personal statement, showing how invested you are in studying at WBS.

Consider what you want from your studies

The range of choice when it comes to postgraduate study is vast, and it can feel overwhelming when deciding which course is right for you. 

Whilst opinions from your friends and family are important, they shouldn’t be the ultimate deciding factor when choosing a course. Ultimately you need to consider what you really want and whether it aligns with your career goals. 

Begin to prepare your application

Once you have decided which course you would like to apply for and you’ve ensured you meet the entry requirements, you will need to begin preparing your application. This includes collecting the correct documentation such as a CV, transcript, personal statement, and reference.

What should you include in a Masters personal statement?

Recruitment and admissions teams receive thousands of applications each year so it is important that your personal statement is to the point and demonstrates what they are looking for in their students. 

Danielle gives some insight into what our recruitment team looks for in a personal statement for a Masters degree:

Aim to keep your personal statement to the point by making sure you answer the following questions, addressing the key points our Selection Committee will be looking for:

• Why have you selected this course? What are your motivating factors?
• How do you see this course benefitting your career plans?
• What will you contribute to your cohort?

As well as addressing these key questions, you should also include the following:

Academic achievements 

You need to demonstrate how your undergraduate study has prepared you for a postgraduate course. You can do this by highlighting specific achievements, projects and pieces of work as well as mentioning any particular topics that interest you. 

Professional achievements

If you completed any professional work experience alongside your studies, it is a good idea to mention them here. Highlight any duties, tasks and responsibilities you had to demonstrate what you gained from this work experience. 

Relevant extracurricular activities

Including information about relevant extracurricular activities you are involved in can help to give a more rounded view of you as a person. This could include volunteering opportunities and any meaningful hobbies you have. 

Transferable skills

Your transferable skills should be highlighted throughout your personal statement. The types of things you could include are presentation skills, communication skills, analytical thinking and time management. Consider what you can bring to lectures and workshops. For example, if your course involves a lot of group work, use an example where you demonstrate your experience with this.

What should you avoid when writing a Masters personal statement?

Repetition of information.

When submitting both a CV and personal statement it can be easy to fall into the trap of just repeating the same information across both documents. Your personal statement is an opportunity for you to reflect and expand on what you have stated on your CV, rather than repeating the same information.

Not providing enough context

Simply listing your achievements without providing context will not prove to the recruitment teams that you are the right candidate for the course. Provide hard evidence to back up the statements you make and try to give two or three in-depth examples, rather than several weak answers. 

Not tailoring your application to the specific university or course

Recruitment and admissions teams are keen to hear why you have chosen a specific course and why you want to attend their university. You need to provide clear examples of what excites you about their institution and how you can align with their particular values.  

What do recruitment teams look for in a Masters personal statement?

University recruitment teams and selection committees review thousands of applications each year. To ensure your application stands out, you must show that you have taken the time to prepare and research your chosen university.

Recruitment teams want to see your passion for the subject and motivations for joining their institution. Detailing your experience and the skills you can bring will help to emphasise this. Danielle also suggests not overlooking the obvious when it comes to writing a personal statement:

It may sound simple but the first answer to this question is that the Selection Committee wants to see a well written, clearly structured personal statement which demonstrates good preparation and research.

What else do I need to include with my Masters application?

The documents you need to include in your application may vary by institution and course. But generally, as well as your personal statement, you will also need to include: 

• Academic and professional references
• Copies of your undergraduate degree certificate and academic transcripts
• A list of final year modules if you're still studying for an undergraduate degree
• A research proposal (not all courses will require this)

If you are an international student, there are some additional things you will need to provide including: 

• A copy of your passport
• Proof of your language proficiency through either a Test of English as a Foreign Language (TOEFL) certificate, or any others that meet requirements outlined on our course pages.

When are the deadlines for Masters applications?

Deadlines for Masters programmes vary quite widely between courses and universities. Information on specific deadlines can be found on their respective course pages and postgraduate brochures . You should aim to make an application early in the cycle to ensure there are still places available on the course.

Deadlines for scholarships and external scholarships can also vary, so if you wish to apply for these, you will also have to factor in these deadlines.

Frequently asked questions

Is there an interview for masters programmes.

At WBS, there are no interviews for MSc courses. Instead, all decisions are made based on the application you submit. Your undergraduate transcript will be reviewed in depth along with your CV and personal statement.

How many Masters can you apply for?

If you are applying to a UK university, you can apply for as many courses and universities as you like. However, you should not over-stretch yourself and you should only apply for courses that you are really passionate about.

Writing an appropriately tailored application can be time-consuming and attempting to write too many could jeopardise your chances of being successful. 

Do you have to pay for your Masters application?

We require an application fee of £75 to cover administrative costs. If you're applying to multiple Warwick courses, remember each course will warrant its own application fee. 

How do I apply for a Masters degree?

We have our own application system, and you can find linked 'how to apply' sections on all of our course pages. 

------------------------

Discover our range of MSc courses at Warwick Business School

Designed for the change makers of the future, our postgraduate courses will drive you to learn, question, debate and make an impact on the world around you.

Our challenging and rewarding courses will provide you with everything you need to take your personal and professional skills to the next level. 

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Alum Sophia shares her incredible journey at WBS - dive into collaboration, new experiences, and distinct academic opportunities

MSc Management student Aditya shares his advice on balancing his wellbeing alongside studies at Warwick Business School.

WBS MSc Mathematical Finance graduate Luxmi Kiran shares his top tips and advice for future students.

Writing your personal statement

A personal statement is your chance to tell us what motivates you and why you’re suitable for your chosen programme.

Please note

you cannot amend your personal statement once you have submitted your application

Where to put a personal statement

You can type your personal statement in the online application form (3,000-character limit, including spaces) or upload it as a separate document. If you upload your personal statement, you can go over 3,000 characters but it cannot be longer than two sides of A4 paper (size 12 font and single spaced).

You should consider the following questions when writing your personal statement

• Why do you want to undertake the programme or research?
• What are your academic interests?
• Why do you wish to study at UCL?
• What educational experience do you have?
• Do you have any relevant work experience?
• Have you completed any extracurricular or voluntary activities relevant to the programme?
• What are your career aspirations?

Some programmes ask for programme-specific information in your personal statement. Check your programme in the Graduate Prospectus for details.

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Terms and Conditions

PLEASE READ THIS AGREEMENT CAREFULLY. IT SETS FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR PARTICIPATION ON FANDUEL SPORTSBOOK AND/OR FANDUEL CASINO.

YOU MUST BE PHYSICALLY LOCATED IN THE STATE OF NEW JERSEY TO PLAY ON FANDUEL SPORTSBOOK OR FANDUEL CASINO. PLEASE NOTE THAT IF YOU LOG-IN TO THE FANDUEL SPORTSBOOK OR FANDUEL CASINO FROM A STATE OTHER THAN NEW JERSEY WHERE FANDUEL SPORTSBOOK OR FANDUEL CASINO IS OFFERED TO CUSTOMERS, YOUR ACTIVITY ON FANDUEL SPORTSBOOK AND/OR FANDUEL CASINO WILL BE GOVERNED BY THE FANDUEL SPORTSBOOK AND/OR FANDUEL CASINO TERMS AND CONDITIONS FOR THE NEW STATE. IN ADDITION, WE ARE REQUIRED TO TRANSFER YOUR ENTIRE ACCOUNT BALANCE TO THE NEW STATE SO THAT YOUR FUNDS ARE AVAILABLE TO WAGER FROM THAT STATE. THIS BALANCE TRANSFER WILL BE REFLECTED IN YOUR ACCOUNT HISTORY. IF YOU LATER LOG-IN AGAIN FROM NEW JERSEY, YOUR ACCOUNT BALANCE WILL BE TRANSFERRED BACK TO NEW JERSEY.

IMPORTANT NOTICE: THIS AGREEMENT IS SUBJECT TO BINDING ARBITRATION AND A WAIVER OF CLASS ACTION RIGHTS AS FURTHER DETAILED IN SECTION 30 BELOW.

Welcome to FanDuel Sportsbook and FanDuel Casino! The FanDuel Sportsbook and FanDuel Casino Terms & Conditions (the “Terms”) governs any access to and use of the Services. Each unique contest or sport may have specific rules, which you should consult in order to understand the parameters and terms for those games. These are located in Part B - House Rules for FanDuel Sportsbook. You should read the Terms and Rules for the Services you choose to use. Reading this information will help you better understand how our Services operate and what rights and expectations you can have with respect to your use of our Services. Of course, if you have any questions, please contact us .

Part A - General Terms and Conditions

The website www.sportsbook.fanduel.com (the “FanDuel Sportsbook Website”) and the mobile, tablet and any other FanDuel Sportsbook apps (all of which together are referred to as the “FanDuel Sportsbook Betting Apps”) are operated and controlled by Betfair Interactive US LLC (“BIU”) under an agreement with New Meadowlands Racetrack, LLC (“NMR”), pursuant to the oversight, regulatory requirements, and licensing of the New Jersey Division of Gaming Enforcement (“NJDGE”) and the New Jersey Racing Commission (“NJRC”). The use of the FanDuel Sportsbook Website and the FanDuel Sportsbook Betting Apps is subject to all applicable New Jersey State and United States federal regulations.

The website www.casino.fanduel.com (the “FanDuel Casino Website”) and the mobile, tablet and any other FanDuel Casino apps (all of which together are referred to as the “FanDuel Casino Betting Apps”) and the FanDuel Casino games offered within the FanDuel Sportsbook Betting Apps (the “FanDuel Casino Platform”)are operated and controlled by BIU under an agreement with Golden Nugget Atlantic City LLC (“GNAC”), pursuant to the oversight, regulatory requirements, and licensing of NJDGE. The use of the FanDuel Casino Website, the FanDuel Casino Betting Apps and the FanDuel Casino Platform is subject to all applicable New Jersey State and United States federal regulations.

The FanDuel Casino Website and the FanDuel Sportsbook Website will be collectively referred to herein as the “Websites”. The FanDuel Casino Betting Apps and the FanDuel Sportsbook Betting Apps will be collectively referred to herein as the “Betting Apps.” You will be required to establish an account in order to use the services offered by BIU hereunder.

• References in these Terms to “BIU”, “FanDuel Casino”, “FanDuel Sportsbook”, "Sportsbook", “we”, “us”, or “our” will be to Betfair Interactive US LLC. BIU is approved by the NJDGE and the NJRC to conduct internet sports pool related business with NMR, a New Jersey sports wagering license holder, for the purpose of Internet and mobile sports wagering. BIU is approved by the NJDGE to conduct Internet gaming related business with GNAC, a New Jersey casino license holder, for the purpose of Internet and mobile gaming.
• Together, the Websites, the Betting Apps and the FanDuel Casino Platform are referred to collectively herein as the “FanDuel Casino and FanDuel Sportsbook Services”. Together, the FanDuel Casino and FanDuel Sportsbook Services and the Additional Gaming Services (as defined in Section 2.2) are referred to collectively herein as the “Services”.
• We reserve the right for each or any member of the Flutter Entertainment plc group of companies (the “FanDuel Sportsbook Group”) to exercise any of the rights or obligations of any other member of the FanDuel Sportsbook Group under these Terms.

These Terms & Conditions and Your Relationship with FanDuel Sportsbook and FanDuel Casino

• these Terms;
• our Privacy Policy ;
• the House Rules ; and
• all such other of our terms and conditions, rules or policies as they relate to any applicable Services (e.g., rules for a particular Game (defined below)), promotions, bonuses, special offers or any other condition of your use of the Services from time to time and are deemed to have accepted and understood all of the above.
• Specific Terms and Conditions/House Rules for FanDuel Sportsbook
• Specific Terms and Conditions for FanDuel Casino
• Specific Terms and Conditions for FanDuel Casino Live
• All of the terms and conditions, rules and policies referred to in Clauses 2.1 and 2.2 shall be collectively referred to as the “Terms”.
• By accessing, using or otherwise participating on the Services, you accept and agree to be legally bound by these Terms, whether or not you sign-up as a member of the Services. If you do not agree to accept and be bound by the Terms, please discontinue your use of the Services and the Websites and Betting Apps. It is important that you review these Terms regularly. We may impose limits on certain features, activities, offers, promotions or services and may restrict, suspend, terminate your access to the Services or your ability to participate in activities, offers, promotions or Services, in whole or in part, at any time and for any or no reason, with or without prior notice and without liability.
• If you wish to confirm the version of the terms and conditions you accepted at the time of registration and receive a copy please contact us .

Amending the Terms of Use and/or Services

• BIU reserves the right to amend the Terms at any time, as may be required for a number of reasons, including, without limitation, for commercial reasons, to comply with law or regulations, to comply with instructions, guidance or recommendations from a regulatory body, or for customer service reasons. Where we wish to make material changes to the Terms, you will be notified of material changes before they come into effect. Any such revision will be binding and effective from such date as is specified in such notice. Your continued use of the Services will be deemed to be your acceptance of any changes we may make. The date on which each relevant document comprising the then current Terms came into (or will come into) force will be as stated in the date contained at the top of the Terms and Conditions page. Please check these Terms frequently for updates.
• BIU may, in its absolute discretion, alter or amend or withdraw any betting or gaming from the Services or any part thereof, at any time, and may alter prices, features, specifications, capabilities, functions and/or other characteristics of the bets, Games and/or Services.
• BIU may also at its discretion engage new or alternative third party service providers in respect of Additional Gaming Services or any other of its Services. By registering or playing with any such third parties, you thereby provide your consent to any applicable additional terms and conditions of such third parties as they may be amended from time to time, including, but not limited to, any change to the third party service provider itself.

Pre-Conditions to Opening an Account

• The Governor or Lieutenant Governor of New Jersey;
• Any New Jersey state officer or employee or special state officer or employee as defined in the Casino Conflicts of Interest Law;
• Any member of the New Jersey judiciary;
• Any member of the New Jersey legislature;
• Any officer of Atlantic City;
• Any person employed as a casino key employee in New Jersey; and
• Any person prohibited from gaming pursuant to N.J.A.C. 13:69G, N.J.S.A. 5:12-119, or N.J.S.A. 5:12-100n.

BIU takes its age-verification responsibilities very seriously. We carry out age-verification checks on all customers at the time of Account establishment. We may ask for information to verify your age and identity and can restrict or suspend your Account until your age is confirmed. By signing up for an Account (defined below), you consent to our confirmation of your age and identity.

• You are at least twenty-one (21) years of age. It is an offense for anyone under the age of twenty-one (21) to open an Account or to gamble with FanDuel Sportsbook or FanDuel Casino. We reserve the right to request proof of age documentation from any applicant or customer at any time and to void any wagers made by or on behalf of minors;
• You agree to provide accurate registration information when opening your Account, including, without limitation, your correct date of birth, the last four digits of your social security number, your current address, email address and personal telephone number. You further agree to inform us of any changes in such details;
• You acknowledge that you are opening a non-transferrable Account with FanDuel Sportsbook or FanDuel Casino solely for your personal use, and are acting as a principal and not as an agent on behalf of a third party;
• You will not attempt to sell or otherwise transfer the benefit of your Account to any third party and nor will you acquire or attempt to acquire an Account which has been opened in the name of a third party;
• You are entirely responsible for complying (and that you comply) with your own local, national, federal, state or other laws concerning betting and gaming prior to opening an Account, placing any bets, stakes or wagers (together “Bets”) or using the Services. In particular, if you are located outside of the state of New Jersey, you must not: (i) attempt to use the Services; or (ii) use your payment card or other payment method to undertake betting or gaming with us;
• You are legally capable of entering into binding contracts, including these Terms and each subsequent Bet (which shall be governed by these Terms);
• You are not prohibited for any reason from betting with us or from using the Services; and
• You are not currently subject to a self-exclusion from a FanDuel Sportsbook or a FanDuel Casino account and neither we nor any other operator has excluded you, from gambling.
• No Use Outside of New Jersey . There are certain Federal prohibitions and restrictions regarding Internet gaming (i.e. 18 U.S.C. §§ 1084 et seq. (The Wire Act) and 31 U.S.C. §§3163 through 3167 (Unlawful Internet Gambling Enforcement Act)). It is a federal offense for persons physically located outside of New Jersey to engage in Internet wagering through a New Jersey casino or New Jersey racetrack, unless explicitly authorized by the NJDGE. The availability of our Services does not constitute an offer, solicitation or invitation by us for the use of our Services outside of the State of New Jersey. BIU shall not be liable for any breach of any local, national, federal, state or other laws that may occur as a result of your using the Services.
• Prohibited FanDuel Sportsbook Participants . Any individual whose participation may undermine the integrity of the wagering or the sports event or for other good cause, including but not limited to: (i) any individual placing a wager as an agent or proxy; (ii) any person who is an athlete, coach, referee, a player or a referee personnel member, in or on any sports event overseen by that person’s sports governing body; (iii) a person who holds a position of authority or influence sufficient to exert influence over the participants in a sporting contest, including but not limited to coaches, managers, handlers, athletic trainers, medical provider, or horse trainers; (iv) a person with access to certain types of exclusive information on any sports event overseen by that person’s sports governing body, or (v) a person identified by any lists provided by the sports governing body to the NJDGE or NJRC, shall not be permitted to wager on any event governed by the league or sports governing body with which they are affiliated. Any employee of a sports governing body, or one of its member teams, who is not prohibited from wagering as described above shall register with the NJDGE prior to placing a sports pool wager.
• We may cancel any Bet you may have placed;
• We shall not be obliged to pay any winnings which might otherwise have been payable in respect of any Bet you placed; and
• We may refer the matter to the police, guardians or family members, or any other appropriate regulatory authority.

Opening an Account

• You have read and agree to abide by all of these Terms;
• You are not an Excluded Person;
• You are twenty-one (21) years of age or over, of sound mind and capable of taking responsibility for your own actions and that you can enter into a legally binding agreement with us;
• You agree to provide accurate Account opening information, including, without limitation, your correct date of birth;
• You will not allow any other person to access or use your account with FanDuel Sportsbook or FanDuel Casino;
• You will refrain from wagering on FanDuel Sportsbook unless you are physically present in the state of New Jersey;
• You will refrain from wagering on FanDuel Casino unless you are physically present in the state of New Jersey;
• You consent to the jurisdiction of the State of New Jersey to resolve any disputes arising out of your Internet or mobile gaming that takes place in the state of New Jersey;
• You consent to the monitoring and recording by BIU and/or the NJDGE of any wagering communications and geographic location information; and
• You acknowledge that BIU reserves the right to report unusual or suspicious activity to the proper authorities.
• It is the responsibility of each customer to ensure that all personal details are current and up-to-date, as failure to do so may result in Bets or payments being declined or payments being issued incorrectly. Failure to update personal details by January 15th may result in tax forms being delivered to the wrong address. You can update your personal details via the Websites, by chat, by telephone, or the Betting Apps.
• One (1) Account is permitted per customer. BIU reserves the right to close down any duplicate Accounts and to cancel any Bets on duplicate Accounts. BIU also reserves the right to suspend or close any Account and cancel any associated Bets where the Account holder and the owner of the funding instrument are not the same.
• Employees of the FanDuel Sportsbook Group may not open an Account or register on the Website or for any of the Services, whether in their own name or on behalf of a fellow employee, friend, relative or anyone else.
• It is prohibited for players, deliberately or otherwise, to transfer money from one (1) Account to another for any reason.
• You are solely responsible for recording, reporting, paying, and accounting for any tax that may be payable on any winnings or other taxable income received from BIU to any relevant governmental or taxation authority and retaining all transactional and other information that may be necessary to substantiate these taxes;
• You are solely responsible for recording, reporting, paying, and accounting for any tax that may be payable on any winnings to any relevant governmental or taxation authority;
• You are solely responsible for the acquisition, supply and maintenance of all of the computer equipment, and telecommunications networks, and Internet access services, and of all other consents and permissions that you need to use in order to access our Services;
• You fully understand the methods, rules, and procedures of the games and sports wagers, and, where and when appropriate, will seek advice or help when using our Services;
• You will place all wagers on games and sports events through the various user interfaces provided on our Websites and you will not wager through other means, including a robot player or equivalent mechanism (a “bot”). The use of programs designed to automatically place Bets within certain parameters (i.e., bots) is not permitted on any games or sports events on any part of the Websites;
• You will not choose a nickname and/or alias that is defamatory, offensive, pornographic or in any way intended to impersonate a real person or brand. BIU reserves the right to amend your nickname and/or alias in its absolute discretion if it believes you have breached this representation;
• You will not make offensive comments, use offensive or pornographic material or make potentially defamatory or inflammatory remarks in relation to any ‘chat’ or ’forum’ facilities we provide and you accept that any postings made by you can be passed on to the relevant authorities should we deem this appropriate;
• You will not disguise or interfere in any way with the internet protocol (“IP address”) of the computer or other Device (defined below) you are using to access the Services or otherwise take steps to prevent us from correctly identifying the actual IP address of the Device you are using while accessing the Services; and
• You accept and agree to abide by the rules of the games and sports wagers as set out on the Services, and any rules and terms for any promotions or loyalty programs in which you participate as set out on the Services from time to time.

Account Security

• BIU will take reasonable steps to prevent unauthorized access to your Account information. You are responsible for maintaining the security and confidentiality of your Account. In particular, you agree to keep your username and password strictly confidential. You are responsible for any misuse of your password. Provided that we have been correctly supplied with the Account information requested, we are entitled to assume that offers and payments are made by you. You should change your password on a regular basis and never disclose it to any third party. You undertake to protect your username and password in the same way that you would in respect of your bank cards. Any failure to do so shall be at your sole risk and expense. If a third party accesses your Account, you are solely responsible for that third party’s actions, whether or not that third party’s access was authorized by you, and you hereby indemnify BIU, NMR and GNAC and hold BIU, NMR and GNAC harmless against all costs, claims, expenses, and damages howsoever arising in connection with the use of or access to your Account by any third party. You will not attempt to sell or otherwise transfer the benefit of your Account to any third party, nor will you acquire or attempt to acquire an Account which has been opened in the name of a third party. Subject to the foregoing, BIU will not be liable for any loss that you may incur as a result of misuse of usernames or passwords or from any unauthorized use of your Account, whether fraudulent or otherwise. You agree to indemnify us and hold us harmless against any costs, claims, damages and expenses arising in connection with the use of, or access to, your Account by any third party as a result of your negligence, breach of these Terms, fraud, dishonesty or criminal activities.
• Please contact us as soon as is possible if you have lost or forgotten your Account details. You agree to inform us as soon as is possible (by telephone, where possible) if you believe that your Account information is being misused by a third party so that we may suspend your Account to prevent further abuse.
• To retrieve a forgotten password, you can click on the “Forgot Password” link on the login page. When you click on the link, you will be asked to insert your email address. You will be emailed a link that will direct you to a change password page. Upon changing the password, you will be directly logged in.
• You have the option of enabling strong authentication on the Player Protection Page. When you enable strong authentication, upon login, you will be prompted to answer two security questions in addition to being prompted to enter your password. The Player Protection Page provides account security tools and information, such as a description of what strong authentication is and how a player may enable it. The Player Protection Page describes tools users can employ to limit play and also the process to self-exclude.
• We recommend that you disable any automatic password memory in your browser prior to using the Services. This will help to limit the risk to you of unauthorized use of your Account.
• You are responsible for configuring your client terminal's auto-lock feature to protect the client terminal from unauthorized use.
• BIU reserves the right to refuse to register you as an Account holder, either with or without cause. BIU reserves the right to suspend or terminate your Account at any time, either with or without cause, upon notice (we will use our reasonable efforts to give such notice to you either before or after suspending or terminating your Account). Following termination or suspension of your Account, we will try, in the normal course of events, to comply with any valid contractual obligations made in accordance with these Terms.
• The FanDuel Sportsbook Group and any third parties it contracts with in relation to the provision of the Services will hold, use, and share information with respect to your identity, including, but not limited to, your name, address and payment details, in accordance with our Privacy Policy . We rely on this information in entering into these Terms with you. As set out in more detail in Section 27, you agree to indemnify us and hold us harmless against any costs, claims, damages and expenses arising in connection with any falsehood or inaccuracy contained in the information you provide to us.

Deposits & Withdrawals

In connection with making a deposit, you represent that:

• All money that you deposit in your Account originates from a payment source of which you are the legal owner;
• All money that you deposit in your Account is free from and unconnected to any illegality and, in particular, does not originate from any illegal activity or source; and
• All payments made into your Account are authorized and you will not attempt to reverse a payment made into your Account or take any action which will cause such a payment to be reversed by a third party in order to avoid any legitimate liability.

Deposits to your Account can be made using several different and convenient ways, including:

• ACH (electronic checking or direct deposit): electronic transfer of funds between your bank account and your player Account. Please note you may only have three (3) ACH accounts linked to your player account at any time;
• DEBIT/CREDIT CARDS: Debit/credit cards with a MasterCard/VISA logo can be used to make deposits. Please note you may only have three (3) active Debit/Credit Cards linked to your Account at any time. Additionally, please note that some banks may charge advance processing fees on credit card transactions;
• FANDUEL PREPAID CARD: You can electronically transfer funds from a bank account or Debit/Credit Card to your FanDuel Prepaid Card and then deposit those funds to your Account;
• ONLINE TRANSFER: You can deposit with online transfer if you have a bank account set up with online bill pay at specific banks;
• WIRE TRANSFERS: A direct payment from your checking or savings account into your Account;
• PAYNEARME: Deposit funds into your Account via locations that accept PayNearMe payments; or
• GOLDEN NUGGET CAGE DEPOSIT: Deposit funds into your Account via the Golden Nugget Atlantic City Casino Cashier Cage located at Huron & Brigantine Blvd., Atlantic City, NJ 08401;
• SPORTSBOOK CAGE DEPOSIT: Deposit funds into your Account via the New Meadowlands Racetrack/FanDuel Sportsbook Cage located at 1 Racetrack Drive, East Rutherford, NJ 07073; or
• PAYPAL/VENMO: You can electronically transfer funds from a bank account to your PayPal/Venmo account and then deposit those funds to your Account.

Credit Card Chargeback Fees. Each credit card chargeback transaction that you initiate will be assessed a $5.00 fee, applicable against any available cash balance in your Account at the time such fee is assessed. Any credit card chargeback that you initiate requiring pre-arbitration proceedings will further be assessed a $500.00 fee, applicable against any available cash balance in your Account at the time such fee is assessed.

In connection with making a withdrawal, you represent that:

• All money that you withdraw from your Account is transmitted to a payment source of which you are the legal owner;
• All money that you withdraw from your Account is free from and unconnected to any illegality and, in particular, does not originate from any illegal activity or source; and
• All withdrawals from your Account are authorized and you will not attempt to take any action which will cause such a withdrawal to be reversed by a third party in order to avoid any legitimate liability.

You accept that all transactions may be checked for the detection of money laundering or fraud and that any transactions made by you which BIU deems suspicious may be reported to the appropriate authorities.

Placing Sports Bets

• Customers can only bet up to the amount held within their Account or allowed by their bank or the limit as set out in the House Rules , whichever is the lesser. The minimum and maximum bet per selection is determined exclusively by BIU and is detailed on screen.
• BIU reserves the right to accept or decline the whole or part of any proposed bet.
• Bets placed by debit card or any other means do not become valid until we have received payment or unless, at our discretion, we allow the bet subject to authorization. If payment has not been received before an event commences, then that Bet is automatically void unless we communicate otherwise to you at the time of the attempted placing of the Bet.
• Each Bet will be given an individual number as confirmation of the Bet. Bets will be valid (subject to meeting the criteria for placing a bet laid down in the Terms) if accepted by the FanDuel Sportsbook Bet Server, whether or not the customer receives the bet code. We are not liable for the settlement of any bets where we have not issued a written confirmation of acceptance of the bet or where we are unable to display that bet in the ‘My Account’ pages of the Services. It is the customer’s responsibility to ensure that all of the details of their bets are correct. Once a bet has been confirmed by FanDuel Sportsbook, that bet cannot be cancelled by the customer. If you have any concern as to whether your Bet has been accepted, please log in and go to the ‘My Account’ pages of the Services where details of all live Bets entered into by you will be displayed.
• You must exercise your own judgement in placing a Bet and you hereby confirm that you have not relied on the advice of any BIU employee relating to any Bet.
• You agree to pay us for all Bets that are placed with us using your Account.
• Bets must be made via the Websites or via the Betting Apps.
• Please familiarize yourself with betting and gaming terminology and how the various bets and games are operated. If you have any questions relating to the foregoing, please contact us . BIU cannot accept any responsibility if you place a bet in circumstances where you do not fully understand any of the terms involved or how the bet or game is operated.
• On occasion the prices available across the various Services may not be the same - for example, a price on the FanDuel Sportsbook Website may not be the same as those prices available on other Services. BIU accepts no liability for the fact that a customer could have obtained a different price through some other medium.
• Guaranteed prices and other special offers or promotions are available at the discretion of BIU and can be restricted on an individual Account basis at any time.
• BIU is not responsible for any taxes that may be payable by you whether on any Bets, on any winnings or otherwise.
• With the exception of “Live Betting” events (see Section 10 below for Live Betting rules), Bets are accepted up to the off-time of the event or a pre-determined time, whichever is earlier. However, FanDuel Sportsbook may allow a grace period for some sporting events during which Bets will be accepted but we reserve the right to void any or all Bets should we think there has been a significant development in the event prior to placement or purported placement. FanDuel Sportsbook reserves the right to void any Bet if accepted in error after the betting has closed or where the event was resolved or at a stage where the customer could have an indication of the outcome. In such circumstances, we will normally return your stake.
• FanDuel Sportsbook reserves the right to void any or all Bets made by, any group of people acting in conjunction with each other, or any individual acting alone, in an attempt to defraud FanDuel Sportsbook.
• Not all participants are quoted in every event. However, a price is available for almost all entries or outcomes in any event. If you wish to bet on an unnamed selection, please contact one of our Customer Support agents and we will try to add this selection to the market.
• BIU may, at its sole discretion and without any requirement to give reasons, exclude any customer from the Services generally or from receiving selected promotions (e.g., guaranteed best price; bonuses; free bets; enhanced prices; and money-back specials) and any other promotions and offers introduced by us from time to time.
• In the event of there being a dispute over the time at which a Bet was placed or whether a Bet has been placed, then the time at which it was recorded (if recorded) on the transactional log will govern settlement. If an attempted Bet was not recorded on the transactional log, no Bet shall be deemed to have been placed. You should check your Account balance each time you visit the Services.
• You are not prohibited from entering into the Bet by any term of your contract of employment, these Terms or any rule of a sport governing body or other professional body of which you are a member, which applies to you;
• Where the Bet is placed on the outcome of a race, competition or other event or process or on the likelihood of anything occurring or not occurring (“the event”), you do not know the outcome of the event;
• You are not misusing Inside Information (as defined in Section 8.22) to place a Bet; and
• You are not a Prohibited Sport Pool Participant as defined in N.J.A.C. 13:69N-1.1.
• In the event of any representation made by you in Section 8.17 proving to be false, BIU reserves the right to void Bets, suspend your Account, and we shall not be obliged to pay any winnings which might otherwise have been payable in respect of the Bet.
• Suspend its offering on any event or series of events in any of its markets; and
• by the relevant sports federation or governing body (where applicable); or
• by FanDuel Sportsbook using its reasonable discretion.
• Further, in the case of active event manipulation being confirmed as having taken place on any event or series of events (by the appropriate sports governing bodies or by any other means), FanDuel Sportsbook reserves the right, in its absolute discretion, to suspend any bets placed on such events, either by any individual identified as having misused Inside Information (defined in Section 8.22) or by any other individual who in the reasonable opinion of FanDuel Sportsbook is connected to, acting in conjunction with, or in any way involved with such individual or the event manipulation.
• We reserve the right to refuse or limit any Bets or bonuses (for example by setting minimum and maximum amounts which will be set out in the Sportsbook Rules , or by setting wagering requirements), or change such limits, at our sole discretion for any reason whatsoever without any obligation to provide you with notice.
• “Inside Information” means any information which has not been made public and, if it were made public, would be likely to have a material effect on the relevant market relating to the event.

Suspension or termination

• Are engaging in illegal or fraudulent activity while using our Services;
• Are breaching any term of these Terms, including the House Rules ;
• Are taking unfair advantage over us or any other player or are otherwise acting in an unfair manner (for example, by exploiting a fault, loophole or error in our software, by collusion or by any other means);
• May be having difficulties obtaining credit, have become bankrupt, may not be gaming responsibly, or that you may have self-excluded; or
• We are required to do so by law.
• There is a technological failure; or
• Where in our judgment, acting reasonably, there is a manifest error in the terms of a bet offered to, or placed by, any party.
• If you have a question relating to your Account, it is your responsibility to notify BIU at the earliest opportunity, providing as much information as BIU may require.
• We suspect you have acted in breach of these Terms or any other agreement relevant to your activities on our site, including where we suspect the Account has been linked with fraudulent or ‘suspicious betting’ activity (explained in Section 9 ); and/or
• We have to withhold the funds in your Account by law or to comply with any advice, request or instruction from any governmental, regulatory or enforcement authority.
• If an internal or external investigation reasonably demonstrates that you have acted in breach of these Term, any other agreement relevant to your activities on the Websites or Betting Apps, or that your Account has been linked with fraudulent and/or ‘suspicious betting’ activity, we reserve the right to seize some or all of the funds in your Account. The disposition of any funds obtained by us in this manner will be at our sole and absolute discretion and/or in accordance with any advice, request, or instruction from any governmental, regulatory or law enforcement authority. In addition, if formally requested by law enforcement, gaming regulators, or taxation or other authorities, or in the event that you fail to provide us with sufficient information to identify yourself in accordance with our internal procedures or those procedures imposed on us by the NJDGE and/or other authorities, we may suspend your Account and all functionality relating to the use of your Account (e.g. bet management and withdrawal of funds) and withhold from you any funds in your Account pending the final determination of any criminal or other legal proceedings or investigation to which such a request may relate or until you provide the necessary 'know your client' or 'age verification' information as appropriate.
• For the avoidance of doubt, at no point during any such suspension or termination period will interest accrue to you on any funds in your Account.
• Your Rights to Set Daily Limits and Exclude Yourself. You have the right at any time to set daily limits for your gaming activity or to exclude yourself from playing games or placing sports wagers on the Services. Details of how to set daily limits or to exclude yourself can be found on the NJ Patron Protection page on the Services. Should you choose to exclude yourself, you will be opted out of all bonuses in accordance with the applicable bonus terms & conditions. Any cashable balance in your Account in the amount of one (1) dollar or more will be mailed to you via a check by the 15th day of the calendar month following the calendar month in which you exclude yourself. Should the cashable balance in your account be less than one (1) dollar at the time you exclude yourself, you will automatically forfeit such balance unless you contact Customer Service within seventy-two (72) hours of completing your self-exclusion request to request a check for such balance.
• Your Right to Suspend Your Account for a Period of Time Chosen by You. You have the right at any time to suspend your Account for a period of no less than seventy-two (72) hours. Details of how to suspend your Account can be found on the NJ Patron Protection page on the Services.

Suspicious Betting

• Where there is an inordinate frequency and/or highly unusual pattern of Bets (by comparison with betting norms) placed on the same selection(s) in a short space of time;
• Where there is an inordinate frequency and/or highly unusual pattern of Bets placed on the same selection(s) and where the theoretical probability of said selection(s) winning at the time of bet(s) placement, based on the odds offered on the selection(s) at the time of Bet placement, is largely inconsistent with the theoretical probability of the same selection(s) winning calculated using their starting prices;
• Where the integrity of an event (or events) has been called into question, including, for example, but not limited to where one (or more) of the participants in an event displays exceptional form which we reasonably believe was known to you or someone connected to you at the time of Bet placement but was concealed from the public generally in order to gain an unfair advantage in any bets placed on that event (or those events);
• Where we have reasonable grounds to suspect that a bet or a string of connected Bets were placed robotically, by automated means, or otherwise than through the Account holder placing each bet manually via their Account;
• Where we reasonably believe that you have used unfair external factors or influences connected with the event(s) the subject of any bet(s);
• Where we reasonably suspect that you have opened duplicate Accounts or where we reasonably suspect that second or subsequent Accounts are under common control with your Account with a view to concealing the true worth, nature or pattern of Bets placed by you or on your behalf, even if second or subsequent Accounts are opened under different names;
• Where we otherwise believe, acting reasonably, that you are acting in concert with others or that you are acting other than on your own behalf; or
• Where we reasonably believe that Bets have been placed from a location or Device other than the location or Device which you claim to have used to place a Bet.
• Request such further information from you as may reasonably be required by us to investigate whether the Bet or bets constitute suspicious betting for the purpose of Section 9.1;
• Suspend or withhold payment of any amounts (or any parts thereof) pending the receipt by us of satisfactory evidence from you in order for us to determine (acting reasonably) that a bet does not constitute a suspicious bet as such term is referred to in Section 9.1. For example, but without limitation, where we suspect that a Bet or a string of connected Bets may have been placed robotically or by automated means, we may require you to provide reasonable evidence that each Bet was placed manually by you via your Account. You further acknowledge and accept that we reserve the right, at our sole discretion, to collect and process any information in connection with your betting patterns, personal data, depositing of funds and any other related information and inquiries that will help us to investigate any suspected breach of these Terms;
• Suspend or withhold payment of any amounts (or any parts thereof), usually for no longer than thirty (30) days but where relevant for such longer period of time as may reasonably be required (for example, pending any investigations by BIU, any sports governing body, a gambling regulator, a law enforcement authority or any other third party);
• Void a bet or a string of connected Bets (including for example multiples) prior to the event. Where possible, we shall communicate to you in advance that the Bet(s) has (or have) been voided prior to the (first) event the subject of the bet(s);
• Calculate any winnings based on the starting price of the event(s) the subject of the Bet(s). Where possible, we shall communicate to you in advance that any Bet(s) will be settled at the starting price; or
• Where there is an inordinate frequency and/or unusual pattern of Bets placed on the same selection(s) in a short space of time and where we have reasonable grounds to suspect that the bets are connected Bets, limit the payment of winnings in respect of those Bets (and where necessary with such limitation applied across multiple accounts) to the maximum payout for individual Bets on any particular market or markets as set out in the House Rules .
• Where we have reasonable grounds to believe that you have participated in, or have been connected with, any type of suspicious betting, we shall use our reasonable efforts to investigate such matter, including, but not limited to, through the use of various collusion, suspicious betting, fraud and cheating detection practices which are used in the gambling industry.
• We reserve the right to terminate an Account if we reasonably suspect any of the activities described in Section 9.1 in connection with that Account.
• Where a Bet is deemed to be, or is declared, void by us prior to an event, any sum deducted from your Account with respect to that Bet shall be credited to your Account.
• We reserve the right to seek to recover from you any losses we suffer that are directly or indirectly connected to any of the activities contemplated in Section 9.1. This right is without prejudice to any other rights (including common law rights) that we may have against you, whether under these Terms or otherwise.
• We will not be liable under any circumstances whatsoever for any loss you or any other person may incur as a result of the collusive or other behavior in breach of this Section 9. Further, we reserve the right, but shall not be obliged, to take any other actions in the case of any of the activities contemplated in Section 9.
• In exercising any of our rights under this Section 9, we shall ensure that we exercise such rights in a manner which is fair to you and to our customers generally. If you have any comments or questions in respect of this Section 9, please do not hesitate to contact Customer Service .

Live Betting & Cash Out

• We reserve the right to void any part of any, or all, bets on any Live Betting event that is not completed (i.e., abandoned, postponed);
• Where a blatant or palpable error is made in offers made, prices offered or Bets accepted or in the in transmission of any event on which we have purported to offer Live Betting, bets may be settled at the correct price at the time at which the bet was placed, as determined by FanDuel Sportsbook; or
• Where we have reasonable grounds to believe that a Bet is placed after the outcome of an event is known, we reserve the right to void the Bet.
• Please note that in the case of Live Betting, you may not at any time be able to see or otherwise be provided with the most up-to-date information in relation to the relevant event, including for example (but without limitation), through delayed coverage, a slow connection or equipment, or other system flaws, faults, errors or service interruption. FanDuel Sportsbook shall not be liable for any delay in relaying up-to-date information.
• In addition to the rest of these terms relating to Live Betting (which apply equally to our Cash Out functionality), the rules relating to the Cash Out feature are further described here . Please note in particular that for a variety of reasons (including for example technical issues, human error, suspicions of fraud or other improprieties and/or other issues outside of our control), FanDuel Sportsbook cannot guarantee the availability at all times of the Cash Out functionality, even where the functionality has been advertised in connection with a particular event. Please be aware and accept, therefore, that unless Cash Out is available and successfully exercised in connection with a particular Bet, your initial Bet will, unless otherwise provided in accordance with these Terms, stand as originally placed.
• Certain games involve peer-to-peer events via the Services where you will be playing against other customers. Please note that we cannot control certain actions of those customers, who may be for example undertaking fraudulent activities such as colluding with other third parties or using unfair external factors or influences. If you suspect a third party is colluding, cheating or undertaking a fraudulent activity, please let us know as soon as possible. We will take reasonable steps to prevent such unacceptable behavior. However, we will not be liable for any loss or damage which you may incur as a result of such third party collusion, fraud, cheating or otherwise illegal activity.

Betting Apps

• In addition to the rest of these Terms, and all other terms and conditions that apply (such as rules relating to bonuses or particular games and/or functionalities or any other terms relating to any other Betting App), the following terms and conditions apply to the Betting Apps.
• You accept that using the Betting Apps outside of a WiFi network may result in data charges from your mobile network provider. BIU will not be responsible for any data charges incurred as a result of your using the Betting Apps.

Winnings, Payment and Consent to Paperless Delivery of Tax Documents

• All cleared winnings will be credited to the customer’s Account. Please see Section 7.2 for details on withdrawal methods.
• Results will be as published and confirmed by the relevant governing body or as otherwise generally accepted.
• The maximum payout to any one (1) customer in any twenty-four (24) hour period regardless of size of stake or number of bets are as set out in the House Rules or as specified on the Bet Receipt, whichever is the lesser sum. Currency equivalent maximum payouts will apply for any currency not listed in the House Rules .
• It is strictly the duty of the customer to stay within the limits set out in the House Rules and FanDuel Sportsbook will not under any circumstances pay any amounts in excess of those limits to a customer for any purported winnings exceeding these limits.
• Any questions relating to a bet must be raised no later than six months after the last event in the bet has been settled. We cannot guarantee that we will be able to respond to your question if it is not raised within this time.
• We may use your username and/or first name and/or initials and state and any winnings you may have had for advertising or promotional purposes without additional compensation.
• In accordance with N.J.A.C 13:69D-1.40(s), jackpot wins greater than $40,000 may be subject to withholding should the jackpot winner be in arrears on child support obligations. This regulation requires GN or BIU to access a New Jersey State website to verify the obligation to withhold. Procedures for withholding shall be in compliance with the procedures as set forth by the New Jersey Office of Child Support Services. Notification to the jackpot winner will be made in the event withholdings are applicable.

i. Any sportsbook bet which results in winnings of $600.00 or more where the winnings are at least 300 times the amount of the wager is subject to reporting via Form W-2G. “Winnings” for the purpose of this sub-section are defined as the amount of winnings reduced for the wager amount.

In addition, we are required to withhold taxes on any sportsbook bet that result in winnings of more than $5,000.00 where these winnings are also at least 300 times the amount of the wager. We withhold 24% of the winnings and remit such amount to the Internal Revenue Service (IRS). Where and when applicable, we also withhold the applicable percentage of the winnings and remit such amount to the appropriate State governmental or tax authority.

We also withhold taxes on any bet which results in proceeds of $5,000.00 or more where the winnings are at least 300 times the amount of the wager. We withhold 24% of the proceeds and remit such amount to the Internal Revenue Service (IRS). We also withhold 3% of the proceeds and remit such amount to the State of New Jersey Division of Taxation.

If you are subject to IRS reporting requirements, we will send you Form W2-G summarizing the information for tax purposes by January 31st of the year following the end of the tax year of winning.

FanDuel Casino Website

i. Any bet which results in winnings of $1,200.00 or more from a slot or bingo game, where winnings are not reduced for the wager amount, is subject to reporting via Form W-2G; and

ii. Any bet which results in winnings of $1,500.00 or more from a keno game, where winnings are reduced for the wager amount, is subject to reporting via Form W-2G; and

iii. Any other bet not covered within this sub-section which results in winnings of $600.00 or more where the winnings are at least 300 times the amount of the wager, where winnings are reduced for the wager amount, is subject to reporting via Form W-2G.

iv. In addition, we are required to withhold taxes on any such bets which results in winnings of more than $5,000.00 where the winnings are at least 300 times the amount of the wager. We withhold 24% of the winnings and remit such amount to the Internal Revenue Service (IRS). Where and when applicable, we also withhold the applicable percentage of the winnings and remit such amount to the applicable State governmental or taxing authority.

• We report non-wagering winnings and other cash and reportable non-cash prize payments and awards on Form 1099 to the Internal Revenue Service and appropriate State governmental or tax authorities as required by law.
• If you are subject to IRS reporting or withholding requirements, we will send you Form W-2G(s) or Form 1099 (as applicable) summarizing the required information about your reportable winning(s), prize(s), and/or award(s) for tax purposes by January 31st of the year following the end of the tax year of those winning(s), prize(s), and/or award(s). More details about tax form delivery can be found in Section 13.12.
• You hereby affirmatively consent to receive all your tax-related documents, including any IRS Form 1099 and/or Form W-2G electronically. Tax-related documents will remain available electronically for at least one year after the date the document is first made available to you electronically.
• In addition to consenting to and obtaining electronic copies, you may request additional paper copies of your tax-related documents by contacting Customer Service . Requesting a paper copy of your tax-related documents will not be considered a withdrawal of your consent for paperless delivery. To begin regularly receiving paper copies of your future tax-related documents, you must either: (1) opt into both electronic and paper delivery for future tax-related document on your Account here (link); or (2) formally withdraw consent as described in Section XXXX. If you opt into both electronic and paper delivery for future tax-related documents, electronic copies of those forms will be sent to you by January 31st of the year following the end of the tax year of winning(s), and paper copies of those forms will be mailed to you on or before February 15th of that same year.
• You agree to notify us promptly if your e-mail address or other account information changes by updating your Account information on the Services or contacting Customer Service . For information that is required by law to be sent to you, including Form 1099 and Form W-2G, if we receive an electronic notice that an e-mail is undeliverable due to an incorrect or inoperable e-mail address, we will resend such information via U.S. Postal Service to your address on file.
• You may withdraw your consent to paperless delivery of future tax-related documents by providing written notice by: 1) changing the opt-in setting on your Account here (link); (2) contacting Customer Service (link); or (3) mail to Betfair Interactive US LLC, 123 Town Square Place, PMB #607, Jersey City NJ 07310 (Attn: Legal Department). Opting into both electronic and paper delivery for future tax-related documents does not formally withdraw consent. To withdraw consent by mail, please state in writing that you are withdrawing consent to paperless delivery of tax-related documents and provide your full legal name and US tax identification number on any mailed documents. We may take up to 15 business days after receipt to process your request if withdrawing consent by mail.
• To access your electronic tax-related documents, you need to be able to read Adobe PDF files. To do this, you must have Adobe Acrobat Reader installed on your computer. It can be downloaded for free at http://get.adobe.com/reader/ . You also need to have a computer with Internet access that supports the use of a browser that supports 128-bit encryption, and will need to have JavaScript enabled in your browser. You need hardware as necessary to support this software. In order to keep copies for your records, you will need to have access to a printer or have the ability to download information.
• We reserve the right to stop paperless delivery of your tax-related documents at any time by giving you notice. If we choose to do so, we will send you paper copies of all future tax-related documents via U.S. Postal Service to your address on file.

Errors & Suspected Errors

• FanDuel Sportsbook reserves the right to correct any obvious errors and to void any Bets placed where such errors have occurred.
• In the case of any blatant errors in prices transmitted (including for example where the price being displayed is materially different from those available in the general market and/or the price is clearly incorrect, depending on all of the circumstances), bets will be settled at the correct price at the time of acceptance (or the Starting Price in the case of horse-racing, whichever is the greater). If a bet is accepted by us on an event where offering a price on the event itself (rather than the price) was in error, the bet will be void and your stake will be returned.
• In the event of errors relating to the random number generators used in certain of the Services, FanDuel Casino reserves the right to void all bets on the games affected and your stake will be returned.
• Should funds be credited to a customer’s Account in error, it is the customer’s responsibility to notify us of the error without delay. Any winnings subsequent to the error and prior to the notification to us, whether linked to the error or not, shall be deemed invalid and returned to, or otherwise be reclaimable by, BIU.
• Any monies which are credited to your Account, or paid to you as a result of an error shall be deemed, pending resolution under Section 14.1.1 to be held by you on trust for us and shall be immediately repaid to us when a demand for payment is made by us to you. Where such circumstances exist, if you have funds in your Account we may reclaim these funds from your Account pursuant to Section 18.2. We agree that we shall use reasonable efforts to detect any errors and inform you of any such errors relating to you, your engagement with us, or your Account, as soon as reasonably practicable.
• Immediately cease play; and
• Inform us as soon as reasonably practicable of any such error or suspected error.
• Where you have used funds which have been credited to your Account or awarded to you as a result of an error to place subsequent Bets or play games, we may cancel such Bets and/or withhold any winnings which you may have won with such monies, and if we have paid out on any such Bets or gaming activities, such amounts shall be deemed to be held by you on trust for us and shall be immediately repaid to us when a demand for payment is made by us to you.
• If you are incorrectly awarded any winnings as a result of (a) any human error; or (b) any bug, defect or error in the Software; or (c) the failure of the relevant games product or the Software to operate in accordance with the rules of the relevant game, then FanDuel Casino will not be liable to pay you any such winnings and you agree to refund any such winnings that may have been paid to you as a result of such error or mistake.
• By using our Services, you understand that we reserve the right to change or remove any of these Services at any time.

Chargebacks and Cancellation

• You hereby agree, warrant and represent that no chargebacks or other cancelation of deposits will be made relating to your Account without our consent. In the event of any of the foregoing occurring, you agree to indemnify us and hold us harmless against any costs, claims, damages and expenses arising in connection therewith and to refund and compensate us for any losses we would otherwise incur arising from such actions including any expenses incurred by us in the process of recovering such amounts.
• There is a technological failure;
• We suspect that you are engaging in illegal or fraudulent activity;
• We suspect that you have (or may have) breached any part of these Terms;
• We suspect you are acting in a manner that is detrimental to the conduct of our business or which may result in legal liability for you, us or third parties;
• We suspect that your Account’s usage could represent ‘business usage’ (‘business usage’ includes any use by a betting operator or any use by an individual or organization supplying data or services to a betting operator);
• We suspect that you may be having difficulties obtaining credit;
• We have the right to do so as set out in any of our other policies;
• You are prohibited from entering into a Bet by any term of your contract of employment or any rule of a sport governing body or other professional body which applies to you; or
• You place a bet on any sporting match or event in which you take part;
• In relation to any cancelled or void Bets, we reserve the right to hold any money in your Account relating to these Bets to be paid to us or, if there are insufficient funds in your Account, demand that you pay us the relevant outstanding amount relating to these Bets.

Void Bets & Right of Set-Off

• All previous Bets will be voidable at the option of BIU and any winnings which you have accrued will be forfeited by you and you will return to us on demand any such funds which have been withdrawn from your Account; and
• Subject to Section 17.1 , any stakes for Bets made but for which the event is not yet completed will be returned to you other than in the event of any outstanding chargebacks or any other amounts owed to us at that time.
• BIU may at any time set off any amount on deposit in your Account against any amounts owed by you to FanDuel Casino or FanDuel Sportsbook.
• BIU reserves the right to seek criminal or other sanctions against you if we suspect you have engaged in fraudulent, dishonest or criminal acts and we will disclose such information to the relevant authorities or other relevant third parties (for example, payment service providers) as may be necessary in this regard.
• BIU reserves the right to suspend or terminate any Account it believes to be involved in fraud, money laundering and/or any other form of illegal or suspicious activities and to report such details as it reasonably considers are necessary to relevant authorities.
• You undertake that all money that you deposit in your Account is untainted with any illegality and, in particular, does not originate from any illegal activity or source.

Responsible Gambling

If you or someone you know has a gambling problem and wants help, call 1-800-GAMBLER.

Dormant and Non-Depositing Accounts, Charges and Statements of Account Activity

• Accounts shall be deemed “Dormant” in the event that the account holder does not log in within a twelve (12) month period. Dormant accounts will be opted out of all bonuses in accordance with the applicable bonus terms and conditions. In accordance with applicable regulations, unclaimed balances in Dormant accounts will be forfeited.
• All bonuses and winnings earned from wagering with bonuses will be forfeited from any Account to which a deposit has not been made within sixty (60) days of establishing such Account.
• BIU will not charge you for the deposit and withdrawal of funds to or from your Account in the normal course of events. However, some charges may apply in some cases to reflect the cost incurred by BIU as a result of processing excessive transactions. Please note that if you become eligible to incur additional deposit and withdrawal charges, we will contact you before any charges are incurred.
• You can consult the “Account History” page to review all monetary transactions on your Account for the immediately preceding twenty-four (24) months. You may request and receive a statement of activity related to the last twenty-four (24) months of activity on your Account at any time by visiting the My Account page of the Services. If you require a statement of activity relating to your activity over the past twenty-four (24) months, please contact Customer Service with your request.

Closure of Accounts

• Please contact our Customer Service if you wish to close your Account.
• After your Account has been closed, it will remain closed unless and until you ask for it to be re-opened. However, we may refuse to re-open your Account in certain circumstances (including where a permanent exclusion or self-exclusion has been applied to your Account pursuant to our responsible gambling practices - see Section 18 above).
• Account holders who wish to recover funds held in a closed, locked or excluded Account are also advised to contact Customer Service .
• We are entitled to close your Account at our discretion and without having to disclose any reasons, and where deemed necessary on written notice (or attempted notice) to you using the contact details you have provided. Any balance in your Account will be made available to you, provided that you have complied with these Terms.
• Your sole remedy in the event of termination of your Account by us for any reason shall be the reimbursement of any undisputed Account balance you may then have (and we shall have no further liability to you whatsoever).

Software and Downloads, Location Services and SMS Service Alerts

• Software and Downloads . For certain of our Services, it may be necessary to download or otherwise use certain software, including software provided by third parties. In such circumstances, you may be required to enter into an end user license agreement (“EULA”) in respect of such software. You agree to be bound by the terms of any such agreement. You also agree not to interfere with, modify, decompile, copy, or reverse-engineer any software provided to you as part of the Services except as expressly permitted herein, in the EULA, or as permitted by law.
• Location Services . In this Section 21.2, “Cellular Provider” means AT&T, Sprint, T-Mobile, Verizon or any other cellular provider that you use to access the Services and/or play the games and/or make sports wagers. By accepting the Terms you are providing permission to BIU to obtain your location using your cell phone. It is necessary for BIU to collect this information in order to validate that you are located within the legal gaming area of the State of New Jersey and to allow you to access the Services, play the Games and place sports wagers. You are also consenting to BIU retaining your location data for ten (10) years before deleting it. You also agree to those details being shared with the NJDGE and/or NJRC upon request. The Services use location data. By using the Services, you allow your wireless carrier to share your location with others. There is no representation, warranty or guarantee of accuracy, completeness or timeliness of any location data, product, or service. The Services were not developed by a Cellular Provider. If you use the Services, it may require your Cellular Provider to disclose your customer information, including location information, to BIU or a third party. By providing your consent, you authorize your Cellular Provider to disclose your information to BIU and to third parties in order to enable this application. See our Privacy Policy for more information about how BIU will collect, access, use, and disclose your information. You acknowledge and agree that: (1) your relationship with BIU is separate from your relationship with your Cellular Provider; (2) Your Cellular Provider is not responsible for the Services; and (3) you will hold harmless your Cellular Provider and its subsidiaries, affiliates, officers, employees, agents, successors, and assigns from any judgments, claims, actions, losses, liabilities, or expenses arising from or attributable to the Services or the acts or omissions of BIU.
• To confirm that you opt-in to location data being used to validate your location (“Location Services”), you must provide a valid cell phone number on registration. You will not be able to access the games or sports wagering menus on the Services unless you have opted into location verification. In order to receive this opt-in text message, you must have a supported carrier. If you opt out of Location Services, you will no longer be able to access the Services or the games or sports wagering menus as BIU will no longer be able to verify that you are physically located in the State of New Jersey. For further details regarding location or SMS services, please contact Customer Service .
• If you wish to enable two-factor authentication on your Account in order to log in to the Websites or Betting Apps, you may do so in your Account settings (“Two-Factor Authentication”). When Two Factor Authentication is enabled, BIU will send a randomly generated code via text message to your registered cell phone number each time your Account username and password are correctly entered. You must enter this code on the Websites or Betting Apps in order to successfully access the Services or the games or sports wagering menus. In order to opt in to Two-Factor Authentication you must have a supported carrier. Should you wish to opt-out of Two-Factor Authentication, you can do so at any point by responding “STOP”to the original opt-in text message or by texting “STOP” to the short code.
• Supported carriers for Location Services and Two-Factor Authentication include major US carriers such as AT&T, Sprint, T-Mobile, and Verizon Wireless. Additional carriers such as Boost, Cricket, U.S. Cellular, and Virgin Mobile are also supported where available. Message and data rates may apply; please check with your carrier for further details.

Systems Failure & Hacking and Other Offenses

• BIU shall not be liable for any bet not being placed for any reason or you being disconnected from the Services, including, but not limited to, failure or disconnection of computer, telecommunications services, internet or otherwise, and the balance of your Account will at all times be as is recorded on our server.
• Attempting to gain unauthorized access to any of the Services, the servers on which the Services are hosted or any server, computer or database connected to the Services;
• Using any features which may affect the function or performance of the Services in any way for example (but not limited to) releasing viruses, worms, trojans or similar material that may be malicious or harmful;
• Interfering or tampering with, removing or otherwise altering in any way, any information in any form which is included in or on any of the Services; or
• Attacking the Services via a denial-of-service attack or any other form of attack or interference.
• We reserve the right to pursue you for any loss we suffer as a result of any infringement by you of any of your obligations under this Section 22. Further, please be aware that we may share your details with law enforcement authorities in the case of any criminal, or suspected criminal, activities by you.
• We reasonably believe that you have breached any of these Terms;
• You attempt to manipulate or ascertain information concerning the Software code or are involved in collusion;
• You tamper or attempt to tamper with the Software in any way;
• You are committing any offense, e.g., by attempting to access or accessing the games or sports wagering system from a jurisdiction where playing the games or placing sports wagers is illegal; or
• You publish any actual or potentially defamatory, offensive, racist, harmful or obscene language or material.

User Generated Content

• Certain of the Services may invite or permit you to upload your own content (“User Generated Content”). BIU does not exercise editorial control over, and therefore does not endorse any, User Generated Content, and we shall not be liable in relation to such User Generated Content. You understand and agree that you are solely responsible for your User Generated Content.
• is an original work created by you or you have a license or the express consent of the owner to use the User Generated Content in that manner;
• does not infringe any third party intellectual property rights or privacy rights anywhere in the world;
• does not contain any defamatory or otherwise inappropriate materials or statements;
• does not contain any form of malicious computer code (e.g.,viruses, bugs, trojan horses etc.) which could disable or disrupt any of the Services;
• complies with all applicable laws and regulations; and
• may be used in connection with publicizing and promoting BIU and its Services.
• Any User Generated Content you provide will be considered non-confidential and lawfully provided by you and you are automatically deemed to have granted us an irrevocable, transferable, royalty-free right and license to copy, exhibit, publish, distribute or otherwise use and sub-license that User Generated Content as we see fit, including for commercial purposes. Such uses may include in printed publications, multimedia presentations, on websites or in any other distribution media. You agree that BIU may also use your name, likeness and any other biographical information contained in such User Generated Content as we see fit, including for commercial purposes. In addition, you waive any right to inspect or approve the finished product, including written copy, wherein your likeness or testimonial appears. For the avoidance of doubt, you agree that you will make no monetary or other claim against BIU for its use of your User Generated Content.
• You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents, employees and service providers (e.g., Facebook) harmless from any liabilities, claims, losses or damages (including reasonable legal fees), however caused, that may arise as a result of or in connection with any User Generated Content.
• If you have any issues with User Generated Content provided by any other customer or if you would like to discuss our use (or non-use) of your User Generated Content, please let us know by contacting us at the details below. We reserve the right (but are not obliged to) to edit or remove User Generated Content.

Your Personal Data

• It is your responsibility to ensure that personal information relating to you is kept up-to-date. We reserve the right to suspend or terminate your Account if we suspect this information to be inaccurate. We will process information about you in accordance with our Privacy Policy .

No Warranty

• The Services and any wagering activities (including the Content and the User Generated Content);
• The functions, features, or any other elements on, or made accessible through, the Services;
• Any products, services, or instructions offered or referenced at or linked through the Services;
• Security associated with the transmission of your wagers, information and User Generated Content transmitted to BIU or via the Services;
• Whether the Services or the servers that make the Services available are free from any harmful components (including viruses, Trojan horses, and other technologies that could adversely impact your Device);
• Whether the information (including any instructions) on the Services is accurate, complete, correct, adequate, useful, timely, or reliable;
• Whether any defects to or errors on the Services will be repaired or corrected;
• Whether your access to the Services will be uninterrupted;
• Whether the Services will be available at any particular time or location; and
• Whether your use of the Services is lawful in any particular jurisdiction.
• EXCEPT FOR ANY SPECIFIC WARRANTIES PROVIDED HEREIN OR IN ADDITIONAL TERMS PROVIDED BY A FANDUEL PARTY, THE FANDUEL PARTIES HEREBY FURTHER DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR MISAPPROPRIATION OF INTELLECTUAL PROPERTY RIGHTS OF THIRD PARTIES, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION, AND FREEDOM FROM COMPUTER VIRUS.
• YOU HEREBY ACCEPT THAT BY USING THE SERVICES, THERE IS A RISK THAT YOU MAY, AS WELL AS WINNING MONEY, LOSE MONEY. YOU AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR OWN RISK AND THE FANDUEL PARTIES ACCEPT NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY CONSEQUENCES THAT ARE ALLEGED TO HAVE OCCURRED THROUGH YOUR USE, OR MISUSE, OF THE SERVICES.
• IF AND ONLY TO THE EXTENT THAT SECTION 26.1 DOES NOT APPLY, THE MAXIMUM LIABILITY OF THE FANDUEL PARTIES (AND/OR OUR THIRD PARTY SERVICE PROVIDERS, TO THE EXTENT RELEVANT) TO YOU ARISING OUT OF OR RELATING TO THE SERVICES AND/OR THE TERMS, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE SHALL BE LIMITED TO THE AVERAGE BALANCE HELD IN YOUR ACCOUNT IN THE PREVIOUS SIX (6) MONTHS (OR THE TERM OF THE ACCOUNT IN THE CASE OF ACCOUNTS OPEN FOR LESS THAN SIX (6) MONTHS).
• THE FANDUEL PARTIES (AND/OR OUR THIRD PARTY SERVICE PROVIDERS, TO THE EXTENT RELEVANT) SHALL NOT BE LIABLE TO YOU IN CONTRACT, TORT (INCLUDING NEGLIGENCE), BREACH OF STATUTORY DUTY OR OTHERWISE ARISING FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS, LOSS OF DATA, LOSS OF BUSINESS, LOSS OF BUSINESS INFORMATION, BUSINESS INTERRUPTION, LOSS OF REPUTATION, LOSS OF OPPORTUNITY, OR LOSS OF GOODWILL, OR FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, EVEN IF SUCH DAMAGES ARE FORESEEABLE OR IF WE HAVE BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.
• THE FANDUEL PARTIES ARE NOT LIABLE FOR THE FAILURE OF ANY EQUIPMENT OR SOFTWARE, WHEREVER LOCATED OR ADMINISTERED, OR WHETHER UNDER OUR DIRECT CONTROL OR NOT, THAT MAY PREVENT THE OPERATION OF OUR SERVICES, IMPEDE THE PLACING OF ORDERS FOR BETS OR THE ACCEPTANCE OF BETS, OR PREVENT YOU FROM BEING ABLE TO CONTACT US. THE FANDUEL PARTIES WILL NOT BE LIABLE FOR ANY LOSS OF CONTENT OR MATERIAL UPLOADED OR TRANSMITTED THROUGH THE WEBSITE AND YOU CONFIRM THAT THE FANDUEL PARTIES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY MODIFICATION TO, OR SUSPENSION OR DISCONTINUANCE OF, THE SERVICES. THE FANDUEL PARTIES RESERVE THE RIGHT TO CANCEL OR SUSPEND THE SERVICES WITHOUT INCURRING ANY LIABILITY.
• THE FANDUEL PARTIES ARE NOT LIABLE FOR ANY LOSS OR DAMAGE THAT YOU MAY SUFFER BECAUSE OF ANY ACT OF GOD; POWER FAILURE; TRADE OR LABOR DISPUTE; ACT, FAILURE OR OMISSION OF ANY GOVERNMENT OR AUTHORITY; OBSTRUCTION OR FAILURE OF TELECOMMUNICATION SERVICES OR NETWORKS; OR ANY OTHER ACT, OMISSION, DELAY OR FAILURE CAUSED BY A THIRD PARTY OR OTHERWISE OUTSIDE OF OUR CONTROL.
• The foregoing limitations of liability will apply even if any of the foregoing events or circumstances were foreseeable and even if the FanDuel Parties were advised of or should have known of the possibility of such losses or damages, regardless of whether you bring an action based in contract, negligence, strict liability, or tort (including whether caused, in whole or in part, by negligence, acts of god, telecommunications failure, or destruction of the Services).
• In exchange for the right to participate in the Services, you agree to indemnify, defend (at our option) and hold the FanDuel Parties harmless from and against any and all damages, losses, liabilities, claims, costs, investigations, judgments, fines, penalties, settlements, interest, expenses or demands, including, but not limited to, personal injury, death, or damage to or loss of property, that directly or indirectly arise from or are related to: (i) injuries, damages, or losses to persons and property which may be sustained in connection with participation in any wagering transactions, the receipt, ownership, use or misuse of any winnings or while preparing for, participating in and/or traveling to or from any Services related activity, as well as any claims based on publicity rights, defamation, or invasion of privacy; (ii) your User Generated Content; (iii) your use of the Services and your activities in connection with the Services; (iv) your breach or anticipatory breach of these Terms; (v) your violation or anticipatory violation of any laws, rules, regulations, codes, statutes, ordinances, or orders of any governmental or quasi-governmental authorities in connection with your use of the Services, participation in any wagering transactions, and your other activities in connection with the Services; (vi) information or material transmitted through your Device, even if not submitted by you, that infringes, violates, or misappropriates any copyright, trademark, trade secret, trade dress, patent, publicity, privacy, or other right of any person or entity; (vii) any misrepresentation made by you; and (viii) our use of the information that you submit to us (including your User Generated Content) (all of the foregoing, “Claims and Losses”). We may, in our sole and absolute discretion, require any winner to execute a separate release of claims similar to the one listed above in this Section as a condition of being awarded any bet or receiving any pay-out. You will cooperate as fully required by us in the defense of any Claim and Losses. Notwithstanding the foregoing, we retain the exclusive right to settle, compromise, and pay any and all Claims and Losses. We reserve the right to assume the exclusive defense and control of any Claims and Losses. You will not settle any Claims and Losses without, in each instance, the prior written consent of an officer of BIU. We are not responsible for technical, hardware, network connections or incomplete or delayed computer transmissions, regardless of cause.

Intellectual Property Rights

• The Services contain a variety of: (i) materials and other items relating to FanDuel Sportsbook and FanDuel Casino and their products and services, and similar items from our licensors and other third parties, including all layout, information, text, data, files, images, scripts, designs, graphics, button icons, instructions, illustrations, photographs, audio clips, music, sounds, pictures, videos, advertising copy, URLs, technology, software, interactive features, the “look and feel” of the Services, and the compilation, assembly, and arrangement of the materials of the Services and any and all copyrightable material (including source and object code); (ii) trademarks, logos, trade names, service marks, and trade identities of various parties, including those of BIU (collectively, “Trademarks”); and (iii) other forms of intellectual property (all of the foregoing, collectively, “Content”).
• The Services (including past, present, and future versions) and the Content are owned or controlled by BIU and/or our licensors and certain other third parties. All Content included on the Services is used with the permission of BIU, such as text, graphics, logos, icons, images, and audio clips. All right, title and interest in and to the Content available on the Services is the property of BIU or our licensors or certain other third parties and is protected by United States and international copyright, trademark, patent or other intellectual property rights to the fullest extent possible.
• Subject to your strict compliance with these Terms and any Additional Terms, BIU grants you a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable license to: (i) download (temporary storage only), display, view, use, play, and/or print one copy of the Content (excluding source and object code in raw form or otherwise, other than as made available to access and use to enable display and functionality) on a personal computer, mobile phone or other wireless device, or other Internet enabled device (each, a “Device”) for your personal, non-commercial use only, and (ii) to use certain Content that we may from time to time make available on the Services explicitly for you for use as part of or to be incorporated into your User Generated Content (“Betfair Licensed Elements”), but only for such purposes as may be explicitly stated at the time that the Betfair Licensed Elements are made available on the Services; but we and our licensors and certain other third parties, as the case may be, retain ownership of such Betfair Licensed Elements. The foregoing limited license: (i) does not give you any ownership of, or any other intellectual property interest in, any Content, and (ii) may be immediately suspended or terminated for any reason, in BIU’s sole discretion, and without advance notice or liability. In some instances, we may permit you to have greater access to and use of Content and/or Betfair Licensed Elements, subject to certain additional terms. You may not distribute, modify, transmit, reuse, re-post, or use the Content on the Services for public or commercial purposes, including the text, images, audio, and video without BIU’s written permission.
• When using the Services, you must respect the intellectual property and other rights of BIU and others. Your unauthorized use of Content may violate copyright, trademark, privacy, publicity, communications, and other laws, and any such use may result in your personal liability, including potential criminal liability. BIU respects the intellectual property rights of others.
• For the avoidance of any doubt you may use the data available from the Websites and the other Services (including for example odds, both live and historical) only as strictly required for your permitted personal, non-exclusive, non-sublicensable, non-commercial purpose of availing of the Services. Any other use and/or reproduction of the data without prior written consent of BIU is prohibited and will constitute a breach of these Terms. BIU reserves its right to take such action as it considers necessary, including issuing legal proceedings without further notice to you, in relation to any unauthorized use of its data or of the Websites or Services.
• At BIU’s discretion, the Websites or other Services may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by BIU of the contents on such third party websites. BIU is not responsible for the content of linked third party sites and does not make any representations regarding the content or accuracy of materials on such third party sites. LINKS TO ANY SERVICES PROVIDED BY A THIRD PARTY ARE NOT INTENDED FOR TRADING OR INVESTING PURPOSES AND BIU WILL ACCEPT NO LIABILITY FOR ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE OR ANY OTHER LOSSES OR DAMAGES ARISING OUT OF YOUR ACCESS TO AND USE OF THE INFORMATION PROVIDED. IF YOU DECIDE TO ACCESS LINKED THIRD PARTY WEBSITES, YOU DO SO AT YOUR OWN RISK.
• BIU generally welcomes the hyper-linking to our Websites from other appropriate websites provided such links are to our homepage (and no deeper within the Websites) and provided BIU gives its written consent to the establishment of such links. BIU reserves the absolute right to refuse to consent to such links without giving reasons. Any links to either Website from another website must be presented in such a manner that the viewing of the Website is not impaired by framing or similar techniques that may impair a browser’s experience.
• Damages may not be an adequate remedy for any infringement and that we are entitled to the remedies of injunction, specific performance, an order to deliver up materials which infringe our intellectual property rights and any other statutory or equitable relief and that no proof of special damages is necessary for reliance on such remedies; and
• You shall indemnify us for any liabilities, losses or damages (including reasonable legal fees), however caused, that may arise as a result of or in connection with your non-compliance with this Section.
• On occasion, we may require the ability to transfer, assign or sublicense these Terms to a third party, for example (but without limitation) in the case of our engaging new third party service providers in respect of the Additional Gaming Services or in the case of a merger or acquisition. You hereby consent, and we reserve the right to, transfer, assign or sublicense these Terms, in whole or in part, to any person without requiring any additional consent and without notice, provided that any such assignment will be on the same terms or terms that are no less advantageous to you.
• You may not assign, sublicense or otherwise transfer in any manner whatsoever any of your rights or obligations under these Terms without our prior written consent.
• If any provision of these Terms is held to be invalid, void or unenforceable by reason of any law, rule, administrative order or judicial decision, that provision will be, to the extent strictly necessary, severed from the remaining terms and conditions and that determination shall not affect the validity of the remaining provisions of these Terms. In the case of the severance of any terms, the part deemed invalid or unenforceable shall be amended in a manner consistent with the applicable law to reflect, as closely as possible, the original intent in these Terms.
• Failure by BIU to insist upon strict performance of any of your obligations or to exercise any of the rights or remedies to which we are entitled shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations and a waiver by us of any default shall not constitute a waiver of any subsequent default.
• Notices and other communications delivered or mailed to the postal address or to the electronic-mail address provided by you shall, until we have received notice in writing of any different address, be deemed to have been personally delivered once sent whether actually received or not.
• The terms and conditions governing the Additional Gaming Services to the extent that they are relevant to the Additional Gaming Services; and then
• The House Rules ; and then
• These FanDuel Sportsbook and FanDuel Casino Terms & Conditions; and then
• Our Privacy Policy ; and then finally
• Any other of our terms and conditions, rules or policies as they relate to promotions, bonuses, special offers or any other aspect of your use of the Services from time to time.
• These Terms and any documents referred to herein represent the entire agreement between BIU and you and supersede any prior agreement, understanding or arrangement, whether oral or in writing. We each acknowledge that we have not relied on any representation, undertaking or promise given by the other or implied from anything said or written in negotiations between us except as expressly stated in these Terms.
• When you communicate with us electronically, such as via e-mail and text message, you consent to receive communications from us electronically. Please note that we are not obligated to respond to inquiries that we receive. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
• We reserve the right, without any limitation, to: (i) investigate any suspected breaches of the Services’ security or its information technology or other systems or networks; (ii) investigate any suspected breaches of these Terms; (iii) investigate any information obtained by us in connection with reviewing law enforcement databases or complying with criminal laws; (iv) involve and cooperate with law enforcement authorities in investigating any of the foregoing matters; (v) prosecute violators of these Terms; and (vi) discontinue the Services, in whole or in part, or, except as may be expressly set forth in any additional terms, suspend or terminate your access to it, in whole or in part, including any Accounts or registrations, at any time, without notice, for any reason and without any obligation to you or any third party. Any suspension or termination will not affect your obligations to us under these Terms. Upon suspension or termination of your access to the Services, or upon notice from us, all rights granted to you under these Terms will cease immediately, and you agree that you will immediately discontinue use of the Services. The provisions of these Terms, which by their nature should survive your suspension or termination will survive, including the rights and licenses you grant to us in these Terms, as well as the indemnities, releases, disclaimers, and limitations on liability and the provisions regarding jurisdiction, choice of law, no class action, and mandatory arbitration.

Binding Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY - IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

• Our Customer Service Department is available via the web and our App to address any concerns you may have regarding the Service. Our Customer Service Department can resolve most concerns quickly to our players’ satisfaction. Failure to engage in this process could result in the award of fees against you in arbitration. The parties shall use their best efforts through this Customer Service process to settle any dispute, claim, question, or disagreement and engage in good faith negotiations which shall be a condition to either party initiating a lawsuit or arbitration. This requires first sending a written description of the dispute to the other party. For any dispute you initiate, you agree to send the written description of the dispute along with the email address associated with your account to Customer Service, using the link here . For any dispute that FanDuel Sportsbook and FanDuel Casino initiates, we will send our written description of the dispute to the email address associated with your FanDuel Sportsbook and FanDuel Casino account. The written description must be on an individual basis and provide, at minimum, the following information: your name; a description of the nature or basis of the claim or dispute; and the specific relief sought. If the dispute is not resolved within sixty (60) days after receipt of the written description of the dispute, you and FanDuel Sportsbook and FanDuel Casino agree to resolve any remaining dispute through the further dispute resolution provisions below.
• The aforementioned informal dispute resolution process is a prerequisite and condition precedent to commencing any formal dispute resolution proceeding. The parties agree that any applicable statute of limitations period and filing fees or other deadlines will be tolled while the parties engage in this informal dispute resolution process.
• Only after the parties have engaged in a good-faith effort to resolve the dispute in accordance with this Initial Dispute Resolution (Section 30.1), and only if those efforts fail, then either party may initiate binding arbitration, subject to the exceptions in Section 30.5 and the terms set forth below, as the sole means to resolve claims using the procedures set forth in Section 30.6 below. To initiate an arbitration, subject to the requirements described in this Section, you or FanDuel must file a demand for arbitration with National Arbitration and Mediation (“NAM”). After filing a copy of the demand with NAM, you must also email a copy to [email protected] . Merely emailing a demand to FanDuel will not commence an arbitration proceeding. If FanDuel Sportsbook and FanDuel Casino is initiating arbitration, it will serve a copy of the demand to the email address associated with your FanDuel Sportsbook and FanDuel Casino account. You and FanDuel Sportsbook and FanDuel Casino agree that all claims, disputes, or disagreements that may arise out of the interpretation or performance of the Agreement, which includes the Terms of Service (including its formation, performance and breach) or payments by or to FanDuel Sportsbook and FanDuel Casino, or that in any way relate to the provision or use of FanDuel Sportsbook and FanDuel Casino services, your relationship with FanDuel Sportsbook and FanDuel Casino, or any other dispute with FanDuel Sportsbook and FanDuel Casino, shall be resolved exclusively through binding arbitration in accordance with this Section 30 (collectively, the “Arbitration Agreement”). This includes claims that arose, were asserted, or involve facts occurring before the existence of this Arbitration Agreement or any prior agreement as well as claims that may arise after the termination of this Arbitration Agreement, in accordance with the notice and opt-out provisions set forth in Section 30.7. This Arbitration Agreement is governed by the Federal Arbitration Act ("FAA") in all respects and evidences a transaction involving interstate commerce. You and FanDuel Sportsbook and FanDuel Casino expressly agree that the FAA shall exclusively govern the interpretation and enforcement of this Arbitration Agreement. If for whatever reason the rules and procedures of the FAA cannot apply, the state law governing arbitration agreements in the state in which you reside shall apply.
• Except as set forth in Section 30.5, the arbitrator, and not any federal, state or local court or agency, shall have exclusive authority to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability or formation of these Terms, including, but not limited to any claim that all or any part of these Terms are void or voidable, whether a claim is subject to arbitration, and any dispute regarding the payment of administrative or arbitrator fees (including the timing of such payments and remedies for nonpayment). The arbitrator shall be empowered to grant whatever relief would be available in a court under law or in equity. The arbitrator has the right to impose sanctions in accordance with the NAM rules and procedures for any frivolous claims or submissions the arbitrator determines have not been filed in good faith, as well as for a party's failure to comply with this Section.
• The parties understand that, absent this mandatory provision, they would have the right to sue in court and have a jury trial. They further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court. YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU AND FANDUEL SPORTSBOOK AND FANDUEL CASINO ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY TO THE MAXIMUM EXTENT PERMITTED BY LAW.
• Except as set forth in Section 30.4 below, if any provision of this Arbitration Agreement is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions thereof remain in full force and effect.
• If you are a resident of the United States, and initiate arbitration, such arbitration will take place in the County where you reside, or if no NAM arbitrator is available in that County, than at the closest NAM arbitration location available in the state. Where FanDuel Sportsbook and FanDuel Casino initiates arbitration, and for residents in Canada (and anywhere else outside the United States), arbitration shall be initiated in the County of New York, State of New York, United States of America, unless you and FanDuel Sportsbook and FanDuel Casino otherwise agree or unless the designated arbitrator determines, based on a written objection, that such venue would be unreasonably burdensome to any party, in which case the arbitrator shall have the discretion to select another venue despite either party’s initial selection. For any arbitration conducted in New York, You and FanDuel Sportsbook and FanDuel Casino agree to submit to the personal jurisdiction of any federal or state court in New York County, New York, in order to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator; and in connection with any such proceeding, further agree to accept service of process by U.S. mail and hereby waive any and all jurisdictional and venue defenses otherwise available. The parties agree that arbitration may take place exclusively by video, where such arrangements are acceptable to the appointed arbitrator.
• YOU AND FANDUEL SPORTSBOOK AND FANDUEL CASINO ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT ALLOWED BY LAW, EXCEPT AS SET OUT OTHERWISE IN THIS SECTION 30.4 AND SECTION 30.6 BELOW, ANY ARBITRATION SHALL BE CONDUCTED IN AN INDIVIDUAL CAPACITY ONLY AND NOT AS A CLASS OR OTHER CONSOLIDATED ACTION AND THE ARBITRATOR MAY AWARD RELIEF ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO RESOLVE AN INDIVIDUAL PARTY’S CLAIM, UNLESS FANDUEL SPORTSBOOK AND FANDUEL PROVIDES ITS CONSENT TO CONSOLIDATE IN WRITING.
• If there is a final judicial determination that applicable law precludes enforcement of this Paragraph’s limitations as to a particular remedy, then that remedy (and only that remedy) must be severed from the arbitration and may be sought in court. The parties agree, however, that any adjudication of remedies not subject to arbitration shall be stayed pending the outcome of any arbitrable claims and remedies.
• If there is a final judicial determination that either the Class Arbitration Action and Collective Relief Waiver or the provisions in Section 30.6 are not enforceable as to a particular claim or request for relief, then the parties agree that that particular claim or request for relief may proceed in court but shall be severed and stayed pending arbitration of the remaining claims. This provision does not prevent you or FanDuel Sportsbook and FanDuel Casino from participating in a class-wide settlement of claims.
• Notwithstanding the parties' decision to resolve all disputes through arbitration, either party may bring an action in state or federal court to protect its intellectual property rights (“intellectual property rights” means patents, copyrights, moral rights, trademarks, and trade secrets, but not privacy or publicity rights).
• Either party may also elect to have disputes or claims resolved in a small claims court that are within the scope of that court’s jurisdiction regardless of what forum the filing party initially chose. Either party may also seek a declaratory judgment or other equitable relief in a court of competent jurisdiction regarding whether a party’s claims are time-barred or may be brought in small claims court. Seeking such relief shall not waive a party’s right to arbitration under this agreement, and any filed arbitrations related to any action filed pursuant to this paragraph shall automatically be stayed (and any applicable statute of limitations tolled) pending the outcome of such action.
• The arbitration will be administered by National Arbitration and Mediation and resolved before a single arbitrator. If NAM is not available to arbitrate, the alternative arbitrator for individual arbitrations not meeting the definition set forth in 30.6.7, shall be JAMS ( https://www.jamsadr.com/ ). For 100 or more arbitrations meeting the definition set forth in 30.6.7, the alternative provider shall be ADR Services, Inc. (“ADR Services”) ( https://www.adrservices.com/ ). Except as modified by this "Dispute Resolution" provision, NAM will administer the arbitration in accordance with the NAM Comprehensive Dispute Resolution Rules and Procedures, Fees For Disputes When One of the Parties is a Consumer and the Mass Filing Dispute Resolution Rules and Procedures in effect at the time any demand for arbitration is filed with NAM, excluding any rules or procedures governing or permitting class or representative actions. The applicable NAM rules and procedures are available at www.namadr.com or by emailing National Arbitration and Mediation’s Commercial Dept at [email protected] .
• You are responsible for your own attorneys’ fees unless the arbitration rules and/or applicable law provide otherwise. The parties agree that NAM has discretion to reduce the amount or modify the timing of any administrative or arbitration fees due under NAM’s Rules where it deems appropriate (including as specified in Section 30.6.4, provided that such modification does not increase the costs to you, and you further agree that you waive any objection to such fee modification. The parties also agree that a good-faith challenge by either party to the fees imposed by NAM does not constitute a default, waiver, or breach of this Section 30 while such challenge remains pending before NAM, the arbitrator, and/or a court of competent jurisdiction, and that any and all due dates for those fees shall be tolled during the pendency of such challenge.
• Any arbitration demand or counterclaim asserted by either party must contain sufficient information to provide fair notice to the other party of the asserting party’s identity, the claims being asserted, and the factual allegations on which they are based, and must include proof that the claimant is party to this agreement by registering an account with FanDuel Sportsbook and FanDuel Casino. The arbitrator and/or NAM may require amendment of any demand or counterclaim that does not satisfy these requirements. The arbitrator has the right to impose sanctions for any claims the arbitrator determines to be frivolous or improper (under the standard set forth in Federal Rule of Civil Procedure 11), including for any claim filed on behalf of a claimant who is not party to this agreement.
• The parties agree that NAM has discretion to modify the amount or timing of any administrative or arbitration fees due under NAM’s Rules where it deems appropriate, provided that such modification does not increase the costs to you, and you waive any objection to such fee modification. The parties also agree that a good-faith challenge by either party to the fees imposed by NAM does not constitute a default, waiver, or breach of this Section 30 while such challenge remains pending before NAM the arbitrator, and/or a court of competent jurisdiction.
• If the amount in controversy does not exceed $10,000 and you do not seek injunctive or declaratory relief, then the arbitration will be conducted solely on the basis of documents you and FanDuel Sportsbook and FanDuel Casino submit to the arbitrator, unless the arbitrator determines that a hearing is necessary. If the amount in controversy exceeds $10,000 or seeks declaratory or injunctive relief, either party may request (or the arbitrator may determine) to hold a hearing, which shall be via videoconference or telephone conference unless the parties agree otherwise.
• Subject to the applicable NAM rules and procedures, the parties agree that the arbitrator will have the discretion to allow the filing of dispositive motions if they are likely to efficiently resolve or narrow issues in dispute.
• To increase the efficiency of administration and resolution of arbitrations, in the event 100 or more similar arbitration demands (those asserting the same or substantially similar facts or claims, and seeking the same or substantially similar relief) presented by or with the assistance or coordination of the same law firm(s) or organization(s) are submitted to NAM (or another arbitration provider selected in accordance with Section 30.6.1 if NAM is unavailable) against FanDuel Sportsbook and FanDuel Casino within reasonably close temporal proximity ("Mass Filing"), the parties agree (i) to administer the Mass Filing in batches of 100 demands per batch (to the extent there are fewer than 100 arbitration demands left over after the batching described above, a final batch will consist of the remaining demands) with only one batch filed, processed, and adjudicated at a time; (ii) to designate one arbitrator for each batch; (iii) to accept applicable fees, including any related fee reduction determined by NAM (or another arbitration provider selected in accordance with 15.6(A) if NAM is unavailable) in its discretion; (iv) that no other demands for arbitration that are part of the Mass Filing may be filed, processed, or adjudicated until the prior batch of 100 is filed, processed, and adjudicated; (v) that fees associated with a demand for arbitration included in a Mass Filing, including fees owed by FanDuel Sportsbook and FanDuel Casino and the claimants, shall only be due after your demand for arbitration is included in a set of batch proceedings and that batch is properly designated for filing, processing, and adjudication; and (vi) that the staged process of batched proceedings, with each set including 100 demands, shall continue until each demand (including your demand) is adjudicated or otherwise resolved. Arbitrator selection for each batch shall be conducted to the greatest extent possible in accordance with the applicable NAM rules and procedures for such selection, and the arbitrator will determine the location where the proceedings will be conducted. You agree to cooperate in good faith with FanDuel Sportsbook and FanDuel Casino and the arbitration provider to implement such a “batch approach” or other similar approach to provide for an efficient resolution of claims, including the payment of combined reduced fees, set by NAM in its discretion, for each batch of claims. The parties further agree to cooperate with each other and the arbitration provider or arbitrator to establish any other processes or procedures that the arbitration provider or arbitrator believe will provide for an efficient resolution of claims. Any disagreement between the parties as to whether this provision applies or as to the process or procedure for batching shall be resolved by a procedural arbitrator appointed by NAM. This "Batch Arbitration" provision shall in no way be interpreted as increasing the number of claims necessary to trigger the applicability of NAM’s Mass Filing Supplemental Dispute Resolution Rules and Procedures or authorizing class arbitration of any kind. Unless FanDuel Sportsbook and FanDuel Casino otherwise consents in writing, FanDuel Sportsbook and FanDuel Casino does not agree or consent to class arbitration, private attorney general arbitration, or arbitration involving joint or consolidated claims under any circumstances, except as set forth in Section 30.4 and this section 30.6.7. If your demand for arbitration is included in the Mass Filing, any statute of limitation applicable to your claims will remain tolled until your demand for arbitration is decided, withdrawn, or is settled.
• The arbitrator will render an award within the time frame specified in the applicable NAM rules and procedures. The arbitrator's decision will include the essential findings and conclusions upon which the arbitrator based the award. Judgment on the arbitration award may be entered in any court having jurisdiction thereof. The arbitrator will have the authority to award monetary damages on an individual basis and to grant, on an individual basis, any non-monetary remedy or relief available to an individual to the extent available under applicable law, the arbitral forum's rules, and this Arbitration Agreement. The parties agree that the damages and/or other relief must be consistent with Section 30.4 above and also must be consistent with the terms of the "Limitation of Liability" section of the Agreement as to the types and the amounts of damages or other relief for which a party may be held liable. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Attorneys' fees will be available to the prevailing party in the arbitration only if authorized under applicable substantive law governing the claims in the arbitration.
• You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth above by sending written notice, signed by you, of your decision to opt-out to the following address: FanDuel Inc., Attn: Legal,, 300 Park Avenue South, 14th Floor, New York, NY 10010. The notice must be sent within 30 days of April 9, 2024 or your first use of the Service, whichever is later, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those paragraphs. If you opt-out of these arbitration provisions, FanDuel Sportsbook and FanDuel Casino also will not be bound by them. FanDuel Sportsbook and FanDuel Casino will continue to honor any valid opt outs if you opted out of arbitration in a prior version of the Agreement pursuant to the requirements set forth in that version. If you do not timely opt out of this Arbitration Agreement, such action shall constitute mutual acceptance of the terms of these “Dispute Resolution” provisions by you and FanDuel Sportsbook and FanDuel Casino.
• FanDuel Sportsbook and FanDuel Casino will provide 30 days’ notice of any material changes to this clause. Changes will apply to all claims not yet filed. If you continue to use the site after the 30th day, or you affirmatively accept the changes sooner after having been provided notice, you agree that any unfiled claims are subject to the revised clause.
• If you reject any such changes by opting out of the Arbitration Agreement, you may exercise your right to a trial by jury or judge, as permitted by applicable law, but any prior existing agreement to arbitrate disputes under a prior version of the Arbitration Agreement will not apply to claims not yet filed. If FanDuel Sportsbook and FanDuel Casino changes this “Dispute Resolution” section after the date you first accepted this Agreement (or accepted any subsequent changes to this Agreement), you agree that your continued use of the Product(s) or Services 30 days after such change will be deemed acceptance of those changes. If you do not agree to such change, you may opt out by providing notice as described in Section 30.7.
• For any dispute not subject to arbitration you and FanDuel Sportsbook and FanDuel Casino agree to submit to the personal and exclusive jurisdiction of and venue in the federal and state courts located in New York, NY. You further agree to accept service of process by mail, and hereby waive any and all jurisdictional and venue defenses otherwise available.
• The Terms and the relationship between you and FanDuel Sportsbook and FanDuel Casino shall be governed by the laws of the State of New York without regard to conflict of law provisions.

If, after all reasonable methods to resolve the dispute with us have been exhausted, your dispute is still unresolved and it arises out of your use of the Services while physically located in New Jersey, you can contact the NJDGE by completing an Internet Dispute Form on the NJDGE's website or by contacting the NJDGE at:

Please note that (i) a copy of all disputes received by the NJDGE related to the FanDuel Casino will be forwarded to GNAC, our New Jersey casino license holder, and (ii) a copy of all disputes received by the NJRC or NJDGE related to the FanDuel Sportsbook in New Jersey will be forwarded to NMR, our New Jersey sports wagering license holder.

Terms Applicable to Apple iOS

• To the extent that you are accessing the Betting App through an Apple Device, you acknowledge that these Terms are entered into between you and BIU and, that Apple is not a party to these Terms other than as third-party beneficiary as contemplated below.
• The license granted to you in Section 28 of these Terms is subject to the permitted Usage Rules set forth in the Apple App Store Terms and Conditions (see: http://www.apple.com/legal/itunes/us/terms.html) and any third party terms of agreement applicable to the Betting App.
• You acknowledge that BIU, and not Apple, is responsible for providing the Betting Apps and Content thereof.
• You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or any support services to you with respect to the Betting Apps.
• To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Betting Apps.
• Notwithstanding anything to the contrary herein, and subject to the terms in these Terms, you acknowledge that, solely as between Apple and BIU, BIU and not Apple is responsible for addressing any claims you may have relating to the Betting Apps, or your possession and/or use thereof, including, but not limited, to: (i) product liability claims, (ii) any claim that the Betting App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
• Further, you agree that if a Betting App, or your possession and use of a Betting App, infringes on a third party’s intellectual property rights, you will not hold Apple responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claims.
• You acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of these Terms, and that, upon your acceptance of the terms and conditions of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.
• When using a Betting App, you agree to comply with any and all third-party terms that are applicable to any platform, website, technology or service that interacts with the Betting App.
• You represent and warrant that: (i) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

Part B - Specific Terms and Conditions/House Rules for FanDuel Sportsbook

Part a - introduction, use and interpretation.

The FanDuel Sportsbook Rules and Regulations ("Sportsbook House Rules") are part of the FanDuel Sportsbook and FanDuel Casino Terms & Conditions.

The Sportsbook House Rules apply in relation to the markets offered and bets placed on the FanDuel Sportsbook Website and the FanDuel Sportsbook Betting Apps as well as at the FanDuel Sportsbook retail location at New Meadowlands Racetrack.

The Sportsbook House Rules consist of the following:

• This Introduction section (Part A);
• The General Rules (set out in Part B below); and
• The Specific Sports Rules (set out in Part C below - these apply to certain sports).
• The General Rules apply to all bets on the aforementioned products unless stated otherwise in the Specific Sports Rules. If there is any inconsistency between the Specific Sports Rules and the General Rules, the Specific Sports Rules shall prevail. The General Rules will apply in respect of any category of bets or markets not referred to in the Specific Sports Rules (for example, special bets or beach volleyball).

FanDuel Sportsbook reserves the right to amend the Sportsbook House Rules at any time subject to the regulatory approval of the NJDGE. Any such revision will be binding and effective immediately on the posting out to customers of such rule changes and any bets accepted after the rule changes have been posted shall be governed by the new Sportsbook House Rules.

Customer Responsibility

FanDuel Sportsbook customers should make themselves aware of all of the Sportsbook House Rules affecting any market on which they wish to place a bet.

Customer Betting Disputes

Any FanDuel Sportsbook customer who has any concerns or questions regarding the Sportsbook House Rules or regarding the settlement of any FanDuel Sportsbook market should contact FanDuel Sportsbook Customer Service.

If a customer is not satisfied with how a bet or a market has been settled then the customer should provide details of their grievance to FanDuel Sportsbook Customer Service.

When a customer has exhausted the internal FanDuel Sportsbook betting dispute process without a satisfactory outcome, and the customer’s betting dispute is related to betting that took place in New Jersey, the customer can contact the NJDGE by completing an Internet Dispute Form on the NJDGE’s website or contacting the NJDGE at:

Part B - General Rules

Prohibited persons.

The following individuals are prohibited from placing wagers or collecting winnings:

• Persons under the age of 21;
• Persons on any exclusion list;
• Any person making a wager on the account of or for any other person.
• In addition, any person who is an athlete, coach, referee, direct or indirect owner of 10% or greater, or director of a sports governing body or any of its members teams, a player or a referee personnel member, in or on any sports event overseen by that person’s sports governing body, a person who holds a position of authority or influence sufficient to exert influence over the participants in a sporting contest, including, but not limited to, coaches, managers, handlers, athletic trainers or horse trainers, a person with access to certain types of exclusive information on any sports event overseen by that person’s sports governing body, or a person identified by any lists provided by the sports governing body to the NJDGE or the NJRC, may not place a wager on a sports event that is overseen by that person’s sports governing body.

Any employee of a sports governing body, or one of its member teams, who is not a prohibited sports pool participant must register with the NJDGE prior to placing a sports pool wager in New Jersey.

Retail and Kiosk Betting Tickets

• The FanDuel Sportsbook is not responsible for lost, stolen or unreadable tickets.
• Customers should verify that all information on wagering tickets is accurate before leaving the betting window or kiosk. Management is not responsible for errors or omissions made on a ticket once the patron has left the betting window or kiosk. Tickets may not be altered or voided prior to the start of an event, except at the discretion of management and with the approval of both parties.
• Winning tickets may be mailed in for redemption. See the reverse side of the wagering ticket for mail-in collection instructions. The FanDuel Sportsbook is not responsible for tickets that are not mailed-in in compliance with the printed instructions on the reverse side of the wagering ticket.
• Winning tickets expire one (1) year from the time of the event. The time on the tickets is Eastern Time.

Wager Type Calculations

Calculations for wager types are as follows:

• Moneyline payoff: The money line is expressed as a 3-digit number. For example, -120 means a player must bet $120 for every $100 they wish to win, and multiples thereof. Or +150 means a player will win $150 for every $100 bet.
• Point spread payoff: The point spread is expressed as a 3-digit number. For example, -110 means a player must bet $110 for every $100 they wish to win. Or, +225 means a player will win $225 for every $100 bet.
• Parlay payoff - Odds will be calculated based on the prices of the individual selections.
• Teaser payoff - Odds are derived from a fixed payout chart.

Notification of Odds or Line Changes

Customers will be notified of odds or line changes in the following manner:

• Posted odds will be changed automatically on the electronic boards.
• Posted odds will be changed manually on all handwritten boards.
• Posted changes will be updated within 10 minutes on the electronic boards or the handwritten boards.
• Non-posted printed media will be updated on a weekly basis with the date of the last issue.
• The FanDuel Sportsbook will accept wagers on currently posted terms unless otherwise posted or noted on printed media.

Funding of Wagers

Customers may fund wagers at the FanDuel Sportsbook retail locations at New Meadowlands Racetrack and Valley Forge Casino Resort via cash or winning tickets at a betting window or cash at a kiosk.

Customers may fund their FanDuel Sportsbook Account as described in Sections 7 and 8 of Part A - Online Gambling Terms and Conditions.

In-Play Betting

• if the event has a scheduled 'off' time, all bets matched after that scheduled off time will be void; and
• if the event does not have a scheduled 'off' time, FanDuel Sportsbook will use its reasonable efforts to ascertain the time of the actual 'off' and all bets after the time of the 'off' determined by FanDuel Sportsbook will be void.
• FanDuel Sportsbook aims to use its reasonable efforts to suspend in-play markets at the start of and at the end of the event. However, FanDuel Sportsbook does not guarantee that such markets will be suspended at the relevant time.
• FanDuel Sportsbook reserves the right at its absolute discretion to part-suspend or fully suspend outcomes/selections in a market that has been turned in-play.
• FanDuel Sportsbook customers are responsible for managing their in-play bets at all times.
• For the purposes of in-play betting, customers should be aware that transmissions described as “live” by some broadcasters may actually be delayed or pre-recorded. The extent of any delay may vary depending on the set-up through which they are receiving pictures or data. Please also be aware that, for operational reasons, bet requests made in-play may take slightly longer to process.
• If FanDuel Sportsbook accepts a bet on a market for which the outcome has already been determined, then that bet shall be deemed void (and no winnings shall be payable in respect of it) regardless of the bet being a win, lose or push.

FanDuel cannot guarantee the accuracy or timeliness of live scores, time remaining and the status of games displayed on the Websites and the Betting Apps in connection with live betting, which may come from third parties not controlled by FanDuel. We accept no liability for the incorrect display of this information. If you rely on this data to place bets, you do so entirely at your own risk.

Results and Market Settlement

• Where the Specific Sports Rules do not specify how and on what basis a market will be settled, markets will be settled on the official result of the relevant governing body regardless of any subsequent disqualification or amendment to the result.
• whether the market should be reinstated or resettled in light of this new information; or
• whether or not to wait for further information before deciding whether to reinstate or resettle the market. Except where FanDuel Sportsbook has announced that it is waiting for further information, any information that comes into the public domain more than 48 hours after a market has been settled shall not be considered by FanDuel Sportsbook (regardless of whether or not such information may have led to a different result).
• In the event of any uncertainty about any result or potential result, FanDuel Sportsbook reserves the right to suspend settlement of any market for an unlimited period until the uncertainty can be resolved to the reasonable satisfaction of FanDuel Sportsbook. FanDuel Sportsbook reserves the right to void any market if the uncertainty regarding settlement cannot be resolved to FanDuel Sportsbook’s reasonable satisfaction.
• In the event of a withdrawal of a selection after the start of an event due to such selection testing positive for a virus or other disease, all wagers on that selection shall be void.
• All-In Betting - All-In' means that regardless of whether or not a particular competitor or team or member of a team starts or completes the event on which a bet is placed, all bets stand and no refunds will be payable. Clients will be notified if a market is All-In via Blurbs, Market title and/or Selection name.
• In the event a player, team or selection are deemed the winner of a specified Outright market with one winner (e.g. NCAA Men’s Basketball Championship) but were not offered for betting due to state regulations forbidding betting on that player, team or selection then all bets placed on that market will be void. This does not include cashed out bets, which will be settled at the specified cash out offer received by the customer. For markets with multiple winners (e.g. To Make Final Four), if a non-listed player, team or selection wins, then all bets are action.
• Weekly/Daily specials: All relevant games must be played to a natural completion for wagers to stand. In the event one or more game(s) are postponed and/or have a venue change, all wagers in the relevant market will be refunded.
• Regarding player markets. Additional to the rules above, all listed players must be active for wagers to stand. If one or more player(s) listed do not play, all wagers will be refunded.

Resettlements

• the official result is different to the result on which FanDuel Sportsbook initially settled the market; or
• if the whole market is eventually voided (e.g. for an abandoned event).
• FanDuel Sportsbook reserves the right to reverse the settlement of a market if a market is settled in error (for example, a human or technical error).
• If FanDuel Sportsbook resettles a market, this may lead to amendments being made to a customer's balance and/or the deduction of funds from a customer’s Account to reflect changes in market settlement.
• FanDuel Sportsbook will settle markets on the basis that it obtains the relevant information once the outcome has been determined. If this information is not obtained, or if there is an obvious error in the information, the settlement of the bet offer will be based on other public information/ official sources at the reasonable discretion of FanDuel Sportsbook.
• FanDuel Sportsbook may be required by law to seek approval with the relevant regulatory body before making any amendments to a price or bet status.

Non-Runners

• Unless stated otherwise, sports bets are accepted on a “non-runner, no bet” basis. This means that stakes will be refunded on a player, team or other competitor that is withdrawn prior to the start of an event. If you have placed a bet on a sporting event run on a “non-runner, no bet” basis and a player, team or other competitor (on which you did not place your bet) is withdrawn, suspended or disqualified from that event, we may apply relevant deductions to your winnings (based on the price of the player, team or other competitor that is withdrawn referenced in the table below).
• Where specified, certain markets will be offered on an “all-in compete or not” basis. This means that, if a player, team or other competitor is withdrawn from an event (whether he, she or it pulls out of the event, is suspended or disqualified from it or otherwise) before he, she or it has taken part in the event, then any bet placed on that player, team or competitor (as applicable) will be deemed a losing bet.
• If an event is specified as “fixed draw” and a team, player or other competitor is withdrawn, suspended or disqualified from that event, we reserve the right to settle any bets on the subsequent prices once the market has been revised without the withdrawn team/player.
• If a player, team or other competitor has taken any part in a sporting event once it has officially started and then fails to complete that event for any reason, any bet placed on that player, team or other competitor will be deemed live (i.e. bets on that player, team or other competitor will not be voided).

Unexpected Events and Other Changes

To the extent there is any inconsistency between the general rules contained in this Part B, Section 8 and the Specific Sports Rules applying to a specific event, the following general rules will prevail:

• Any reduction in the number of games or matches in a season;
• Any material change in the length of a game or match or when the matches are played;
• A material change to the format or rules of the relevant event(s), series or competitions as determined by the relevant sports body; or
• A change in the location of any match, game or event.

Futures Settlement

• Some markets have different rules and these are listed in the Specific Sports Rules. However, where a market has no rules in the Specific Sports Rules in relation to how and on what basis a futures market will be settled the following shall apply.
• Unless the outcome has unequivocally been determined prior to the interruption of the season - example Team A were prior to the postponement unable to win more than x regular season games, bets on over x games will be settled as a loser and bets on under x wins settled as winners;
• Where the competition format has materially changed after the postponement and any outcome that was prior to the postponement possible is no longer made possible due to the format change - example Team B were mathematically able to make playoffs prior to the postponement however a new playoff format announced after the postponement prevented any opportunity to make playoffs, all bets on Team B to make and miss playoffs will be void.
• Example: 2019/20 NHL Regular season points: Detroit Red Wings Over/Under 74.5 points settled as Under 74.5 as the winning selection. Result fully determined prior to season suspension ( Detroit Red Wings on 39 points prior to suspension. Only 24 points on offer if season was to resume thus result fully determined as Under 74.5).
• Example: 2019/20 NHL Regular season points: Boston Bruins Over/Under 100.5 points. Boston Bruins had recorded 100 points prior to season suspension. Result undetermined if season wasn’t to resume and thus voided.
• Example: 2019/20 Rocket Richard Trophy. Ovechkin/Pastrnak settled as winners and all other selections settled as losers. Both players leading prior to season suspension and ruled as winners and deemed completed as per governing body.
• Bets on markets that don’t reach completion before the interruption but have already been unconditionally determined will be settled as such. For example, if a team is mathematically eliminated from playoffs prior to the interruption then bets on them to miss the playoffs are winners whereas bets on them to make the playoffs or win the Championship are losers.
• Example: Euro 2020 Soccer Tournament was rescheduled to take place in 2021 all bets prior to the postponement remained active unless a customer contacted to void the bet prior to the start of the tournament in 2021.
• Example: There is no announcement from the International Tennis Federation by September 5, 2020 on the rescheduling of the 2020 French Open, all futures bets on the French Open 2020 will be void.

Abandonments, Cancellations, Postponements, Forfeits

• Some markets have different rules and these are listed in the Specific Sports Rules. However, where a market has no rules in the Specific Sports Rules in relation to an abandonment, cancellation and/or postponement the following shall apply.
• In relation to any match, fixture, game, individual event, race or similar : If the event is not completed within 48 hours after the scheduled completion date, then all bets on markets for this event will be void, except for bets on any markets that have been unconditionally determined. All bets on an event that is officially deemed a forfeit will be void.
• In relation to any tournament, competition or similar : If the event is not completed within 24 hours following the scheduled completion date of the event, then any markets relating to the event will be settled in accordance with the official ruling of the relevant governing body, providing such a decision is given within 90 days after the scheduled completion date. If no official ruling is announced in this 90 day period, then bets on any market relating to this event will be void, except for bets on any markets which have been unconditionally determined. If a market is to be voided but has been part-settled as a courtesy to FanDuel Sportsbook customers, then such part-settled bets will be reversed and all bets on the market will be void.
• If there is no further sporting action in any market that does not contain the selection ‘draw’ or ‘tie’, all bets placed after this conclusion of action will be voided (e.g. If the game ends in a draw and the two selections that are named in the market are “Team A” and “Team B” without a “Draw” or “Tie” selection - the bet on either Team A or B will be Voided).
• Major League Soccer Cup = tournament;
• NFL AFC West = tournament;
• Ryder Cup outright = tournament;
• Golf tournament outright = tournament;
• Tennis Tournament outright = tournament;
• Motor Race (e.g. Indianapolis 500) = match;
• NBA Finals = match;
• NBA Championship = tournament.

Change of Venue

• For any team sport: if the scheduled venue is changed after a bet is placed, all bets will be void only if the new venue is a home ground of the original away team (or in the case of international matches, only if the venue changes to a venue in a different country).
• For all categories or markets other than team sports: if the scheduled venue is changed after a bet is placed, all bets will stand.
• If there is a change in the type of scheduled surface (E.g. a field hockey match switching from grass to astro-turf) after a bet is placed, all bets will stand.

Periods of Time

• Some markets have different rules and these are listed in the Specific Sports Rules. However, if not dealt with in the Specific Sports Rules then the following shall apply.
• If the scheduled duration of an event is changed after a bet is placed but before the start of the event, then all bets will be void.
• Some markets refer to the length of time until an occurrence in the event (e.g. time of first goal). If an event happens in stoppage or injury time after any regular time period then it will be deemed to have occurred at the end of the regular time period. For example, if a goal is scored in first half stoppage-time in a soccer match it will be deemed to have occurred on 45 minutes.
• All bets apply to the relevant full ‘regular time’ period including stoppage time. Any extra-time and/or penalty shoot-out is not included.
• References within these Rules and Regulations to a particular number of ‘days’ shall mean the end of the day local time after the expiration of the specified number of days. For example, if a rugby match is scheduled for the 1st of December, then the rule that allows the match to be completed within 48 hours after the scheduled completion date (see Paragraph 3 above) would mean that the deadline for completion of that match would be 11:59:59 p.m. on the 4th of December.

"To Qualify" Markets

• Some sports/markets have different rules and these are listed in the Specific Sports Rules. However, if not dealt with in the Specific Sports Rules then the following shall apply.
• Any 'to qualify' market (e.g., "to reach the final" markets) will be determined by the competitor or team that progresses, whether or not they take part in the next round or event for which they have qualified. Markets will be settled after the qualifying stage and any subsequent disqualification or amendment to the result will not count.
• Returns = (Original Stake * (Number of Expected Winners / Number of Actual Winners)) * Original Odds.
• If a “dead-heat” between two selections is declared on any event, half the stake is applied to the selection at full odds and the other half is lost. If more than two “dead-heats” are declared, the stake is proportioned accordingly.
• There are multiple examples of this in a golf tournament, for example, eleven players finishing in the Top 10 of a golf tournament, with three players tied for 9th place, would result in a deduction in payout. In this example the 3 players tied for 9th are occupying two positions (9th and 10th) therefore your initial stake is reduced by 2/3rds. (2 places divided by 3 players) and your returns are calculated using the original odds.
• ($20 * (2/3)) * +200 = $40.
• If one or more legs of a parlay is affected by a “Dead-Heat” then the original parlay stake is reduced accordingly. For example, if one leg of a three-leg parlay is affected by a dead heat with four players tied for one place, the original parlay stake would be divided by four and the returns calculated using the original parlay odds.
• materially different from those available in the general betting market at the time the bet was made; or
• clearly incorrect given the chance of the event occurring at the time the bet was made including, in either case, because the bet was placed after the start of an event, because the market was not displaying or reflecting in-play status, or because of any other reason, then the FanDuel Sportsbook reserves the right to either (i) correct any obvious errors by settling winning bets at the ‘correct price,’ as reasonably determined by FanDuel Sportsbook, or (ii) void any bet placed where such errors have occurred.
• If FanDuel Sportsbook accepts a bet on a market for which the outcome has already been determined, then that bet shall be deemed void (and no winnings shall be payable in respect of it).
• If FanDuel Sportsbook accepts a bet on a market where the incorrect teams are listed and/or listed in the incorrect order (i.e. Home Team listed as Away) FanDuel Sportsbook reserves the right to void such wagers, regardless of the outcome of the event.

Duplicate Events

• In the event that odds for the same exact game are displayed on the FanDuel Sportsbook more than once (regardless of whether the markets are related and/or displayed odds are different), FanDuel Sportsbook reserves the right to cancel any correlated parlay bets placed on both/multiple events, regardless of whether the markets and/or displayed odds are different.
• Single Bets placed individually on the above markets will be settled in accordance with official results.

Maximum Winnings

• For all events offered, the maximum winning limit per bet (e.g., straight, parlay, SGP, or other) is $1 million US Dollars.
• The maximum winnings limit will apply to any one customer, or group of customers acting together, wagering on the same combination of selections, regardless of whether or not such bets are struck separately, at a range of different prices, on different days and through a number of different accounts. If FanDuel Sportsbook believes that a number of bets have been placed in this way, the total payment of all those bets combined will be limited to one single maximum winnings.
• A parlay bet consists of a number of legs. A leg is defined as one or more chosen selections in any individual event market.
• FanDuel Sportsbook reserves the right in its sole discretion not to accept certain parlay bets or to scale back stakes.
• All parlay bets placed are subject to the Sportsbook Rules that apply to each individual sport that relates to any leg of any parlay bet.
• If any selection in any leg is a non-runner or otherwise void under the Sportsbook Rules (e.g. an abandoned match) then all bets on that individual leg will be void and the parlay bet shall be adjusted accordingly. For example a treble including one void leg will become a double. If that voided leg means that an individual bet within a parlay becomes a single bet, then this single bet will stand. Same Game Parlays (SGP’s) will be settled in the same manner. If a selection within the wager is voided, the wager odds will be re-calculated using the remaining legs.
• Odds Boosts that include parlay bets are subject to the Odds Boost settlement rules set forth in Section 21 below.
• Parlay bets combining different selections within the same event are not accepted when there are related contingencies (i.e. where the outcome of one event is likely to affect the odds on the outcome of another event). The rejection of related contingency bets may happen automatically at the bet placement stage. However, if such a bet is taken in error, FanDuel Sportsbook may settle the individual bet combinations which include two or more of the related contingency selections, as single bets.
• Round Robin wagers cannot include selections from the same event. If selections from the same event are incorrectly wagered upon in a round robin - FanDuel Sportsbook may settle the wager as if only one of the selections from the event was included.
• Two Team Teaser: the entire teaser is voided and the bet will be refunded.
• Any other Teaser: the teaser has action and the teaser payout will be recalculated removing the voided or push legs.
• Cash Out is a feature which is offered on various singles and multiples FanDuel Sportsbook bets. Cash Out allows you to amend your original bet and lock in a profit or a loss by settling your bet (or a portion of your bet) early, without having to wait for the event to finish.
• If you make a Cash Out request, you will be notified whether or not your request has been successful. Your request to Cash Out is not guaranteed to be accepted and may be unsuccessful if, for example, the market suspends, or the odds move before your request has been processed.
• If your Cash Out request is successful, a ‘success’ message will be shown and your bet (or the relevant portion of your bet) will be settled immediately and any winnings returned to your account equal to the amount shown on the Cash Out button. Note that this includes the original stake (or portion of your stake) and the total amount returned to your account will be the amount shown on the Cash Out button. For a full Cash Out, the bet is settled and any subsequent events will have no impact on the amount returned to your account. For a partial Cash Out, part of your bet is settled and any subsequent events will only impact on the portion of your bet which you have not Cashed Out.
• If your Cash Out request is unsuccessful, a message will be shown which gives the reason why and a new Cash Out offer may be offered to you.
• Cash Out requests made in-play may take longer to process because of the in-play bet delay.
• Cash Out is not currently available on all FanDuel Sportsbook markets - a Cash Out icon will be displayed for the markets that support Cash Out. See the Help page for more details on when Cash Out may not be available. FanDuel Sportsbook will not be liable for any losses that may arise from the cash out feature being unavailable for any reason.
• Using Cash Out may mean you will opt out of and no longer be eligible for a particular promotion. See the terms and conditions of the promotion for further details.
• FanDuel Sportsbook reserves the right to reverse the settlement of a Cash Out if the bet or a market is settled in error (for example, a human or technical error). If FanDuel Sportsbook resettles a bet, this may lead to amendments being made to a customer's balance to reflect changes in bet settlement. If an incorrect Cash Out offer is presented to a customer and then accepted due to a technical fault, FanDuel Sportsbook reserves the right to resettle the bet using the correct Cash Out offer.
• FanDuel Sportsbook reserves the right to suspend or disable the Cash Out feature at any time.

Odds Boosts

• Any bets for which we offer Odds Boosts will be settled on the basis of normal time and injury time (i.e. excluding any extra time, penalties or similar) unless otherwise specified in the relevant bet or bet rules
• Unless otherwise stated, bets for which Odds Boosts are offered will be governed by FanDuel Sportsbook’s usual settlement rules.
• We reserve the right to void any bet with an Odds Boost if: (i) the enhanced price was intended to apply to pre-match bets only and (ii) we erroneously accepted the bet, at its enhanced price, after the relevant event started.
• For Odds Boost parlays, if any selection in any leg is a non-runner or otherwise void under the Sportsbook House Rules then the entire Odds Boost bet will be void regardless of the outcome of other selections in the parlay.
• In the event of a clear and obvious wording or pricing error for an enhanced bet, we will (in accordance with our usual settlement rules) aim to settle the bet at the price at which we intended to offer, and/or pursuant to the wording which was clearly intended to relate to, the relevant bet.
• We reserve the right to withdraw any Odds Boosts and edit the respective odds on the enhanced price.
• Unless stated in the Odds Boost, the bets refer to the next official event that the listed team/participant(s) are scheduled to participate in.
• Markets can tend to fluctuate in price quite often which can sometimes lead to the Odds Boost price not representing any enhanced value in comparison to its original markets.

Miscellaneous

• FanDuel Sportsbook reserves the right in its sole discretion not to accept certain Sportsbook bets, or to scale back the stakes (on a per user or aggregate basis).
• All references to time periods in the Sportsbook Rules relate to the time zone in which the event takes place. For example, a reference to the start time of a football game, relates to the local kick-off time.
• All information supplied by FanDuel Sportsbook is done so in good faith. However, FanDuel Sportsbook cannot accept liability for any errors or omissions in respect of any information, such as the posting of prices, runners, times, scores, results or general statistics.
• Any results or scores of which you may be advised by a FanDuel Sportsbook employee or agent (for example during betting in-play) are provided for guidance purposes only.
• Customers are responsible for ensuring that they satisfy themselves that the selection on which they place a bet is their intended selection. For example, in the case of a competitor bearing the same name as another individual not competing in the relevant event, the onus is on the customer to ensure that they know which competitor is being referred to in the relevant market and to ensure that they are placing their bet on their chosen competitor.
• Please be aware that if you place related or corresponding bets on a combination of FanDuel Sportsbook’s platforms (and/ or the betting products of other third parties), it is possible for bets on one product to be voided in accordance with FanDuel Sportsbook’s terms and conditions, while bets on another product may stand. You should note that FanDuel Sportsbook will have no liability to you in the event that one or more of your bets on FanDuel Sportsbook’s products are amended or voided in accordance with FanDuel Sportsbook’s terms and conditions, even if your other related bets stand (and even if you have specifically relied on bets you have placed on one product in order to place related bets on another product).
• FanDuel Sportsbook may, in its sole and absolute discretion, decide to suspend betting on a market at any time (even if such suspension is earlier than anticipated by the Sportsbook Rules). In the interests of maintaining integrity and fairness in the markets, FanDuel Sportsbook may also void certain bets in a market or void a whole market in its entirety.
• FanDuel Sportsbook promotions are available at the discretion of FanDuel Sportsbook and FanDuel Sportsbook reserves the right to restrict the availability of a promotion to any person at its absolute discretion.
• FanDuel Sportsbook reserves the right, at our discretion, to perform any and all reasonable investigations on customers for the purpose of verifying information about customers such as source of funds, background history, and creditworthiness.

Part C - Specific Sports Rules

American football, general rules.

• At least ten minutes of official time must elapse in the fourth quarter for bets to have action.
• If a game starts and then is suspended prior to the above time and is not completed within 24 hours, all bets that are not unequivocally determined will be voided.
• Overtime counts for all markets unless stated otherwise.
• Abandoned or postponed games are void unless played within 48 hours. In the event of a change of venue, all bets will be void. All bets on a game that is officially deemed a forfeit will be void.
• All settlements are based on results and statistics provided by the relevant league’s governing body.
• We reserve the right to suspend any or all betting on a game at any time without notice.
• Point Spread (Handicap) betting: In Point Spread (Handicap) & Total betting, where the index (value) of the market is a whole number, bets are void and will be refunded where the score lands on that number.
• All Outright markets include playoffs where applicable.
• For settlement purposes, the team listed second in the event name is always considered the Home Team. Example: Team A v Team B or Team A @ Team B - Team B is the Home Team.

College Football and CFL Specific Rules

• For offensive player prop markets, the player must play at least one offensive snap for proposition bets to stand.
• For defensive player prop markets, the player must play at least one defensive snap for proposition bets to stand.
• For touchdown scorer market, the player must play at least one snap for bets to stand
• Markets that are revised at half time for the second half of that game include overtime.
• In the event of a tie in the CFL, all money line wagers will be voided.

Overview of Specific Markets

• Prices quoted are for the whole game inclusive of any overtime played.
• As the markets are in-running, we reserve the right to close the market at any time.
• When scores are displayed in running, every effort is made to ensure the accuracy of the score and game time; however, no liability is accepted for incorrect information displayed.
• In the event of an abandoned game, all stakes are returned, unless a result is already determined through the course of play that has taken place.
• For player prop markets, only when a player does not play a snap in that game are the selections voided. All other bets will stand.
• For Kicking Points player proposition markets, if a player is active but does not play a snap, all bets will stand.
• First Completion/Rush Attempt/Reception - If the specified player does not record a completion/rush/reception then bets on that market will be void.
• Longest Completion/Rush/Reception - If the specified player does not record a completion/rush attempt/reception then the “under” selection will be deemed the winner for settlement purposes.
• Tackles + Assists - Includes those recorded on both Defense and Special Teams.
• Player to Record Most X - Betting is All-in. If multiple players tie for the most of a recorded statistic, dead heat rules will apply (see Dead Heat Section).
• Quarter Player Props - Winning selections are determined by statistics acquired by the player in the specific listed quarter. If a player is ejected from the game, or officially deemed unable to return to the game due to injury, bets placed after the player’s last official snap will be void. Otherwise, bets have action, regardless of whether the player takes part in a snap in the listed quarter. Coaching decisions, player rotation, and drive length will not impact bets being deemed to have action.
• Player related drive markets include Player to Catch a Pass on “X” drive, Player Props on “X” drive (yardage attained), Player to Score a TD on ‘X” drive and Play Caller
• Winning selections are determined by statistics accrued by the player in the specific listed drive, not full game statistics.
• There must be at least one offensive snap for bets on player related drive markets to be considered action, otherwise bets will be voided. A Quarterback kneel down will not count as an offensive snap for settlement purposes.
• If a player is ejected from the game, or officially deemed unable to return to the game due to injury, bets placed on the player for any drives after the player’s last official snap will be void. Otherwise, bets are action, regardless of whether the player takes part in a snap on the listed drive. Coaching decisions, player rotations, and drive length will not impact bets being deemed to have action.
• Bets will be settled based on official results provided by the league. For bets to stand, the number of games deemed to be officially resulted must equal the number of games scheduled when the season begins, unless the outcome has already been unequivocally determined. Any forfeited game that is considered an official result will count towards season long bets.
• For season long player prop bets, the nominated player must play at least one snap during the regular season for bets to have action.
• For Comeback Player of the Year, all bets are action, regardless of whether or not the listed player takes the field in the specified season. For other bets on season-long award markets, the selected player must play at least one snap in any game for the specified season in order for bets to have action.
• For the Super Bowl MVP, all bets have action, regardless of if the specified player’s team takes part in the Super Bowl. For teams that make the Super Bowl, players must play at least one snap in the Super Bowl for bets to have action. For example, if Lamar Jackson is playing for the Baltimore Ravens at the start of the Playoffs, and the Ravens are eliminated before the Super Bowl and Lamar Jackson is not named Super Bowl MVP, then bets on Lamar Jackson will be settled as losers. If the Ravens take part in the Super Bowl, and Lamar Jackson does not play a snap in the game and is not named the Super Bowl MVP, wagers on him will be voided.
• Player to Be Named All Pro: Wagers will be settled based of the Associated Press recognitions for the specified season.
• For the purposes of regular season win total markets, games that result in ties are to be treated as losses.
• For Best Record and Worst Record markets, dead heat rules apply if multiple teams tie (see Dead Heat section).
• For Last Winless and Last Undefeated markets, dead heat rules apply if multiple teams tie (see Dead Heat section). Bets are settled based on NFL Scheduling Week.
• The official draft list on nfl.com is used for settlement purposes.
• For “over/under draft position” markets, undrafted players are assigned the draft position that comes after the last drafted player.
• For over/under draft position markets under means the player is chosen with a pick that is less than the designated number and over would be after that designated number, for example a market of ‘Player A over/under draft position 3.5’, if Player A is picked with the second pick of the Draft than under bets would win and over bets lose.
• EDGE is classified as defensive lineman for settlement purposes.
• Notre Dame is classified as independent and not belonging to any conference for settlement purposes.
• For draft exact order markets betting is all-in. Other selections are available by request (see All-in section).
• Unless otherwise specified, all NFL Draft markets are considered all-in (see All-in section).
• For bets based on the specific quarters or halves, the entire period of play must be played unless the result is already determined, except second half markets which do include overtime if played.
• The fourth quarter does not include overtime.
• Overtime counts for match handicap betting.
• Overtime does not count on fourth quarter specific markets.
• In the event of a tie, stakes are refunded. In the event of a tie after overtime, all money line wagers will be refunded. Any event that has already been determined will be settled accordingly. For example, if a game finishes 28-28, total points will be settled at 56.
• For quarter and half betting, the entire period must be played for bets to stand.
• Overtime counts. In the event of a tie following overtime, all stakes are refunded.
• e.g. Weekly Specials, Redzone Specials, Live Parlays, First Touchdown Scorer across 1pm Games, Super Bowl Specials.
• Player needs to play a snap in the game for bets to stand.
• All Specials markets will be settled based on results from the league’s governing body.
• Markets are void if any game involved is postponed, unless unequivocally determined.
• For markets that denote start time, any games included must start within 2 hours of the listed official start time.
• FanDuel will sometimes post markets for games that have not yet been determined and finalized, including potential playoff games and Championship game matchups. If these games do not take place due to one or both teams being eliminated, or the game is not played in that season for any reason, all bets on the event will be void.
• Overtime counts for all total match / team total and prop points markets.
• Overtime does not count for total points on fourth quarter specific markets.
• In the event of total points being exactly the nominated line, all stakes are refunded unless a price for the exact amount is quoted.
• The result is determined by where the first offensive play from scrimmage takes place.
• In the event of the kickoff being returned for a touchdown, bets stand for the first offensive play following the subsequent kickoff.
• In the event of a turnover, the result is determined on where the first offensive play takes place with respect to the receiving team’s yard line.
• “Other” includes turnovers, defensive touchdowns and safeties.
• If the clock runs out, the winning bet is “Other”
• Plays listed as “No Play” on NFL.com do not count for settlement purposes. Bets on plays as “No Play” will be settled on the next completed play that is not listed as “No Play”.
• Sacks are considered a rushing attempt.
• First Downs due to enforced penalty (as per official player by play data provided by relevant league) will count for settlement purposes.
• FanDuel Squares - Any Quarter: Winning selections are based on the last digit of each team’s total game points at the end of every quarter and overtime. Winning selections will only be paid one time at the odds that bets are placed at, regardless of how many times the selection may occur throughout the game at the end of each period. Winning selections are paid in full, dead heating does not apply.
• FanDuel Squares - Final Score: Winning selections are based on the last digit of each team’s score at the end of the game, inclusive of any overtime periods.
• FanDuel Squares - X Quarter and First Half: Winning selections are based on the last digit of each team’s total game score at the end of the listed period, not the total points that are scored in the listed period. For example, if the score at the end of the 3 rd quarter is Jets 17 and Dolphins 10, the winning selection for FanDuel Squares - 3 rd Quarter is Jets 7 - Dolphins 0, no matter how many points each team scored in the 3 rd quarter.
• “Any other” includes turnovers, defensive touchdowns, safeties, and special teams scores that are not field goals. PATs are not field goal attempts.
• Settled based on results from the league’s governing body.
• Settled off the first play from scrimmage of specified drive. If listed as “No Play” on NFL.com (e.g., Enforced Penalty), bets will have action and will be settled off the following play. Kickoff and punt return touchdowns will result in wagers being voided.
• Sacks are considered a rush attempt.
• Kickoffs excluded. Sacks count as a Rushing Attempt. Interceptions are Incomplete Passes.
• Punts and Field Goal Attempts do not count.
• Receptions as determined by the league’s governing body.
• All bets action regardless of if the player takes the field during the drive.
• 2-point conversions are to be considered winning selections.
• Half sacks count as “Yes”
• If a player does not record a catch in the game, bets will still have action.
• The final score of the game or specified period. Quarter and half markets are settled as per our standard settlement practices.
• For grading purposes, only an interception or a fumble counts.
• A punt or 'turnover on downs' does not qualify as a turnover for settlement purposes.
• In the event of an abandoned game, stakes are returned unless a turnover has already taken place.
• In the event of a false start penalty on the first offensive play, bets stand for the next offensive play that takes place without a false start penalty.
• In the event of an abandoned game, bets stand on scores that have taken place already (and overtime counts for these markets).
• Touchdown scorers are offered with the option of others on request. Markets are considered All-In.
• Touchdown Scorer Combo bets are considered all-in. Other selections are available on request (See All-in Section).
• Only when a player does not play a snap in that game are the selections voided.
• For touchdown scorer markets, the winning selection is the player who possesses the ball in the endzone. For example - on a pass TD play, the receiver in the endzone is graded as the winner, not the QB.
• For settlement purposes, “Team Defense” selections do not include Special Teams.
• Method of First Touchdown winner is as stated by official governing bodies website. If no touchdown is scored, then the winning selection is “No TD Scored”.
• This market does not include Conference Championship Games, Bowl Games, or College Football Playoffs.
• This market includes all Conference Championship Games, Bowl Games, & College Football Playoff Games unless otherwise specified.
• Includes both CFB Playoff Games.
• This market is settled on the team with first offensive possession recording 2+ first downs within first 5 plays of that drive. Excludes defensive penalties.
• Where there is a presentation ceremony, markets will be settled on the official result of the relevant governing body at the time of the ceremony, regardless of any subsequent disqualification or amendment to the result. Should markets be settled prior to the official presentation ceremony, FanDuel Sportsbook reserves the right to resettle markets in accordance with the presentation ceremony.
• If there is no presentation ceremony, outcomes will be determined in accordance with the official result of the relevant governing body, regardless of any subsequent disqualification or amendment to the result (except if an amendment is announced within 24 hours of the initial settlement of the relevant market in order to correct an error in reporting the result).
• If a track or field event is abandoned, cancelled or postponed and not completed within 7 days of the scheduled completion date, all bets will be void except for those on markets which have been unconditionally determined.
• Overall winner markets relate to the winner of the overall event and not for individual qualifiers or heats. As 'Any Other Athlete' is NOT quoted, non-featured athletes will be added to this market on request. Once 'Any Other Athlete' is listed, no further athletes will be added.

Australian Rules

• Payouts will be based on the official declared result. Regular season Home and Away matches are settled at 'Normal Time' with no extra time played. In the event of a 'draw' where no draw option is offered the Sportsbook will apply the 'dead heat rule' and all wagers will be paid at half face value of the ticket. For any Finals matches or any other Competition which includes extra time, markets will be settled on the completion of extra time, unless the draw is offered in the market.
• Where the draw option is offered, the bet is decided on the result at the end of normal time (i.e. extra time - an extension of normal time is not included.) For Margin betting, the Draw option is always offered, although in other betting options where the draw option is not offered, The Dead Heat Rule applies. In Quarter by Quarter markets for the purposes of betting the 'Draw at the end of any Quarter' market is one competitor only. Tribets are settled as any team under in the case of a draw when no extra time is played.
• Where a match is postponed from its original scheduled date, if the game is played within 48 hours of its original time, all bets will stand. Otherwise, bets will be void.
• If a game starts but is abandoned and not completed within 24 hours, the following rules will apply. Markets will be settled on the official result if one is determined by the AFL. In the case where no official result is declared, bets unequivocally determined will be settled accordingly, while all other bets will be void
• If the venue of a match is changed from the one advertised, all bets on the match will still have action (provided the match is not also postponed by more than 48 hours)
• For match winners and goal kicking options, statistics used by the AFL website (www.afl.com.au) will be the statistics used for payout purposes. For 1st Goal Scorer (Game/1st Quarter only), if the selected player is not in the starting 22 all wagers on that selection will be refunded. For bets on first goalscorer of the match, goal doesn't need to be scored in 1st quarter. For quarter first goal scorer markets, if no goal in that quarter then bets refunded.
• Premiership/Minor Premiership/Make Grand Final: All In Betting. Any team which has points deducted due to breaches of rules and regulations will be deemed a starter for resulting purposes. Any loss of Awards/Premierships after the completion of the Grand Final will be deemed null and void and all bets will stand.
• Top 4/Top 8: For Betting purposes any team which has points deducted due to breaches of rules and regulations will be deemed a starter for resulting purpose i.e. All In Any decision made by the AFL regarding penalties is final.
• Least Wins (Wooden Spoon): is paid on the team which has the least wins for the season. A draw is considered as half a win. In the event of more than one team having the same number of wins the position will be determined by the worst % as per official AFL Ladder. Points deducted because of breaches of rules and regulations are excluded for resulting purposes. All In. Win Only
• Miss 4/Miss 8: For betting purposes any team which has points deducted due to breaches of rules and regulations will be deemed a starter. If at the time a breach is announced, the loss of points means only one outcome can occur (i.e. Miss the 8 must occur) then all bets on that competitor are void and monies refunded. All decisions made by the AFL regarding penalties are final.
• These rules apply to Major League, all levels of Minor League, NCAA and World Baseball. World Baseball is defined as a league which is governed outside of the United States.
• All wagers are graded based on the official results published by the relevant league’s governing body (e.g. Major League Baseball).
• If a game does not start on the officially scheduled day (local time), as published by the governing body, due to a rain delay or other deferral, all wagers shall be void. If a game that has started is suspended, due to a rain delay or other deferral, and resumes within 48 hours of the originally scheduled start time (local time), then all wagers will stand. If a game starts, is then suspended, and resumes more than 48 hours after the originally scheduled start time (local time), all existing wagers will be void unless they have been determined prior to the game’s suspension.
• If a game is halted and scheduled to resume more than 48 hours after the original scheduled start time (local time), all wagers shall be void unless they have been determined prior to the game’s suspension.
• In the event of a shortened game, results are official after (and, unless otherwise stated, bets shall be settled subject to the completion of) 5 innings of play, or 4.5 innings should the home team be leading at the commencement of the bottom of the 5th innings (the “4.5 Innings Rule”). Once the visiting team has made 15 outs, should a game be called early and the home team is leading, the results of the game will be determined by the score at the time the game is called. Should a game be called early while it is tied or amid an inning in which the visiting team has taken the lead, the game becomes a “suspended game” and is handled according to the rules surrounding suspended games.
• Unless otherwise specified, results will only be official after (and bets shall be settled subject to the completion of) a minimum of 9 innings’ play, or 8.5 innings should the home team be leading at the commencement of the bottom of the 9th inning (the “8.5 Innings Rule”)
• For the purposes of live betting, the 8.5 Innings Rule shall automatically apply unless stated otherwise - e.g., in the section below entitled “Overview of Specific Baseball Markets” (which shall take precedence over this section). If a game is shortened due to a rain delay or other deferral, live betting markets which have been determined will stand (irrespective of the 8.5 Innings Rule or whether an official league result has been confirmed).
• Extra innings, where applicable, count for settlement purposes.
• In the case of a suspended playoff/post-season game, all bets will stand until the game is completed within 90 days of suspension.
• Money Line bets will be settled as per the “4.5 Innings Rule”;
• Bets on markets that are unequivocally determined will stand (example: bets on 1st inning total runs scored will remain settled as determined if the game gets called in the 3rd inning);
• All other markets (including but not limited to Run Line and Total Runs) will be void if not already unequivocally determined, unless a minimum of 7 innings are played, or 6.5 innings should the home team be leading at the commencement of the bottom of the 7th inning.
• The above listed rules will govern settlement of all scheduled 7 inning games, including any that are shortened after first pitch.

Action vs. Listed Pitchers

• When wagering on baseball Money Lines, you may choose to apply one of the following methods to each wager:
• Action: All Money Line wagers are defaulted to “Action” meaning all wagers struck will stand if a pitcher change occurs. Wagers will be honored at the odds at bet placement and settled as normal.
• One Specified Pitcher (Home Listed/Away Listed): A wager on or against one Listed Pitcher, regardless of the other Listed Pitcher. If the Listed Pitcher does not start, the wager is “No Action” and will be refunded.
• Both Specified Pitchers: A wager in which both Listed Pitchers must start the game. If both actual starting pitchers are not the ones listed on the wagering ticket, the wager will be deemed “No Action” and refunded.
• All other game markets are considered “Action” and wagers will remain open regardless of any personnel change.
• Listed Pitchers are not relevant to World Baseball markets and bets on such markets will stand regardless of whether any Listed Pitchers do in fact start. Should a game end in a tie, Money Line wagers will be graded as a push with all other markets settled as per the result.

Player Props

• For all MLB player markets, wagers will be void as per below (unless explicitly stated in market specific rules):
• Pitcher Markets: If the listed pitcher does not start the game.
• Batter Markets (Hits, Runs, etc.): if the listed player does not record a plate appearance.
• To Hit a Home Run & Home Run / Game Winner Parlay: Listed players must record at least 1 plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. Listed pitchers have no bearing on this market.
• Result of Plate Appearance: Listed players must record the relevant plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a player is substituted out of the game between plate appearances, bets on plate appearances that have already occurred will stand. However, bets on future plate appearance markets will be voided. For settlement purposes, hit by pitches (HBPs) will be settled as Walk/HBP. A fielder’s choice, catcher’s interference, or reach on error will all be ruled as an “other outcome.” A pitch must be thrown in the plate appearance for bets to be action. If no pitch is thrown in the plate appearance (i.e., the pitching team elects to intentionally walk the batter before any pitches are thrown) bets on the market will be void. This will not impact other markets affected by the result (i.e., the intentional walk results in an RBI for the batter).
• Plate Appearance Grouped: Listed players must record the relevant plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a player is substituted out of the game between plate appearances, bets on plate appearances that have already occurred will stand. However, bets on future plate appearance markets will be voided. For settlement purposes, hit by pitches (HBPs) will be settled as Walk/HBP. A fielder’s choice, catcher’s interference, or reach on error will all be ruled as an “other outcome.” A pitch must be thrown in the plate appearance for bets to be action. If no pitch is thrown in the plate appearance (i.e., the pitching team elects to intentionally walk the batter before any pitches are thrown) bets on the market will be void. This shall not however impact other markets which are impacted by the result (i.e., the intentional walk results in an RBI for the batter).  
• Batter to Reach Base: Settled on whether the batter will reach base (e.g. has scored or is safely standing on a base at the conclusion of the listed plate appearance). Winning selections include all home runs, and any other outcomes where the listed batter is not ruled out at the conclusion of the play. This includes hits, fielder’s choices, catcher’s interference, and reaches on errors. A pitch must be thrown for bets to action. If no pitch is thrown in the plate appearance, bets on the market will be void. 
• To Hit First Home Run: Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a non-listed player is ruled the winner, bets on listed qualified players are action. If no Home Runs are hit in the game, "No Home Run" will be deemed the winning selection.
• To Hit Next Home Run: Listed position players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. Once a player has recorded a plate appearance, wagers made on that player for all subsequent indices (Player to Hit 3rd Home Run, 4th Home Run, etc.) will stand regardless of the number of plate appearances that player ultimately records in the game. If no “Next Home Run” is hit, “No Xth Home Run” will be deemed the winning selection.
• Player to Record a Hit Markets: Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. Once a player has recorded a plate appearance, bets on all subsequent hits markets (2+ hits, 3+ hits, etc.) will stand regardless of the number of plate appearances that player ultimately records in the game.
• To Record Total Bases: Total Bases are recorded through hits. They do not include walks, HBPs, reach on errors, or fielder's choices.
• Player Total Strikeouts: Listed Pitcher must start for bets to stand. If the opposing Listed Pitcher does not start, then bets will still stand.
• Alternate Strikeouts: Listed Pitcher must start for bets to stand. If the opposing Listed Pitcher does not start, then bets will still stand.
• Pitcher Player Performance Doubles: Listed Pitcher must start for bets to stand. If the opposing Listed Pitcher does not start, then bets will still stand.
• Pitcher Outs: Listed Pitcher must start for bets to stand. If the opposing Listed Pitcher does not start, then bets will still stand.
• Pitcher Saves: Save markets will be action regardless of whether the Listed Pitcher(s) appear in the game or not.
• 1st Inning Strikeouts: A change to the status of either listed pitcher, or to either line-up, will have no bearing on the settlement of this market. For the “Each Starting Pitcher 1+ Strikeouts in the First Inning” market, strikeouts will only count if accrued by the pitchers that begin the game.
• Combined Strikeouts for Game: Both Listed Pitchers must start for bets to stand. Total number of strikeouts accrued within the game.   
• Combined Starting Pitcher Strikeouts for Game: Both Listed Pitchers must start for bets to stand. Total number of strikeouts starting pitchers accrue within the game.   
• Either Pitcher to Record X+ Strikeouts: Both Listed Pitchers must start for bets to stand.  
• Pitcher Earned Runs: Listed Pitcher must start for bets to stand.  
•  Each Team to Record 1+ Strikeouts in X Inning: A change to the status of either listed Pitcher, or to either lineup, will have no bearing on the settlement of this market. These markets refer to the 2nd Inning and beyond, where strikeouts accrued by all pitchers (not just those who begin the game) in the listed inning will count towards settlement.
• Each Team to Record 1+ Hit in X Inning: A change to the status of either listed Pitcher, or to either lineup, will have no bearing on the settlement of this market.
• Quality Start: Occurs when at least 6 innings are pitched allowing three or fewer earned runs. If a singular pitcher is listed in the market, that pitcher must individually accomplish the feat for bets to be winners. If the market lists the team’s name (e.g., Team X to pitch a Quality Start), rather than the name of an individual pitcher (e.g., Pitcher Y to pitch a Quality Start), then multiple pitchers may be used to accomplish the feat.   
• No Hitter: An official no-hit game occurs when a pitcher (or pitchers) allows no hits during the entire course of a game, which consists of at least nine innings (minimum 27 outs) thrown by the pitcher(s). If a singular pitcher is listed in the market, that pitcher must individually accomplish the feat for bets to be winners. If the market lists the team’s name (e.g., Team X to Combine for a No-Hitter), rather than the name of an individual pitcher (e.g., Pitcher Y to Throw a No-Hitter), then multiple pitchers may be used to accomplish the feat.    
• Perfect Game: For a Perfect Game, the pitcher(s) must comply with all requirements of the No-Hitter, but also not allow any baserunners to reach via reach via walk, HBP, uncaught third strikes, catcher’s or fielder’s interference, or fielding errors. If a singular pitcher is listed in the market, that pitcher must individually accomplish the feat for bets to be winners. If the market lists the team’s name (e.g., Team X to Combine for a Perfect Game), rather than the name of an individual pitcher (e.g., Pitcher Y to Throw a Perfect Game), then multiple pitchers may be used to accomplish the feat.    
• No Hits in First X Innings: When a pitcher (or pitchers) allow(s) no hits during the first X Innings of a game. If a singular pitcher is listed in the market, that pitcher must individually accomplish the feat for bets to be winners. If the market lists the team’s name (e.g., Team X to allow No Hits in First X Innings), rather than the name of an individual pitcher (e.g., Pitcher Y to allow No Hits in First X Innings), then multiple pitchers may be used to accomplish the feat.
• Player Performance Parlays: For pitchers, the listed pitcher must start for bets to stand. Bets will stand regardless of a change in status to the opposing listed pitcher. For batters, the listed player must record at least 1 plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. A change to the status of either listed pitcher will have no bearing on the settlement of any batter-specific player parlay.
• Result of First Pitch: Settled based on the first pitch thrown in the listed half inning. A change to the status of either listed pitcher, or to either line-up, will have no bearing on the settlement of this market. For settlement purposes, a reach on error, catcher’s interference, or a foul ball that results in an out will be ruled as an “other outcome.” Batted balls that result in the plate appearance ending (ex. hits/outs) will not be regarded as strikes for the purposes of settlement. If a pitcher or batter violation results in an automatic ball or strike to begin the at-bat, the market will be settled based off the outcome of the violation (e.g. if a pitcher violation results in an automatic ball to start the at-bat, ‘Ball’ will be settled as the winning selection).
• Method of First Hit: Settled based on the method by which the first hit of the game (for either team) occurs. A change to the status of either listed pitcher will have no bearing on the settlement of this market.
• Player to Record First Hit: Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a non-listed player is ruled the winner, bets on listed qualified players are action. If no hits are recorded in the game, “No First Hit” will be deemed the winning selection.   
• Player to Record First RBI: Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a non-listed player is ruled the winner, bets on listed qualified players are action. If no RBIs are recorded in the game, “No RBI” will be deemed the winning selection.    
• Player to Record First Run: Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a non-listed player is ruled the winner, bets on listed qualified players are action.   
• Player to Record First Stolen Base: Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void. If a non-listed player is ruled the winner, bets on listed qualified players are action. If no stolen bases are recorded in the game, “No Stolen Base” will be deemed the winning selection.
• Player to Hit First Home Run of Day: Listed players must be in the starting lineup for bets to have action. Any non-starters will be voided. Settlement will be determined on the time of day in which the first home run is hit, rather than the elapsed time/inning within an individual game.
• Player to Score the Last Run in Extra Innings on Winning Team: All-In Betting. Settled upon the player to score the last run in extra innings on the winning team.
• Player to Record the Last RBI in Extra Inning on Winning Team: All-In Betting. Settled upon the player to record the last RBI in extra innings on the winning team.
• Home Team Comes from Behind in Extra Innings to Win: for bets to be settled as winning wagers, the Home Team must trail from the 10th Inning onward and win the game.
• 3 Up, 3 Down: This occurs when only three batters come to the plate and record official plate appearances during the listed half-inning. It is possible for players to reach base and for a “3 Up, 3 Down” to still occur (e.g., Runner caught stealing, double play, etc.).
• 9 Up 9 Down: This occurs when only nine batters come to the plate and record official plate appearances during the first three innings. It is possible for players to reach base and for a “9 Up, 9 Down” to still occur (e.g., runner caught stealing, double play, etc.). This market relates only to the starting pitcher and that pitcher must individually accomplish the feat for bets to be winners. Listed Pitcher must start for bets to stand.
• Pitch Velocity: Pitch velocity markets will be settled according to official results as published by MLB's Statcast. Should a batter or pitcher violation occur before a pitch is thrown in the plate appearance, wagers will be settled based on the first pitch thrown following the violation. For starting pitcher velocity markets, the listed batter vs. pitcher matchup must occur for wagers to have action. For relief pitcher velocity markets, the listed batter vs. pitcher matchup must occur in the listed inning for wagers to have action.
• Pitches Per Plate Appearance: Automatic balls/strikes that result from pitcher/batter violations will count as pitches for settlement purposes.  A pitch must be thrown in the plate appearance for bets to be action. If no pitch is thrown in the plate appearance (i.e., the pitching team elect to intentionally walk the batter before any pitches are thrown) bets on the market will be void. Should the listed plate appearance not occur, bets on the market will be voided. For bets to have action, a plate appearance must occur to completion (e.g. if the batter is mid plate appearance and a third out occurs to end the inning, the market will only be settled off the pitches that are thrown in the official plate appearance that occurs to begin the next inning).
• Type of Pitch: Settled according to official results as charted and published by mlb.com play by play.   
• Pitch Caller: Settled based on the type and outcome of the first pitch thrown in the listed half-inning. A change to the Listed Pitcher will result in markets to be void. For settlement purposes, a reach on error, catcher’s interference, or a foul ball that results in an out will be ruled as “other outcome”. Batted balls that result in the plate appearance ending (e.g. hits/outs) will not be regarded as strikes for the purposes of settlement. If a pitcher or batter violation results in an automatic ball or strike to begin the at-bat, the market will be void.  
• Batted Ball Exit Velocity: Batted ball exit velocity markets will be settled according to official results as published by MLB's Statcast.
• Distance of Home Run: Distance of home run markets will be settled according to official results as published by MLB's Statcast.
• For Team to Hit the Longest Home Run, if home runs of equal distance occur, all bets will be void.  
• Hit Distance/Distance Ball Travelled: Distance will be settled according to official results as published by MLB’s Statcast.  
• Team with More Runners Left on Base: Settled as number of players left on base at the end of each inning. If teams have the same number of runners left on base, selections will be void.    
• Team Total Sacrifice Flies: Settled upon the number of flyballs hit that allow a runner to score as credited per mlb.com play by play.   
• To Hit for Team Cycle: Team to record a single, double, triple, home run within the same game.   
• Back to Back Home Runs:  Settled upon home runs being hit in consecutive plate appearances.   
• Hits + Runs + RBIs: Combination market settled upon an individual player’s hits + runs + RBIs. Listed players must record at least one plate appearance for bets to stand. If listed players do not record a plate appearance, bets on that player will be void.  
• Half Inning Specials:   
• Team Cycle: Occurs when a team records a single, double, triple, and home run within the listed half-inning.  
• Double Play: Occurs when two outs are recorded on the same defensive play within the listed half-inning.  
• Triple Play: Occurs when three outs are recorded on the same defensive play within the listed half-inning.  
• Walk/HBP: For settlement purposes, hit by pitches (HBPs) will be settled as Walk/HBP. If the only walk recorded in the listed half-inning is a no-pitch intentional walk, selection will be deemed void. Batters to the Plate: Settled upon the number of official plate appearances recorded during the listed half-inning.  
• Bases Loaded: Settled upon runners being on first, second, and third base simultaneously within the listed half-inning.  
• Pitches Thrown: Automatic balls/strikes that result from pitcher/batter violations will count as pitches.  
• Method of First/Next Out: Settled upon mlb.com play by play within the provided selections (Strikeout, Groundout, Flyout/Lineout, Any Other Recorded Out). “Any Other Recorded Out” encompasses all additional ways to record an out not listed as a selection option. Flyouts, Lineouts, and Pop Outs, including batted balls determined to be Infield Fly's, will be deemed the same for settlement purposes. In the case of a walk-off (or any other situation where three outs in an inning do not occur), remaining markets will be void.  
• Method of Last Out: Settled upon mlb.com play by play within the provided selections (Strikeout, Groundout, Flyout/Lineout, Any Other Recorded Out) “Any Other Recorded Out” encompasses all additional ways to record an out not listed as a selection option. Flyouts, Lineouts, and Pop Outs, including batted balls determined to be Infield Fly's, will be deemed the same for settlement purposes.
• Player to Make Next Defensive Out: Settled upon mlb.com play by play as to which fielder is credited with a putout upon the play.

Futures Markets + Other Specials

• MLB Award Markets: If an award is shared by two players (e.g., Cy Young, World Series MVP) dead-heat rules will apply. For bets to have action in the Regular Season MVP and Cy Young Markets, players must record at least one MLB regular season plate appearance and pitchers must face at least one MLB hitter, in a listed league game. All other MLB Awards Markets (including Post-Season Awards) are deemed all-in.
• Regular Season Player Totals (Over/Under): Batters must record at least one MLB regular season plate appearance and pitchers must face at least one MLB hitter during the regular season for bets to have action. Should these requirements not be met, wagers will be voided.
• Regular Season Player Totals (Head-to-Head and Combined): In a market where two players are listed, both batters must record at least one MLB regular season plate appearance and both pitchers must face at least one MLB hitter during the regular season for bets to be action.  
• Regular Season Statistical Leaders: Batters must record at least one MLB plate appearance and pitchers must face at least one MLB hitter during the regular season for bets to be action. Should these requirements not be met, bets will be voided. Dead-heat rules apply if multiple players tie for the league lead.
• Regular Season Win Totals: A team must play at least 98% of games originally scheduled (as of Opening Day of the regular season) for bets to stand, unless the outcome has previously been unequivocally determined. For example, in a shortened 60 game season, at least 59 games must be played for bets to stand (unless previously unequivocally determined). In a 162 game season, 159 games must be played for bets to stand (unless previously unequivocally determined).
• Regular Season Specials: All other regular season specials, unless otherwise stated, will be settled should teams play at least 50% of regular season games originally scheduled (as of Opening Day of the regular season). In the event that less than 50% of regular season games are played (as scheduled on Opening Day of the regular season), all regular season specials bets (unless otherwise stated) will be void regardless of if they have been determined or not. Where a specified player is listed under a market pertaining to a certain league/team, he will be deemed a player in that league/team for the purpose of the result regardless of any inter-league/team trade which may occur.
• For example, if 15 games are scheduled on a given day, and one of the games was postponed/rescheduled to another date due to weather, markets that were unequivocally decided would be settled (e.g., “Will Any Player Hit a Grand Slam” would be settled if a Grand Slam was hit in one of the other games). However, markets affected by the postponement would be voided (e.g., “1+ Home Runs to be Hit in All Games” or “All Teams to Score 2+ Runs").
• Daily Strikeout Specials: For head-to-head strikeout matchups, both listed pitchers must start the game for bets on the matchup to stand. If the two listed pitchers record the same number of strikeouts, bets on the matchup will be voided. For daily specials about which listed pitcher will record the most strikeouts on a given day, bets on any listed pitcher that does not start will be voided, and dead-heat rules will apply if multiple starting pitchers tie for the daily lead.
• Daily Strikeout Leader: Bets on any listed pitcher that does not start will be voided, and dead-heat rules will apply if multiple starting pitchers tie for the daily lead among those listed.
• Regular Season Series Winner: Games must be played within the originally scheduled series dates to be counted towards series settlement. Series bets will be void if affected by postponed/rescheduled games that take place after the originally scheduled series end date unless the outcome has been unequivocally determined prior to the interruption of the series. For series’ scheduled to be an even number of games (e.g. a four game series), either two-way betting or three-way betting (with “Series Tied” as a third possible selection) may be available. If two-way betting is available, bets on that market will be void if the teams split the series. If three-way betting is available, bets on the “Series Tied” option will be ruled as winners if the teams split the series.
• Post Season Statistical Leader Specials: Dead-heat rules apply if multiple players tie for the lead of a statistical category (e.g., “Player to Record Most Hits”, “Player to Record Most Home Runs”, etc.) Batters must record at least one MLB plate appearance and pitchers must face at least one MLB hitter during the listed timeframe for bets to have action. Should these requirements not be met, bets will be voided.
• Live Specials: An official no-hit game occurs when a pitcher (or pitchers) allows no hits during the entire course of a game, which consists of at least nine innings (minimum 27 outs) thrown by the pitcher(s). For a perfect game, the pitcher(s) must comply with all requirements of the no-hitter, but also not allow any baserunners to reach via walk, HBP, uncaught third strikes, catcher’s or fielder’s interference, or fielding errors. No-hitters and perfect games will be settled regardless of the number of pitchers used by the relevant team. For live pitcher specials, all bets will stand if the listed pitcher starts the game. For live batter specials, all bets will stand if the listed player records at least one plate appearance in the game.
• World Series, League and Division Winners markets will all be settled in accordance with the official MLB ruling regardless of season length.
• Best Record/Worst Record: Market is based on which team finishes the regular season with the best or worst winning percentage. In the event that multiple teams tie, dead heat rules apply.  
• Team to Earn X Seed: Market is based on which team earns the listed postseason seed at the completion of the regular season. Official MLB tiebreakers apply; only one winner is possible in each market.  
• Team to Earn First Round Bye: Market is based on whether a team earns a top 2 seed in its league, earning a Bye in the Wild Card Round. There will be two winning selections in each market, for each league.
• Division Exact Finishing Order: Ties between playoff-qualifying teams will be determined in accordance with MLB Playoff tiebreaker rules. For ties between non-playoff qualifying teams, the ties will be broken in the following order: (1) head-to-head record, (2) intra-division record, (3) overall run differential.
• All outright markets include playoffs where applicable.
• Any player statistic (e.g., Home Runs, Total Bases, RBI’s, Runs Scored, etc.) accumulated during a potential Home Run Derby tiebreaker scenario will not be considered for settlement, unless specifically stated otherwise. All game markets will be settled after 9 innings of play, apart from the Moneyline market and those markets that specifically address events in a potential tiebreaker scenario.
• All wagers are graded based on the official results published by mlb.com.
• Wagers relating to home run distances will be resulted according to the figures provided by MLB’s Statcast.
• Player Match Bets: If two contestants are eliminated in the same stage of the competition, bets on which player will advance further will be void.
• First Swing Markets; Settled on the result of the first pitch swung upon by the batter.
• The official draft results on mlb.com will be used for settlement purposes.
• For over/under draft position markets under means the player is chosen with a pick that is less than the designated number and over would be after that designated number, for example a market of ‘Player A over/under draft position 3.5’, if Player A is picked with the second pick of the draft than under bets would win and over bets lose.

Overview of Specific Major League Baseball Markets

• Please note that all below rulings are specific to MLB games scheduled to be 9 innings in length. For rules relating to games scheduled to be 7 innings in length, please reference the section above entitled, “General Rules.”
• Money Line: Money Line markets will be settled as per the 4.5 Innings Rule.
• Run Line Markets: Settled as per the 8.5 Innings Rule.
• Total Runs Markets: Settled as per the 8.5 Innings Rule except for when a result has already been unequivocally determined.
• Double Result: Settled based on the score at the end of the 5th inning plus the final score as per the 8.5 Innings rule.
• Tri-Bet Markets: Settled as per the 8.5 Innings Rule.
• Odd/Even Markets: Settled as per the 8.5 Innings Rule. In the event a result of zero is arrived at, that shall be considered an even number for settlement purposes.
• Winning Margin Markets: Settled as per the 8.5 Innings Rule.
• Team to Score First Markets: Settled on the first run of the game (irrespective of whether or not a full game, or a certain number of innings, have been completed). When packaged in a parlay, the 8.5 Innings Rule applies. Includes extra innings.
• Team to Score Last Markets: Settled as per the 8.5 Innings Rule. Includes extra innings.
• Highest Scoring Half of Game: Inclusive of extra innings, settled as per the 8.5 Innings Rule. For the purposes of this rule, the first “half” of a game shall be deemed to be the first 5 innings and the second “half” shall be deemed to be all other innings which take place during the game (including additional innings). For example, if 11 innings are played, the first “half” of the game shall be deemed to be the first 5 innings and the second “half” of the game shall be deemed to be the last 6 innings.
• Highest Scoring Inning: Settled as per the 8.5 Innings Rule. Dead heat rules apply in the event of a tie. Should the highest scoring inning occur in extra innings, innings 1-9 will be considered losers.
• Inning of First / Last Score: Settled as per the 8.5 Innings Rule (unless, in the case of the first score, the result has already been unequivocally determined). Should the first or last score occur in an extra inning, innings 1-9 will be considered losers.
• Inning / Half Inning Markets: The relevant inning or half inning of the game must be fully completed for bets to stand (unless, in the case of a total runs market, the result has already been unequivocally determined).
• Innings Correct Score: Settled based only on runs scored in that specific inning. For example, if entering the 5th Inning, “Team A” leads “Team B” 3-2 and both teams fail to score a run in the 5th inning, “0-0” would be correctly settled as the winning selection.
• 3 / 5 / 7 Inning Markets: The specified number of innings must be completed for bets to stand (unless the home team holds the lead and the bottom of the inning would not change the result for team specific markets).
• 1st Half Markets: Settled following the completion of 5 Innings. The 4.5 Innings Rule applies for shortened games where the results of markets have already been fully determined. If a game has extra innings, 1st Half Markets will be settled off the 1st 5 innings result.
• Lead After / Race To Markets: Settled based on the score at the end of the specified period or once the required number of runs have been scored (as applicable).
• Team Most Hits Markets: Settled as per the 8.5 Innings Rule. In the case of specific Inning / half Inning markets, the stated period must have been completed for bets to stand unless the result has already been unequivocally determined. 2+ Hits in the First Inning: “Yes” will be settled as the winning selection should the two teams combine to record 2 or more hits in the first inning of play.
• For settlement purposes, the team listed second in the event name is considered to be the home team (even if the game takes place at a neutral venue). Example: “Team A v Team B” or “Team A at Team B”, Team B is the home team.

Overview of Specific NCAA Baseball Markets

• NCAA Baseball Regular Season Win Totals: A team must play at least 95% of games originally scheduled (as of Opening Day of the regular season) for bets to stand, unless the outcome has previously been unequivocally determined. For example, in a shortened 60 game season, at least 58 games must be played for bets to stand (unless previously unequivocally determined). The occurrence of 7 inning games has no bearing on this market. Conference tournament games are not included in the regular season.  
• NCAA Player Awards (e.g. Golden Spikes Award, College World Series Most Outstanding Player): All bets are action. If an award is shared by two players, dead-heat rules will apply.  
• Regular Season Player Totals (Over/Under): Batters must record at least one NCAA regular season plate appearance and pitchers must face at least one NCAA hitter during the regular season for bets to have action. Should these requirements not be met, wagers will be voided. 

Sport Rules - NBA, NCAA and WNBA Basketball

• Wager settlement is based solely on results and statistics provided by the relevant league's governing body (www.nba.com, www.ncaa.com, http://www.wnba.com) and their official data supplier.
• For settlement purposes, the team listed second in the event name is considered the Home Team, even if the game takes place at a neutral venue. Example: “Team A v Team B” or “Team A @ Team B” - Team B is the Home Team.
• Should play be suspended in any NBA game and subsequently not fully completed (48 minutes played) within 24 hours of the original scheduled start time, all wagers will be void unless the outcome of a specific market/selection has already been pre-determined. If the event is not completed within 24 hours and/or not completed at all, but the governing body declares a winner, wagers will still remain voided unless pre-determined.
• Should play be suspended in any Men’s or Women’s NCAA game and subsequently not fully completed (40 minutes played) within 24 hours of the original scheduled start time, all wagers will be void unless the outcome of a specific market/selection has already been pre-determined. If the event is not completed within 24 hours and/or not completed at all, but the governing body declares a winner, wagers will still remain voided unless pre-determined.
• In the event that a game does not begin on the scheduled start date and is postponed (using time-zone of the original scheduled venue), all wagers will be void.
• Should a game’s scheduled venue be changed, all wagers placed prior to the notification of the change will be void.
• The void rule applies for all markets where a draw/tie price is not offered.
• Overtime counts for all markets unless otherwise stated.
• For overtime specific markets (e.g. markets specific to just the overtime period), unless otherwise stated markets will be settled of the 1st overtime period only.
• All outright markets, unless otherwise stated, include playoffs. Any official governing organization tie-breaks where applicable are included in settlement.
• Where a season or tournament is unexpectedly shortened all futures markets/bets will be settled in accordance with the official ruling of the relevant governing body so long as the ruling is made within 90 days after the scheduled completion date; or unless the outcome has unequivocally been determined prior to the interruption of the season.

Overview of Specific Markets - NBA, NCAA and WNBA Basketball

• Quarter/Half Markets: The entire period of play must be completed for bets to stand.
• Quarter Markets: Resulted on score for relevant quarter - overtime does not count.
• Second Half Markets: Resulted on score for second half, inclusive of overtime.
• Double Result (Halftime/Fulltime): Resulted on score at half time and full time.
• Home team/Away team total points: Resulted on score at the end of the game, inclusive of overtime.
• ‘Race To x’ Markets: Resulted on the team to achieve the specified total in the specified period first. A ‘neither’ selection is offered.
• Highest Scoring Half: For settlement purposes, the second half is inclusive of overtime.
• Series Markets: A series must come to a natural conclusion for bets to stand.
• Last point market: is settled on last point in regulation time.
• Margin Markets: Resulted on final score, inclusive of overtime.
• Tri-Bet Markets: Resulted on final score, inclusive of overtime.
• Team Threes Made: Resulted on how many 3 Point Field Goals each team makes. This market does not include overtime.
• In-Season Tournament Markets: All Group Winner markets are resulted upon the team that wins their group and advances to the Knockout Round - Wild Card Teams are not included. The In-Season Tournament Winner will be resulted on which team received the NBA Cup Trophy.
• Regular Season Wins (NBA): For wagers to be action, teams must complete 80 scheduled regular season games. As per the NBA’s In-Season Tournament rules, all Group Play and Knockout Round games played within the In-Season Tournament will contribute to a teams’ regular season Win/Loss record, however, the In-Season Tournament Final (Championship Match) outcome will be excluded from the participating teams’ regular season Win/Loss record. Should a team not complete the required number of games, all wagers on regular season win markets will be void, unless the result is already pre-determined, prior to an interruption or shortening of the season.
• Regular Season Wins (NCAA): A team must play at least 90% of originally scheduled games for bets to stand, unless the outcome has previously been unequivocally determined. Pre-season, exhibition, and post-season games (including conference and post-season tournaments) do not count towards a team's regular season win total.
• Conference Regular Season Winner (NCAA): If an unquoted selection wins, all bets will be void. If multiple teams are deemed co-regular season champions, bets will be settled based on the team who is awarded the top conference seed.
• Conference Regular Season Exact Finishing Order (NCAA): If teams are tied in the regular season standings, bets will be settled based on conference tournament seeding.
• Team Match Bets: Resulted on team with the most season wins or which has advanced furthest for tournament/playoff team match bets.
• Stage of Elimination (NCAA): For the tournament-winning team, all bets will be void.
• Team to Advance Furthest (NCAA)- Match Bets: If both teams are eliminated in the same round, bets on the market will be void.
• Tournament Head-to-Head Wins (NCAA): If both selections accrue the same number of wins, bets on the market will be void.
• Team to Go Undefeated (NCAA): Unless otherwise stated, this refers to the entire regular season and all post-season play.
• Team Seeding (NCAA): For over/under markets on team seeding, under refers to a seed that is less than the designated number and over refers to a seed greater than that designated number. For example, for a market of “Team A’s tournament seed over/under 3.5”, if Team A receives a 2 seed, then under bets would win and over bets lose.
• Team to Make the NCAA Tournament: Teams must be included in the final 68-team field to be deemed winners.
• Wire to Wire: These markets are offered for a given team to be leading a game at the end of each quarter of that game. Provided the selected team leads at the end of each quarter, the relevant bet will be successful even if, during any such quarter, the selected team temporarily ceases to lead the scoring. ‘Any Other Selection’ will be deemed the winner if either team does not lead the game after each quarter.
• To Make/Miss the Playoffs (NBA): Settled on the teams that make the final top 8 in each Conference, after the conclusion of any play-in games or tiebreakers. If the number of teams that make the postseason changes during the season, bets will be void.
• To Make the Play-In Tournament (NBA): Settled on the teams that have the 7th through 10th highest winning percentages in each conference and take part in the NBA’s official Play-In Tournament. As per the NBA’s In-Season Tournament rules, all Group Play and Knockout Round games played within the In-Season Tournament will contribute to a teams’ regular season Win/Loss record, however, the In-Season Tournament Final (Championship match) outcome will be excluded from the participating teams’ regular season Win/Loss record. Should the playoff format be changed during the season, all bets will be void.
• Most Regular Season Wins/Losses (NBA): For wagers to be action, all teams must complete 80 scheduled regular season games. As per the NBA’s In-Season Tournament rules, all Group Play and Knockout Round games played within the In-Season Tournament will contribute to a teams’ regular season Win/Loss record, however, the In-Season Tournament Final (Championship match) outcome will be excluded from the participating teams’ regular season Win/Loss record. Should a team not complete the required number of games, all wagers on regular season win markets will be void. In the case two or more teams tie, dead heat rules apply.
• NBA Regular Season Specials: Should a team not complete the required number of games to constitute a full and official season as defined by the NBA, all outstanding wagers on regular season special markets will be void.
• Draft Props: The official NBA Draft website will be used for settlement purposes (a player’s position, school, height, etc.).
• Draft Position: For over/under type markets, if a player is undrafted, the “Over” will be deemed the winner.
• Number X Overall Pick: Bets will be settled according to the official draft position as the pick is made, irrespective of any trades made following the announcement of the pick.
• 2 or More 3 Point FGs Made in the First 3 Minutes (“3x2”): All markers referring to a set time period (such as “First 3 minutes”) will be settled according to the official nba.com/ncaa.com play-by-play data to determine the timing of any relevant events or recorded statistics.
• Player Award Markets: All bets are action unless the award is not assigned to any individual. Dead Heat Rules Apply.
• NCAA Player Futures (e.g. John R. Wooden Award Winner, Tournament Most Outstanding Player): All bets are action.

Player Props - NBA, NCAA and WNBA Basketball

• First Basket Markets: Resulted on the first score of the game, inclusive of free throws, as per official NBA/NCAA box score. Should a player listed not start the game, all bets on the player selected will be void (otherwise betting is all-in). In the event of a tie at the end of the first quarter, First Basket / First Quarter Double bets are resulted as a loss.
• The First Team Basket: Scorer will be resulted on the first scorer from each team; Should a player listed not start the game, all bets on the player selected will be void (otherwise betting is all-in).
• Player Performance Markets: All bets stand once a player takes the court, irrespective of game time played. All totals are inclusive of overtime. Should a player not take any part, all bets will be void.
• Player Performance Markets offered in-play/during half time: Bets on this market refer to the quoted statistic recorded by a named player for the whole game (including overtime). If a player doesn’t see any game time, then all bets on that player will be void.
• Player Related Quick Duration Markets: These markets include Floor General, Method of Basket, Quarter Props and quarter Prop Parlay. A Player must take the court (for any duration of time) within the specified interval for bets to have action. For Floor General, both players must take the court (for any duration of time) within the specified interval for bets to have action.
• Player Match Bets: Bets on this market refer to the quoted statistic recorded by a named player by the end of a match (including overtime). If one of the players doesn’t see any game time, then all bets on that market will be void.
• Method of First Basket: All Rules relating to “First Basket Markets” apply. The market will be settled according to the official nba.com/ncaa.com play by play description.
• Method of Basket Markets: “Player X - Other” selections encompass all two-point field goals which are not designated as a layup or dunk in official NBA play-by-play data.
• Slam Dunk Markets: Any market referencing slam dunks will be settled according to nba.com/ncaa.com play-by-play classification of all scoring plays.
• Game Props: Player most points/rebounds/assists/etc.: Bets placed on this market will be settled on the player who makes the most of the relevant quoted statistic. In case two or more players tie, dead heat rules apply. Should a player listed not take part in the game, all bets on the player selected will be void. Otherwise, all bets are action. Bets are All-In, meaning should a player not listed in the market make the most of the relevant quoted statistic, then all bets shall be settled as a loss.
• Daily Props: Player most points/rebounds/assists/etc.: Bets placed on this market will be settled on the player who makes the most of the relevant quoted statistic. In case two or more players tie, dead heat rules apply. All games scheduled for that date must be completed for bets to stand. Should a player listed not take part in the game, all bets on the player selected will be void otherwise all bets are action. Bets will be settled on the basis of listed players only.
• Daily Team Props: Highest/Lowest Scoring Team or Game: All games scheduled for that date must be completed for bets to stand. In case two or more teams tie, dead heat rules apply.
• Playoff Series Props: Player most points/rebounds/assists/etc., player match bets and player props: A series must come to a natural conclusion for bets to stand. Overtime counts for settlement purposes. In case two or more players tie, dead heat rules apply. A Player listed must take part in at least one game in the series for bets to be action. If a player does not take the court during at least one game, all bets on the player selected will be void (and in the case of a 2-player matchbet, all bets on the market will be void)
• Playoff Series Props: Player most points/rebounds/assists/etc., player match bets and player props: A series must come to a natural conclusion for bets to stand. Overtime counts for settlement purposes. In case two or more players tie, dead heat rules apply. A Player listed must take part in at least one game in the series for bets to be action. If a player does not take the court during at least one game, all bets on the player selected will be void (and in the case of a 2-player matchbet, all bets on the market will be void).
• Regular Season Props (NBA): Player most points/rebounds/assists/etc. or highest points/rebounds/assists/etc. average: Bets placed on this market will be settled on the player who makes the most of the relevant quoted statistic at the end of the competition excluding statistics recorded in the In-Season Tournament Final (Championship Game) or the postseason playoffs, unless otherwise stated. In case two or more players tie, dead heat rules apply. For NBA Regular Season League Leaders, a player must play 70% of their team’s games (58 in 82-game season) or remained the leader, had a player participated in the required number of games with their category total at seasons end, as defined by the NBA (i.e., The league leader may be settled as the player who would have led the league in category had he played the required category total). For example, if Player A played 56 games and scored 1,590 points (1590/56 = 28.4 ppg.), Player A could still qualify for the league lead if his average with the same point total (1,590) over 58 games was higher than any other player (1590/58 = 27.4 ppg.). Bets are All-In.

Sport Rules - Euro/Other Basketball

• The rules in this section (and sections 5.4, 5.5 and 5.6) apply to FIBA tournaments, European, Australian, Central American, South American, African, Asian Basketball Competitions, as well as The Basketball Tournament, Big3 Basketball & any other basketball.
• Bets will be settled according to the result declared by the relevant governing body at the end of the match (including any overtime played). In the absence of consistent, independent evidence or in the presence of significant conflicting evidence, bets will be settled based on our own statistics.
• Should play be suspended in any game and subsequently not fully completed within 48 hours of the original scheduled start time, all wagers will be void unless the outcome of a specific market or selection has already been pre-determined. If the event is not completed within 48 hours and/or not completed at all, but the governing body declares a winner, wagers will still remain voided unless pre-determined.
• Should a match be abandoned, all markets will be voided unless the outcome has been unequivocally decided.
• In the event that a game does not begin on the scheduled start date and is postponed (using time-zone of the original scheduled venue) all wagers will be void unless the game is played within 48 hours.
• In the event that a match finishes in a tie and overtime isn’t played, Match betting and Normal Time Match Betting (2 way) will be settled as void. Will there be Overtime markets will be settled as Yes.
• In the event that a match does not finish in a tie, but overtime is played for qualification purposes, such as in a two leg (home-and-away) total points series, the markets will be settled according to Section 5.5 ‘Overview of Specific Markets - Euro/Other Basketball’, as stated, below.
• All outright markets, unless otherwise stated, include playoffs and any official governing organization tie-breaks where applicable.

Overview of Specific Markets - Euro/Other Basketball

• Match betting, total points, point spread (handicap) betting & odd/even: Resulted on score at the end of the game, inclusive of overtime.
• Quarter/Half Markets: The entire period/half of play must be completed for bets to stand.
• Second Half Markets: Resulted on score for second half - overtime does not count.
• Highest Scoring Markets: These markets are settled at the conclusion of regular time. Overtime does not count. In case two or more quarters/halves have an equal highest score, it is considered a Dead-heat, and the market will declare the tied quarters/halves as winners. If the match is abandoned before the conclusion of regular time, the market will be deemed void.
• Will there be overtime?: Market will be settled as yes if, at the end of regular time, the match finishes in a draw, regardless of whether or not overtime is played.
• Double Result (Halftime/Fulltime): Resulted on score at half time and full time, (exclusive of overtime).
• Race To x’ Markets: Resulted on the team to achieve the specified total in the specified period first. A ‘neither’ selection is offered. Overtime doesn’t count for these markets.
• Last point market: Is settled on last point at the end of the game, inclusive of overtime.

Player Props - Euro/Other Basketball

• First Basket Markets: Resulted on the first score of the game, inclusive of free throws, as per official box score provided by the relevant leagues governing body. Should a player listed not start the game, all bets on the player selected will be void (otherwise betting is all-in). In the event of a tie at the end of the first quarter, First Basket / First Quarter Double bets are resulted as a loss.
• The First Team Basket: Scorer will be resulted on the first scorer from each team; should a player listed not start the game, all bets on the player selected will be void (otherwise betting is all-in). Bets will result by the play by play information provided from the relevant leagues governing body.
• Player Performance Markets: All bets stand once a player takes the court, irrespective of game time played. All totals are inclusive of overtime. If one of the players doesn’t see any game time, then all bets on that market will be void.
• Player Performance Markets offered in-play/during half time: Bets on this market refer to the quoted statistic recorded by a named player for the whole match (including overtime). If a player doesn’t see any game time, then all bets on that player will be void.
• Player index rating markets: Bets will be settled according to the result declared by the relevant governing body at the end of the match (including any overtime played). http://www.euroleague.net/, http://www.fiba.com/, http://www.fibaeurope.com/, http://www.acb.com/. If one of the players doesn’t see any game time, then all bets on that market will be void.
• Team: Player most points/rebounds/assists: Bets placed on this market will be settled on the player who makes the most of the relevant quoted statistic. In case two or more players tie dead heat rules apply.
• Competition: Player most points/rebounds/assists: Bets placed on this market will be settled on the player who makes the most of the relevant quoted statistic at the end of the competition excluding playoffs, unless otherwise stated. In case two or more players tie dead heat rules apply. Rule 4 deduction won’t apply.
• Series Points, Rebounds, Assists, Steals and Blocks match bet: A series must come to a natural conclusion for bets to stand. Overtime counts for settlement purposes. In case two or more players tie, dead heat rules apply.

Boxing and Mixed Martial Arts

• Results will be based on the official result at ringside with the exception of a technical draw (the rules for which are set out in the “Technical Decision / Draw” section below).
• Results are not official for betting purposes until verified by officials at the fighting venue. If for some reason official verification does not occur at the fighting venue, then (and only then) will reference will be made to www.boxrec.com for settlement purposes. Should an official or unofficial sanctioning body overturn a fight decision based on an appeal, suspension, lawsuit, drug testing result or any other fighter sanction, this will not be recognized for betting purposes.
• Should a contest be postponed, bets will stand if the rescheduled event occurs within 48 hours. Otherwise, all bets in relation to the contest will be void.
• In the event of a 'no contest' being declared, all bets will be made void, with the exception of selections where the outcome has already been unequivocally determined.
• Should there be a substitution for one of the boxers, bets on the original contest will be void, except in a tournament based competition where the equivalent of a Tattersalls Rule 4 deduction may apply (see Prize Fighter below)
• Should there be a change in the manner in which a contest is advertised (e.g. a contest changes from a title fight to a non-title fight) bets will stand.
• Match Betting markets where no draw selection is offered will be made void if the match ends in a draw.
• In fights where the scheduled number of rounds changes, all bets will stand unless the result would be automatically determined by the change in the number of rounds (in which case, such bets will be voided). For example, if a fight gets changed from a 12 to a 10 round fight, bets on rounds 11 and 12 will be void.
• All fights timed for December 31st are potential unconfirmed fights, if the fight doesn't take place by this date then all bets will be void.
• This market is defined as betting on the round/rounds in which the result of the fight will be determined, it is not betting on named fighters to win the round/rounds on the judge’s scorecards.
• If a boxer withdraws during the period between rounds, the fight is deemed to have ended in the previous round.
• The bell will signal the end of a round and the bell being sounded again will signal the start of the next round. Therefore, a boxer who withdraws after the bell is sounded to signal the start of the next round will be deemed to have lost in that round, even if there's no competitive action in that round.
• Where a boxer fails to answer the bell for the next round, his opponent shall be deemed to have won the contest in the previous round.
• Subject to the following rule, should, for any reason, the scheduled number of rounds be changed before the commencement of the contest, all round by round bets will stand.
• Notwithstanding the above rule, should, for any reason, the scheduled number of rounds be decreased before the commencement of the contest, all round by round bets on the dropped rounds will be void. Bets on all the remaining rounds will stand.
• Where a contest finishes before the completion of the scheduled number of rounds and, for any reason, the winner is decided by the judges' scorecards (technical decision/technical draw) then all round bets will be deemed losers.
• If the contest goes to the scorecards, then all round bets will be deemed losers.
• Where a contest finishes before the scheduled number of rounds due to an accidental injury and the winner is not determined by the judges’ scorecards, all bets will be void.
• For “Total Rounds” settlement purposes, 1 minute and 30 seconds will represent half a round. For example, for a bet on “Over 10.5 rounds” to be a winner, the fight must last beyond 1 minute and 30 seconds in round 11. If the number of rounds for a fight is changed after this market has been set then all bets on this market will be void.
• For “Will the Fight Go the Distance” (or similarly titled) markets, should the scheduled number of rounds change, this market will be made void. In the event of a technical decision, for settlement purposes, the fight will have been deemed NOT to have gone the distance (i.e. the scheduled number of rounds).
• A knockout (KO) occurs when the boxer does not stand up after a ten count. Technical knockouts (TKO) occur when a boxer is knocked down three times within the same round and the fight is stopped or where the referee steps in to stop the fight when it is decided that a fighter cannot safely continue. If a fighter fails to answer a bell for the next round then this will also be deemed a TKO. For betting purposes, KO/TKO options also include disqualification and retirement.
• If a fight is scheduled for more than four rounds and, after four rounds, an accidental foul occurs which causes an injury (further to which the referee stops the fight), the fight will be deemed to have resulted in a technical decision in favor of the boxer who is ahead on the scorecards at the time the fight is stopped (and all markets on the fight will stand).
• If the accidental injury / technical decision occurs during the first 4 rounds, all bets will be made void UNLESS the result of the relevant market has already been unequivocally determined or if the judges’ scorecards are used to determine an official winner at ringside.
• If an intentional foul causes an injury and the injury results in the fight being stopped in a later round: (i) the injured boxer will be deemed to have won by technical decision if he is ahead on the scorecards and (ii) the fight will result in a 'technical draw' if the injured boxer is behind or even on the score cards (and, for settlement purposes, the result of the fight will be deemed to be a draw).
• For betting purposes, betting on rounds or a group of rounds is for a fighter to win by KO, TKO, disqualification or due to the other fighter retiring during that round or group of rounds. In the event of a technical decision before the end of the fight, all round bets will be deemed to be losers.
• For settlement purposes, a knockdown is defined as a fighter being KO'd or receiving a mandatory eight count (anything deemed a slip by the referee will not count).
• Match bets will be settled on the result announced in the ring. If any result is announced incorrectly at ringside but is subsequently corrected then bets will be settled based on the corrected winner.
• Outright bets will be settled based on the winning boxer who lifts the trophy. If a substitute is introduced during the tournament, all outright bets will stand and an outright price will be quoted for the new boxer. All outright bets on boxers who withdraw during the tournament due to injury or cuts (having fought on the card) will be deemed to be losing bets.
• Outright bets will be void on any named boxer who does not start the tournament. This rule does not apply to the reserve fighters.
• “Either reserve” (or similar) may be listed as a selection for any Prizefighter tournaments. These selections are priced on a compete or not basis and, accordingly, all bets on these selections will stand whether or not a reserve fighter competes.
• The equivalent of a Tattersall’s rule 4 deduction may be applied to any outright bet where a named fighter is withdrawn before the start of the tournament (and an additional contender added).
• All Markets below will be resulted against data received from CompuBox at the point of settlement.
• Total Punches Thrown
• Total Punches Landed
• Total Jabs Thrown
• Total Jabs Landed
• Total Power Punches Thrown
• Total Power Punches Landed
• Total Body Punches Landed
• Most Punches Thrown
• Most Punches Landed
• Most Power Punches Landed
• Most Jabs Landed
• Most Body Punches Landed
• Any other markets/selections composed of punches, jabs or power punches.
• In the event of a tie on a market where a draw selection is not offered, bets will be void.
• In the event of a tie on a leg within a selection (e.g. Most Punches, Jabs & Power Punches & both fighters throw x Jabs), bets on that selection will be settled as losers.
• Thrown Punches: A Thrown Punch is any punch attempt at the scoring area of an opponent. Scoring area consists of the head and torso.
• Jab: Straight punch with the fighter’s lead hand.
• Power Punch: Any non-jab punch such as uppercuts, crosses and hooks.
• Landed Punches - A Landed Punch is a punch that lands inside the scoring area. A landed punch can be a deflected punch as well as a direct hit, providing that ultimately it connects to the scoring area.
• Head/Body Punch Landed: Jabs and Power Punches categorized based on where in the scoring area the punch landed.

Mixed Martial Arts

• Unless otherwise stated below, bets will be settled on the official result announced in the octagon. Subsequent appeals/amendments do not affect settlement (unless the amendment was made due to human error when announcing the result).
• In the event of a 'no contest' being declared, all bets will be made void, except for selections where the outcome has already been unequivocally determined.
• Should there be a substitution for one of the fighters, bets on the original contest will be void.
• If a fight is changed from 3 rounds to 5 rounds or from 5 rounds to 3 rounds, Match Betting bets will stand but all other markets will be voided.
• All fights timed for December 31st are potential unconfirmed fights, and if the fight doesn't take place by this date then all bets will be void.
• Unless otherwise specified, a Decision victory does not count towards a winning selection on bets including ‘Round 3’ (3 Round Fight) or ‘Round 5’ (5 Round Fight).
• In relation to UFC, markets based on a given fighter or the fight to achieve a certain statistic, including but not limited to: (i) a given fighter to achieve a certain number of significant strikes, (ii) a given fighter to achieve a certain number of submission attempts (iii) a given fighter to achieve a certain number of knockdowns/takedowns; all bets will be settled based upon data from UFCstats.com.
• Prices are offered for each fighter to win the fight and, in the event of a draw, all bets will be void and stakes returned (for these purposes, draws will include fights which end in a 'majority draw').
• referee stoppage while either fighter is, or both fighters are, standing;
• referee stoppage while either fighter is, or both fighters are, on the canvas;
• stoppage by doctor;
• stoppage by a fighter’s corner/team; and
• a fighter retires due to injury.
• referee stoppage due to tap-out;
• referee stoppage due to technical submission; and
• a fighter’s verbal submission (including a verbal submission which is made due to strikes).
• For the purposes of this market, a win by points includes unanimous decision, technical decision, majority decision and split decision
• For the purposes of this market “Draw” includes majority Draw
• In the event of a disqualification or a ‘no contest’ being declared on the night, this market will be void, regardless of any amendments to the result thereafter.
• For exact method of victory markets: you are wagering on which fighter and the exact way the fighter will win. (e.g., Fighter A to Win by TKO/KO via Kick, Fighter A to Win by Submission via Rear Naked Choke). This will be settled according to UFCstats.com, this will not be settled based off what the announcer says in the Octagon.
• If a fighter withdraws in the period between rounds, the fight will be deemed to have ended in the previous round for the purpose of “Round Betting” settlement.
• For “Total Rounds” settlement purposes, 2 minutes and 30 seconds will represent half a round (if the round lasts for 5 minutes). For example, for a bet on “Over 1.5 rounds” to be a winner, the fight must last beyond 2 minutes and 30 seconds in round 2. If the number of rounds in a fight is changed after “Total Rounds” markets have been set, then all bets on these markets will be void.
• Should the scheduled number of rounds be changed before the fight, all “Round Betting“ bets will be made void.
• Dead Heat rules will apply if three or more of the named fighters are awarded Performance of the Night or if two or more of the named fights are awarded Fight of the Night.
• This market is settled on the official times which are made available on www.ufc.com and the winner shall be settled according to whichever fight finishes in the least amount of time.
• Our dead heat rules apply if two fights finish after the same amount of time.
• Any fighter who wins before the fight goes its scheduled distance is declared the winner. If the fight goes to a decision, then the cumulative scores of all the judges will be used to determine the winner. If the fight is declared a ‘no contest’, this market will be void.
• The winning selection will be determined based on the round in which the fight ends and the method of victory. Bets on this market will be deemed losing bets if the fight ends in a decision.
• Referee must signal the start of the specified round in order for winning settlement of ‘Yes’ selection.
• Market is settled on whether or not all scheduled rounds in the fight will be completed. If the fight is stopped before the end of the last scheduled round and a Technical Decision is declared, the “no” selection will be the winning selection and bets on the “yes” selection will be losses.
• The 1st minute of a round is from 00:00 to 00:59;
• The 2nd minute of a round is from 01:00 to 01:59;
• The 3rd minute of a round is from 02:00 to 02:59;
• The 4th minute of a round is from 03:00 to 03:59; and
• The 5th minute of a round is from 04:00 to 05:00.
• The first 30 seconds of a round are from 00:00 to 00:29 and the last 30 seconds of a round from 04:30-05:00.
• If the fighter retires in the corner between rounds the last minute of the previous round will be paid as a winner.
• For the Gone in 60 Seconds market, you are wagering on whether the fight will end in the first 59 seconds of Round 1. The official time supplied by the governing body will be used to settle this market.
• For Knockdown and Takedown markets, all wagers will be settled based upon data from UFCstats.com
• If a match is cancelled before any play has taken place, then all bets will be void, unless the match is replayed within 48 hours of its advertised start time (in which case the bets will stand).
• Or, if there is an official reserve day in place for the match, then all bets will stand and will be resulted based on the events that transpire (including as continued or commenced on the reserve day if needed) in accordance with our relevant rules for all respective markets.
• If a match venue is changed then bets already placed will stand providing the home team is still designated as such. If the home and away team for a listed match are reversed then bets placed based on the original listing will be void.
• All tournament and match markets will be settled on the basis of the official tournament results/match scorecards which are included on the ICC’s official website. If there is no result available, then the website www.cricinfo.com will be used for settlement purposes.
• A batsman that retires from an innings will not be considered as a wicket for settlement purposes.
• The term "innings reaching its natural conclusion" refers to an innings which has not been closed due to external factors such as rain or bad light. A team being bowled out or declaring is considered to constitute the natural conclusion of an innings.
• For all markets, in any instance where the minimum required overs has not been reached but the innings has reached its natural conclusion, bets will stand.
• The term First Class matches refers to a match of three or more days duration between two sides of eleven players - this includes Test Matches.
• When the full number of scheduled matches is not played then we reserve the right to void any speciality markets which relate to the series as a whole. If a series for which we did not offer a price for the draw ends in a draw, then bets on the series result will be void.
• E.g., India to Score 'X' Runs
• This market is separate to team total runs and will be settled on the total runs scored by the respective team regardless of any reduction in overs.
• In matches where we offer betting on the Team Total Runs for both teams then all bets placed on the second innings runs will stand regardless of the score achieved by the side batting first.
• All in play or not (i.e., if a player does not take part in the series, bets placed on that player will stand).
• If two or more players score the same number of runs, then dead heat rules will apply.
• All in play or not (i.e., if a player does not take part in the series/tournament, bets placed on that player will stand).
• If two or more players take the same number of wickets, dead heat rules will apply.
• Description: How many runs will the named batter score?
• Rules: If the batter finishes the innings not out at the end of an innings, their score will be the final result. If a batter does not bat, the bet will be void.
• If a batter retires hurt, but returns later, the total runs scored by that batter in the innings will count. If the batter does not return later, the final result will be as it stood when the batter retired.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors, including bad weather, unless settlement has been determined, or goes on to be determined. Result will be considered determined if the line at which the bet was placed is passed, or the batter is dismissed.
• In drawn First Class matches, bets will be void if fewer than 200 overs are bowled, unless settlement of the bet has already been determined.
• For pre-match bets, only the batter’s first innings will count.
• Runs scored in a super over do not count.
• This market will be settled on the outcome of the first completed delivery, excluding any deliveries declared as dead ball.
• In limited overs cricket this market will be resulted on the first ball of the match regardless of any reductions in overs providing it is bowled.
• Description: How many runs will the batting team have scored when the next wicket falls?
• Rules: If the partnership is ended by the end of an innings, bets will settle at the final score.
• For settlement purposes, a batter retiring hurt does not count as a wicket.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors, unless settlement has already been determined, or goes on to be determined. Result will be considered determined if the line at which the bet was placed is passed, or the wicket in question falls.
• In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined.
• Markets will be settled regardless of whether the player reaches the crease providing they are included in the starting eleven.
• If not included in the eleven, then bets on these selections will be void.
• This refers to individual players to score 50 / 100 or more runs (as applicable).
• Bets on this market will be settled regardless of whether the player reaches the crease providing they are in the starting eleven.
• Any players not listed in the starting eleven will have all bets on them void.
• If the match is tied and goes to a super over, this market will be settled as a tie. If either team's innings in a limited overs match is reduced by more than 10% due to external factors, then bets on this market will be void.
• Bets on this market will stand regardless of whether the player reaches the crease, as long as they are included in the starting eleven. Bets places on any player not named in the starting eleven are void. For the avoidance of doubt, a player running six does not count for this market.
• This market will be settled if, during a match, a player hits a "six" and also takes a wicket. Players named in the starting eleven that do not bat/bowl are deemed to have taken part and bets on any such players will be settled as losing bets.
• Bets placed on any player who is not named in the starting eleven will be void.
• Should the innings be shortened for any reason other than it reaching its natural conclusion then all unequivocally decided bets will be settled while all others shall be void.
• If either team's innings in a limited overs match is reduced due to external factors, then bets on this market will be void.
• For Limited overs matches, should the winner already be unequivocally decided even if the innings were to be played out to its natural conclusion, the market will be settled as normal despite any reduction.
• This market will be settled based on the total number of runs scored at the fall of the fourth wicket.
• If the fourth wicket doesn't fall, the market will be settled based on whatever score the team has achieved at the end of the innings.
• In a 2-innings match (i.e., test match or county championship), the top team runscorer part of this market applies to the first innings only (unless otherwise stated).
• Test Matches: 50 overs
• County Championship: 50 overs
• 50 over match: 25 overs
• 40 over match: 20 overs
• 20 over match: 10 overs
• However, in all cases, bets will stand if the innings reaches its natural conclusion in fewer overs than the above requirement. Bets placed on any player not named in the starting eleven will be void.
• Players named in the starting eleven that do not bat are deemed to have taken part and bets on any such players will be settled as losing bets.
• For Limited overs matches - Should the winner already be unequivocally decided even if the innings were to be played out to its natural conclusion, the market will be settled as normal despite any reduction.
• In a 2-innings match (i.e., test match or county championship), this market applies to the first innings only (unless otherwise stated).
• All in play or not (i.e., if a player does not take part in the tournament, bets placed on that player will stand).
• This market will be settled based on whether there will be a result declared on this limited overs match or whether the match will be abandoned/declared a no result.
• For the avoidance of doubt, an official result declared other than that the match is abandoned or declared a no result will mean "yes" is the winning selection in this market.
• If the match is abandoned or declared a no result this will mean "no" is the winning selection in this market.
• Please be aware that this market will carry over onto any reserve day and will be settled on the official result of the match. If a match is postponed or abandoned for any reason other than weather (which may include but is not limited to: dangerous or unplayable wicket or outfield; pitch vandalism; strike or boycott; crowd protests/violence; floodlight failure; stadium damage; acts of terrorism; and acts of God), FanDuel Sportsbook reserves the right to void all bets on this market.
• This market is based on how many runs will be scored in the match across both teams innings combined.
• Extras and penalty runs will be included for settlement purposes.
• Twenty20 Matches - 16 overs.
• One Day Matches - 40 overs.
• This market will be settled on the direction of the first boundary that comes off the bat (given as runs to the batsman).
• This market includes both fours and sixes.
• For the settlement of specials market selections, a wicket will not be deemed to have occurred if a batsman retires from play.
• If any player who is part of a specials market selection does not take part in the relevant event, the whole bet will be void.
• Where we have made an obvious or manifest pricing or descriptive (i.e., wording) error in respect of a specials selection, we reserve the right to cancel and subsequently to offer the bet at the correct price or pursuant to a different description.
• For specials bets relating to series betting, when the full number of scheduled matches within the relevant series is not played for any reason, we reserve the right to void any markets which relate to the series as a whole.
• If a team's innings in a test match or county championship match lasts less than sixty overs for any "external" reason (i.e., other than in circumstances where the innings has reached its natural conclusion) then specials bets relating to that team's innings will be void.
• For limited overs matches, specials bets involving the number of runs to be scored will be settled based on the final number of runs achieved by each side (including any extras or penalty runs awarded during the match). Should there be a reduction in the scheduled number of overs to take place during an innings, any Specials Markets bets in respect of the match will stand if the reduction amounts to no more than 20% of the total number of overs that were scheduled in respect of that innings at the time the Specials Markets bet was placed. Should the reduction in overs be greater than 20% then all Specials Markets bets in respect of that match shall be void (irrespective of the total number of runs achieved by either team) unless the bet in question had been unequivocally determined at the time of the curtailed completion of the match (i.e. such that, at the time of the curtailed completion, the outcome of the bet could not have been different had the additional scheduled overs been played).
• Description: Who will win the match?
• All match betting will be settled in accordance with official competition rules. In matches affected by adverse weather, bets will be settled according to the official result.
• If there is no official result, all bets will be void.
• In the case of a tie, if the official competition rules do not determine a winner, then dead­ heat rules will apply. In competitions where a bowl off or super over determines a winner, bets will be settled on the official result.
• In First Class Matches, if the official result is a tie, bets will be settled as a dead-heat between both teams. Bets on the draw will be settled as losers.
• If a match is abandoned due to external factors, then bets will be void unless a winner is declared based on the official competition rules.
• If a match is cancelled, then all bets will be void if it is not replayed or restarted within 48 hours of its advertised start time.
• Description: Will the match result be either of the three options given?
• A tie will be settled as a dead heat.
• All match betting will be settled in accordance with official competition rules. If there is no official result, all bets will be void.
• Description: Who will win the match given that all bets will be void if the match is a draw?
• All match betting will be settled in accordance with official competition rules.
• Description: Will the match be tied?
• All bets will be settled according to the official result.
• If the match is abandoned or there is no official result, all bets will be void.
• For First Class matches a tie is when the side batting second is bowled out for a second time with scores level.
• Description: Which team will hit the most fours?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80%of the overs scheduled to be bowled in either innings due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction.
• Only fours scored from the bat (off any delivery- legal or not) will count towards the total fours. Overthrows, all run fours and extras do not count.
• Fours scored in a super over do not count.
• In First Class games, only first innings fours will count.
• Description: Which team will hit the most sixes?
• In drawn First Class matches, bets will be void if fewer than 200overs have been bowled, unless settlement of the bet has already been determined.
• Only sixes scored from the bat (off any delivery- legal or not) will count towards the total sixes. Overthrows and extras do not count. Sixes scored in a super over do not count.
• In First Class games, only first innings sixes will count.
• Description: Which team will have the most extras added to their batting score?
• All wide deliveries, no balls, byes, leg byes and penalty runs in the match count towards the final result. If there are runs off the bat as well as extras from the same delivery, the runs off the bat do not count towards the final total.
• Extras in a super over do not count.
• In First Class games, only first innings extras will count.
• Description: Which team will concede the most run outs in the match?
• A run out "conceded" means that a member of that team will be run out while batting.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80%of the scheduled overs in either innings due to external factors, including bad weather, unless settlement has already been determined before the reduction.
• Run Outs in a super over do not count.
• In First Class games, only first innings run outs will count.
• Description: Which team will score the most runs before losing their first wicket?
• If the batting team reaches the end of their allotted overs, reaches their target or declares before the first wicket falls, the result will be the total amassed.
• In limited overs matches, bets will be void if the innings has been reduced due to external factors, including bad weather, unless settlement has already been determined before the reduction.
• In First Class matches the market refers only to each team's first innings.
• Description: How many fours will be in hit in the match?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80%of the overs scheduled to be bowled due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction. In drawn First Class matches, bets will be void if fewer than 200overs have been bowled, unless settlement of the bet has already been determined.
• Description: How many sixes will be hit in the match?
• Only sixes scored from the bat (off any delivery- legal or not) will count towards the total fours. Overthrows and extras do not count.
• Sixes scored in a super over do not count.
• Description: How many extras will be scored in the match?
• Description: How many run outs will there be in the match?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80%of the scheduled overs in either innings due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction. In drawn First Class matches, bets will be void if fewer than 200overs have been bowled, unless settlement of the bet has already been determined.
• Run outs in a super over do not count.
• Description: Which batter will score the most runs in the match?
• The result of this market is determined on the batter with the highest individual score in the match.
• In limited overs matches, bets will be void if it has not been possible to complete at least 50% of the overs scheduled to be bowled in either innings at the time the bet was placed due to external factors, including bad weather.
• Top batters bets for First Class matches apply only to the first innings of each team, and will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined. If a player was named at the toss, but later is removed as a concussion sub, that player will still be counted, as will the replacement player.
• If a batter does not bat, but was named in the starting XI, bets on that batter will stand. If a batter is substituted in after the in-play market has been offered, the original market will be removed and settled as normal even if the substitute scores the highest individual score. A new market with updated selections may be offered.
• When two or more players score the same number of runs, dead-heat rules will apply.
• Description: Which bowler will take the most wickets in the match?
• The result of this market is determined on the bowler with the most wickets in the match.
• In limited overs matches, bets will be void if it has not been possible to complete at least
• 50% of the overs scheduled to be bowled in either innings at the time the bet was placed due to external factors, including bad weather.
• Top bowler bets for First Class matches apply only to the first innings of each team, and will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined. If a player was named at the toss, but later is removed as a concussion sub, that player will still be counted, as will the replacement player.
• If a bowler does not bowl, but was named in the starting XI, bets on that bowler will stand.
• If a bowler is substituted in after the in-play market has been offered, the original market will be removed and settled as normal even if the substitute takes the most wickets. A new market with updated selections may be offered.
• If two or more bowlers have taken the same number of wickets, the bowler who has conceded the fewest runs will be the winner. If there are two or more bowlers with the same wickets taken and runs conceded, dead heat rules will apply. Wickets taken in a super over don't count.
• If no bowlers take a wicket in an innings then all bets will be void.
• Description: Who will be named player of the match?
• Bets will be settled on the officially declared player of the match. Dead-heat rules apply.
• If no player of the match is officially declared, then all bets will be void.
• All players who played in the match will be settled, including substitutes.
• Description: How many runs will be scored off the specified delivery?
• The result will be determined by the number of runs added to the team total, off the specified delivery.
• For settlement purposes, all illegal balls count as deliveries. For example, if on over starts with a wide, then the first delivery will be settled as 1 and, although there has not been a legal ball bowled, the next ball will be deemed as delivery 2 for that over.
• If a delivery leads to free hit or a free hit is to be re-bowled because of an illegal delivery, the runs scored off the additional delivery do not count.
• All runs, whether off the bat or not are included. For example, a wide with three extra runs token equates to 4 runs in total off that delivery.
• For the Hundred, an over will consist of 5 legal deliveries, so a full innings will be made up of 20 overs. For example, if there are no illegal deliveries, the 5th ball bowled in the innings will be displayed as "X runs off S'" delivery, 1st over" and the 6th ball bowled in the innings will be displayed as "X runs off 1st delivery, 2" over". If there is an illegal delivery in the first five balls bowled, the 6th ball bowled in the innings will be displayed as "X runs off 6th delivery, 1st over". All other rules remain the same as other formats.
• Description: Exactly how many runs will be scored off the specified delivery?
• As "Runs off Delivery".
• Description: How many runs will be scored in the specified over?
• The specified over must be completed for bets to stand unless settlement has already been determined. If an innings ends during an over then that over will be deemed to be complete unless the innings is ended due to external factors, including bad weather, in which case all bets will be void, unless settlement has already been determined.
• If the over does not commence for any reason, all bets will be void. Extras and penalty runs in the particular over count towards settlement.
• For the Hundred, an over will consist of 5 legal deliveries, so a full innings will be made up of 20 overs. All other rules remain the same as other formats.
• Description: Will there be a boundary scored in the specified over?
• Rules as "Runs in Over".
• Only boundaries scored from the bat (off any delivery- legal or not) will count as a boundary. Overthrows, all run fours and extras do not count as boundaries.
• Description: Will a wicket fall in the specified over?
• For settlement purposes, any wicket will count, including run outs. A batter retiring hurt does not count as a wicket. If a batter is timed out or retired out then the wicket is deemed to have taken place on the previous ball. Retired hurt does not count as a dismissal.
• The specified over must be completed for bets to stand unless settlement has already been determined. If an innings ends during an over then that over will be deemed to be complete unless the innings is ended due to external factors, including bad weather, in which case all bets will be void, unless settlement has already been determined.  
• If the over does not commence for any reason, all bets will be void. Extras and penalty runs in the particular over count towards settlement. 
• Description: Will the number of runs scored in the specified over be odd or even?
• Zero will be deemed to be an even number.
• Description: How many runs will be scored in the specified number of overs?
• If the specified number of overs are not complete the bet will be void, unless the team is all out, declares, reaches their target or settlement of the bet has already been determined.
• In limited overs matches, bets will be void if the total innings is reduced at any stage to less than 80% of the stated maximum overs at the time the bet was placed, unless settlement of the bet was already determined before the reduction.
• For the Hundred, an over will consist of 5 legal deliveries, so a full innings will be made up of 20 overs. All other rules remain the same as other limited overs formats.
• Description: How many wickets will fall in the specified number of overs?
• In limited overs matches, bets will be void if the total innings is reduced at any stage to less than 80% of the stated maximum overs at the time the bet was placed, unless settlement of the bet was already determined.
• For settlement purposes, if a batter is timed out or retired out then the wicket is deemed to have taken place on the previous ball. Retired hurt does not count as a dismissal.
• Description: How many runs will be scored in the specified session?
• The result is determined by the total number of runs scored in the specified session, regardless of which team has scored them.
• If fewer than 20 overs are bowled in a session, bets will be void unless settlement has already been determined.
• Description: How many runs will a team score in a specified innings?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to have been bowled at the time the bet was placed due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction. Bets placed on a future innings will remain valid regardless of the runs scored in any current or previous innings.
• In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined. Bets will also be void in drawn first class matches, if less than 60 overs have been bowled in an incomplete innings, unless settlement of the bet has already been determined. If a team declares, that innings will be considered complete for the purposes of settlement.
• Description: How many wickets will the batting team lose in the current innings?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to have been bowled at the time the bet was placed due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction.
• Retired hurt does not count as a dismissal.
• Description: How many fours will the batting team hit in their current innings?
• Rules as Most Fours.
• Description: How many sixes will the batting team hit in their current innings?
• Rules as Most Sixes.
• Description: How many extras will be added to the named team's batting innings?
• Rules as Most Extras.
• Description: How many run outs will be conceded in the innings?
• Rules same as Most Extras.
• Description: Will the total innings runs be odd or even?
• Rules: If the innings is abandoned, forfeited or there is no official result, all bets will be void.
• Description: Which batter will score the most runs for the named team?
• The result of this market is determined on the batter with the highest individual score in a team's innings.
• In limited overs matches, bets will be void if it has not been possible to complete at least 50%of the overs scheduled to have been bowled at the time the bet was placed due to external factors, including bad weather.
• When two or more players score the same number of runs, in the innings dead-heat rules will apply.
• Description: Which bowler will take the most wickets for the named team?
• Rules: The result of this market is determined on the bowler with the highest individual number of wickets in an individual innings.
• Top bowler bets for First Class matches apply only to the first innings of each team and will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined. If a player was named at the toss, but later is removed as a concussion sub, that player will still be counted, as will the replacement player.
• If a bowler does not bowl, but was named in the starting XI, bets on that bowler will stand. If a bowler is substituted in after the in-play market has been offered, the original market will be removed and settled as normal even if the substitute takes the most wickets. A new market with updated selections may be offered.
• Should no further wickets be taken in the innings then bets on this market will be void.
• For settlement purposes, a batsman retiring hurt/retiring out does not count as a wicket. In this instance bets will be settled on the next wicket to fall post this.
• Where ‘caught and bowled’ is not offered as a selection, the wicket will be resulted as ‘caught’.
• Description: Which batter in the current partnership will score the most runs in this innings?
• Rules: Bets will settle based on the official scores for the specified batters in the innings, as detailed in the "Batter Runs" section above.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors, including bad weather, after the bet is placed unless settlement has already been determined.
• Description: Which of the named players will score the most runs?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80%of the scheduled overs in either innings due to external factors, including bad weather, unless settlement has been determined.
• Both players must be named in the starting XI, or appear as a substitute. If either does not, then subsequently bats, all bets are still settled.
• Description: Which of the named players will take the most wickets?
• Rules: In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors, including bad weather, unless settlement has been determined.
• Both players must be named in the starting XI, or appear as a substitute. If either does not, then subsequently bowls, all bets are still settled.
• Wickets taken in a super over do not count.
• Description: Which batter will reach the specified number of runs first?
• All bets stand, regardless of any curtailment.
• If neither batter reaches the specified number of runs the markets will be settled as 'Neither'.
• Rules: In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to have been bowled in both innings at the time the bet was placed due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction.
• In drawn First Class matches, bets will be void if fewer than 100 overs have been bowled in either team’s first innings, unless settlement of the bet has already been determined. Only runs scored in the first innings count If a team declares that innings will be considered complete for the purposes of settlement.
• Description: Which team will score the most runs in the first over of their innings?
• The first over must be completed for bets to stand unless settlement has already been determined. If, during the first over, the innings is ended due to external factors, including bad weather, all bets will be void, unless settlement has already been determined before the reduction.
• In First Class matches the market refers only to each team's first innings. Extras and penalty runs in the particular over count towards settlement.
• Description: How many runs will be scored in the highest scoring over of the match?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to be bowled due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction. In drawn First Class matches, bets will be void if fewer than 200overs have been bowled, unless settlement of the bet has already been determined.
• All runs, including extras, count towards settlement. Super overs do not count.
• Description: How many runs will be scored off the highest scoring over of the current innings?
• Rules: The same as “Maximum Over in Match”.
• Description: Will the last ball of the innings be a boundary?
• In limited overs matches, bets will be void if there is any reduction in the number of overs scheduled to have been bowled at the time the bet was placed due to external factors, including bad weather.
• Description: How many runs exactly will the team batting in the final innings score?
• Bets will be settled according to the official result.
• Description: Which batter will be not out upon completion of the innings?
• Rules: If there are two or more batters who are not out upon completion of the innings, the winner for the purpose of settlement will be the last batter to face a delivery (legal or not).
• Players will not be deemed to have been not out if they were no longer at the crease having retired hurt or did not bat. If more than 11 players bat, the market will be void.
• In limited overs matches, bets will be void if, subsequent to placing the bet, the innings has been reduced in any way due to external factors, including bad weather.
• All players who played in the innings will be settled, including substitutes.
• Description: Which batter will be the next to be dismissed?
• If either batter retires hurt or the batters at the crease are different from those quoted, the bets placed on both batters will be declared void.
• If no more wickets fall, all bets will be void.
• Description: Which of the named players will score the most points in the player performance scoring system?
• Points are scored as follows: 1 point per run, 20points per wicket, 10 points per catch, 25 points per stumping.
• Both players must be named in the starting XI, or appear as a substitute. If either player does not, then subsequently bats or bowls, then all bets are still settled.
• Points scored in a super over do not count.
• Description: Which of the named wicket keepers score more points in the player performance scoring system?
• Points are scored as above (see All Rounder MatchBet).
• Both named players must start the match as a wicket keeper, or appear as a substitute, but if their playing role changes for any reason all bets will still be settled in accordance with scoring system above.
• The result will be determined by the number of runs added to the team total, off the specified delivery. If the free hit is re-bowled because of an illegal delivery, the runs scored off the second free hit do not count.
• Extras and penalty runs will count towards settlement.
• For example, if a wide is bowled on the free hit delivery specified, the result will be 1. Then another free hit market may be offered.
• Description: Which batter will hit the next six?
• If neither batter scores a six after the bet is offered, then the market will be settled as 'Neither'.
• Overthrows and extras do not count.
• Description: Which bowler will take the next wicket in this innings?
• If none of the named bowlers take a wicket the market will be settled as 'None of the above'.
• Run outs, timed out, retired out and any other method of dismissal not awarded to a particular bowler will be settled as 'None of the above'.
• Description: In which over of the named team's innings will the match be completed?
• All bets will be void if there is no official result.
• In limited overs matches, all bets will be void if, subsequent to placing the bet, the maximum overs possible are reduced in any way.
• Description: Will both of the named batters be dismissed in the specified method?
• Rules as "Either Batter Method of Dismissal".
• Description: How many runs will be scored off each of the specified deliveries?
• Rules as "Runs off Delivery" except the specified number of runs must be scored off both named deliveries.
• Description: Will a wicket fall in the specified delivery?
• The specified delivery must be completed for bets to stand. For settlement purposes, any wicket will count, including run outs. A batter retiring hurt does not count as a wicket. If a batter is timed out or retired out then the wicket is deemed to have taken place on the previous ball.
• Description: Will both batters score the specified number of runs in the over?
• If the over does not commence for any reason, all bets will be void.
• Runs must be scored off the bat to count towards settlement.
• Bets will settle regardless of whether or not either of the specified batters are dismissed or retired hurt before the over commences.
• Description: Will both batters score a boundary in the over?
• Rules as "Both Batters to Score 'X' Runs in Over".
• Both fours and sixes count as boundaries. Only fours or sixes scored from the bat (off any delivery- legal or not) will count. Overthrows, all run fours and extras do not count.
• Description: Will both a four and a six be scored in the over?
• Only fours or sixes scored from the bat (off any delivery- legal or not) will count. Overthrows, all run fours and extras do not count.
• Description: Will the named batter, and the named bowler, reach their specified milestones?
• For batter - same as "Batter Runs". In first class games, only runs scored in the first innings will count. If a batter is not in the starting XI, or substituted in, bets will be void.
• For bowler - if a bowler does not bowl, they will be deemed to have taken O wickets. If a bowler is not in the starting XI, or substituted in, bets will be void. In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in the relevant innings due to external factors, including bad weather, unless settlement has been determined.
• In drawn First Class matches, bets will be void if fewer than 200overs have been bowled, unless the player's bowling innings is complete. The result will be considered determined if the lines at which the bet was placed are passed.
• In First Class games, only first innings wickets will count and runs. Wickets and runs scored in a super over do not count.
• Description: Will both the batters reach their specified milestones?
• Rules as "Combined Batter Runs".
• A player being sent off is viewed as retired out, so will be settled as a wicket.
• When a player leaves the field as a substitute, this will not count as a wicket. If the player does not return later, the final result will be as it stood when the player left the field. When a player enters the match as a substitute, for settlement purposes both they and the player replaced will be looked upon as to have played a full part in the match.
• Penalty runs added to a team's total after the start of the other team's innings will not count towards settlement of markets in the previous innings.
• Description: Who will win the toss?
• If no toss takes place, all bets will be void.
• Description: Who will win the toss, and then who will win the game?
• Rules: The same as above rules “Toss Winner”.
• Match Winner same as “Match Result” rules.
• Description: How many runs will be scored in the first over of the match?
• The first over must be completed for bets to stand unless settlement has already been determined. If an innings ends during an over then that over will be deemed to be complete unless the innings is ended due to external factors, including bad weather, in which case all bets will be void, unless settlement has already been determined. In First Class matches the market refers only to each team's first innings.
• Extras and penalty runs in the particular over count towards settlement.
• Description: How many runs will the batting team have scored when the first wicket falls?
• In limited overs matches, bets will be void if the innings has been reduced due to external factors, including bad weather, if it has not been possible to complete at least 80% of the overs scheduled to be bowled in the innings, unless settlement has already been decided.
• Description: How will the first batter be out?
• Rules: Retired hurt will not count as the first wicket. If the first batter retires out, all bets will be void. If the specified wicket does not fall, all bets will be void.
• Caught and bowled is included in fielder catch.
• Description: How many ducks will be scored in total in the match?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to be bowled due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction. In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined.
• A duck is classed as someone being dismissed for zero runs. Retired hurt does not count as a dismissal.
• Ducks in a super over do not count.
• Description: How many wides will be scored in total in the match?
• Rules: In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to be bowled due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction.
• Any runs resulting from a wide delivery, except penalty runs, will count towards the final total.
• Wides in a super over do not count.
• Description: How many extras will be scored in total in the match?
• Description: How many wickets will fall in the match?
• Wickets in a super over do not count.
• Description: Which team will contain the top batter in the match?
• Same rules apply as Match Top Batter, with dead heat rules applying if the runs scored by the top batter on both teams is the same, unless the tie is offered.
• Description: Which team will contain the top bowler in the match?
• Same rules apply as Match Top Bowler, with dead heat rules applying if the wickets taken by the top bowler on both teams is the same.
• Description: What will be the run deficit between first innings in a First Class match?
• Both first innings must be completed. Dead heat rules apply in the case of a tie. In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined.
• Description: Will there be a fifty/hundred scored in the match?
• Any score of 50 and above counts as a fifty. Similar for hundred.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to be bowled due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction.
• Description: Will there be a fifty/hundred scored in the first innings of the match?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the overs scheduled to be bowled in the first innings due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction.
• In drawn First Class matches, the innings must be completed, or over 200 overs, unless settlement of the bet has already been determined before the reduction.
• In First Class matches, this market refers to just the first innings of the match, not both teams' first innings.
• Description: What will be the highest score by a batter in the match?
• Dead heat rules apply.
• Description: How many runs will the number eleven batsmen score in the match?
• Rules: In limited overs matches, bets will be void If it has not been possible to complete at least 80% of the overs scheduled to be bowled due to external factors, including bad weather, unless settlement of the bet has already been determined before the reduction. In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled. The number 11 is taken to be the last man to come out to bat in the innings, regardless of previously stated batting order. If more than 11 players bat, the market will be void unless this is due to concussion substitutions.
• If the innings is completed without the number 11 coming to the crease, that batter will be deemed to have scored 0.
• Description: Which team will score the most runs in the first over of their first innings?
• Rules: The same as Runs in First Over.
• Description: Which team will score the most runs in the first specified number of overs of their first innings?
• Rules: The same as Runs in Groups of Overs.
• Description: Which team's wicket keeper will take more catches?
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors, including bad weather, unless settlement has been determined before the reduction.
• If a team changes their wicket keeper mid innings, the catches taken by the replacement will count towards settlement.
• In First Class games, only first innings catches will count.
• Catches taken in a super over do not count.
• Description: Which team will take more catches? Including fielders and wicket keeper.
• Description: Which team will take more stumpings?
• In First Class games, only first innings stumpings will count.
• Stumpings taken in a super over do not count.
• In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless settlement of the bet has already been determined. In First Class games, only first innings run outs will count.
• Description: How many runs will Team A score off the first over of their first innings?
• Rules: The same as “Runs in First Over”
• Description: How many runs will Team A score in the first specified number of overs?
• Rules: The same as “Runs in Groups of Overs”
• Description: How many runs will Team A score before their first wicket falls?
• Rules: The same as “Runs in First Partnership”
• Description: How will the first batter In Team A be out?
• Rules: The same as “Method of First Dismissal”
• Description: How many fours -will Team A score?
• Rules: The same as Match Fours, with the 80% of required overs only applying to Team A's innings.
• In First Class matches where the result will solely be based on the first innings of each team.
• Description: How many sixes will Team A score?
• Rules: The same as “Match Sixes”, with the 80% of required overs only applying to Team A's innings.
• Description: How many of Team A will be run out?
• Rules: The same as “Match Run Outs”, with the 80% of required overs only applying to Team A's innings.
• Description: How many runs will be scored in the highest scoring over of Team A's innings?
• Rules: The same as “Maximum Over in Match”, with the 80% of required overs only applying to Team A's innings.
• Description: How many of Team A will score a duck in their innings?
• Rules: The same as “Match Ducks”, with the 80% of required overs only applying to Team A's innings.
• Description: How many wides will there be when Team A are batting?
• Rules: The Same as “Match Wides”, with the 80% of required overs only applying to when Team A are batting.
• Description: How many extras will there be when Team A are batting?
• Rules: The same as “Match Extras”, with the 80% of required overs only applying to when Team A are batting.
• Description: How many wickets will wickets will fall when Team A are batting?
• Rules: The same as Match Wickets, with the full overs required only applying to when Team A are bowling.
• Description: Which batter will score the most runs for Team A?
• The result of this market is determined on the batter with the highest individual score in Team A's first innings.
• Otherwise, same as “Match Top Batter”, with the 50% of required overs only applying in Team A's innings.
• Description: Which bowler will take the most wickets for Team A?
• Rules: The result of this market is determined on the bowler with the most wickets when Team A are bowling in the first innings. If two or more bowlers have taken the same number of wickets, the bowler who has conceded the fewest runs will be the winner. If there are two or more bowlers with the same wickets taken and runs conceded, dead heat rules will apply.
• Otherwise, same as Match Top Bowler, with the 50% of required overs only applying when Team A are bowling.
• Description: How many wickets will the named bowler take?
• If a bowler does not bowl, he will be deemed to have taken 0 wickets. If a bowler is not in the starting XI or substituted in, bets will be void.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in the relevant innings due to external factors, including bad weather, unless settlement has been determined. Result will be considered determined if the line at which the bet was placed is passed.
• In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless the player's bowling innings is complete.
• In First Class games, only first innings wickets will count.
• Wickets scored in a super over do not count.
• Description: How many points will the named player score in the player performance scoring system?
• Points are scored as in All-Rounder v All-Rounder Head to Heads.
• If the player does not bat or bowl, but is in the starting eleven, all bets will still be settled. If the player is not in the starting eleven bets will be void.
• In limited overs matches, bets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors, including bad weather, unless settlement has been determined. Result will be considered determined if the line at which the bet was placed is passed.
• In drawn First Class matches, bets will be void if fewer than 200 overs have been bowled, unless both first Innings have been completed.
• In First Class games, only first innings points will count.
• Where there is a presentation ceremony, markets will be settled on the official result of the relevant governing body at the time of the ceremony, regardless of any subsequent disqualification or amendment to the result.
• For ‘To Win A Stage’ markets, if the named rider fails to start the race all bets on that rider will be void. If the named rider is involved in a dead heat for first place in any stage, this will count as a stage win.
• For overall ‘Head to Head’ markets, if both riders retire during the same stage then this market will be settled as a dead heat. If either rider fails to start the race all bets will be void. If both riders fail to start a subsequent stage for any reason the winner is the rider with the highest position after the previous stage. Dead heat rules apply.
• For stage ‘Head to Head’ markets, if both riders fail to finish the stage this market will be void. Any other non runners will not affect this market. At least one rider must finish the stage for bets to stand.
• Riders must start event/stage for bets to stand. Stakes will be refunded on riders withdrawn prior to the start of event/stage.
• Head to Head match-ups will be settled based on the cyclist achieving the highest placing in the specified event/stage.
• All bets will be deemed valid providing the event, or relative stage to which bet refers to, takes place within the same year, unless other arrangements have been agreed to.
• Bets on performances in a particular stage stand regardless of any route modifications which the organizers might deem necessary to apply during a stage. Exception to this is where a stage which has a particular profile (i.e.: Mountain Stage) is changed by the organizers, prior to start of stage, into a stage which has a different predominant profile (i.e.: Time Trial or Sprint Stage). In such case bets which have been placed prior to the announcement of the change in stage profile will be declared void.
• In the event a match starts but is not completed, the player that progresses to the next round (or is declared the winner in a final) is settled as the winner in match betting markets only. Other markets (e.g. “set winner” markets) will be voided unless the market result has been unconditionally determined.
• If a match is not completed for any reason then bets on 'any correct score' or 'next leg/game/set' market will be void unless the market has been unconditionally determined.
• If a match is not completed for any reason then bets on any point spread (handicap) market will be void unless the market has been unconditionally determined.
• For parlays involving highest checkout, most 180s and win/loss of match, each of the three aspects of the bet must have been won outright for the bet to be deemed successful (and settled as a winning bet). For the avoidance of doubt, the bet will be deemed unsuccessful (and settled as a losing bet) if: (i) the selected player’s highest checkout is the same as his/her opponent, (ii) the selected player scores the same number of 180s as his/her opponent and/or (iii) the match is tied.
• If a match is postponed and does not take place within 48 hours, bets for this match will be declared void.
• If the offered number of legs or sets is altered, any event already determined (e.g. “first set winner”) will be settled. Match betting markets will also be settled under the condition that the match was decided by competitive play. All other bets will be declared void.
• Futures bets will be voided if the selection does not take part at any stage of the event. When returning stakes on futures with non-players, FanDuel Sportsbook reserves the right to deduct the equivalent of prices referenced in Section B, Rule 7.3 above.
• Individual Player Averages: All bets void if the match is not completed
• For Darts Daily Specials, all scheduled matches must take place, otherwise all bets are void.
• Where the e-sports match involves Maps, e-Sports matches can be played best of 1,2,3 or 5 Maps depending on the e-Sport and tournament with the winner of the match (Moneyline) winning more Maps. A Draw will occur if each team win an equal number of Maps.
• Official Results: all e-Sports bets will be settled in accordance with the official results of the match/tournament/race (as applicable) (following any extension of normal time where required unless otherwise specified) as declared by the official organizer, administrator or governing body as officially published on the website for the applicable organizer, administrator or governing body. All decisions of relevant e-Sports officials stand.
• Errors: FanDuel makes every effort to ensure that no errors are made in listing e-Sports player and team names. All bets will stand where it is reasonably practicable that the misspelled player/team name refers to the correct player/team. If there is an obvious error, FanDuel reserves the right to void wagers.
• Map Changes: In the event of a change in the number of Maps (for those e-Sports involving Maps) to be played, all bets will be void except for match bets (provided that an official result is declared) and first Map bets. Please note that e-sports events will have differing match formats. It is solely the customer’s responsibility to understand the formatting of a match before placing a bet. FanDuel Sportsbook will not be liable for any erroneous bets made under the assumption that a match would use a certain format.
• Retirements & Disqualifications: If an e-Sports race, tournament, match or Map is not completed due to retirements or disqualifications, all bets will be void except those bets on completed e-Sports matches (as applicable) or Maps which will stand. All bets will stand on a completed e-Sports race, tournament or match where there has been any retirements or disqualifications.
• All bets will stand on a retired or disqualified player except where the e-Sports race, tournament, match or Map is not completed.
• Abandonment, Postponement & Cancellation:
• a) 24 hours of the initial scheduled time for traditional e-sports (such as games involving Maps, real-time strategy (RTS), first-person shooter (FPS), multiplayer online battle arena (MOBA), and battle royale games;
• b) 48 hours of the initial scheduled time, for sports-based e-sports (such as e-soccer).
• c) If the e-Sports race, tournament, or match is cancelled or commences after this the periods set out above, all bets will be void.
• In the event that an e-Sports race, tournament or match is abandoned or not completed, all bets will be voided unless the outcome has been unequivocally decided.
• FanDuel Sportsbook may, in its absolute discretion, void any bets placed after the earlier of the official start time of the e-Sports race, tournament or (as published on the relevant official website) or the actual start time if started early. This Rule does not apply to live betting.
• Player & Team Changes: If an e-Sport team name changes (usually, but not limited to, sponsorship changes) but the roster or team members remain the same, all bets will stand. If a player (i.e. not a team event) withdraws prior to the start of their first race or match, all bets on that player will be void. If there is a replacement player or ‘stand in’ for any team in an e-Sport race, tournament or match, all bets will stand.
• Connectivity: if a race, match or Map is officially determined to be a draw due to a connectivity or technical issue (or similar reason), all live bets on the respective race, match or map will be void.
• If a race, match or Map is stopped and restarted from the beginning with the approval or the relevant administrator or official due to connectivity or technical issues which are not player related, then all undecided markets will be void.
• If a race, match or Map is replayed, all live betting on the original race, match or Map will be voided
• Match Betting: If a draw occurs, bets are void. Dead Heat Rules Do Not Apply.
• Handicap Betting: A Handicap in e-Sports can be Maps or other counting measures related to the match.
• Tournament Match Betting: in a match involving only two teams/players, both teams/players must start the match in the tournament for bets to stand. If both players progress to the same round of tournament, all bets will be void.
• First Kill/Blood Markets: Bets will be settled based on the Team that is able to achieve the first kill in the respective Map.
• First Inhibitor: Bets will be settled based on which team destroys the first inhibitor in the relevant map.
• First Dragon: Bets will be settled based on which team kills the first dragon in the relevant Map. If no Dragon is killed in the relevant map, this market will be voided.
• First Baron: Bets will be settled based on which team kills the first baron in the relevant Map. If no Baron is killed in the relevant Map, this market will be voided and all bets cancelled.
• Total Inhibitors Destroyed: Bets will be settled based on the total number of separate inhibitors destroyed. Where the same inhibitor is destroyed more than once, it will only be counted once toward the total number of inhibitors destroyed.
• 2-Way Most Kills: Bets will be settled based on which team records the most kills in the relevant Map. If teams are tied on the same number of kills then this market will be voided.
• First Aegis Market - Bets will be settled based on which team picks up the 1 st Aegis of the respective Map. If the Aegis is not picked up at all in a Map, this market will be voided and all bets cancelled.
• E-Basketball:
• All settlement includes overtime if played.
• All game markets are settled based on the official score at the end of regulation time, unless otherwise stated. This includes any added injury or stoppage time but does not include extra-time, time allocated for a penalty shootout or golden goal.
• If the venue of a match is other than is indicated on our website, the bet will stand provided the match has not been switched to the opponent's ground, in which case the match will be declared void.
• Post-match inquiries into match results and subsequent changes or disqualification will be ignored for settlement purposes and will be settled on that day’s match result.
• Extra time not included (unless otherwise stated). Markets settled on the 60/70 minute result.
• Any match abandoned before completion will be declared void unless an official result is declared by the governing body. All other markets will be deemed void unless their result is already determined.
• Player points. This market will be settled on the total score (Goals plus points) scored by the named player. The player must start for bets to stand.
• Average points. League/Championship. This market will be settled based on the average score obtained by the named player over the course of the entire league or championship campaign (including semi-final and final). The named player must start a minimum of 3 league game for bets to stand.
• Footballer/Hurler of the Year. This market will be settled based on the results of the official All star award ceremony.
• Match Betting: All bets will be settled on 60/70 minutes play respectively at the prices advertised. The term 60/70 minutes play refers to the period of play which included time added by the match officials for stoppages, but not scheduled extra time.
• Any match that is abandoned before completion of the match (i.e. 70 mins.) will be void unless an official result is declared by those teams' governing body within 24 hours of postponement, in which case that official result will govern win-draw-win market settlement. All other markets will be void unless their result is already decided. When an abandoned match(es) reduces the client's bet to below the permitted minimum for a list the bet will stand, with the void match(es) treated as non-runners for settling purposes. This ruling does not apply to bets involving first goalscorer which will stand provided a goal has been scored prior to abandonment. Bets on last goalscorer will be void in the event of abandonment. Total Points bets and goal bets will be voided unless the bet is already deemed a winner/loser before the match is abandoned.
• If a match is postponed, all bets on that match will be voided unless it is rescheduled to take place within 72 hours of its originally scheduled start time. For the purpose of this rule, the scheduled start time of a match shall be that which is declared by the GAA Central Council, the individual provincial councils and/or the individual county boards which determine the applicable competition fixtures. In the event of any conflict or inconsistency between the start times declared by any of the foregoing, the order of priority shall be (in descending order): (i) the GAA Central Council then (ii) the individual provincial councils then (iii) the individual county boards.
• In the event of a dispute over the award of a goal for first/last goalscorer or scorer special purposes, settlement will be in accordance with the result given by GAA within 48 hours of the final whistle. Any subsequent changes to the result will be ignored for settlement purposes.
• Bets taken on First Goalscorer/First Team Goalscorer will be void if that player does not take part in the game or if he gets substituted on after the 1st goal is scored. This includes singles and each way bets.
• Bets on last Goalscorer will be void if that player does not take part in the game.
• Bets on Anytime Goalscorer will be void if the player does not take part in the game. Bets will stand if the player takes part in the game.
• Own goals do not count for all markets; in the 1st/last goalscorer markets if an own goal is scored the winner will be settled on the next goalscorer.
• All bets on total points markets will be settled on the normal time result (including injury time) unless otherwise stated. The market result is determined by the point’s total of the game including goals. For example Dublin 1-17 Mayo 1-17 the points total equals 40pts (1 Goal = 3 Points).
• Extra time does not count.
• Bets will be settled on selected player’s total score including goals unless otherwise stated.
• Bets will be voided if the player does not start the game.
• If the player starts but gets injured or is substituted the bets will stand.
• Placed balls count unless otherwise stated.
• In the event of a tie in the Scoring match bets the market will be settled as a push.
• All Star markets are singles only and will be settled on the official GAA/GPA team of the year 15. If your selection is nominated or wins an All Star in a different position than what is displayed on the website the bet will stand.
• Footballer/Young Footballer/Hurler/Young Hurler of the Year markets will be settled on the official GAA/GPA award’s winners. Straight bets only.
• Top Championship Scorer market will be settled on the player who scores the most through the All Ireland Championship including qualifier and provincial series matches. All in, play or not.
• Tournament bets will only be settled if 36 holes have been completed, and an official result has been declared. Should 36 holes not be completed then all bets on that event will be void except markets that have already been decided i.e. 'first round 3-balls, ‘First Round Leader’ etc.
• Outcomes will be determined in accordance with the official result of the relevant governing body, regardless of any subsequent disqualification or amendment to the result (except if an amendment is announced within 24 hours of the initial settlement of the relevant market in order to correct an error in reporting the result).
• A tie/draw option is offered.
• The position is decided by an official playoff.
• Upon a tie in the Tournament Match Betting market, stakes will be refunded.
• Half the stake is lost -$50
• The other half wins and is paid at the same odds. So $50 wins at +200
• Two thirds of the stake is lost -$66.66
• The remaining third $33.33 wins at +200
• If a player does not start a tournament then all bets on that player will be void.
• A player must complete at least one stroke in a market for bets to stand. If a player withdraws before completing a stroke, they will be considered as having not played and all bets on the player will be voided.
• If a tournament is shortened and FanDuel Sportsbook settles the tournament markets then all bets matched after the last completed round will be void.
• If a Tournament/Round is restarted from the beginning, all bets placed after the official off time will be void, except on markets which have been unconditionally determined, which will stand. Bets on 2 or 3 balls will only be void if matched after the tee time of the relevant 2 or 3 ball.
• In the event of a postponed event, bets will stand provided the tournament takes place in the same calendar year.
• For all “lie related” markets (e.g. Closest to the Pin, Number of Greens in Regulation, etc.) - the lie will be determined using league official data.
• For all markets related to a single shot, bets will be voided if that shot does not take place.

Outright Winner

• In the event of a play-off the result of the play-off will determine the winner of the tournament.
• When more than one player shares the same lowest score in a tournament and there is no play-off, bets are settled by the normal dead heat method. See Section 12.1 above for dead heat example.
• Any players who withdraw after completing at least one stroke are considered as players and are therefore losers, unless the player takes no more part in the tournament after the bet is placed.

Players must complete at least one stroke for bets to stand.

• In 2/3 ball betting the winner will be the player in the pairing or group with the lowest score over 18 holes.
• Should a player in the 2/3 ball not tee-off all bets in that 2/3 ball are void. However should a player retire during the round after completing a stroke, he will be deemed to have played.
• If a player posts a score but is later disqualified, all bets will be settled on the score that the player initially signs for that round. Signing of the card is deemed as the weigh-in and subsequent disqualification or amendment of result will be ignored for settlement purposes.
• Odds for a tie are offered in 2 ball betting, therefore in the event of a tie bets on both players are losers and bets on the tie are winners. Dead heat rules apply in the event of a tie in 3 ball betting. See Section 12.1 for dead heat example.
• Any tournament that applies the stableford scoring system, the highest point scorer during the round will be deemed the winner.
• Should all players fail to complete the round then all bets will be void.
• In 'mythical 2 ball' betting the player/group with the lowest score over 18 holes is the winner.
• Should a player in the 2 ball not tee-off all bets in that 2 ball are void. However, if a player starts his round but withdraws or is disqualified during any part of the round he is deemed to be a loser.
• If a player posts a score but is later disqualified, all bets will be settled on the score that the player initially posts for that round.
• If odds for a tie are offered in mythical 2 ball betting and in the event of a subsequent tie, then bets on both players/groups are losers and bets on the tie are winners.

End of Round Leader

• If 2 or more players tie for the lead after the round, dead heat rules will apply. See Section 12.1 above for dead heat example.
• Settlement is based on a player leading after the selected Round (ties included) and winning the tournament.
• All 72 holes must be completed. In the event of a reduction in the number of Rounds/Holes played all bets will be made void.
• Settlement is based on a player leading after Rounds 1, 2 and 3 (ties included) and winning the Tournament.

Top X Finish (Top 5/10/20/etc.)

• Two fifths of the bet has won (19th & 20th) and three fifths have lost (21st, 22nd and 23rd);
• Thus three fifths of the stake is lost (-$60); and
• Two fifths of the stake win and is paid at the same odds, thus $40 wins at +150.
• Finishing position is decided by result posted by the governing body of that tournament (i.e. PGA Tour, DP World Tour).
• If a player is disqualified, retires injured or withdraws they will be deemed to have finished last.
• Should 36 holes (or 54 holes in the case of a 3 Round cut) not be completed then all bets on this market will be void.

Top Player Betting (e.g. Top US Player, Top European Player) & Tournament Group Betting

• In Top Player betting, the winner will be the player with the highest placing at the end of the tournament.
• If all listed players in a given market miss the cut, the player with the lowest score at the cut will be deemed the winner.
• In the event of a tie, dead heat rules apply. (See Section 12.1 for dead heat example)

Tournament Match Betting

• In Tournament match betting the winner will be the player with the highest placing at the end of the tournament.
• If both players miss the cut, then the one with the lowest score will be deemed the winner.
• If a player withdraws or is disqualified after making the cut, when his opponent has already missed the cut, the disqualified or withdrawn player is deemed the winner.
• If a player withdraws or is disqualified before the cut is made the other player is deemed the winner.
• In the event of a tie in tournament match betting, stakes are refunded

Tournament Group Betting

In Tournament group betting the winner will be the player with the highest placing at the end of the tournament. Players missing the cut will be eliminated. If all listed players miss the cut the player with the lowest score at the cut will be deemed the winner.

In the event of a tie in tournament groups, dead heat rules apply.

In the event of a listed player being withdrawn prior to the first round, then the market will be void.

To Make/Miss the Cut

• Players who are disqualified or withdraw before they complete 36 holes (or 54 holes in the case of a 3 Round cut) are deemed to have missed the cut.
• Players who are disqualified or withdraw after the cut will be deemed to have made the cut.
• If there is more than one cut in a tournament, settlement will be based on whether the player has made or missed the first cut.
• Bets on players to make/miss the cut will be settled on the official result posted on the tour sites.

Matchplay Markets

• If the tournament allows for sudden death or playoff hole(s), then the market will be settled on the result of the sudden death or playoff hole(s); or
• If the tournament allows for halved matches, then the market will be settled as a “half”; or
• If the tournament allows for halved matches, and there is no half/tie/draw option offered, then stakes on the match betting will be refunded.
• For team matchplay events, bets on the winner of any singles match will be void if that match does not reach its natural conclusion. A match will be deemed not to have reached its natural conclusion if, for example, the applicable players agree to a half because the overall team contest has already been determined.

Strokeplay Hole-by-Hole Markets (i.e. performance of a named player on a given hole)

• Should a hole not be completed for any reason all bets on that hole will be void unless the market has been unconditionally determined.
• Markets are settled on completion of the hole and any subsequent penalties or disqualification will not be taken into account.

Matchplay Hole-by-Hole Markets (i.e. performance of players against each other on a given hole)

• Any player or team withdrawing or being disqualified having played a stroke on that hole will be settled as a loser providing at least one other player completes that hole.
• If any player or team does not play a stroke on a hole all bets will be void.

Big X v. The Field

• If any of the players quoted as part of the Big “X” are non runners, bets will be void on this market.

Total Majors Won/To Win a Major

• Players must play all four majors for bets to stand.

“To Qualify” Markets

• In any 'To Qualify' market for any tournament the winners are the number of golfers that qualify for the tournament, whether they compete in the tournament or not. Markets will be settled after the qualifying stage and any subsequent disqualification or amendment to results will not count.

Victory Margin Markets

• ‘Victory Margin’ markets will be settled on the official tournament result NOT including any playoff.

Straight/Dual Forecast

For Straight Forecasts, players must come 1st and 2nd in the specified order, and in Dual Forecasts players must come 1st or 2nd in either order. Dead-heat rules may apply.

Both players must tee off for bets to stand, otherwise bets will be made void on that selection.

In the event of a tie for 2nd place, Dead-heat rules will apply, i.e. a 4 way tie for 2nd place will mean the bet will be settled at ¼ of the original stake.

Hole in One Markets

Should the tournament be reduced to 36 holes or less then all bets on this market will be void, unless the market has been unconditionally determined.

If the original card of the course is adjusted in any manner that affects the initial overall par of the course, then bets on hole in one related markets will be void.

In a specified player to make a hole in one market, said player must tee off for bets to stand.

Closest/Distance to the Pin

Bets are on the ball closest to the pin/hole in regulation shots for the hole being played (1 shot for a par 3, 2 shots for a par 4 etc.).

For group betting, if no player hits the green in regulation then the ‘No Green’ selection will be deemed the winner. If there is not a ‘No Green’ selection offered and no player hits the green in regulation, then all bets will be void.

For individual player pin markets (e.g. Tee shot to finish within “X” Feet of the pin) the ball must be on the green to qualify.

Longest Drive Markets

• For group betting, if no ball finishes on the fairway or green, then the 'No Fairway' selection will be deemed the winner. If there is not a 'No Fairway' selection offered and no player's drive finishes in the fairway or on the green then all bets will be void.

Putting Markets

Putts are counted as all shots after the 1st shot where the lie is green (even if subsequent lie is not green)

To Make Putt markets will be void if putt not hit.

Player Performance Bets (Bogey Free/Birdie or Better/etc.)

Any Eagles or better will count for the birdies, and any Double Bogeys or worse will count for the bogeys.

Any change of Hole par during the round, then all bets are void.

The selected player must complete the nominal 18 holes for bets to stand. Any withdrawal or disqualification during the round, then bets will be made void on that player.

Bets are on the stipulated round only. Playoffs do not count as part of the bet.

For any “OddsBoost” which involve a player to win a tournament, if that player shares the same lowest score in the tournament as another player and there is no play-off, the relevant part of the “Special” will be settled according to our normal dead heat rules.

In the event of a play-off, the result of the play-off will determine the winner of the tournament. Even if three or more contestants take part in a play-off, such a play-off has, for the purposes of any “OddsBoost”, the sole purpose of determining the winner of the tournament (meaning that the relative finishing positions, within the tournament, of unsuccessful play-off contestants is not affected by their placing in the play-off).

Any players who withdraw from a tournament after completing a stroke are considered as having played in the tournament and, therefore, any “OddsBoost” bets placed on those players will be deemed to be losing bets.

For any “OddsBoost” which involve a player that has withdrawn before they have completed a stroke, the bet in question will be voided in its entirety.

Any “OddsBoost” involving a player to finish in the top 5/10/15/20 (or similar) will (unless otherwise stated) be deemed successful if the player finishes in a tie for the last named place. For example, if a “OddsBoost” bet is placed on a player to finish in the top 10 and the player finishes in tied 10th position, the “OddsBoost” bet will be settled as a winning bet.

Tourney Specials Bets

The rules in this sub-section apply specifically to the settlement of any golf bets which are placed via Tourney Specials tab in Golf. All other settlement rules which are included in this "Golf Rules" section or elsewhere on this website (including in FanDuel Sportsbook's Rules and Regulations) will also apply to the settlement of Specials bets unless they contradict, or conflict with, those included in this sub-section (in which case, the rules in this sub-section shall take precedence).

For any Specials bets which involve a player to win a tournament, if that player shares the same lowest score in the tournament as another player and there is no play-off, the relevant part of the Special bet will be settled according to our normal dead heat rules.

In the event of a play-off, the result of the play-off will determine the winner of the tournament. Even if three or more contestants take part in a play-off, such a play-off has, for the purposes of any Specials bets, the sole purpose of determining the winner of the tournament (meaning that the relative finishing positions, within the tournament, of unsuccessful play-off contestants is not affected by their placing in the play-off).

Any players who withdraw from a tournament after completing a stroke are considered as having played in the tournament and, therefore, any Specials bets placed on those players will be deemed to be losing bets.

For any Specials bets which involve a player that has withdrawn before they have completed at least one stroke, the bet in question will be voided in its entirety.

Where an obvious pricing error has occurred, we reserve the right to cancel any Specials bets placed at the incorrect price (and, in such circumstances, we will offer the Special bet to be re-placed at the correct price).

Any Special bets involving a player to finish in the top 5/10/15/20 (or similar) will (unless otherwise stated) be deemed successful if the player finishes in a tie for the last named place. For example, if a Special bet is placed on player to finish in the top 10 and the player finishes in tied 10th position, the Special bet will be settled as a winning bet.

For any obvious wording errors, we reserve the right to cancel any Special bets placed on that selection (and, in such circumstances, we will offer the Special bet to be re-placed with the correct wording).

• Settled on 60 minutes play unless stated otherwise. Extra time does not count.
• If 60 minutes is not completed then all bets will be void, except those that have been unconditionally determined. If an official result is declared all bets will stand.
• In case of a match being postponed it will be voided unless it takes place within 48 hours of the initial scheduled start time.
• The name/heading of a competition amounts to evidence of what a bet refers to. For example, if you placed a bet on “Norway vs Brazil” under the competition name/heading U20 World Cup, the bet would have applied to the match between Norway and Brazil which was part of the U20 World Cup.
• All bets referring to aggregated Tournament Totals will be settled based on official statistics by the governing association. Unless otherwise stated, cumulative amounts of such bets will include eventual prolongations (e.g. Extra Time) but not Penalty Shoot Outs.
• Settlement of player related bets in a specific match will be based on the result after the end of the 2nd half (Regular Time), unless otherwise stated. Extra time does not count.

Field Hockey

• Overtime does not count unless stated otherwise.
• If 70 minutes is not completed then all bets will be void, except those that have been unconditionally determined. If an official result is declared all bets will stand.
• Should a match be abandoned all markets will be void unless the outcome of that market has been unequivocally decided.
• In the case of a match being postponed all bets will be void unless the match takes place within 36 hours of the initial scheduled starting time. Affected Parlays will be recalculated excluding that event or leg.

US Ice Hockey (General)

• These rules apply for NHL, any NHL sanctioned events, AHL, NCAA, PWHL, ECHL and other North American Ice Hockey Leagues
• All settlements are based on results and statistics provided by the relevant league’s governing body (www.nhl.com, www.ncaa.com).
• Games must go 55 minutes for bets to stand. In the event a game is suspended prior to the 55th minute of play and will not resume within 24 hours bets will be void unless the result of a market has been unequivocally determined during the normal course of play.
• All markets will be settled inclusive of overtime (including any subsequent shootout) unless explicitly stated to be settled on 60 Minutes or Regulation Time.
• In the event of a shootout, the winning team will be credited with one goal. This counts for all markets where applicable.
• Where a season or tournament is unexpectedly shortened, all futures markets/wagers will be settled in accordance with the official ruling of the relevant governing body so long as the ruling is made within 90 days after the scheduled completion date; or unless the outcome has unequivocally been determined prior to the interruption of the season.

Overview of Specific Game Markets (US Ice Hockey)

• Money Line/Puck Line/Total Goals/Alternates - Includes overtime and any subsequent shootout for settlement purposes. In the event of the total being the exact index quoted, bets will result in a push.
• 60 Minute Markets - Where indicated 60 minute markets exclude overtime and shootout goals. If game goes to overtime, the “tie” selection will be the winner.
• Total Goals (Flat Line) - Settled on the total goals scored during a game. If the result is equal to the quoted index, bets will be voided.
• Period Markets - Settled on the exact score of the specified period. For settlement purposes the 3rd period does not include any overtime played.
• 1st/2nd/3rd Period Money Line - Settled on the final score of the listed period only. If the score is a tie, bets will be voided.
• Highest Scoring Period/Team Highest Scoring Period - Settled on which period has the most goals scored. This market has a “Tie” selection and in the event of 2 or more periods having an equal number of goals scored, the “Tie” is the winning selection. For settlement purposes - the 3rd period does not include OT or Shoot-outs.
• Total Goals Odd/Even - Settled on whether the final number of goals scored is an odd or even number. For settlement purposes 0 goals is considered even. This market does not include OT or Shoot-out for settlement purposes.
• 60 Min Team to Score 1st/Last Goal - Markets settled by which team scores the listed goal in the game. If the game has 0 goals scored in regulation, the “None” selection will be deemed the winner.
• Period X Team to Score 1st/Last Goal - Markets settled by which team scores the listed goal in respective period. If the period has 0 goals scored, the “None” selection will be deemed the winner. 3rd Period does not include OT or Shoot-Outs.
• Goal Scored in first 5/10 Minutes of Quoted Period - For settlement purposes the First 5 minutes of a hockey period are 00:00 - 04:59 of elapsed time and 10 minutes are 00:00 - 09:59 of elapsed time
• Any of the originally scheduled games do not begin on the scheduled start date and are postponed (using time-zone of the original schedule venue);
• Any of the listed games does not fully complete the necessary 55 minutes required to have action; or
• The quoted number of games does not equal the actual number of games played.
• In the event that multiple games have the same number of goals scored, the dead heat rule will apply (See Dead Heats - Part A).
• All markets are subject to their respective pre-match rules for the purposes of Live Betting.

Overview of Specific Futures Markets (US Ice Hockey)

• Team Regular Season Futures - For wagers to have action, teams must complete 80 scheduled regular season games. Should a team not complete the required number of games, all wagers on that respective team’s regular season points/wins will be void, unless the result is already pre-determined.
• Worst Regular Season Record - Settled on the basis of which team finishes in last place, per the governing bodies’ final standings.
• Player Award/Player Regular Season Markets - Player must appear in 1 (one) game across the regular season for the specific player wager to have action for regular season awards. A player must appear in a game in the postseason for the specific player wager to have action for postseason awards. In the event a quoted player retires or does not play in the quoted season, then that respective players bets are to be voided. For awards that are reliant on statistics, Dead-Heat rules will apply if there are one or more ties (See Dead Heat Rules).
• Playoff Series Props (Player Most Goals/Points/Assists/etc.) - A series must come to a natural conclusion for bets to stand. Overtime counts for settlement purposes. In the event two or more players tie, dead heat rules apply (See Dead Heat Rules). A player listed must take part in at least one game in the series for bets to have action. If a player does not take the ice during at least one game, all bets on the player selected will be void (and in the case of a 2-player head-to-head market, all bets on the market will be voided).
• The official draft results on nhl.com will be used for settlement purposes including, but not limited to: player draft position, playing position, development league, school, height, etc.
• For “over/under draft position’ markets, undrafted players are assigned the draft position that comes after the last drafted player.
• For “over/under draft position” markets, the “under” means the player is chosen with a pick that is less than the designated number and “over” would mean the player is chosen with a pick that is more than the designated number. For example, in a market of “Player X - Over/Under 3.5” if Player X is picked with the second pick of the draft, then the “Under” selection would be the winner.

Overview of Player Prop Markets (US Ice Hockey)

• Players must receive time on ice per the governing body box score to be considered as action. If a player does not receive any time on the ice, then all bets on the player will be void.
• All proposition markets are graded on the inclusion of regulation and overtime, unless otherwise explicitly stated that markets are for a specified period or 60 minutes. Player Shootout attempts/stats do not contribute unless market specifically states shootouts.
• First/Last Goalscorer - Market settled based on which player scores the first or last goal in a game. In the event that a game is scoreless in regulation and is scoreless in the overtime period, then “No Goalscorer” will be the winning selection.
• Xth Goal Scorer Markets - All bets are action for players with any time on the ice. Bets will be void if quoted index goal is not scored in Regulation or Overtime.
• Overtime specific Markets: Any wager made on markets explicitly stated for overtime in games that do not reach overtime are void. A player must take the ice in overtime for bets to have action.

European Ice Hockey and IIHF International Competitions

• In case of a match being postponed, it will be voided unless it takes place within 48 hours of the initial scheduled starting time.
• Bets will be settled according to the result declared by the relevant governing body at the end of the match. In the absence of consistent, independent evidence or in the presence of significant conflicting evidence, bets will be settled based on our own statistics.
• All markets will be settled with the result at the end of regular time (60 minutes) unless otherwise stated.

Overview of Specific Markets (European Ice Hockey and IIHF International Competitions)

• 2-Way Match Betting/Moneyline will be settled on result after overtime (including any subsequent shootout).
• Period Markets - Settled on the exact score of the specified period. For settlement purposes the, 3rd period does not include any overtime played.
• Double Result - Settled on the score of the game at the end of the 1st and 3rd periods.
• Race to xth Goal - The winner will be the team to achieve the number of specified goals first. Should neither team reach the target, pre-match bets will void. Does not include Over-time or Shootout.

Player Props (European Ice Hockey and IIHF International Competitions)

• Players must appear on the ice during play for bets to stand. Only goals scored in regulation or overtime count for settlement purposes. Shootout goals do not apply.
• Overtime counts for all player proposition markets. Only goals scored in regulation or overtime count for settlement purposes. Shootout goals do not apply.
• Xth Goal Scorer Markets: In the event an unquoted selections wins, all bets still have action.
• Jai Alai bets on the full game (Moneyline, Spread, Total) are considered official only once the game is completed without either player withdrawing due to injury, incapacity, or disqualification.  
• Time or period based markets will have action as soon as the result has been officially determined, regardless of the match being suspended afterwards. For example, a wager on a player to win a specific set will be settled once that set is final.  
• When a game is postponed or suspended before it starts, and it is officially determined the game will not be played within 48 hours of the originally scheduled start time, otherwise, all bets have no action and stakes will be refunded.  
• When a game is in progress and is delayed or postponed before any official announcement, the game must be resumed and completed within 48 hours of the originally scheduled start time, all bets have no action and stakes will be refunded.  
• Team to Win the Match: Team to Win the Match will use the final score of the match, bets will stand if one of the players retires or forfeits for any reason.
• All bets on matches where a player or pairing retires or is disqualified prior to the first set will be voided. Doubles matches in which one player of a pairing is replaced by another player prior to the first set will also be voided.
• If a game is postponed and is not played within 48 hours of the official start time (local time) then all bets will be voided.
• If a game that has started is suspended due to a rain delay or other deferral and resumes within 48 hours of the originally scheduled start time (local time), then all wagers will stand. If the game is delayed beyond 48 hours of the originally scheduled start time, then all bets on the market for the game will be void. Except for bets on any markets that have been unconditionally determined. If an official result is declared by the relevant governing body, all bets will stand.
• In the event of a venue change, all bets on the impacted game will be voided.
• Premier Lacrosse League games are considered complete after 48 minutes of regulation gameplay unless the score is tied at the end of regulation.
• National Lacrosse League & NCAA Lacrosse games are considered complete after 60 minutes of regulation gameplay unless the score is tied at the end of regulation.
• In the event of a tie at the end of regulation, the game is considered complete upon the first goal in overtime.
• Second half markets include overtime.
• Fourth quarter markets do not include overtime.
• All Outright markets are All-in (see Section 7.1).
• For markets that specify number of goals - a goal shot from behind the two-point line counts as one goal.
• For player proposition markets, if the selected player does not take the field, wagers placed on the player will be voided.
• For season long player proposition bets, the nominated player must participate in at least one game during the regular season for bets to stand.

Motorsports (which may include, amongst others, NASCAR, Indy Car, Formula One, Superbikes and Speedway)

Motorsports - general rules.

• The start of the race is the signal to commence the warm up lap. If a driver is not on the grid or ready to start from the pit lane when the signal is given we will void all bets on the selection.
• If a race is abandoned and no presentation position or official result is declared all bets on that race will be void except for bets on any markets which have been unconditionally determined.
• Bets will be settled on the result at the time of the podium presentation regardless of any subsequent disqualifications.
• If the scheduled venue is changed after a bet is placed, all bets will be void.
• On "head-to-head" bets (i.e. match bets) the driver/rider/car (in team races) who finishes ahead or completes the greatest number of laps is deemed to be the winner. Both drivers must start.
• If both drivers retire on the same lap, then wagers will be settled on the official result of the relevant governing body.
• In Speedway, bets will be void if all scheduled heats or races of a meeting or match are not completed except on markets which have been unconditionally determined.
• In any case where there is no podium presentation, but the market states that settlement of the relevant market will be based on the result at the time of the podium presentation, then the market will be settled on the official result of the relevant governing body regardless of any subsequent disqualification or amendment to the result (except if an amendment is announced within 24 hours of the initial settlement of the relevant market in order to correct an error in reporting the result).
• On Safety Car “Yes/No” markets, a virtual safety car will not count as a Safety Car.

NASCAR/IndyCar

• The Field includes any driver who is not listed.
• Any drivers who do not qualify for the race will be deemed no action.
• The race must be run within 72 hours of the scheduled start time for bets to stand.
• The podium presentation will count as the result and any subsequent inquiries will not affect settlement of bets.
• IndyCar results will be settled on official classification at the time of the podium presentation, with subsequent disqualifications disregarded.
• All drivers within the match-up must start or the market will be void. The driver who finished ahead or completes the greater number of laps will be deemed the winner. The official results of the relevant governing body will be used to determine the finishing order.
• Both drivers must start the race (e.g. cross the start line) for bets to be action. If any driver is replaced before the start of the race then all match-ups will be void.
• Race props will be settled on official IndyCar & NASCAR results (e.g. cautions, caution laps, lead changes, number of leaders, winning car etc.). If a race is shortened and no official results are posted then all bets will be deemed no action.
• All prop futures are deemed action when drivers qualify for at least 26 regular season races. Outright Drivers Championship will be deemed as action when driver has qualified for at least 26 regular season races. Unless there is a special exception made by NASCAR to qualify a driver for the playoffs, bets on drivers who do not qualify for at least 26 regular season races will be void. 
• All F1 race bets are settled on the official FIA classification at the time of the podium, with subsequent disqualifications disregarded.
• F1 Sprint Weekends: Unless otherwise stated, all F1 Grand Prix markets will be settled on results of the main weekend race. Sprint Race markets will be explicitly called out. Sprint Race wins will not count towards overall season race wins special markets unless stated otherwise in market description.
• All Drivers who complete 90% of the race laps are deemed as classified finishers in line with the official FIA Classification. However, all drivers are given a ranking, and for the purpose of match and positional betting, this rank shall apply.
• In the event a selection does not complete the designated number of laps to be deemed a classified finisher, for match, and positional betting - the winner will be determined by the number of laps completed. Should both selections complete same number of laps, wagers will be voided.
• For Group Betting, the winner is the driver achieving the highest placing at the time of the podium presentation. If all drivers in the group fail to be classified, then the driver completing the most laps will be deemed the winner. If all drivers in the group fail to be classified and two or more drivers retired on the same lap then dead-heat rules will apply.
• In the event of a driver switching race teams during race week, or a driver not originally listed entering the field, all bets taken prior to these changes being factored into the betting will be re-settled at the correct price taking into account the team/car change. This is inclusive of all markets offered for F1 and FanDuel Sportsbook’s decision is final in this regard.
• All qualifying wagers are action once a driver starts qualifying. Drivers must start qualifying for action on qualifying wagers. Subsequent penalties or demotions will not affect the grading of wagers.
• Qualifying Match Betting: The winner will be deemed to be the driver who sets the fastest qualifying time during the final qualifying session between the two drivers quoted. If either driver fails to begin a qualifying lap, then all bets on that match will be void. Any subsequent grid penalties or disqualifications shall be ignored for betting purposes. If Q3 does not take place, then bets will be settled if the grid is formed based on times from Q1 or Q2. All bets will be void if the grid is formed for the main race or for Sprint Qualifying (where such format is used) based on any other criteria.
• The Start of the race is deemed to be the signal to start the warmup lap. All drivers are action from this point on.
• For match and positional betting, all drivers within the specified market must start the race (see above) for bets to be action. If any driver is replaced before the start of the race then all match-ups will be void.
• Race Props will be settled on official Formula One results.
• For “first retirement markets” the following rules shall apply. All bets placed on drivers who do not start the formation lap will be deemed void. The first retirement will be settled on the number lap on which the driver retired. If 2 or more drivers retire on the same lap, then dead heat rules will apply regardless of the time that the drivers retired.
• Leader after the first lap, for Settlement purposes the winner is deemed to the driver leading the race as they cross the start/finish line after one classified lap (warm up lap not included). In the event of one lap not being fully completed all bets will be void. If the race starts under the Safety car, all bets will be void.
• Bets on the Formula One Championship and Constructors Championship will be settled in line with the official FIA results immediately following the podium presentation of the final race of the season, with subsequent disqualifications disregarded. The drivers and constructors championship titles are awarded to the driver and constructor who score the most points over the course of the season. In the case of a dead heat for a championship place, then the driver or constructor with the higher number of superior race results will be awarded the place.
• Overtime counts for the settlement of Match Betting, Point Spread (Handicap) Betting, Total Goals, Home Team Total and Away Team Total Goals.
• Dead Heat rule will apply for Match Betting if no overtime is played. All other markets will be settled according to the result at the end of regular time.
• In the event of a match not taking place or is cancelled or the starting but not being completed all bets are void and wagers will be refunded.

Olympics - General Rules

• The final medal table declared by the governing body will be used to settle all bets. Any subsequent changes will not be taken into consideration.
• For the Olympic Games all events will be settled on the official IOC results at the time of the medal/podium ceremony only. Subsequent disqualifications or amendments will not be counted for settlement purposes.
• In the event of a team/participant not competing in an event for any reason we reserve the right to apply a deduction in returns relevant to the price of the scratched selection per Section B, Rule 7.3 above.
• Unless otherwise explicitly stated in the market or the sports specific rules below; all bets will be settled according to the rules for the relevant sport and/or the relevant general rule.
• Dead Heat Rules apply.
• If an event is postponed, bets will stand as long as the event takes place within 48 hours of the initial scheduled time. If the event is cancelled or takes place after this period, bets will be voided.

Olympics - Specific Sport Rules

• Olympic Basketball - Matches are played under FIBA rules. Therefore all bets will be settled according to ‘European Basketball Rules’.
• Olympic Field Hockey - Match betting will be settled based on the result at the end of 60 minutes. In the event of a two-way match betting/to qualify market being offered, then this will be settled on whichever team progresses.
• Olympic Rugby 7s - all bets will be settled according to rugby 7s rules within the ‘Rugby Union and Rugby League’ section.
• If a crew or individual starts a race but does not complete it then they will be deemed a loser providing at least one other crew or individual completes the race. If no crew or individual completes a race then all bets will be void.
• If a regatta is cancelled for any reason, all bets will be void, except those on markets which have been unconditionally determined.

Rugby Union and Rugby League

Rugby union rules.

• Unless otherwise stated, all rugby union bets are settled on 80 minutes’ play plus any injury time.
• For Rugby 7s tournaments, all bets are settled on the result at the end of Normal/Regular time (except halftime, first half, overtime and penalty shootout markets).
• If a match is postponed, bets will stand until 48 hours from the original kick off time, after which time they will be void.
• If the venue is changed from the one advertised, all bets on that match are void.
• Any parlay bet reduced by an abandoned, postponed or re-arranged match will stand on the remaining selections.
• If a match starts but is abandoned before its completion, all bets will be void unless an official result is declared by the applicable governing body. Where an official result has been declared by the official governing body, that official result will govern match and point spread (handicap) market settlement but all other markets will be void unless their result has already been determined at the point of abandonment (i.e. at the point of abandonment, it would not have been possible for the outcome of the bet to change had the match continued to its natural conclusion). By way of example, if 37 points have been scored at the time a match is abandoned: (i) a bet placed on 35 points or more to be scored would be settled as a winning bet, (ii) a bet placed on 30-35 points to be scored would be settled as a losing bet and (iii) a bet placed on 40-45 points to be scored would be void. In such circumstances, bets on last tryscorer / team to score last / team to score last try / last scoring play would all be void.
• Outright Bets: all bets placed on outright markets will be settled on official tournament results. For betting purposes, any team which has points deducted due to breaches of rules and regulations will be deemed a starter. If, at the time a deduction of points is announced, the loss of points means that only one eventuality can occur then all bets on that competitor are void and monies will be returned. Any bets placed after a points deduction may have prices adjusted accordingly.
• All outright markets which state “Regular Season” (or similar) are deemed to mean the official standings of teams after all matches of the predetermined season are played and before any playoff matches have commenced.
• Tournament Tries/Points: Bets will apply to all playing time, including any extra time in any match where an official result is declared.
• To Miss Top 2 / Top 4 / Top 8: For betting purposes, any team which has points deducted due to breaches of rules and regulations will be deemed a starter. If, at the time a deduction of points is announced, the loss of points means that only one eventuality can occur, then all bets on that competitor are void.
• Tryscorers: All bets will be refunded if they were placed on players not included in the official match day 22 or 23 (depending on the competition). If a substitute is not on the field before the first try is scored then bets on that player will be void in the ‘First Tryscorer’, ‘First Team Tryscorer’ and ‘First Tryscorer Insurebet’ markets. If a substitute comes on at any stage during the game, they will be considered ‘All In’ for all other tryscorer markets. If they do not take any part in the game, they will be void in all tryscorer markets.
• First/Last Tryscorer: In the event of a penalty try being the first / last try scored, we will pay out on the penalty try option if offered. If the penalty try option is not offered, we will pay out, for “First Try” markets, on the next tryscorer following the penalty try (where the first try is a penalty try) and, for “Last Try” markets, on the tryscorer immediately preceding the penalty try (where the last try is a penalty try). For 'Xth try scorer’ markets, if the penalty try option is not offered, we will void any bets placed on the Xth try to be scored by a particular player if that try is in fact a penalty try. If there is no try scored after the penalty try then “First Try” and “Last Try” markets will be void.
• First Tryscorer Insurebet: If the player fails to score the first try but does score a try in the match then the bet stake will be returned. If a substitute is not on the field before the first try is scored then bets on that player will be void.
• Position to Score First Try: In the event of a penalty try being the first try scored, we will pay out on the position of the next tryscorer for “Position to Score First Try” markets. For ‘Position to score xth Try’ markets, in the event of a penalty try, we will pay out on the position which scores the next try (e.g. if the first try scored in a match is a penalty try and the second try is scored by a ‘forward’, then a ‘forward’ will be deemed to have scored both the first and second tries). If there is no try scored after the penalty try then this market will be void.
• To win in Extra Time: If there is no winner following extra time, dead heat rules will apply to bets on this market.
• Tryscorer Matchbets / Kicker Matchbets / To Score the Most Points Matchbets: Both players must be in the starting 15 for bets to stand. If there is no ‘Tie’ or ‘Draw’ selection offered and the result is a tie then all bets will be void.
• Best Kicking Percentage Matchbets / Kicker Matchbets / To Score the Most Points Matchbets: Bets will be void if both players do not attempt at least 1 placed kick at goal.
• Player Total Points / Perfect Kicking record: Bets will be void if the selected player does not attempt at least 1 placed kick at goal.
• Top Tryscorer / Top Team Tryscorer / Top Points Scorer: dead heat rules apply.
• Regular Season Team Matchbets: dead heat rules apply.
• Head to Head: Any extra time will be counted for settlement purposes. In the result of a draw where no extra time is played, this market will be settled according to dead heat rules.
• Man of the Match: for Rugby World Cup Man of the Match markets, the market will be settled based on the official 'Man of the Match' as determined by the Rugby World Cup official site. If the Rugby World Cup official site fails to declare an official Man of the Match for any reason, all bets will be void.

Rugby League Rules

• Unless otherwise stated, all rugby league bets are settled on 80 minutes’ play plus any injury time.
• All bets on NRL matches will be settled on the official declared result including any extra time, except ‘Match Betting, ‘Point Spread (Handicap) Betting, 'Will There Be Extra Time?', 'Highest Scoring Half' and 'Half With Most Tries' markets (which will be settled on the basis of 80 minutes’ play plus any injury time). In Point Spread (Handicap)/Line and Totals betting where the value selected is a whole number (e.g. 6.0), and the result lands on that number, then all wagers related to that line number will be refunded, and any such bet will be deemed an excluded leg for the purpose of any applicable parlay, which will be recalculated excluding that leg. The same rules apply for State of Origin and any other Australian Rugby League match where extra time is played.
• If the result of an NRL match after extra time is a draw, then the Dead Heat Rule will apply to all bets where a winner has not been officially declared. All winning margin bets, including Dozen Winning Margins, will be deemed unsuccessful bets as neither team has won the match.
• If a match is postponed, bets will stand until 48 hours from the original kick off (local time of match), after which time they will be void.
• If the venue is changed from the one advertised, all bets on that match will still have action (unless it is also postponed to over 48 hours from scheduled kick off)
• NRL & Super League Outright / Regular Season Outright / Top 2 / 4 / 8 Finish: All In Betting. Any Team which has points deducted due to breaches of rules and regulations will be deemed a starter for resulting purposes. Any loss of titles after the completion of the Grand Final will be deemed null and void and all bets will stand. All outright markets which state “Regular Season” (or similar) are deemed to mean the official standings of teams after all matches of the predetermined season are played and before any playoff matches have commenced.
• NRL & Super League Wooden Spoon: This market is settled on the team which has the least wins for the season. A draw is considered as half a win. In the event of more than one team having the same number of wins, the outcome will be determined by the worst 'for and against' points total. Points deducted because of breaches of rules and regulations are excluded for resulting purposes. All In. Win Only.
• To Miss Top 2 / 4 / 8: For betting purposes, any team which has points deducted due to breaches of rules and regulations will be deemed a starter. If, at the time a deduction of points is announced, the loss of points means that only one eventuality can occur, then all bets on that competitor will be void.
• Tournament Tries/Points: Bets will apply to all playing time (including any extra time) in any match where an official result is declared.
• Tryscorers: All bets will be refunded if they were placed on players not included in the official match day 17. All players that are named in the match day 17 will be considered ‘All In’ for all tryscorer markets (including "First Tryscorer" and "First Team Tryscorer" markets).
• First/Last Tryscorer: In the event of a penalty try being the first / last try scored, we will pay out on the penalty try option if offered. If the penalty try option is not offered we pay on the next tryscorer for first try or preceding tryscorer for last try. For xth try betting if the penalty try option is not offered we pay on the next tryscorer i.e. if the second try scored in a match is a penalty try and the third try is scored by Paul Smith, then Paul Smith will be deemed the winner for the second and third tries. If there is no try scored after the penalty try then this market will be void.
• First 2nd Half Tryscorer: If a player is included in his team's matchday 17-man squad, all bets on that player will stand regardless of whether the player is on the field for the first 2nd half try or not.
• Tryscorer Matchbets / Kicker Matchbets / To Score the Most Points Matchbets: Both players must be in the starting 13 for bets to stand. If there is no ‘Tie’ or ‘Draw’ Selection offered and the result is a tie then all bets will be void.
• Best Kicking Percentage Matchbets / Kicker Matchbets: Bets will be void if both players do not attempt at least 1 placed kick at goal.
• Player Total Points / Perfect Kicking record: Bets will be void if a player does not attempt at least 1 placed kick at goal.
• Statistics/Supercoach Markets: All bets on players not in the starting 13 will be void. All statistic bets will be paid at the completion of each round in accordance with official NRL statistics. Supercoach markets will be paid at the completion of each round in accordance with the Daily Telegraph (Australia) results.
• Top Tryscorer / Top Points Scorer: dead heat rules apply.
• In the event of a match starting but not being completed, the player progressing to the next round will be deemed the winner (or in the final the player declared the winner).
• If a player fails to start a tournament or match all bets on that player or individual match will be void.
• If a match is not completed for any reason then bets on 'any correct score' or 'next frame' market will be void.
• If a match is not completed for any reason, bets on any point spread (handicap) market will be void unless the market has been unconditionally determined.
• First Color Potted The first color legally potted scoring its own value (i.e. not taken as a free ball) will be considered the winner, irrespective of whether there are any subsequent re-racks.
• Next Frame - First Player to Pot a Ball The first player potting a ball legally will be considered the winner, irrespective of whether there are any subsequent re-racks.
• Point Spread (Handicap)/Total Rack betting - If the statutory number of racks are not completed, then all bets will be void. In the event of a match starting but not being completed, bets will be void unless the outcome is already determined.
• Match betting - In the event of a match starting but not being completed then player progressing to next round, or the player awarded the victory (points) in a team competition, will be deemed the winner for settlement purposes.
• To win next Rack betting - In the event of the specified rack not being played or not being completed, bets will be void.
• Next Rack (Golden Break/Balls Potted off Break) - In the event of the specified rack not being played, bets will be void. Only legally potted balls will count for settlement purposes.
• Top Points Scorer/Top Team Points Scorer - Dead Heat rules will apply.
• Markets for this sport may not currently be offered in all jurisdictions.
• Outright markets are offered on a Non-runner no-bet basis. Future wagers on any player who takes part in a qualifying tournament but fails to qualify for the main tournament will be classed as losers.
• Next Frame Total Points - In the event of a re-rack, only points scored in the completed frame will count towards settlement.
• In the event of a player being awarded a frame due to non-appearance of opposing player, to win 1st frame, to win xth frame and all related markets to that frame will be settled as void. Frame betting, handicap betting, total frames, race to three frames & 1st 4 & 6 frames outright/correct score will be settled as normal.
• Next Four frames outright and correct score, Next Session outright/correct score. If Four Frames/Next Session are not completed due to the match result having been determined before this point, then bets will be deemed void unless already determined as a losing bet. If all frames are not completed due to time constraints, bets will be settled when play resumes and settlement point is reached.
• Session outright/correct score: If a session is reduced in length due to time constraints, bets will be settled on completion of the original intended number of frames in that session.
• Stage of Elimination: Player must play one shot in the tournament for bets to stand.
• Official match sheets will be used for settlement purposes.
• For soccer betting, the team listed first is the Home Team, unless the game takes place in a neutral venue. For settlement purposes, the first team listed will still be considered the Home Team in this case.
• All general soccer bets will be settled in accordance with official league data.
• Shots/Shots on Goal Markets
• Assists Markets
• Tackles Markets
• Offside/Foul Markets
• Cross Markets
• Pass Markets
• Goalkeeper Save Markets
• FanDuel Sportsbook reserves the right to settle the above markets in accordance with the definitions if there are disputes on official league data.
• All bets on soccer are automatically settled on the basis of 90 minutes play unless otherwise stated for that particular market. 90 minutes play includes time added on by referee for stoppages. The only exceptions are for matches that are played for a lesser duration (e.g. 60, 70 or 80) as agreed by the laws of the competition in which they are competing or agreed by both sides prior to kick-off. In such cases, if the match is played in the traditional format of two halves, all bets will be settled at the end of the agreed game length which includes time added on by the referee for stoppages whether the game length is advertised by FanDuel Sportsbook or not. If the game is played in an unusual format (e.g. 3 or 4 periods) then all half-time markets will be voided but all other markets will be settled on the basis of the score at the end of the match (including any time added on by the referee for stoppages).
• Where a bet is accepted on a match where no prices are on offer then that selection will be treated as a non-runner, but the remainder of any parlay bet will stand provided there are not fewer than the stipulated minimum number of matches in the bet.
• Settlement will be at the price prevailing at the time the bet was placed and confirmed. Dates and kick-off times of matches shown on our website are for guidance purposes only. Bets will be accepted up until the advertised kick-off time.
• If a parlay is reduced by non-runners the bet will stand with the reduced number of legs.
• FanDuel Sportsbook reserves the right to void or stand any bet inadvertently accepted after the betting has closed or where the event was resolved or at a stage where the customer could have any indication of the outcome.
• There is a small possibility that we will inadvertently offer soccer bets in respect of which it is impossible for the outcome to occur (for example, we continue to offer bets on a player to be the first goal scorer in a match after that player has been substituted). While we have implemented systems which aim to prevent this from occurring, in the small number of circumstances where it does, we will void the bets in question (and return the relevant stakes to customers accordingly).
• For head to head markets where there is a draw/tie option offered. If the market ends in a tie, bets on all other selections will be losers.
• To the extent that a video assistant referee (“VAR”) is consulted, the event which led to the referral will, for the purposes of these rules, be deemed to have occurred at the actual time of its occurrence (rather than the time on which the relevant referral, or decision, was made).
• Where we have settled a bet and, due to a subsequent VAR decision, it becomes apparent that such settlement was inaccurate, we reserve the right to reverse such settlement (provided that the VAR decision occurred prior to the conclusion of the match or other timeframe relating to the bet).
• Bets which are placed between the occurrence of an incident which leads to a VAR review and the related VAR decision will be deemed void unless: (i) the VAR review (and subsequent decision) did not ultimately alter the decision made by the on-field officials or (ii) the VAR review (and subsequent decision) altered the decision made by the on-field officials but did not have any material influence on the bet(s) in question. All bets which were not materially influenced by the VAR review (and subsequent decision) will stand.
• In order to eliminate any doubt, we will consider the VAR as having been used if this is understood from the referee's gestures (e.g. hand gestures or stopping the match to review the incident themselves) and/or VAR usage is confirmed by the match report issued by the official governing body who is ultimately responsible for oversight of the applicable match. In cases where it is unclear whether the VAR has been used due to missing TV coverage and/or conflicting reports, FanDuel Sportsbook will settle the bets based on the information acquired from feed providers and generally reputable online sources (acting reasonably).
• If a match is postponed, all undetermined bets will be voided as long as the match does not start before 23:59 local time (or if FanDuel Sportsbook believes that a match will not have started by such time) on its scheduled date.
• Fixtures that are rearranged before the scheduled kick off date will not be regarded as postponements and all bets will stand, as long as the rescheduled date is within 72 hours of the original kick off time.
• If the venue of a match is other than what is indicated on our website, the bet will stand provided the match has not been switched to the opponent's ground, in which case the match will be declared void. Notwithstanding this rule, in major international tournaments (e.g. World Cup, European Championships), all venues will be deemed neutral. If the scheduled venue of a match is changed, including if the venue changes to a new venue in a different country, all bets will stand.
• If a match starts but is later abandoned, all undetermined bets will be voided as long as the match is not played to a finish before midnight local time on its scheduled date.
• In relation to soccer markets that are scheduled to be turned in-play, FanDuel Sportsbook aims to use its reasonable endeavors to turn such markets in-play at kick-off and to suspend such markets on the occurrence of a Material Event (see definition of "Material Event" below). However, FanDuel Sportsbook does not guarantee that markets will be suspended and turned in-play at kick-off.
• If a market is scheduled to be turned in-play but FanDuel Sportsbook fails to suspend the market at kick-off and the market is not turned in-play at any time during the match, all bets placed after the scheduled time of the kick-off will be void UNLESS it can be established that the bet was actually placed before the actual time of kick-off.
• If a market is scheduled to be turned in-play but FanDuel Sportsbook fails to suspend the market at kick-off, but the market is turned in-play at a later time during the match, all bets placed after the scheduled time of the kick-off will stand. However, the price may be adjusted by FanDuel Sportsbook and the bets may be settled in accordance with the correct price at the time on which the relevant bet was placed (such price to be determined by FanDuel Sportsbook, acting reasonably).
• For the purpose of this rule, a "Material Event" shall mean a goal being scored, a penalty being awarded, a player being sent off, or a VAR decision.
• “Normal Time” refers to the full length of a game (usually 90 mins, including time added on by the referee for stoppages) and excludes any extra time or penalty shootout.
• Offside is awarded to the player deemed to be in an offside position where a free kick is awarded. If two or more players are in an offside position when the pass is played, the player considered to be most active and trying to play the ball is given offside.
• With respect to "Tackles", a tackle is defined as where a player connects with the ball in a ground challenge where he successfully takes the ball away from the player in possession.
• The tackled player must clearly be in possession of the ball before the tackle is made.
• A tackle won is deemed to be where the tackler or one of his team-mates regains possession as a result of the challenge, or that the ball goes out of play and is "safe".
• A tackle lost is where a tackle is made but the ball goes to an opposition player.
• Both are deemed as successful tackles, however the outcome of the tackle (won or lost) is different based on where the ball goes after the tackle.
• It is not a tackle, when a player cuts out a pass by any means.
• Missed Tackles is where a player attempts to challenge for the ball and does not make it - it is calculated by adding fouls with an attempted tackle qualifier to the number of times a player is beaten by a dribble (challenge lost).
• Clearance is a defensive action where a player kicks the ball away from his own goal with no intended recipient.
• Interception is where a player reads an opponent’s pass and intercepts the ball by moving into the line of the intended pass.
• Blocked pass is where a player tries to cut out an opposition pass by any means. Similar to an interception except there is much less reading of the pass.
• Block is where a player blocks a shot on target from an opposing player.
• Assists can be defined as the final touch (pass, pass-cum-shot or any other touch) leading to the recipient of the ball scoring a goal. If the final touch (as defined in bold, above) is deflected by an opposition player, the initiator is only given a goal assist if the receiving player was likely to receive the ball without the deflection having taken place. Own goals, directly taken free kicks, direct corner goals and penalties do not get an assist awarded.
• Cards are collected as yellow, second yellow or red card. Where possible, cards are cross checked against official (referee) reports to match the official statistics, unless these are clearly incorrect.
• Crosses can be defined as any Intentional played ball from a wide position intending to reach a teammate in a specific area in front of the goal.
• A Shot is defined as any goal attempt.
• A Shot on target is defined as any goal attempt that a) goes into the net regardless of intent - for Goals only b) is a clear attempt to score that would have gone into the goal but for being saved by goalkeeper or is stopped by a player who is the last man with the goalkeeper having no chance of preventing the goal (last line block). Shots directly hitting the frame of the goal are not counted as shots on target unless the ball goes in and is awarded as a goal. Shots blocked by another player, who is not the last man, are not counted as shots on target.
• A foul is defined as any infringement that is penalized as foul play by the referee. For a foul to be awarded, play must be stopped and a free kick must be given. If the referee plays advantage and later distributes a yellow card once the ball goes out of play this will not count towards a foul as a free kick was never awarded. Offsides do not count as fouls.
• A pass is defined as any intentional played ball from one player to another. Passes include open play passes, goal kicks, corners and free kicks played as pass - but exclude crosses, keeper throws and throw-ins. All Player Passes bets are settled on the basis of 90 minutes’ play (plus injury time) unless otherwise stated. For any Player Passes markets, all bets placed on players that are not part of the starting 11 will be void.
• Body Part - Hands/Feet/Body
• Save Type - Caught/Collected/Parried Safe/Parried Danger Area/Fingertip
• Goalkeeper Position - Diving/Standing/Reaching/Stopping
• Own goals do not count for settlement of first/last goalscorer bets. If any goal is an own goal, the result of the following goalscorer market will count for the settlement of the original one - e.g. second goal of the game is an own goal. The scorer of the third goal will be settled as the winner for both the second goalscorer and third goalscorer markets. If the last goal of the game is an own goal, then the second last goal of the game will be considered the winner for the Last Goalscorer market.
• Bets taken on first goalscorer will be void if that player does not take part in the game or if they come on after the first goal is scored.
• Every effort is made to quote first/last player to score odds for all possible players. However, odds for other players are available on request and will count as winners if they score the first/last goal even if they are not named in our lists.
• Bets on last goalscorer will be void if that player does not take part in the game or does not come on as a substitute. In the event of a dispute over the award of a goal for first/last goalscorer or scorer special purposes, settlement will be in accordance with the result given by governing body of that league within 24 hours of the final whistle. Any subsequent changes to the result will be ignored for settlement purposes.
• A player will be considered to be a runner and bets will stand should the player play any part in the match.
• Goals scored in normal time only count for this market. Goals scored in extra time or in a penalty shoot-out do not count.
• To Score 2 or More
• To Score A Hat-trick
• First Team Goalscorer
• To Score And Win
• To Score First Or Second
• To Score First and Second
• To Score in First Half
• To Score in Second Half
• To Score in Both Halves
• To Score and be Carded
• First Scorer and Anytime Carded
• First Scorer and First Carded
• To Score in First 20 Minutes
• To Score in Last 20 Minutes

Insurebet First Goalscorer

Price offered is for the player to score the first goal of the match. If the player fails to score the first goal of the match but does score a goal in the match then the bet stake is returned.

• As determined by FanDuel’s settlement guidelines, an assist is defined by the final touch (pass, pass-come-shot or any other touch) leading to the recipient of the ball scoring a goal.
• If the final touch (as defined above) is deflected by an opposition player, the initiator is only given an assist if the receiving player was the likely intended destination of the touch before the deflection.
• If a shot on goal is blocked by an opposition player, is saved by a goalkeeper, or hits the woodwork, and a goal is scored directly from the rebound, then an assist is awarded, unless the resulting goal is scored by the same player who had the initial shot, in which case no assist is awarded.
• If a player shoots or passes the ball and forces an opposing player to put the ball in their own net (Own Goal), then an assist is awarded to the attacking player.
• For a penalty or a free-kick, the player winning the penalty or free-kick (by being fouled or causing a handball) is awarded an assist if a goal is directly scored, but not if they take it themselves, in which case no assist is awarded.
• Bets taken on first assist will be void if that player does not take part in the game or if he comes on after the first goal is scored (and where an assist is awarded for that goal).
• For the first assist market only, if a player enters the field of play after the first goal is scored (and where an assist is awarded for that goal), the bet will be voided. If a player is sent off or substituted before the first goal is scored (and where an assist is awarded for that goal) bets on that selection are deemed as losers.
• For the purpose of deciding results on spread betting, the actual score of the match (Team A v Team B) is adjusted for the spread. If Team A or Team B are selected, then the spread adjustment applies to the goals scored by that team. If the draw is selected then the spread adjustment applies to Team A.
• Team A (-1)
• 7/2 Draw (-1) 3/1
• Team B (+1) 8/15
• If Team A win by 2 or more goals then all bets on Team A (-1) will be winners. Bets on the Draw (-1) and Team B (+1) will be losers. (e.g., Team A win 2-0 so becomes Team A 1-0 after the -1 adjustment so Team A are the spread winners.)
• If Team A win by exactly 1 goal, then all bets on Draw (-1) will be winners. Bets on Team A (-1) and Team B (+1) will be losers (e.g., Team A 1-0 becomes 0-0 after the -1 adjustment to the home team so it’s a spread draw)
• If the match ends in a draw or Team B win by any number of goals, then all bets on Team B (+1) will be winners. Bets on Draw(-1) and Team A (-1) will be losers. (e.g., Team A 1-1 Team B becomes Team A 1-2 Team B after the +1 adjustment to Team B so Team B are the spread winners).
• A 2-way money line market where bets are void if the game ends in a tie after normal time.
• A double chance bet allows you to cover two of the three possible outcomes in a soccer game with one bet.
• Home team and draw - Your bet is a winner if the home team wins or ties the game.
• Away team and draw - Your bet is a winner if the away team wins or ties the game.
• Home team and away team - Your bet is a winner if the home team or the away team wins the game.
• Normal 90 minute betting rules apply.
• First player to score/correct score double.
• To win you must successfully forecast both the player who will score the first goal in a selected match and also the correct score after 90 minutes play.
• If a player is selected who comes on after the first goal has been scored or does not take part in the match, the bet will be settled as a correct score single.
• In the event of a match being abandoned, bets will be void unless a goal has been scored prior to abandonment, when bets will be settled as singles on the selected first goalscorer at the appropriate odds.
• In the eventuality of all goals in the match being own goals, all bets will be settled as correct score singles at the correct score odds only.
• Player to score/match result doubles.
• To win you must successfully forecast both a player to score in a selected match and also the match result after normal time.
• If a player is selected who takes no part in the match then all bets will be void regardless of the match result.
• In the event of a match being abandoned, all bets will be void.
• Bets on time of the first/last goal, time of first corner, time of first booking and interval bets will be settled as the time shown by the major TV station broadcasting the match.
• For time of first corner market, the time that the corner is taken will count.
• For time of first booking market, the time that the player is shown the card will count.
• In the event of a dispute, the decision of the official league data will be final.
• The 1st minute is defined as between 00:00 & 00:59 and so on for every other minute of the game.
• What will happen in the next minute. Settlement rules for these markets are below:
• Settlement in all cases will use the time of the event supplied to us by our data provider.
• If none of the stated outcomes occur during the stated period, all bets will be settled as losing bets.
• For the ‘goal’ selection, a goal will be deemed to have been scored the moment the ball completely crosses the goal-line within the confines of the goal posts, provided that the referee ultimately awards the goal. For example, if the ball completely crosses the goal-line but the goal is not awarded because, for example a foul occurred before the ball crossed the line or because the referee did not believe that the ball did cross the line, then a goal will not be deemed to have been scored. Own goals scored will count towards settlement of this market.
• For the ‘free kick’ selection, a free-kick will be deemed to have been awarded the moment the referee and or assistant referee signal any of the following: A direct free-kick following a foul, an indirect free-kick following a foul or offside offense but not a penalty kick, corner or drop ball.
• Direct Free Kick for Goals / Shots - direct free kick shots are any attempts created directly from the free kick itself.
• For the ‘corner’ selection, a corner will be deemed to have been awarded the moment the referee and or assistant referee signal for the award of a corner.
• For the ‘goal kick’ selection, a goal kick is awarded and timed according to when it was indicated by the referee and/or assistant referees. A kick out from the hands of the goalkeeper or a free kick taken by the goalkeeper is not a goal-kick.
• For the ‘throw in’ selection, a throw in will be deemed to have been awarded the moment the referee and or assistant referee signal the award of the throw in.
• "Goal Scored X - Y" markets are defined as betting on whether there will be a goal scored by one of the teams within the time period X - Y (inclusive) of the event’s match clock. Only goals scored within that timeframe will count for settlement.
• "Corner Awarded X - Y" markets are defined as betting on whether there will be a corner awarded to one of the teams within the time period X - Y (inclusive) of the event’s match clock. Only corners taken within that timeframe will count for settlement.
• "Card Shown X - Y" markets are defined as betting on whether there will be a yellow or red card shown to a player within the time period X - Y (inclusive) of the event’s match clock. Only cards shown within that timeframe will count for settlement.
• These are known as special spreads.
• Bets on number of goals include own goals.
• Bookings of managers, coaches, or players who are yet to participate in the game (i.e., substitutes) do not count.
• In the event of an abandoned match all bets on special spreads will be void unless the maximum quote has been obtained. For example, should a customer back 12 or more corners in a match and that match is abandoned when 13 corners have already been taken then that bet is a winner with all other bets on corners losers.
• Bets on 'number of corners' refers to corners taken and not corners awarded.
• Bets on number of corners refers to number of corners taken and not corners awarded.
• For time of corner markets, the time that the corner is actually taken will count and not the time it was awarded.
• For "Odd or Even" corner markets, 0 is counted as an even number.
• Multi Corners refers to number of 1st half corners multiplied by number of 2nd half corners.
• Team Multi Corners refers to number of 1st half team corners multiplied by number of 2nd half team corners.
• Markets for "Race to X Corners" will be settled on whatever team reaches "X" corners first. E.g. Race to 3 Corners will be settled on the first team to take 3 corners in the match.
• Players will be considered to be a runner and bets will stand should he play any part in the match.
• Only bookings in normal time (90 mins play) count.
• Any bookings made during half time will count; however, bookings made after the final whistle do not count.
• Bookings of players yet to participate in the game (i.e., substitutes) do not count.
• For Over/Under Total Card markets, the maximum number of cards awarded to one player is two. Yellow Card = 1. Red Card = 1. Yellow Card + Yellow Card (Sending Off) = 2 Cards.
• Bets on 'card index' are settled as follows: Yellow card = 10 points; Red card = 25 points.
• If a player is shown a yellow card and subsequently sent off this counts as 35 points.
• Maximum booking points a single player can receive in one match is 35 points.
• Bookings will only count for players taking part in the match. Bookings of managers, coaches or off the field of play will not count.
• Any bookings made during half-time will count, however bookings made after the final whistle do not count.
• Restrictions apply as to what special spread selections can be combined with in parlay bets.
• For first booking if more than one player being booked in the same incident the first player to be shown a card by the match referee shall be deemed the winner.
• Both yellow and red cards count for this market.
• Booking times will be settled on the match time when the yellow or red card is shown and not when the foul or offense took place. Bookings during half-time (before the 2nd half kicks off) will be counted as cards awarded in the 1st half for settlement purposes with regards to all relevant markets.
• Card Index Match Bet refers to which team gets the most Card Index points during the match.
• For any bets placed on the total number of cards to be awarded (e.g., in total, to a team or to a single player / group of players), a player who has been shown two yellow cards (and is therefore ultimately shown a red card) or a player who is shown a yellow card followed by a straight red card will, for settlement purposes, be deemed in each case to have been shown two (rather than three) cards. For the avoidance of a doubt, the award of a straight red card will, for settlement purposes, be deemed to amount to the award of a single card.
• For any bets involving a given player to achieve a number of shots on target, the final determination of the number of shots on target will be made by FanDuel Sportsbook, using the definitions below. A shot on target is defined as any goal attempt that:
• Is a clear attempt to score that would have gone into the net but for being saved by the goalkeeper or is stopped by a player who is the last-man with the goalkeeper having no chance of preventing the goal (last line block).
• Shots directly hitting the frame of the goal are not counted as shots on target, unless the ball goes in and is awarded as a goal.
• Shots blocked by another player, who is not the last-man, are not counted as shots on target.
• All shots on target bets are settled on the basis of 90 minutes’ play (plus injury time) unless otherwise stated.
• For any player shots/shots on target bets, all bets placed on players that do not take part in the match will be void. Players will be deemed a participant should they enter the game at any point in 90 minutes play plus injury time.
• For combined shots on target markets, the bet will be void if any player named in the selection plays no part in the match, regardless of the overall outcome.
• You are betting on a nominated player to achieve the stated stipulation in both the first half and second half.
• If the nominated player achieves the stated stipulation in the selection, then the selection will be settled as a winner (e.g. if the selection Is Harry Kane to have 1 or more assists in each half and he has an assist in the first half and an assist in the second half, this would be settled as a winner).
• If the nominated player plays no part in the first half of the match, or indeed any part of the match, then the selection is void (e.g. if the selection is Harry Kane to score 1 or more goals in both halves and Harry Kane is a substitute, but comes on during or after half time, or plays no part whatsoever, the selection would be void).
• If the nominated player plays any part of the first half, and fails to achieve the stated first half stipulation, then the selection is a loser regardless of the duration of their participation in either the first or second half (e.g. if the selection is Harry Kane to have 1 or more shots on target in each half, and he starts the match/comes on during the first half and fails to register a shot on target during the first half, this selection will be a loser regardless of his participation in the second half).
• If the nominated player plays any part of the first half, and does achieve the stated stipulation but is subsequently withdrawn before or during half time and plays no part in the second half, then this selection will be void (e.g. if the selection is Harry Kane to score 1 or more goals in each half & assist 1 or more goals in each half, and he scores AND assists in the first half but is withdrawn before or during half time i.e. plays no part in the second half, then the selection is void. In this instance however, if he scored but didn’t assist in the first half, the selection would be a loser, as it marries up with the point above).
• Extra time markets refer only to the 30 minute period of extra time plus any time added by the referee for stoppages. For settlement purposes, this is essentially treated as a new game, and stats (goals, corners etc.) start at zero here. Goals scored in Penalty shootout do not count for settlement purposes.
• Refers only to Penalties scored in Normal Time. Penalties scored in extra time or penalty shootouts do not count here.
• Refers to results of penalty shootout only. Penalties scored in normal time or extra time do not count here.
• Refers to team finishing in top X positions of league table in regular season play, excluding any subsequent playoff matches.
• Refers to trophies won by a specific team in a given season. Must win all listed trophies in selection to win.
• If a team is relegated from a league because, at the end of a season, it has finished within the relegation positions which are relevant to that league, bets on that team to be relegated will be settled as winning bets. If a team is otherwise disqualified, thrown out or removed from a league (i.e. in circumstances other than those where it has finished the season within the relevant relegation positions): (i) if such team is disqualified, thrown out or removed from the league before the relevant season has started, all bets on the affected market will be void (and a new market will subsequently be loaded) and (ii) if such team is disqualified, thrown out or removed from the league after the relevant season has started (or a determination is made by the applicable governing body, during the season, that the team will be thrown out or removed from the league following the season’s conclusion), all bets on the affected team will be void. For the avoidance of doubt, if a points deduction is imposed on a team such that it finishes the season within the relegation places which are relevant to the applicable league, bets on that team to be relegated will be settled as winning bets.
• Stage of Elimination refers to the round of the tournament at which a team is eliminated. E.g. if a team is defeated in the quarter final, the “Quarter Final” selection would be the winner.
• An Asian handicap is a market where a handicap is applied to the match in order to make the prices more equal.
• The favorite in a match will have a negative handicap represented with a (-) symbol and will have to win by more goals than the handicap in order to be a winner.
• The outsider in the match will receive a positive handicap represented with a (+) symbol which will be added to the final score.
• The handicap will be added to one side only.
• Half-time Asian handicap markets will be settled on the half-time result.
• The handicap is applied to the final result of the match and the team with the most goals after the handicap has been applied will be the winner. If the number of goals for each team are level after the handicap has been applied, it will result in a push with the stake being returned.
• If Team A win by three or more goals then all bets on Team A will be winners and bets on Team B will be losers.
• If Team A win by exactly two goals then all bets on the market will be pushed and the bet stake returned on both sides
• If Team A win by exactly one goal, the match ends in a draw or Team B win the match then all bets on Team B will be winners and bets on Team A will be losers.
• The handicap is applied to the final result of the match and the team with the most goals after the handicap has been applied will be the winner.
• If Team A win by two or more goals then all bets on Team A will be winners and bets on Team B will be losers.
• A split ball handicap is where the level of favoritism is between a half ball and a whole ball. In this case, your stake is being split equally between the whole ball and half ball handicaps.
• If you place a $100 bet on Team A -1.0 & -1.5 then your bet is split into two $50 bets. The first bet is on the Whole Ball Handicap (Team A -1.0) and the second bet is on the Half Ball Handicap (Team A -1.5)
• If Team A Win by exactly one goal then the stake on Team A -1.0 will be refunded and the stake on Team A -1.5 will be a loser. The stake on Team B +1.0 will be refunded and the stake on Team B +1.5 will be a winner.
• If the match ends in a draw or Team B win the match then all bets on Team B will be winners and bets on Team A will be losers.
• Which player will score the most goals in the tournament.
• Should players tie on the same number of goals, dead heat rules will apply.
• Goals scored in a Penalty Shootout are NOT included in final goal totals.
• The Golden Boot award is given to the player who has scored most goals. If more than one player is tied at this stage, ties are broken by another criteria and will be settled in line as per official governing body rules on the award. Goals scored in a Penalty Shootout are NOT included in final goal totals.
• Which player will score the most goals in the tournament & which team will win the tournament outright, should players tie on the same number of goals, dead heat rules will apply.
• Which two teams will play each other in the Final of the tournament.
• Which teams will finish 1st & 2nd in the tournament - in the exact order.
• Team to reach the stated round of the tournament.
• Which team will lose the final and finish in 2nd place.
• Either of 2 named teams to win the tournament.
• Which group will produce the winner of the tournament.
• Which confederation will the winning team represent, i.e. UEFA, CONCACAF, etc.
• Team to reach the stated round of the tournament but fail to qualify for the following round of the tournament.
• Team to score the most goals in the tournament.
• Team to score the fewest goals in the tournament.
• Which player will official governing body announce as the best player of the tournament.
• Which player will official governing body announce as the best young player of the tournament.
• Which player will score the most goals for their stated team in the tournament.
• Which team will win/finish top of the stated group.
• Team to qualify from the group and progress to the next round of the tournament.
• Which team will finish second/runner up of the stated group.
• Which team will finish in third place of the stated group.
• Which team will finish in bottom/last place of the stated group.
• Which teams will finish 1st & 2nd in the group - in the exact order.
• Which teams will finish 1st & 2nd in the group - in any order.
• Which teams will finish in 1st, 2nd, 3rd & 4th place in the exact order.
• The rules in this sub-section apply specifically to the settlement of any soccer bets which are placed via Pre-Match Combo markets. All other settlement rules which are included in this "Soccer Rules" section or elsewhere on this website (including in FanDuel Sportsbook’s Rules and Regulations) will also apply to the settlement of Pre-Match Combo bets unless they contradict, or conflict with, those included in this sub-section (in which case, the rules in this sub-section shall take precedence).
• All Pre-Match Combo bets are settled on the basis of 90 minutes’ play (plus injury time) unless otherwise stated on our website or below. Extra time and penalties will not count, except when the phrases 'To Qualify', 'Lift The Trophy' or 'Win The Tie' are quoted. For all parlay bets which involve one or more bets including such phrases, the remaining bets (i.e. which do not include such phrases) will be settled on the basis of 90 minutes’ play (plus injury time) unless stated otherwise.
• If any player who forms part of a Pre-Match Combo bet does not take any part in the relevant match (or does not fulfil the conditions of the bet), then the whole Pre-Match Combo bet shall be voided. This will apply in all cases regardless if any/all of the remaining components win or lose.
• Any dubious goals will be awarded according to the final determination of the Press Association.
• Own goals do not count towards any player totals. If an own goal is scored by a player on Team A, the goal will be added to Team B’s total goals as per normal rules.
• For Pre-Match Combo bets which have been placed on the method of the first (or any other) goal (e.g. header, shot from outside the penalty area etc.), any own goals will be disregarded (i.e. for the purposes of such any such bets, own goals will be deemed not to have occurred). For example, if you have placed a Pre-Match Combo bet on the first goal to be scored via a header, your bet will be successful if: (i) the first goal was an own goal which came off a player’s knee and (ii) the second goal was an ordinary goal scored via a header.
• Any Pre-Match Combo bets involving woodwork to be hit require that the ball hits the frame of the goal. Any shot that hits the frame multiple times (e.g. bar and left post) only count as hitting the woodwork once. Hit woodwork is always collected for the attacking team (and the player, who performed the last action), even when the ball hits the frame coming from a defensive back pass.
• For Pre-Match Combo bets on a player NOT to score or NOT to be carded, the player in question MUST start the match or the applicable bet(s) shall be voided.
• Any Pre-Match Combo Bets on the last goalscorer of a match will be void if that match is abandoned.
• For Pre-Match Combo bets involving goal kicks, only goal kicks which are actually taken will count towards the cumulative goal kick count (i.e. any goal kicks which are awarded but not taken will not count).
• For Pre-Match Combo bets involving two or more occurrences, those occurrences must take place at separate times for the Pre-Match Combo bet to be successful. For example, a Pre-Match Combo bet on a header to be scored and a goal to be scored from outside the penalty area will only be successful if a goal is scored via a header and separate goal is scored from outside the penalty area.
• Any Pre-Match Combo bets involving free-kick goals must be scored directly from a free-kick. For the avoidance of doubt, a goal will be deemed to have been scored directly from a free kick if the individual who takes the free kick is awarded the applicable goal (even if the ball touched another player before it crossed the goal line). Penalties do not count as free kicks.
• For any bets involving a penalty to be scored and/or missed (including Pre-Match Combo bets), if there is a retake of the first penalty, we will settle this market on the result of the retaken penalty. This may include several retakes until the sequence is finished.
• For any Pre-Match Combo bets involving a given player to achieve a number of shots on target, the final determination of the number of shots on target will be made by FanDuel Sportsbook, using official data (where applicable) and the definitions within the terminology section.
• Any Pre-Match Combo bets involving total passes, total player passes or total possession will be determined in accordance with the final determination of the official website of the relevant competition’s governing body.
• Pass shall mean any intentional played ball from one player to another. Passes include open play passes, goal kicks, corners and free kicks played as pass - but exclude crosses, keeper throws and throw-ins.
• For any Pre-Match Combo bets involving players to be carded, only cards awarded once the player is active in the match will count. Any cards shown after the final whistle will not count.
• For any Pre-Match Combo bets involving booking points: a yellow card will be worth 10 points and a red card will be worth 25 points. However, if a player receives two yellow cards and is consequently shown a red card, the player will receive a total of 35 booking points for the relevant game. Extra-time does not count nor do cards shown after the final whistle count towards the total. Only cards shown to players currently on the field of play will count. Cards shown to managers or substitutes will not count towards any total.
• For any Pre-Match Combo bets placed on the total number of cards to be awarded (e.g., in total, to a team or to a single player / group of players), a player who has been shown two yellow cards (and is therefore ultimately shown a red card) will be deemed, for settlement purposes, to have been shown two (rather than three) cards.
• For any Pre-Match Combo bets involving corners, only corners that are actually taken will count. If a corner is re-taken, it will only count as one corner.
• For any Pre-Match Combo bets relating to any competition long specials, in the event of one or more matches not being played, any selections that require an event (goal, corner, etc.) to occur in each match will be settled at a reduced price in line with the actual number of matches that were played.
• For any Pre-Match Combo bets relating to any specials involving players who play no part in the competition, these will be void.
• Where an obvious pricing error has occurred, we reserve the right to cancel any Pre-Match Combo bets placed at the incorrect price (and, in such circumstances, we will offer the Pre-Match Combo bet to be re-placed at the correct price).
• For any obvious wording errors, we reserve the right to cancel any Pre-Match Combo bets placed on that selection (and, in such circumstances, we will offer the Pre-Match Combo bet to be re-placed with the correct wording).
• Any Pre-Match Combo Bets requiring 2 teams to score in each half or to score 2+ or 3+ goals require each named team to score 2+, 3+ or in each half as appropriate.
• A Tournament will be deemed to have commenced when the first heat starts.  
• Tournament Withdrawals: For tournament betting, all bets will be voided on any surfers withdrawn prior to the start of an event. Bets will stand on any surfers withdrawn once the event has commenced.  
• Heat Withdrawals: For 2 board/3 board/4 board and any other heat betting - if any or all surfers are withdrawn and do not start the heat, then all bets on that heat will be voided.   
• Change of Venue: If there Is a change of venue (other than the back-up venue used by the World Surf League for each event) or the event is delayed by more than 10 or more days, then all bets will be made void and refunded.  
• Abandoned Events: Tournament cancellation will result in all wagers being voided.  
• Official Results; Wagers are settled on official results provided by the World Surf League or relative official governing body .
• If there is no presentation ceremony, outcomes will be determined in accordance with the official result of the relevant governing body, regardless of any subsequent disqualification or amendment to the result.
• Overall winner markets relate to the winner of the overall event and not for individual qualifiers or heats. If there is a presentation ceremony, markets will be settled on the official result of the relevant governing body at the time of the ceremony, regardless of any subsequent disqualification or amendment to the result. However, as a customer courtesy we may choose to settle prior to official publication of results.

Table Tennis

• In the event of a table tennis game not taking place or begins and does not finish, bets on the game which have not already been unconditionally determined are declared void.
• In the event a game is not decided competitively, for example a player is given a walkover, bets on this game are declared void.
• If a player or team withdraw prior to the start of an event, stakes will be refunded. Payouts on events where participants have withdrawn are subject to deductions to reflect the reduced number of participants.
• Bets are declared void in the event of a stated player being replaced.
• Official score sheets are used for the settlement of all bets. Where it is found that the official score sheet is clearly incorrect, FanDuel Sportsbook may use its own recorded statistics for settlement purposes.
• Players who are awarded at the podium are declared the event winner for settlement purposes. Any subsequent disqualifications will not overturn the original settlement.
• If a player or pairing retires or is disqualified in an ATP/WTA/Challenger Tour/Grand Slam/Davis Cup/BJK Cup/ATP Cup Match: (i) all match bets (i.e. bets placed on the winner of a given match) will be voided if the retirement/disqualification occurs prior to the conclusion of the first set and (ii) if the retirement/disqualification occurs following the conclusion of the first set, the player or pairing progressing to the next round (or winning the tournament in the case of a final) will, for the purpose of any match bets, be deemed the winner but match bets placed on the retiring player or pairing will be voided (and stakes in respect of those bets refunded accordingly). Bets on all other tournaments or matches (such as ITF or exhibition matches) and bets on other markets (i.e. other than match betting markets) will be voided where a player or pairing retires or is disqualified (regardless of whether the retirement occurs during or following the first set) unless, in the case of bets on other markets (excluding Total Game Markets), the outcome of the bet had been unequivocally determined prior to the time of the retirement/disqualification (in which case, the bet shall stand and shall be settled accordingly). For the purpose of Total Games related markets, should a player retire or be disqualified, bets will settle as Win/Loss based off the minimum possible games should the match have been played to conclusion (e.g., A player retires with the score 6-4, 3-2. Total Games would be settled off the minimum amount of games left i.e., 6-4, 6-2).
• All tennis bets (including any specials or statistics-based bets) will be settled in accordance with the official website of each tournament's governing body. Please note that some tennis matches will have differing match formats (i.e. 4 Game Sets, Championship Tie Break etc.). It is solely the customer’s responsibility to understand the formatting of a match before placing a bet. FanDuel Sportsbook will not be liable for any erroneous bets made under the assumption that a match would use a certain format.
• In the case of any settlement disputes, FanDuel Sportsbook’s decision is final.
• In the event of a change in the number of sets (or games per set) to be played, bets for match betting markets and “To Win First Set” markets will stand (save where the number of sets is reduced to one from a higher number of sets, in which case such markets will be voided). All other markets will be void. Where the format of the final set is changed (e.g. the number of games to be played in that set is changed) but the number of sets to be played remains the same, bets for match betting markets will stand.
• In the event of a tennis event not taking place or if a player is given a walkover, bets on the event are deemed void (in this context, “event” refers to a single match-up between players, rather than the tournament itself).
• a change in court type (indoor to outdoor or vice versa)
• a change of playing surface (either before or during a match)
• a change of venue
• a change to the scheduling which affects the time or date of a match.
• Where a player, pairing or team does not participate in a tournament (i.e. they are withdrawn prior to the start of their first match), all bets (including outright, quarter or special bets) involving that player, pairing or team will be voided and stakes will be refunded accordingly.
• A tournament must be completed in full for all markets relating to the outcome to stand. This includes: Name The Finalists, To Reach/Not to Reach Xth Round, Big Guns, Stage of Elimination or any tournament specials. For the Stage of Elimination and Not to Reach the Final markets, a player must play at least one point during the tournament for bets to stand.
• Total Games/Point Spread (Handicap) related markets: For the purposes of such markets, a tie-break is counted as one game. Forfeited points or games will count for final settlement purposes. For the purpose of Total Games related markets, should a player retire or be disqualified, bets will settle as Win/Loss based off the minimum possible games should the match have been played too conclusion (e.g., A player retires with the score 6-4, 3-2. Total Games would be settled off the minimum amount of games left i.e., 6-4, 6-2 in a 3 set match or 6-4, 6-2, 6-0 in a 5 set match).
• If a match is decided by a Champions tie-break then the Champions tie-break will be considered to be the third set.
• Where, for a match involving a champions’ tie break, we erroneously accept bets on the winner of a specified game in the final set, on the total number of games in such set or on handicap markets relating to such set (or similar), the bets in question will be void.
• For the purpose of bets taken relating to Total Games market or Game Handicaps market for the match, the champions tie-break will be considered to be one game.
• A Champions tie-break will not count towards any 'Will there be a Tie-Break' markets and will not be treated as a tie-break for any markets involving the occurrence of a number of tie-breaks.
• Game or Point related markets: If the wrong player has been set as the server for any individual game (Current or Next Game) then all markets relating to the outcome of that specific game will be void, regardless of the result. In the event of a game not being completed, all bets on the game will be void with the exception of Game to Deuce if the result has already been determined.
• Games / Alternative Games / Exact Games Won Margin: These markets are resulted on the absolute difference in total games won by player A and total games won by player B. For example, if Player A wins 17 games and Player B wins 19 games during the match, the market will be settled based on the absolute difference (which is 2).
• ITF matches will be settled on the basis of data from Sportradar and the tournament website of the ITF (and, in the event of any discrepancy, the data of the tournament website of the ITF will take precedence); and
• ATP and WTA matches will be settled on the basis of data from IMG and the tournament websites of ATP/WTA (and, in the event of any discrepancy, the data of the tournament websites of the ATP/WTA, as applicable, will take precedence).
• Where a handicap is attributed to an entire market (e.g. the market is entitled “To Win - 1.5 sets)” and there is no handicap attributed to any individual selection within that market, the relevant handicap will be applied to each first named selection. For example, if a market is entitled “To Win - 1.5 sets” and one of the selections within the market is “Federer V Nadal”, if the final score of the match is “Federer 3 sets, Nadal 2 sets”, that selection will be settled as if it the final score had been “Federer 1.5 sets, Nadal 2 sets” (i.e. any bets on Federer will be settled as losing bets and any bets on Nadal will be settled as winning bets). Unless otherwise stated in the name/heading of a market or selection, totals/handicaps apply to the overall match (rather than to sets or games).
• Due to possible delays or inaccuracies, the FanDuel LIVE scoreboard may not be reflective of actual LIVE scores and therefore should not be solely relied upon in determining whether to place a bet or not.
• In the event of a match starting but not being completed then all markets will be void, unless an official result is declared, in which case all bets will stand.
• The name/heading of a competition amounts to evidence of what a bet refers to. For example, if you place a bet on “Italy vs Brazil” under the competition name/heading U20 World Cup, the bet will apply to the match between Italy and Brazil which is part of the U20 World Cup.
• In case of a match being cancelled or postponed to after midnight (local time) on the scheduled start date, all bets will be voided.
• All markets will be settled with the final result by volleyball rules. The only exceptions are for matches that are agreed by the laws of the competition in which they are competing or agreed by both sides prior to kick-off. In such cases, all bets will be settled at the end of the agreed rules.

Winter Sports (which may include, amongst others, Alpine Skiing, Biathlon, Cross-Country Skiing and Ski-Jumping)

• Participants must pass the starting line/gate in order for bets to stand otherwise bets will be voided and stakes returned.
• If an event is abandoned, postponed or cancelled, all bets will be void unless the event is completed at the same venue within 48 hours of the official scheduled completion date; or a result is 'called' by the relevant governing body.
• FanDuel Sportsbook General Rules will apply for 'match bets'. However in respect of "Nordic Combined" if all competitors involved in the match bet do not start both sections of the event (ski jumping and cross country) then bets will be void.

Part C - Specific Terms and Conditions for FanDuel Casino

Your use of the “Casino” portion of the Services and/or your playing any game thereon (each a “Game”) means that you accept these additional terms and conditions (these “terms”) which are legally binding and made part of the Terms. Further, you acknowledge and agree to be bound by any additional rules which appear within a Game, including within a Game’s “Help” or “Game Info” tabs (“Rules”), including rules relating to minimum/maximum bets, maximum payouts, jackpots, disconnections, system malfunctions and automatic resolution features. The Rules may also contain instructions on how to play and the return-to-player (“RTP”). Please familiarize yourself with these terms and the Rules before you use the Casino or play a Game. You understand that you may lose money when playing the Games and accept that you are fully responsible for any such loss. You accept that under no circumstances will any amounts lost by you be recoverable from us or our vendors, licensors, suppliers, or GNAC.

Random Number Generator

You fully accept and agree that random number generator (“RNG”) software will determine all outcomes of Games on the Casino. In the event of a discrepancy between the results displayed on your Device and a Game’s records on our server, our records shall be regarded as definitive.

In the event of systems or communications errors relating to the generation of any result, bet settlement or any other element of a Game, we will not be liable to you as a result of any such errors and we reserve the right to void all related bets and plays on the Game in question.

Disconnection, Misuse and Malfunction

• We, our affiliates, agents and licensors accept no responsibility and will not be liable for any loss resulting from delays or interruptions to play due to failure, breakdown, malfunction, interruption of or disconnection from the games server or any other causes over which we or they have no control.
• Misuse or system malfunction voids all bets, plays and pays.
• If a player becomes disconnected while involved in a game where no player input is required to complete the game, the game shall produce the final outcome as determined by the RNG software and the game outcome will be reflected in the game history available to the customer. 
• upon subsequent activation, return the customer to the game state immediately prior to the interruption and allow the customer to complete the game;   
• be cancelled after 30 days, resulting in either the forfeiture of the customer’s wager or the return of funds to the customer in accordance with FanDuel’s internal procedures; or  
• depending on the specific game’s rules, make a selection on behalf of the customer in order to complete the game.  
• If a player becomes disconnected while involved in a multiple patron game where the result is affected by the time to respond to a game event, such as poker or blackjack, the game shall make a selection on behalf of the customer in order to complete the game.  
• If a player becomes disconnected because Location Services has, at the outset of a playing session, verified the customer’s physical presence in an approved state, but, at a later point in the playing session fails to successfully verify the customer’s continued presence in an approved state, the game in progress at the time of the subsequent failed location verification shall produce its final outcome and then the customer’s playing session shall be terminated.  
• Game rules for individual games can be found in the Rules within the Betting Apps and on the applicable Website.

Compliance with Laws

The Casino and Games thereon may only be used for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding Games and any bets placed on or via Games or the Casino. We reserve the right to cooperate with law enforcement and other regulatory authorities, in investigating claims of illegal activity on the Casino.

• Where applicable, maximum payouts will be indicated to you in the Rules or elsewhere on the Services.
• Promotions and tournaments on the Casino will have their own individual terms and conditions which will govern your participation in the relevant promotion/tournament. Where you are credited with an amount to your Account pursuant to a promotional campaign or competition, unless specified to the contrary within the terms of such promotion or competition, the credited funds may only be used as bonus funds to play Games and cannot be withdrawn as cash. We reserve the right to reclaim bonus amounts credited to your Account if you attempt to withdraw them from your Account. By accepting any prize (including a jackpot) and/or winnings as part of a promotion on the Casino, you agree that you will not unreasonably withhold your consent to the use of your name (without compensation) for advertising and promotional purposes.
• We may, at our sole discretion and without any requirement to give reasons, exclude any customer from our services generally and/or from receiving selected promotions and offers introduced by us from time to time.
• We reserve the right to refuse or limit any bets or bonuses (for example by setting minimum and maximum amounts which will be set out in Rules, or by setting wagering requirements), or change such limits, at our sole discretion for any reason whatsoever without any obligation to provide you with notice.
• We reserve the right to suspend, discontinue, modify, remove or add to the Casino and/or any Game at our discretion with immediate effect and without any obligation to provide you with notice and we will not be liable as a result of any such action.
• You shall not interfere, interrupt, attempt to interrupt or attempt to manipulate the operations of the Services or the Casino or the normal play of any of Games thereon. In particular, you will not use or attempt to use any artificial intelligence or player assistance software but will play personally via the interfaces provided by us only. If you become aware that the Casino or any Game contains any error, you must inform our Customer Service and you agree not to take advantage of any such error. We reserve the right to recover any advantage that you may gain from any error, as well as all costs and expenses in making such recovery.
• Your Account is personal to you. You shall not allow others to use your Account or to accept any prize or participate in any Game. Any person found to have violated this clause will be liable for all losses on the Account but will not be entitled to collect any winnings. It is your responsibility to keep your password private and secure and you are solely responsible for the security of your Account information and password. You are responsible for any unauthorized use of your Account and/or password. In the event that a third party places a bet or is thought to have placed a bet from your Account, such bet shall be valid and liability for losses on your Account will lie with you, whether or not you were aware the third party misappropriated your Account and password information. You agree to notify us immediately if there is any change to your Account information.
• You will not post any unlawful, obscene, abusive, defamatory, threatening or other offensive material on the Services.
• We reserve the right to moderate any chat on the Casino and remove postings, including those which promote competing services and those which are untrue, derogatory or critical of us, the Services, the Casino and/or a Game. In addition, you agree to observe and abide by any specific chat rules that we may post on any chat facility from time-to-time.
• You understand that you risk losing money while using the Casino and playing Games and that you use the Casino and play Games at your sole risk.
• Excluding the payment of valid bets, in no event shall we be liable to you: (i) with respect to any and all claims arising from or related to these Terms or the Services, howsoever arising under contract, tort, negligence, breach of statutory duty or in any other cause of action, for damages exceeding the average balance held in your account in the previous six (6) months (or the term of the account in the case of accounts open for less than six (6) months; or (ii) for any consequential, indirect, incidental or special damage or loss of any kind whatsoever; or loss of business, profits, revenue, reputation, goodwill, contracts, anticipated savings or opportunities; or loss or damage arising from loss, damage or corruption of any data, even if such losses are foreseeable or if we have been notified of the possibility of same.
• If any part of these Casino Terms and Conditions shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from these Casino Terms and Conditions and shall not affect the validity and enforceability of any of the remaining provisions of these Casino Terms and Conditions.
• These Casino Terms and Conditions, together with the Online Gambling Terms and Conditions and the Rules (as applicable) contain the entire agreement between you and us relating to the Casino and the Games thereon.

Inactive Accounts

Accounts shall be deemed “Dormant” in the event that the Account holder does not log in within a 12-month period. Dormant Accounts will be opted out of all bonuses in accordance with the applicable bonus terms. In accordance with applicable regulations, unclaimed balances in Dormant Accounts will be forfeited.

Part D - Specific Terms and Conditions for FanDuel Casino Live Dealer

Your use of the “Live Dealer” portion of the Services and/or your playing any game thereon (each a “Game”) means that you accept these additional terms and conditions (these “terms”) which are legally binding and made part of the Terms. Further, you acknowledge and agree to be bound by any additional rules which appear within a Game, including within a Game’s “Help” or “Game Info” tabs (“Rules”), including rules relating to minimum/maximum bets, maximum payouts, jackpots, disconnections and system malfunctions. The Rules may also contain instructions on how to play and the return-to-player (“RTP”). Please familiarize yourself with these terms and the Rules before you use the Casino or play a Game. You understand that you may lose money when playing the Games and accept that you are fully responsible for any such loss. You accept that under no circumstances will any amounts lost by you be recoverable from us or our vendors, licensors, suppliers, or GNAC.

Where applicable, the Rules for each Game will provide you with details of the types of bets which can be made, details in respect of minimum or maximum bets and any restrictions which apply to bets, for example, wagering requirements and/or the restrictions in respect of the time frame in which a bet must be placed.

Minimum Deposits and Maximum Deposits

Where applicable, the game rules for each Game will provide you with details in respect of minimum deposits. Please note that maximum account deposits apply, as will be indicated to you where relevant.

Maximum Payouts

Where applicable, the game rules for each Game will provide you with details in respect of maximum payouts.

Confirmation of Bets

Where applicable, the Rules for each Game will provide you with details in respect of bet confirmations.

Disconnection

Live dealer table games.

Due to FanDuel Casino Live Dealer games offering real-time wagering alongside other patrons, if a patron is disconnected during any active game round, the bets accepted by the Live Dealer system will be in play and the dealer will continue with the round as normal. There is no functionality for any FanDuel Casino Live Dealer games to wait for a disconnected patron to return to a table before continuing. If a patron is disconnected from a game round while betting time remains, any bets placed will be rejected and the bets will be returned to the patron. Please read each table game’s Rules before playing to determine the specific patron disconnection rules.

Live Dealer Blackjack

The following provisions apply if you suffer a disconnection from the network game server during game play.

• In most Live Dealer games*, if a patron is disconnected from an active game round after a bet is placed and the hand has been dealt, but player input is required, and the hand total is 11 and under, Auto Hit will be applied until the hand total is 12 and over.   
• In most Live Dealer games*, if a patron is disconnected from an active game round after a bet is placed and the hand has been dealt, but player input is required, and the hand total is 12 and over, an Auto Stand will be applied.     
• Some Live Dealer games* will proceed with an Auto Stand regardless of the cards showing, complete the round and payout according to the cards on the table. 

*Note: Please read each table game’s Rules before playing to determine the specific patron disconnection rules.

The outcome of the round can be validated in the Live Dealer Blackjack game history or by contacting Customer Service. 

• Live Dealer Baccarat

If a patron is disconnected from an active game round after a bet is placed, the Dealer will continue and complete the round. If the round ends before the patron was able to return to the table, the Live Dealer system will complete the round and payout according to the cards on the table. The outcome of the round can be validated in the Live Dealer Baccarat game history or by contacting Customer Service .

Live Dealer Roulette

If a patron is disconnected from an active game round after a bet is placed, the Dealer will continue and complete the round as normal. If the ball drops onto a number before the patron was able to return, the system will complete the round and payout according to the bets placed on the table. The outcome of the round can be validated in the Live Dealer Roulette game history or by contacting Customer Service .

Three Card Poker

If a patron is disconnected from an active game round after a bet is placed, the patron will have an allotted amount of time to make a decision. If decision time expires and the patron has not yet made a decision to Call or Fold, the hand will Auto Fold, and the patron will lose all bets placed (i.e., initial bets, call bets, and/or raise bets, as applicable). The outcome of the round can be validated in the Live Dealer Three Card Poker game history or by contacting Customer Service .

Live Dealer Texas Hold'em

If a patron is disconnected from an active game round after a bet is placed, the patron will have an allotted amount of time to make a decision. If decision time expires and the patron has not yet made a decision to Call or Fold, the hand will Auto Fold, and the patron will lose all bets placed (i.e., initial bets, call bets, and/or raise bets, as applicable). The outcome of the round can be validated in the Live Dealer Ultimate Texas Hold’em game history or by contacting Customer Service .

Live Dealer Craps

If a patron is disconnected from an active game round after a bet is placed, the Dealer will continue and complete the round as normal. If a 7 is rolled before the patron was able to return, the system will complete the round and payout according to the bets placed on the table. The outcome of the round can be validated in the Live Dealer Craps game history or by contacting Customer Service .

In the event of systems, communications or human errors relating to the generation of any result, bet settlement or any other element of a game, we will not be liable to you as a result of any such errors and we reserve the right to withhold payment and to declare all bets or plays in question void. If we discover the error after payment has been made, you shall indemnify and shall be liable to pay us, on demand, the relevant amount paid by us to you as a result of the error (and any costs sustained or incurred by us in recovering the relevant amount from you.

Misuse or abuse of a Game voids all bets, plays, and payouts.

Part E - Master Offer and Promotions Terms

These “Master Offer and Promotions Terms” (“Master Promotional Terms”) apply to all FanDuel Sportsbook and FanDuel Casino promotions (each, a “Promotion”). Each promotion may have additional terms and/or rules of participation (“Promotion Terms”), which will be posted or otherwise made available to you at or near the place of the Promotion announcement. The Promotion Term for each Promotion in which you participate will be deemed incorporated into and form a part of these Standard Promotional Terms. In the event of any discrepancy or conflict between these Master Promotional Terms and any Promotion Terms, then the specific Promotion Terms shall govern and prevail. The Promotion Terms for each Promotion in which you participate will be deemed incorporated into and form a part of these Master Promotional Terms. It is your responsibility to read the Promotion Terms to determine whether or not your participation, registration, or entry in the Promotion will be valid or restricted, and to determine your participation requirements.

• Eligibility: Each Promotion is open only to individuals who at the time and date of entry are: (i) not an Excluded Person (as such term is defined in Section 4.1 in Part A - General Terms and Conditions); (ii) Account (as such term is defined in Section 4.3 in Part A - General Terms and Conditions) holders; (iii) physically located in the State of New Jersey; (iv) are twenty-one (21) years of age or older; and (v) meet any eligibility requirements specifically set forth in the Promotion Terms. Employees, officers and directors of BIU, its parent company, and each of their respective affiliates, subsidiaries, advertising and promotion agencies, retailers, distributors, and each of such employees’, officers’ and directors’ immediate family members and/or those living in the same household (whether legally related or not) of each are not eligible to participate in any Promotion or receive the advertised Bonus (defined below). Additionally, BIU reserves the right to refuse or otherwise restrict your eligibility to participate in any Promotion for any reason, in our sole discretion, including based on your wagering patterns or wagering history or if you failed to take advantage of any previous Promotions in good faith. Void where prohibited by law. If BIU becomes aware of a participant who, in the course of participating in a Promotion, has become able to guarantee wins and/or profits with no or only minimal risk, and/or benefits from a Promotion by participating through more than one (1) Account, and/or displays irregular or unusual playing or betting patterns which BIU deems to be abusive, BIU may elect to do any one or more of the following: (i) close the customer’s Account(s); (ii) invalidate the transactions or game play which was in contravention of this term; and/or (iii) withhold the customer’s Bonus, including winnings from such transactions or game play.
• How to Qualify: To qualify for a Promotion, during the offer period set forth in the Promotion Terms (the “ Promotion Period ”), eligible individuals must visit your Account and follow the instructions in the Promotion Terms on how to participate. All Promotions are limited to one (1) entry per person. To ensure that the Promotion is limited to one (1) entry per person, we reserve the right to only permit one (1) customer to participate from each household address, IP address, email address, telephone number, same payment account (e.g., debit or credit card, etc.) or shared computer (e.g., public library or workplace).
• Multiple Accounts: Multiple entries in any Promotion will not be accepted; neither will entries made in breach of these Master Promotional Terms or the specific Promotion Terms. BIU reserves the right to exclude any participant from Promotions if BIU believes that a participant has tried to enter a Promotion by using more than one username, Account or is otherwise engaging in any fraudulent or illegal activity (including participation that would be in breach of the law in New Jersey), whether or not that participant would or might have won any Bonus but for such activity. Where multiple entries/Accounts have been used, BIU reserves the right to cancel these Accounts and withhold payment of the Bonus or any other Promotion benefits.

Bonuses may be awarded as site credit, bonus bets/free bets, or enhanced pricing tokens. If you receive a bonus in site credit, for any wager you place using site credit you will receive as withdrawable cash both the winnings and the stake of such wager. If you receive a bonus in bonus bets/free bets, for any wager you place using bonus bets/free bets you will receive as withdrawable cash only the winnings of such wager (you will not receive the stake). For any Bonuses awarded in the form of a physical prize, prizes are non-transferable, with no cash redemptions, equivalents or substitutions, except at BIU’s sole and absolute discretion. All prize details not specified in these Master Promotional Terms will be determined in BIU’s sole and absolute discretion. Prize details and availability are subject to change and prize provider’s rules and restrictions, and in the event that BIU is unable to provide the winner with his or her prize(s), BIU may elect to provide winners with the approximate value of such item in cash or award an alternate prize of comparable or greater value. All prize(s) are awarded “AS IS” and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose). The approximate retail value (“ ARV ”) of a prize is based on available information provided to BIU and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Unclaimed prizes will be forfeited. Prizes, if legitimately claimed, will be awarded. The BIU Parties (defined below) are not responsible for and will not replace any lost, mutilated or stolen prize(s) or any prize that is undeliverable or does not reach the winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the BIU Parties will have no further obligation with respect to that prize or portion of the prize. No more than the stated prizes will be awarded. The BIU Parties are not responsible for and winner will not receive the difference, in any, between the actual value of the prizes at the time of award and the stated ARV in these Official Rules or in any Promotion-related correspondence or material.

• Administration: The BIU Parties expressly reserve the right to amend, suspend or terminate any Promotion at any time without prior notice or consent. Administration of a Promotion is at the sole discretion of the BIU Parties. Any questions relating to eligibility, these Master Promotional Terms and Conditions or any other questions concerning a Promotion will be resolved at the sole discretion of the BIU Parties and their decisions will be final and binding with respect thereto. No groups, clubs, corporations, companies, partnerships, or organizations may participate in any Promotion or reproduce or distribute any portion of these Master Promotional Terms to their members.
• Publicity Release: Subject to applicable law, participants irrevocably grant the BIU Parties and each of their licensees, and its and their successors, assigns and sub-licensees, the right and permission to use their name, voice, likeness and/or biographical material for advertising, promotional and/or publicity purposes in connection with the Promotion, in all forms of media and by all manners (now and hereafter known), and on and in connection with related products, services, advertising and promotional materials (now known or hereafter developed), worldwide, in perpetuity, without any obligation, notice or consideration except for the awarding of the Bonus to the recipients.
• Tampering with Any Promotion: The BIU Parties are not responsible for the actions of entrants in connection with the Promotion, including entrants’ attempts to circumvent these Master Promotional Terms or otherwise interfere with the administration, security, fairness, integrity or proper conduct of a Promotion. Persons found tampering with or abusing any aspect of a Promotion, or whom BIU believes to be causing malfunction, error, disruption or damage may be disqualified. Additionally, any attempt to cheat a Promotion, as determined at the sole and absolute discretion of BIU, may result in immediate disqualification of the participant, as well as other possible consequences, including disqualification from any and all existing and future Promotions. ANY ATTEMPT BY A PERSON TO DAMAGE ANY WEBSITE (INCLUDING ANY MOBILE APP) OR UNDERMINE THE LEGITIMATE OPERATION OF A PROMOTION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, BIU RESERVES THE RIGHT TO SEEK ALL LEGAL AND EQUITABLE REMEDIES FROM AND AGAINST ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. BIU reserves the right, at its sole and absolute discretion, to disqualify (or terminate the Bonus of) any individual who is found to be, or suspected of, acting in violation of these Master Promotional Terms, or to be acting in an unsportsmanlike, obscene, immoral or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person.
• Suspension / Modification / Termination: In the event BIU is prevented from continuing with a Promotion by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with a Promotion by any party, or any federal, state, local or provincial government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within BIU’s control (each a “ Force Majeure ” event or occurrence), BIU shall have the right to modify, suspend or terminate the Promotion or Bonus. BIU additionally reserves the right, in their sole and absolute discretion: (a) to modify, suspend or terminate the Promotion should causes beyond BIU’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Promotion; or (b) to disqualify any participant found to be, or suspected of: (i) tampering with the entry process or the operation of the Promotion; (ii) acting in violation of these Master Promotional Terms; or (iii) acting in an un-sportsmanlike manner.
• Release and Waiver of Liability: By participating and/or redeeming any Promotion Bonus, in addition to the indemnities set forth in Section 27 of Part A - General Terms and Conditions, participants agree to release, defend, indemnify and hold harmless BIU, the FanDuel Sportsbook Group, Boyd, GNAC, and NMR and each of their respective parent corporations, subsidiaries, advertising and promotion agencies, affiliates, directors, officers, employees, representatives and agents (collectively, the “ BIU Parties ”). from and against any and all liability claims or actions of any kind whatsoever (however named or described) for injuries, death, damages or losses to persons and property which may be sustained in connection with: (i) your participation in a Promotion; (ii) the receipt, use or misuse of the Bonus; and (iii) while preparing for, participating in, and/or traveling to any Promotion-related activity, including those damages caused by the BIU Parties’ own negligence. The BIU Parties expressly disclaim any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use or misuse of a Bonus. The BIU Parties are not responsible for any incorrect or inaccurate information, including errors or typos in these Master Promotional Terms, the Promotion Terms or any Promotion-related communication or materials, whether caused by the BIU Casino Parties or participants, printing errors or by any of the equipment or programming associated with or utilized in the Promotion.
• Miscellaneous: The following Sections from Part A - General Terms and Conditions are expressly incorporated into these Master Promotional Terms and are applicable to all Promotions: Errors & Suspected Errors, Fraud, No Warranty, Liability, Indemnity, General and Disputes and Governing Law. Any disputes relating to Promotions will be resolved in accordance with the BIU Dispute Resolution Policy, set forth in Part A - General Terms and Conditions. No waiver of any of the provisions of these Master Promotional Terms and Conditions shall be deemed or shall constitute a waiver of any other provisions hereof, nor shall waiver constitute a continuing waiver unless otherwise expressly provided. If any provision of these Master Promotional Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Master Promotional Terms, which will otherwise remain in full force and effect. The Promotion Terms and these Mater Promotional Terms may be changed, amended or terminated by BIU, at any time and without notice.

Part F - Privacy Policy

Welcome! This privacy policy (“Privacy Policy”) governs your use of the website www.casino.fanduel.com (including both mobile and online versions), the website sportsbook.fanduel.com (including both mobile and online versions) (the “ Websites ”), the FanDuel Casino mobile apps and the FanDuel Sportsbook mobile apps (the “ Betting Apps ”), and your use of any interactive features, services, widgets, plug-ins, applications, content, downloads and/or other online services that we own and control and that post a link to this Privacy Policy (collectively with the Websites and the Betting Apps, the “ Services ”), which are made available by Betfair Interactive US LLC ( “BIU”, “FanDuel Sportsbook”, “FanDuel Casino”, “we”, “our”, or “us” ). This Privacy Policy does not apply to data we receive from third parties, unless we combine such data with Personal Information (defined below) that we have ourselves collected under this Privacy Policy. This Privacy Policy does not apply to our data collection activities offline or otherwise outside of our Services (unless otherwise stated below), and does not govern the data practices of third parties that may interact with our Services.

To the extent we provide you notice on our Services of different or additional privacy policies or practices (e.g., at the point of our collection), those additional terms shall govern such data collection and use.

In addition, please review the Services’ Terms and Conditions , which governs your use of the Services. By using our Services you consent to our Privacy Policy and Terms and Conditions and our collection, use and sharing of your information and data, and other activities, as described below. If you do not agree to the terms of this Privacy Policy, please do not provide us with any Personal Information and do not use this Services.

Linkable Table of Contents

It is important that you read and understand the entire Privacy Policy before using the Services. To ease review, each section below contains a brief introductory summary and a link to the full explanation. Click on the headings and the “More” buttons to be taken to the full explanation. Any capitalized terms that appear in but are not otherwise defined in the introduction have the meanings given to them elsewhere in the Privacy Policy.

What Information Do the Services Collect?

Information you provide to us, information collected and stored as you access and use the services, location-based information, information third parties provide about you, interactions with third-party services, information you provide about a third party, do not track disclosures, how do we use the information collected, how and when do we share information with third parties, when you request information from or provide information to third parties, third parties providing services on our behalf, to protect the rights of biu and others, affiliates and business transfer, what about information i disclose publicly or to others, user content and public information, name and likeness, ads and information about you, does third-party content, links to third-party sites and/or third-party apps appear on the services, how do i change my information and communications preferences, what about data retention, what should parents know about children, what about security, your rights and choices, notice to california residents, what about changes to the privacy policy, how can you contact us, your rights and responsibilities, information on vendors and other third party entities, the full detailed privacy policy.

On the Services, we may ask you to provide us, or our service providers, with certain categories of information, such as: (1) personally identifiable information, which is information that identifies you personally, such as your first and last name, title, e-mail address, mailing address, telephone numbers, social security number, birth date, debit card or bank account information (“ Personal Information ”); and (2) demographic information, such as information about your gender (“ Demographic Information ”). To comply with legal, contractual, and other obligations, you may be required to provide certain information to us in order to utilize the Services, such as first name, last name, title, email address, birth date, telephone number, permanent address, social security number, passport information, driving license information, other identification documents, source of funds, tax-related information, and location-based information (described below). For compliance reasons and identity verification obligations, provision of this information, when requested, may be a mandatory condition of using some or all of the Services. We may collect this information through various forms and in various places on the Services, including if you register for an account, through “contact us” forms, or when you otherwise interact with the Services. If you contact us, by email, text message, phone call, or otherwise, in addition to any Personal Information we may receive, we may record and store the contents of those communications ourselves or using a third-party vendor. We may use the contents of these communications for training or other purposes and to satisfy our legal, auditing, and other obligations, or for any reason set forth in this Privacy Policy. Your communications with us might include requests, questions, and/or issues regarding your use of the Services or other topics you might raise. If we combine Demographic Information with the Personal Information we collect directly from you on the Services, we will treat the combined data as Personal Information under this Privacy Policy.

In addition to any Personal Information or other information that you choose to submit to us via our Services, we and our third-party service providers may use a variety of technologies that automatically (or passively) store or collect certain information whenever you visit or interact with the Services (“ Usage Information ”). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone or other device (a “ Device ”) whenever you visit or interact with our Services. When your Device contacts our web servers (for example, when you visit this Services or view an HTML e-mail), our web servers automatically collect Usage Information. We also may determine the applicable technology available in order to serve you the most appropriate version of a web page, e-mail, advertising or promotional announcement or similar service. To the extent we associate Usage Information with your Personal Information we collect directly from you on the Services, we will treat it as Personal Information.

This Usage Information may include:

• your IP address, UDID or other unique identifier (“Device Identifier”). A Device Identifier is a number that is automatically assigned to your Device used to access the Services, and our computers identify your Device by its Device Identifier;
• your Device functionality (including browser type, operating system, hardware, mobile network information);
• the areas within our Services that you visit and your activities there, including remembering you and your preferences;
• your Device location;
• your Device characteristics; and
• certain other Device data, including the time of day, referrer data that identifies the web page visited prior and subsequent to visiting our Services among other information.
• We may use various methods and technologies to store or collect Usage Information (“Tracking Technologies”). Tracking Technologies may set, change, alter or modify settings or configurations on your Device. A few of the Tracking Technologies used on the Services, include, without limitation, the following (and subsequent technology and methods later developed):
• Browser Cookies. Like many websites, we use browser “cookies”. Cookies are a website’s way of remembering who you are. A cookie is a small text file that is stored on your computer’s hard drive or stored temporarily in your computer’s memory. There are two kinds of cookies: those that are “session” oriented and those that are “persistent”. Session cookies delete from your computer when you close your browser. Persistent cookies retain information for later use tomorrow, next week, next month, or whenever they are set to expire. We use cookies to help us to identify account holders and to optimize their experience on our Services. Also, we will use cookies to monitor and maintain information about your use of the Services. Most web browsers accept cookies automatically. You can delete cookies manually or set your browser to automatically delete cookies on a pre-determined schedule. If you decline to accept cookies, you may not be able to take advantage of or participate in certain features of the Services and when you revisit our Services your ability to limit cookies is subject to your browser settings and limitations. Regular cookies may generally be disabled or removed by tools that are available as part of most commercial browsers, and in some but not all instances can be blocked in the future by selecting certain settings. Each browser you use will need to be set separately and different browsers offer different functionality and options in this regard.
• Flash Cookies. Our Services enable the use of the Adobe Flash Player. Adobe’s Flash Player is a commonly used software use by websites that offer video and other interactive content. By default, your use of the Adobe Flash Player generates “flash cookies” (also known as “persistent identification elements” or “local shared objects”). Adobe provides a short disclosure about Flash Cookies in its End User License Agreement, stating: “Use of the web players, specifically the Flash Player, will enable the software to store certain user settings as a local shared object on our computer. These settings are not associated with you, but allow you to configure certain settings within the Flash Player.” The Adobe Flash Player (and similar applications) use flash cookies to remember user settings, preferences and usage similar to the browser cookies referenced above, but flash cookies can store more information than browser cookies and are managed through a different interface than the one provided by your web browser. You can control the degree to which you accept flash cookies by accessing your Adobe Flash Player management tools directly through the settings manager for Adobe Flash, located at http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager.html. If you do not allow flash cookies to take any disc space on your computer, you may not be able to take advantage of or participate in certain features on the Services. Users with a computer running the Windows operating system can view flash cookie files in this folder: \Documents and Settings\[username]\Application Data\Macromedia\Flash Player. Users with a computer running the Apple operating system can view flash cookie files in this folder: /users/[username]/Library/Preferences/macromedia/Flash Player. Flash cookies, or LSO files are stored typically with an “.SOL” extension. Although the Adobe Flash Player is a commonly used software used by websites that offer video content and/or games, it is not the only technology being used in the ever-shifting online and mobile content environment. HTML5 is an increasingly popular web standard used for presenting content, especially content delivered to mobile devices. HTML is the mark-up language used for the World Wide Web. Almost all web pages you visit on the internet are based around HTML code. HTML5 is simply the fifth and latest iteration of this mark-up language that allows for more interactive web pages. One of the real benefits of HTML5 is its potential to standardize the highly fragmented rich-media universe. Some HTML5 code may allow your response to advertising and other activities to be monitored across websites and such information to be stored on your computer or mobile device.
• Web Beacons. Our web pages, online services and e-mail messages may contain a small graphic image called a web beacon, which is sometimes also called a “clear gif”, that allows us to monitor and collect certain limited information about our users, such as the type of browser requesting the web beacon, the IP address of the computer that the web beacon is sent to and the time the web beacon was viewed. Web beacons can be very small or invisible to the user, but, in general, any electronic image viewed as part of a web page or e-mail, including HTML based content, can act as a web beacon. We may use web beacons to count visitors to our web pages or to monitor how our users navigate our Services, and we may include web beacons in e-mail messages in order to count how many of the messages we sent were actually opened or acted upon. We use web beacons to compile aggregate statistics about our Services and our marketing campaigns.
• Embedded Scripts. An embedded script is programming code that is designed to collect information about your interactions with the Services, such as the links you click on. The code is temporarily downloaded onto your Device from our web server or a third party service provider, is active only while you are connected to the Services, and is deactivated or deleted thereafter.
• Browser Fingerprinting. Collection and analysis of information from your Device, such as, without limitation, your operating system, plug-ins, system fonts and other data, for purposes of identification.
• ETag, or entity tag. A feature of the cache in browsers. It is an opaque identifier assigned by a web server to a specific version of a resource found at a URL. If the resource content at that URL ever changes, a new and different ETag is assigned. Used in this manner ETags are a form of Device Identifier. ETag tracking may generate unique tracking values even where the consumer blocks HTTP, Flash, and/or HTML5 cookies.
• Recognition Technologies. Technologies, including application of statistical probability to data sets, which attempt to recognize or make assumptions about users and devices (e.g., that a user of multiple devices is the same user).

We may use Tracking Technologies for a variety of purposes, including:

• Strictly Necessary. We may use cookies or other Tracking Technologies that we consider are strictly necessary to allow you to use and access our Services, including cookies required to prevent fraudulent activity, improve security or allow you to make use of Services’ functionality.
• Performance Related. We may use cookies or other Tracking Technologies that are useful in order to assess the performance of the Services, including as part of our analytic practices or otherwise to improve the content, ads, products or services offered through the Services.
• Functionality Related. We may use cookies or other Tracking Technologies that are required to offer you enhanced functionality when accessing the Services, including identifying you when you use our Services or keeping track of your specified preferences.
• Targeting Related. We may use Tracking Technologies to deliver content, including ads relevant to your interests on our Services and thirdparty services based on how you interact with our advertisements and/or content. This includes using Tracking Technologies to understand the usefulness to you of the content and ads that have been delivered to you.

There may be other Tracking Technologies now and later devised and used by us in connection with the Services. Further, third parties may use Tracking Technologies in connection with our Services, which may include the collection of information about your online activities over time and across third-party websites or online services as well as across your Devices. We may not control those Tracking Technologies and we are not responsible for them. However, you consent to potentially encountering third-party Tracking Technologies in connection with use of our Services and accept that our statements under this Privacy Policy do not apply to the Tracking Technologies or practices of such third parties.

You will not be able to use wagering services or place bets with us without location data being turned on. Our Services use precise location-based services (e.g., location collected through GPS technology), in order to locate you so we may verify your location, process payments, perform analytics, deliver you relevant content and ads based on your location, share your location with our vendors as part of the location-based services we offer, and for purposes of legal and regulatory compliance. We also collect non-precise geolocation data (i.e., the city and state in which your device is located based on its IP address). This non-precise geolocation data allows us to customize your experience, give you access to content that varies based on your general location, and serve you ads that are relevant to you. For instance, if your IP address is associated with Baltimore, Maryland, we are able to direct you to the services, landing pages, and offers specific to individuals located in Maryland. Both precise and non-precise geolocation may be disclosed to third party entities pursuant to Section 3(c) below.

We may receive information about you from your friends and others that use the Services. Additionally, we may, from time to time, supplement the information we collect directly from you on our Services with outside records from third parties for various purposes, including to enhance our ability to serve you, to tailor our content to you and to offer you opportunities that may be of interest to you. You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. To the extent we combine information we receive from third-party sources with Personal Information we collect on the Services, it will be treated as Personal Information and we will apply this Privacy Policy to such combined information, unless we have disclosed otherwise. In no other circumstances do our statements under this Privacy Policy apply to information we receive about you from third parties, even if they have used our technology to collect it and share it with us.

The Service may include functionality that allows certain kinds of interactions between the Services and a third-party website or application. The use of this functionality may involve the third-party operator providing certain information, including Personal Information, to us. For example, we may provide third-party sites’ interfaces or links on the Services to facilitate your sending a communication from the Services such as facilitating emails, tweets or Facebook postings. These third parties may share information with us and they may also retain any information used or provided in any such communications or other activities and these third parties’ practices are not subject to our Privacy Policy. We may not control or have access to your communications through these third parties. Further, when you use third-party sites or services, you are using their services and not our services and they, not we, are responsible for their practices. You should review the applicable third-party privacy policies before using such third-party tools on our Services.

You may send someone else a communication from the Services, such as sending an invitation to a friend. If so, the information you provide (names, email addresses, etc.) is used to facilitate the communication and is not used by us for any other marketing purpose unless we obtain consent from that person or we explicitly say otherwise. Please be aware that when you use any send-to-a-friend functionality on our Services, your contact information, name or username and message may be included in the communication sent to your addressee(s). Some of these tools may be third-party tools subject to third-party privacy policies.

Various third parties are developing or have developed signals or other mechanisms for the expression of consumer choice regarding the collection of information about an individual consumer’s online activities over time and across third-party websites or online services (e.g., browser do not track signals). Currently, we do not monitor or take any action with respect to these signals or other mechanisms.

We may use your Personal Information, Demographic Information or Usage Information that is subject to this Privacy Policy:

• to provide you with information such as to send you electronic newsletters, personal text messages (as set forth in the SMS Messages section of our Terms and Conditions), or to provide you with special offers or promotional and marketing materials on behalf of us or third parties, including to let you know about new products, services or upcoming contests, promotions or events;
• to protect and administer your Services account;
• to process and track the results of your gambling and other transactions you enter into using the Services;
• to verify your identity, including your accounts on the Services;
• manage risk, or to detect, prevent, and/or remediate fraud or other potentially prohibited or illegal activities;
• manage and protect our information technology infrastructure;
• to provide the Services, including the gaming opportunities available on the Services;
• to improve the Services, marketing endeavors or our offerings;
• to customize your experience on the Services or to serve you specific content or ads that are relevant to you, including using your location information to display advertisements for businesses in your close vicinity;
• to provide customer support, including to resolve disputes, collect fees and troubleshoot problems;
• to contact you with regard to your use of the Services and, in our discretion, changes to the Services and/or Services’ policies;
• to identify your product and Services preferences so that you can be informed of new or additional products, services and promotions;
• to enable you to participate in a variety of the Services’ features;
• to improve the overall experience at the Services;
• to comply with our legal and regulatory obligations;
• for internal business purposes; and
• for purposes disclosed at the time you provide your information or as otherwise set forth in this Privacy Policy.

We may share non-Personal Information, including Usage Information, such as aggregated user statistics, with third parties. Further, we may share your Device Identifiers with third parties along with data related to you and your activities. Also, we may share your Personal Information with third parties with whom we have marketing or other relationships for the third parties’ direct marketing purposes. Additionally, in our continuous effort to provide services that we believe you may find useful or of value, we may make your Personal Information available to third parties to better facilitate your requests, provide more personalized services and communicate separately with you. If we use a vendor to facilitate or assist in communication with you, the vendor will receive your Personal Information (such as your name, email, or telephone number) and may record and store the content of your communications with us; however, we do not disclose mobile phone numbers to unaffiliated third parties for their marketing purposes without your consent. We may also share the information we have collected about you, including Personal Information, as disclosed at the time you provide your information and as described below or otherwise in this Privacy Policy. BIU may additionally disclose your information under the following circumstances and conditions:

You may be presented with an option on our Services to receive certain information and/or marketing offers directly from third parties or to have us send certain information to third parties or give them access to it. If you choose to do so, your Personal Information and other information may be disclosed to such third parties and all information you disclose will be subject to the third-party privacy policies and practices of such third parties. In addition, third parties may store, collect or otherwise have access to your information when you interact with their Tracking Technologies, content, tools, apps or ads on our Service or link to them from our Service. This may include using third-party tools such as Facebook, Twitter, Pinterest or other third-party posting or content sharing tools and by so interacting you consent to such third party practices. We are not responsible for the privacy policies and practices of such third parties and, therefore, you should review such third-party privacy policies and practices of such third parties prior to requesting information from or otherwise interacting with them.

We may use third-party vendors to perform certain services on behalf of us or the Services, such as: (i) to assist us in Services operations; (ii) to facilitate communications with you and/or provide customer support; (iii) to manage a database of customer information; (iv) to host the Services; (v) to design and/or operate the Services’ features; (vi) to track the Services’ activities and analytics; (vii) to enable us to send you special offers or perform other administrative services; (viii) to process payments and deliver prizes; and (ix) other services designed to assist us in maximizing our business potential. For example, from time to time, we will use the information we collect to coordinate data entry and payments with the company that provides you with handicapping information, to coordinate marketing/rewards programs with partner racetracks, and to offer other enhancements to the Services. We may provide these vendors with access to user information, including Device Identifiers and Personal Information, to carry out the services they are performing for you or for us. For instance, our SMS messaging services are powered by Zoom. To provide us with such service, Zoom will receive your phone number and may receive and maintain copies of your SMS or text communications with us. Third-party analytics and other service providers may also set and access their own Tracking Technologies on your Device and they may otherwise collect or have access to information about you, potentially including Personal Information, about you. We are not responsible for those third party technologies or activities arising out of them. However, some may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available here . We are not responsible for the effectiveness of or compliance with any third parties’ opt-out options.

We may access, use, preserve, transfer and disclose any of your information (including, the content of your communications with us, Device Identifiers and Personal Information, including precise geolocation data and other potentially sensitive Personal Information) to third parties: (i) to satisfy any applicable law, regulation, subpoenas, governmental requests or legal process if in our good faith opinion such is required or permitted by law; (ii) to protect and/or defend the Services’, its integrity, and our Terms and Conditions or other policies applicable to the Services, including investigation, determination, or validation of potential violations thereof; (iii) to protect the safety, rights, property, integrity, or security of the Services or any third party; and/or (iv) to detect, prevent or otherwise address fraud, security or technical issues. Such potential disclosures include disclosing Personal Information and Device Identifiers to gaming regulators, leagues, associations, governing bodies, sports teams, colleges or oversight agencies or boards (or their designated vendors) in relation to the enforcement of our Terms and Conditions and their rules governing authorized betting, including in connection with identifying or overseeing their athletes, employees, personnel, or members. We may also use IP address or other Device Identifiers to identify individuals, either acting alone or in cooperation with third parties such as copyright owners, internet service providers, wireless service providers and/or law enforcement agencies. Such identifying information may be disclosed pursuant to this Section.

Such disclosures may be carried out without notice to you. In circumstances where we inadvertently obtain information that appears to pertain to the commission of a crime or where we reasonably believe that an emergency involving immediate danger of death or serious physical injury to any person exists, BIU may voluntarily disclose the record or the contents of your communications or other information about you to law enforcement agencies and governmental entities without providing you advance notice. Upon receipt of an applicable search warrant or administrative, grand jury or trial subpoena, BIU may be required to disclose to the government or law enforcement agencies, without advance notice to you, the content of your communications and other records relating to your electronic communications, as well as the following records: your name and address; records of your online communication (including session times and duration); how long you have subscribed to our service(s) (including start date) and the type(s) of service(s) utilized; your telephone number or other subscriber account identifying number(s), including any Internet or network address(es) assigned to you by our network; and the means and source of your payment(s) (including any debit card or bank account number).

We may share your information, including your Device Identifiers and Personal Information, Demographic Information and Usage Information with our parent, subsidiaries and affiliates, including for their marketing or other purposes. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Services or applicable database; or (ii) in connection with a merger, consolidation, restructuring, the sale of substantially all of our interests and/or assets or other corporate change, including, during the course of any due diligence process.

The Services may permit you to submit ideas, photographs, video, audio recordings, computer graphics, pictures, data, information about your location, questions, comments, suggestions or other content, including Personal Information (collectively, “ User Content ”). We or others may store, display, reproduce, publish, distribute or otherwise use User Content online or offline in any media or format (currently existing or hereafter developed) and may or may not attribute it to you. Others may have access to this User Content and may have the ability to share it with third parties. Please think carefully before deciding what information you share, including Personal Information, in connection with your User Content. Please note that BIU does not control who will have access to the information that you choose to make public, and cannot ensure that parties who have access to such publicly available information will respect your privacy or keep it secure. We are not responsible for the privacy or security of any information that you make publicly available on the Services or what others do with information you share with them on the Services. We are not responsible for the accuracy, use or misuse of any User Content that you disclose or receive from third parties through the Services.

We may also publish your name, voice, likeness and other Personal Information that is part of your User Content, and we may use the content, or any portion of the content, for advertising, marketing, publicity and promotional activities. For full terms and conditions regarding User Content you submit to the Services, please review our Services’ Terms and Conditions .

We and third parties such as network advertisers and ad exchanges may serve advertisements on the Services or across the Internet and may use third party analytics service providers to evaluate and provide us and/or third parties with information about the use of these ads on third party sites and viewing of ads and of our content. Network advertisers are third parties that display advertisements, which may be based on your activities across the Internet and mobile media (“ Behavioral Ads ”). Behavioral Ads enable us to target advertisements to you for products and services in which we believe you might be interested. If you object to receiving Behavioral Ads from us on third party sites, you can learn more about your ability to limit Behavioral Ads below.

Our third party ad network and exchange providers, the advertisers and/or traffic measurement services may themselves set and access their own Tracking Technologies on your Device and track certain behavioral Usage Information via a Device Identifier. These third party Tracking Technologies may be set to, among other things: (a) help deliver advertisements to you that you might be interested in; (b) prevent you from seeing the same advertisements; and (c) understand the usefulness of the advertisements that have been delivered to you. You acknowledge and agree that associated technology may access and use your Device and may set or change settings on your Device in connection with the associated operations. Note that any images (or any other parts of content) served by third parties in association with third-party ads or other content may serve as web beacons, which enable third parties to carry out the previously described activities.

Third-party Tracking Technologies are not controlled by us, even if they use our technology to help store or collect data. Statements regarding our practices do not apply to the methods for collecting information used by these third parties or the use of the information that such third parties collect. We do however work with third parties to make efforts to have you provided with information on their practices and any available opportunity to exercise choice. The relevant third party’s terms of service, privacy policy, permissions, notices and choices should be reviewed regarding their collection, storage and sharing practices. We make no representations regarding the policies or practices of third party advertisers or advertising networks or exchanges or related third parties.

We may use third-party advertising companies to target advertisements to you on our Services, across the web, on your mobile Device and on any of your other Devices, based on the information we have collected from and about you, as well as information relating to your and other users’ visits to this and other websites and online services. To do so, these companies may place or recognize a unique cookie on your browser (including through the use of pixel tags) or recognize an identifier associated with your mobile device. These companies may also use these Tracking Technologies, along with personal information they or we collect on the different devices you use, to recognize you across the Devices you use, such as a mobile device and a laptop or other computer. Some third parties may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available here .

Further, while sites use a variety of companies to serve advertisements, you may wish to visit https://thenai.org/opt-out/, which provides information regarding this practice by Network Advertising Initiative (“ NAI ”) members, and your choices regarding having this information used by these companies, including the “opt-out” procedures of NAI members, including through the Network Advertising Initiative's Consumer Opt-Out link . Opting out of one or more NAI members only means that those NAI members no longer will be allowed under their own rules to deliver Behavioral Ads to you, but does not mean you will no longer receive any targeted content and/or ads. Also, if your browsers are configured to reject cookies when you visit this opt-out page, or you subsequently erase your cookies, use a different Device or change web browsers, your NAI opt-out may not, or may no longer, be effective.

You may also opt-out of receiving Behavioral Ads on participating sites and services by visiting the Digital Advertising Alliance (“ DAA ”) website at http://www.aboutads.info/choices. To opt out of Google Analytics display advertising or customize Google display networking ads, visit the Google Ads Setting page . For Mobile applications, you can use the " DAA App Opt-Out Tool " and the NAI App Opt-Out Tool ". Similar limitations may apply to the DAA opt-out. We are not responsible for effectiveness of or compliance with any third parties’ opt-out options or programs.

Please note that these opt-outs apply per browser and per device, so you will have to opt out for each device — and each browser on each device — through which you access our Services.

When you are on the Services you may be directed to other sites and apps that are operated and controlled by third parties that we do not control such as merchants who directly sell products and services to you. We are not responsible for the data collection and privacy practices employed by any of these third parties or their sites or apps and they may be tracking you across multiple online services and may be sharing the results of that tracking with us and/or others. These third parties may have their own terms of service, privacy policies or other policies and ask you to agree to the same. For example, if you “click” on a link, the “click” may take you off the Services onto a different location. These other online services may associate their Tracking Technologies with you, independently collect information about you, including Personal Information, and may or may not have their own published privacy policies. We are not responsible for these third-party privacy policies or the practices of third-party owners. Be sure to review any available policies before submitting any personally identifiable information to a third-party online service or otherwise interacting with it and exercise caution in connection with these services. We also encourage you to note when you leave our Services and to review the third-party privacy policies of all third-party locations and exercise caution in connection with them.

You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of registration. The Services may allow you to review, correct or update Personal Information you have provided through the Services’ registration forms or otherwise by updating your account, and you may provide registration updates and changes by contacting us by email at: [email protected] . If so, we will make good faith efforts to make requested changes in our then active databases as soon as reasonably practicable (but we may retain prior information as business records). Please note that it is not always possible to completely remove or delete all of your information from our databases and that residual data may remain on backup media or for other reasons. When you edit your Personal Information or change your preferences on the Services, information that you remove may persist internally for BIU’s administrative purposes. You may cancel or modify the email marketing communications you receive from us by following the instructions contained within our promotional emails. This will not affect subsequent subscriptions and if your opt-out is limited to certain types of emails the opt-out will be so limited. Please note that we reserve the right to send you certain communications relating to your account or use of our Services, such as administrative and Service announcements, and the SMS Service Alerts set out in our Terms and Conditions. These transactional account messages may be unaffected if you choose to opt-out from receiving our marketing communications.

If you have any questions about the Privacy Policy or practices described in it, you should contact us in the following ways: Postal Mail: Betfair Interactive US LLC, 123 Town Square Place, PMB #607, Jersey City, NJ 07310 (Attn: Privacy Officer); Email: [email protected] .

For non-privacy inquiries or support needs, please visit this page .

BIU is committed to only retaining Personal Information, and the contents of our communications with you, for a period of time that is necessary to provide our services to our users and for a period of time thereafter as needed to 1) to comply with our legal, regulatory, recordkeeping, and auditing obligations, 2) resolve disputes, 3) enforce our agreements and facilitate collections, and 4) prevent fraud or criminal activity. After the Personal Information is no longer needed for these purposes, we will delete or de-identify the Personal Information. The Personal Information that you have provided us is maintained in our management information system and billing systems, and is updated as new information is added. Accounting and billing records are retained for ten (10) years for tax and accounting purposes or until the relevant income tax years for which the document was created have been closed for income tax purposes and/or all appeals have been exhausted. Records may remain on file for the purposes listed above even after you have terminated your account on our Services.

We understand the importance of protecting children’s privacy in the interactive world. We are a general audience service and do not use the Services to knowingly collect personal information from children under the age of thirteen (13) that requires parental notice and consent under the Children’s Online Privacy Protection Act (“COPPA”) without such parental consent. If you are under twenty-one (21) years of age, you are not permitted to use the Service and should not send any information about yourself to us through the Service.

In the event that we become aware that we have collected personal information from anyone under the age of twenty-one (21), we will dispose of that information in accordance with COPPA and other applicable laws and regulations. If you are a parent or guardian and you believe that your child under the age of thirteen (13) has provided us with personal information without COPPA-required consent, please contact us at: [email protected] .

We endeavor to take commercially reasonable technical, physical, and organizational measures to help protect and secure your Personal Information and prevent unauthorized/unnecessary disclosures. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure the security of any information you transmit to us, and you use our Service and provide us with your information at your own risk. We utilize the industry standard, Secure Socket Layer (SSL)-capable web browsers support encryption technology that helps prevent unauthorized users from viewing or manipulating your Personal Information as it travels over the Internet.

BIU will process your personal information in accordance with this Privacy Policy, and as part of that BIU provides you with certain choices about how we process your personal information. These choices are set out below.

We may occasionally send display media to you, in a targeted way, whether through web or mobile browsers or mobile applications. You may opt out of many third parties that support and send this type of targeting advertising by going to www.aboutads.info, and you may learn more about this type of advertising in the Section titled “Ads and Information About You.” You may opt out of tracking for mobile advertising through the settings on most smartphones, and you may learn more about these settings through those mobile device platforms, i.e., Google ( here ) and Apple ( here ). (Please note that these companies may change either the way these settings operate, the content or the availability of these pages.)

We may occasionally send you push notifications to your mobile device. You can turn off certain push notifications in the account settings of your mobile app. You can also turn off push notifications specific to our Services in the settings on your iOS device, or through the application manager in your Android device.

Rights Regarding Your Information . Depending on your jurisdiction, you may have the right, in accordance with applicable data protection laws, to make requests related to your “personal information” or “personal data” (as such terms are defined under applicable law, and collectively referred to herein as “personal information”). Specifically, you may have the right to ask us to:

• Inform you about the categories of personal information we collect or disclose about you; the categories of sources of such information; the business or commercial purpose for collecting your personal information; and the categories of third parties with whom we disclose personal information.
• Provide you access to and/or a copy of certain personal information we hold about you. Note that you may be able to access certain of this information by logging into your account.
• Correct or update personal information we hold about you.
• Delete certain personal information we have about you.
• Provide you with information about the financial incentives that we offer you, if any.
• Restrict or object to certain uses of your personal information.
• Opt you out of the processing of your personal information for direct marketing or purposes of profiling in furtherance of decisions that produce legal or similarly significant effects, if applicable.

Please note that certain information may be exempt from such requests under applicable law. For example, we need certain information in order to provide the Services to you. You may also have the right to opt out of “sales” of your information and “sharing/processing of your information for targeted advertising” as described below.

If you are a California resident, please see Section 12 below for more information about our privacy practices and your rights.

As provided in applicable law, you also have the right to not be discriminated against for exercising your rights. Please note that certain information may be exempt from such requests under applicable law. For example, we need to retain certain information in order to provide our services to you. We also need to take reasonable steps to verify your identity before responding to a request, which may include, at a minimum, depending on the sensitivity of the information you are requesting and the type of request you are making, verifying your name and email address. If we are unable to verify your identity, we may be unable to respond to your requests.

To exercise any of these rights, please visit this link: PRIVACY REQUEST FORM . You can also contact us at +1 (855) 734-7720.

You may be able to designate an authorized agent to make requests on your behalf. In order for an authorized agent to be verified, you must provide the authorized agent with signed, written permission to make such requests or a power of attorney. We may also follow up with you to verify your identity before processing the authorized agent’s request as permitted by applicable law.

Depending on applicable law, you may have the right to appeal our decision to deny your request, if applicable. We will provide information about how to exercise that right in our response denying the request. You also have the right to lodge a complaint with a supervisory authority. However, we respectfully invite you to allow us to try to resolve the matter directly. We will attempt to answer your questions and satisfy your concerns in a timely and complete manner.

Notice of Right to Opt Out of Sales of Personal Information and Processing/Sharing of Personal Information for Targeted Advertising Purposes . Depending on your jurisdiction, you may also have the right to opt out of “sales” of your information and “sharing/processing of your information for targeted advertising."

• We may disclose information to unaffiliated third parties we collaborate with or that provide offers that we think may be of value to you. We may also provide information to third-party advertising providers for targeted advertising purposes or use advertising analytics partners to assist us in analyzing use of our services and our user/customer base. Under applicable law, the disclosure of your personal information to these third parties to assist us in providing these services may be considered a “sale” of personal information or the processing/sharing of personal information for targeted advertising purposes.
• If you would like to opt out of the disclosure of your personal information for purposes that could be considered “sales” for those third parties’ own commercial purposes, or “sharing” or processing for purposes of targeted advertising, please visit the following link, which is also available in the footer of our Services: "Your Privacy Choices" and follow the instructions to submit a request. You must make this choice on each site/app on each browser/device you use to access the Services. You must also renew this choice if you clear your cookies or your browser is set to do that. Submitting the form will also result in the opt out of the use of your email address and other personal information related to that email address for targeted advertising purposes.
• Depending on your jurisdiction, you may be permitted to designate an authorized agent to submit such requests on your behalf. Please note that we do not knowingly sell the personal information of minors under 16 years of age without legally-required affirmative authorization. Please note that we do not knowingly sell the personal information of minors under 16 years of age.
• Please note that if you have a legally-recognized browser-based opt out preference signal turned on via your device browser, we recognize such preference in accordance with applicable law.

Additional Information for Nevada Residents . Under Nevada law, certain Nevada consumers may opt out of the sale of “covered information” for monetary consideration to a person for that person to license or sell such information to additional persons. “Covered information” includes first and last name, address, email address, phone number, Social Security Number, or an identifier that allows a specific person to be contacted either physically or online.

We do not engage in such activity; however, if you are a Nevada resident who has purchased services from us, you may submit a request to opt out of any potential future sales under Nevada law by contacting [email protected] . Please note we will take reasonable steps to verify your identity and the authenticity of the request. Once verified, we will maintain your request in the event our practices change.

Additional Information for Massachusetts Residents . If you are a Massachusetts resident, Massachusetts law and regulations requires us to provide you with some additional information regarding how we collect, use, and share your personal information. Much of this information is provided throughout this Privacy Policy - for instance, the information you may be required to provide to us, the existence of a legal or contractual obligation to provide such information, and the consequences of not providing that information are identified in Section 1; the conditions under which you information may be disclosed are identified in Section 3; information about our data retention is identified in Section 8; and information about our data security practices is identified in Section 10; contact information for relevant vendors who provide goods or services directly related to sports wagering in Section 16.

Relevant Massachusetts law or regulations require companies to tell you about the purposes and legal basis for collecting and processing your information. You can review the purposes for our collection and processing as detailed above in Section 1 and Section 2 and we rely on the following legal bases:

• to perform our obligations pursuant to a contract (or pending contract) with you - for example, we will process your information to comply with our Terms of Use to enter into a contract with you, and to honor our commitments in any contracts that we have with you.
• for our legitimate interests or the legitimate interests of others - for example, we will process your information to: operate our business and our Services; identify and fix any issues with our Services; provide customer service; secure the Services; learn more about how our users use the Services; perform internal analytics; improve the Services and users’ experiences; conduct marketing; provide you with certain information about new products, special offers or other information that we think you may find interesting; make and receive payments and process transactions; comply with legal requirements and defend our legal rights; prevent fraud; conduct compliance and risk management activities; provide and manage access to our systems; engage in a business change (e.g., sale, merger);, and to know the customer to whom we are providing Services.
• to comply with our legal obligations - for example, complying with our reporting obligations and laws and regulations relating to anti-money-laundering, keeping track of transactions for tax and auditing purposes, responding to requests from government bodies or courts, and responding to litigation.
• with your consent to our collection and processing for a particular purpose - where we rely on this basis, you may have the right to withdraw your consent as described immediately below.

Users who reside in Massachusetts have the right to ask us to:

• Provide you access to and/or a copy of certain personal information we hold about you.
• Update or rectify certain personal information we hold about you.
• Object to or restrict the way that we process and disclose certain of your information.
• Withdraw your consent for the processing of your information.

Please note that certain information may be exempt from such requests. For example, we need to retain certain information in order to provide our Services to you and for legal and compliance reasons. We also need to take reasonable steps to verify your identity before responding to a request, which may include, at a minimum, depending on the sensitivity of the information you are requesting and the type of request you are making, verifying your name and email address. If you would like to exercise your legal rights, please use the following form: PRIVACY REQUEST FORM . You can also contact us at +1 (855) 734-7720. If you would like further information concerning your legal rights, please email [email protected] .

Users who reside in Massachusetts also have the right to file a complaint concerning the use or storage of your information to:

• 101 Federal Street, 12th Floor
• Boston, MA 02110
• https://massgaming.com/
• 501 Boylston Street
• Boston, MA 02116
• Consumer Hotline: (617) 973-8787
• Toll-Free Consumer Hotline: (888) 283-3757
• https://www.mass.gov/forms/contact-ocabr-by-e-mail
• https://www.mass.gov/orgs/office-of-consumer-affairs-and-business-regulation
• Consumer Advocacy & Response Division
• One Ashburton Place, 18th Floor
• Boston, MA 02108
• Consumer Hotline: (617) 727-8400
• https://mass.gov/how-to/file-a-consumer-complaint
• Other Law Enforcement Entities

We may use forms of automated decision-making or profiling, for instance to determine advertisements and offers to present to you and to conduct monitoring for regulatory reporting thresholds and assess and limit malicious or fraudulent activity. For example, we may offer new users different promotions than long-time users and we may offer users who frequently bet on certain sports different advertisements than users who have never bet on that sport. These decisions are governed by logic and rules set or reviewed by humans and this is a subject we take seriously. These decisions and actions do not produce legal or similarly significant effects because they do not result in you being subjected to systematic observation by a competent authority and do not result in the provision or denial by us of financial or lending services, housing, insurance, education, enrollment, criminal justice, employment opportunities, health care services, or access to basic necessities. You may have the right to contest a decision we have made and request direct human review or intervention; to inquire about this, please email us at [email protected] .

California Consumer Privacy Act

• If you are a California resident, California law requires us to provide you with some additional information regarding how we collect, use, and share your “personal information” (as defined in the California Consumer Privacy Act (“CCPA”)).
• Categories of personal information we collect. Throughout this Privacy Policy, we discuss in detail the specific pieces of personal information we collect from and about users. Under the CCPA, we are also required to provide you with the “categories” of personal information we collect. The categories we may collect are: identifiers (such as name, address, email address, driver’s license); commercial information (such as deposit or wagering history); financial data (such as payment information); internet or other network or device activity (such as browsing history or Services usage); geolocation information (e.g., your city and state based on IP address or precise geolocation in accordance with your settings); audio information (e.g., if you participate in a customer support call and do not opt out of call recording); in certain circumstances, information used to manage potential fraud or legal risk (such as employment status and criminal history); inference data about you; photos (e.g., if you voluntarily submit a photo); and other information that identifies or can be reasonably associated with you.
• How we use and disclose these categories of personal information. We use and disclose the categories of personal information we collect from and about you consistent with the various business purposes we discuss throughout this Policy, and how you engage with the Service. Please see the relevant section(s) above for more information.

Information About "Sales" and "Sharing"

• For online targeted advertising purposes: demographic and statistical information, device information and identifiers, connection and usage data, geolocation, and social media information.
• For sharing with third parties to send you relevant offers and promotions: contact and account registration information; demographic and statistical information, and geolocation.

Your Choices Regarding "Sharing" and "Selling"

Shine the Light Disclosures

• If you you reside in California, you may request certain general information regarding our disclosure of personal information during the preceding year to third parties for their direct marketing purposes. To make such a request, please write to us at the following address: Betfair Interactive US LLC, 123 Town Square Place, PMB #607, Jersey City, NJ 07310 (Attn: Privacy Officer).

We reserve the right to change this Privacy Policy at any time. Any changes will be effective immediately upon the posting of the revised Privacy Policy and your use of our Service indicates your consent to the privacy policy posted at the time of use. However, we will not use your previously collected Personal Information in a manner materially different than represented at the time it was collected without your consent. To the extent any provision of this Privacy Policy is found by a competent tribunal to be invalid or unenforceable, such provision shall be severed to the extent necessary for the remainder to be valid and enforceable.

How Do You Contact Us?

If you wish to contact Betfair Interactive US LLC regarding our information practices or in relation to this Privacy Policy, please email us at [email protected] . For all other inquiries, please visit this page .

It is extremely important that you keep your account information and other confidential account data protected and secure. Do not share your log-in information or leave your computer unattended when logged in to the Services. Please make sure that all information you provide to BIU is accurate and complete. Contact us immediately by email at [email protected] if you find any discrepancies in your account data or if you wish to inspect the records pertaining to you at our offices.

The following entities provide goods or services directly related to sports wagering, including platform design, operation, and maintenance; lines and odds setting; risk management; customer verification; integrity monitoring; and sportsbook data:

The following third parties that collect information from you on the Service have given us notice that you may obtain information on their policies and practices, and in some instances opt-out of certain of their activities, as follows:

PLEASE NOTE: We are not responsible for third-party policies or practices. We try to keep this information current, and will add to and subtract from the chart above as appropriate, but it is provided as a courtesy and may not be current or accurate. Please contact the relevant third parties regarding their privacy and data security policies and practices.

A small RNA derived from the 5’ end of the IS200 tnpA transcript regulates multiple virulence regulons in Salmonella Typhimurium

• Find this author on Google Scholar
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• ORCID record for Alexander J. Westermann
• For correspondence: [email protected] [email protected]
• ORCID record for David B. Haniford
• Info/History
• Supplementary material
• Preview PDF

The insertion sequence IS200 is widely distributed in Eubacteria. Despite its wide-ranging occurrence, IS200 does not appear to be mobile and as such is considered an ancestral component of bacterial genomes. Previous work in Salmonella enterica revealed that the IS200 tnpA transcript is processed to form a small highly structured RNA ( 5’tnpA ) that participates in the post-transcriptional control of invF expression, encoding a key transcription factor in this enteropathogen’s invasion regulon. To further examine the scope of 5’tnpA transcript integration into Salmonella gene expression networks, we performed comparative RNA-seq revealing the differential expression of over 200 genes in a Salmonella SL1344 5’tnpA disruption strain. This includes the genes for the master regulators of both invasion and flagellar regulons (HilD and FlhDC, respectively), plus genes involved in cysteine biosynthesis (cysteine regulon) and an operon ( phsABC ) encoding a thiosulfate reductase complex. These expression changes were accompanied by an 80-fold increase in Salmonella invasion of HeLa cells. Likewise, a phsABC disruption strain was associated with an increased invasion specifically under anaerobic growth conditions. Based on these findings, we propose that early induction of invasion and motility regulons in the absence of 5’tnpA causes a metabolic stress resulting in cysteine limitation and activation of CysB, which turns down expression of the phsABC operon to increase the flux of thiosulfate in the media towards cysteine production. Taken together, this study provides a powerful new example of bacterial transposon domestication that is based not on the production of a regulatory protein, but of a transposon-derived small RNA.

Competing Interest Statement

The authors have declared no competing interest.

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