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The Top 9 Fully Funded PhD Programs

If you’re concerned about grad school costs, you’re not alone. Even with financial aid, many students find themselves taking on large amounts of debt. However, there are a number of options that can cover most – if not all – of your doctorate costs.

Table of Contents

What Is a Fully Funded PhD Program?

“Fully funded” means that the university offers sufficient funding to cover tuition fees and even a stipend to cover other grad school expenses . To cover gaps, many institutions offer additional support in the form of grants, scholarships, loans, and employment opportunities.

Though rare, some PhD programs offer full funding for all accepted students. Understandably, the admission process is highly competitive for fully funded PhD programs.

Students who don’t meet strict criteria – and aren’t offered full funding – will be expected to pay for their tuition and other study expenses. Most take some form of government funding to do so.

The Top 9 Fully Funded PhD Programs in the US

1. the university of chicago, the department of anthropology, phd in anthropology.

Courses : Development of Social/Cultural Theory, Archeological Theory & method, and archeological data sets.
Credits : 18 courses
Delivery : On-campus
Full funding : Full tuition, health insurance, and stipend (up to 9 years).
Other support : Grants, fellowships, and teaching opportunities.
Acceptance rate : 2.5%
Location : Chicago, Illinois

With a culture that encourages independent thinking, the University of Chicago has produced more than 90 Nobel Prize winners and produced defining research in several fields. In this interdisciplinary PhD in Anthropology program, students can study with many of the university’s other departments, including: Political Science, History, and Comparative Human Development.

2. Harvard University, T. H. Chan School of Public Health

Phd program in biological sciences in public health (bph).

Courses : Biological sciences communications, principles of biostatistics & epidemiology, and computing environments for biology.
Duration : Approximately 6 years
Full funding : Stipend, tuition, and health insurance.
Other support: Fellowships, awards, and grants.
Acceptance rate: 6%
Location: Boston, Massachusetts

As the third-best university in the US , Harvard’s T. H. Chan School of Public Health has incredible prestige. With several specialized public health departments (e.g., Environmental Health, Health & Population, Epidemiology), this program also offers incredible flexibility. Students can courses from the Department of Public Health, Harvard Integrated Life Sciences (HILS), and even MIT.

3. Stanford University, Graduate School of Education

Phd in curriculum studies and teacher education (cte).

Courses: Introduction to statistical methods in education, research in curriculum & teacher education, and statistical analysis in education.
Credits: 135 units
Duration: 4-5 years
Delivery: On-campus
Full funding : Tuition aid, assistantship salary, and fellowship stipend (for 5 years).
Other support : Grants, travel fellowships, and emergency funds.
Location: Stanford, California

Stanford University tops the list of the best universities for Education Policy Studies, making this one of the best options if you want to earn a PhD in Education. This doctorate is one of the top fully funded PhD programs in education and offers six specializations, including elementary education, teacher education, and science & environmental education.

Note : In addition to this on-campus PhD program, many recognized institutions also offer free online PhD programs in education .

4. Duke University, Trinity College of Arts and Sciences

Phd in literature.

Courses: Wide range of literary topics, including African American Studies, modern European short fiction, gender studies, and more.
Duration: 6-7 years
Delivery: On-campus
Full funding includes: Tuition, fees, stipend, and health insurance.
Other support: Grants, loans, childcare subsidies, and financial hardship aid.
Location: Durham, North Carolina

As one of the country’s most renowned private research institutions, Duke University has ten Nobel Laureates under its belt. Their PhD in Literature program encourages students to pursue both independent studies and inter-institutional courses from other affiliated universities. Students are able to take as many programs outside literature as they wish. Typically, all PhD students receive a “stipend, tuition, and fees support, plus six years of full coverage for health and dental insurance premiums.”

5. Rice University, Jones Graduate School of Business

Phd in business.

Courses: Microeconomics, econometrics, theory, and dynamic optimization.
Duration: 4 years +
Full funding : Tuition waiver and $40,000 yearly stipend (earned as a research/teaching assistant).
Other support: Scholarships, grants, loans, and student employment.
Location: Houston, Texas

Rice University is a well-known institution and is regularly recognized as one of the best business schools in the country. As part of its PhD in Business program, students can choose between one of four different concentrations: accounting, finance, organizational behavior, and strategic management.

Northwestern University, McCormick School of Engineering

Phd in biomedical engineering.

Courses: Experimental design & measurement, biological performance of materials, and advanced physical & applied optics.
Duration: 5-6 years
Full funding : Tuition scholarship and stipend.
Other support: Fellowships, grants, assistantships, loans, and veteran benefits.
Acceptance rate: 15%
Location: Evanston, Illinois

Northwestern University is renowned for excellence across numerous disciplines, and its biomedical engineering (BME) program was among the first of its kind. The school offers a wide range of courses, from cell and molecular engineering, medical devices and instrumental, neural engineering, and more.

7. Columbia University, Teachers College

Phd in clinical psychology.

Courses: Brain & behavior, social problems for clinical psychologists, and personality & behavior change.
Credits: 95
Duration: 5 years (at least four years of residency)
Full funding : Tuition, stipend, and health fees (up to 4 years).
Other support: Scholarships, grants, fellowships, federal work-study, assistantships, and loans.
Acceptance rate: 7%
Location: New York City, New York

Columbia University offers a leading clinical psychology PhD program that focuses on the intersection between education, psychology, and health. Their fully funded, need-blind “Doctoral Fellowship” is given to incoming students for three years, in addition to financial aid in the fourth year (i.e., a $25,000 stipend). PhD students who receive this scholarship may be asked to work as research assistants or graduate teachers.

8. California Institute of Technology, Division of Engineering & Applied Science

Graduate degree in computer science.

Courses: Functional programming, computability theory, and advanced digital systems design.
Credits: 54 units
Duration: 3+ years of residence
Full funding : Tuition charges and stipends.
Other support: Grants, scholarships, loans, and work-study.
Acceptance rate: 7%
Location: Pasadena, California

Caltech is a huge name in technology education, with over fifty cutting-edge research centers and laboratories. This includes NASA’s Jet Propulsion Laboratory and astronomical observatories around the globe. To manage their rigorous course load, graduate students of the computer science program receive full tuition and a stipend of $45,000 .

9. Emory University, College of Arts and Sciences

Ph.D. in Economics

Courses: Microeconomic theory, health economics, and market structure & imperfect competition.
Credits: 55
Duration: 4-6 years
Full funding : Tuition, stipend, health insurance subsidy, and professional development support.
Other support: Grants, scholarships, loans, and student employment.
Acceptance rate: 19%
Location: Atlanta, Georgia

Emory University provides a liberal arts college’s atmosphere and opportunities combined with an urban research university’s facilities. This cross-registration program allows students to take classes at the university’s partner institutions, including Georgia Tech and Georgia State University, alongside their in-house courses.

Can I Earn a Free PhD Degree Online?

If you aren’t eligible for a fully funded program, that’s okay! We’ve written an article outlining the most affordable online PhD programs , the benefits, and how to apply to them!

Key Takeaways

Many US universities – including some of the country’s top institution – offer fully funded PhD programs and tuition-free online programs across various disciplines. You’ll just need to demonstrate that you’re eligible for the program through your academic performance and merit.

Once you qualify for full PhD funding, congratulate yourself on a job well done!

If you’re still weighing your options, did you know there are 1-year PhD programs online ?

Frequently Asked Questions

Can a phd be free.

Yes. Eligible students can obtain a doctorate for free if a university offers fully funded PhD programs.

How Do I Get a Fully Funded PhD?

To qualify for a fully funded PhD, you’ll be required to meet certain criteria and put together a strong application. You’ll also need to have an excellent undergraduate academic record, recommendation letters, persuasive personal essay, and graduate school entry exam scores .

Fully funded PhDs are incredibly competitive, so it’s important to plan ahead. As an undergraduate student, identify your dream school, and be sure to check the requirements and eligibility criteria. Next, work hard to meet these requirements – and set yourself apart – throughout your undergraduate studies.

Can I Study a PhD in the USA for Free?

Yes. Many US universities offer opportunities to obtain a PhD for free. For example, fully funded doctoral programs will cover your tuition and expenses. Free PhD programs don’t have tuition fees but students are responsible for covering their own expenses.

However, if you aren’t successful in securing a fully funded PhD and don’t like the free options, there are plenty of other ways to pay for grad school .

Lisa Marlin

Lisa is a full-time writer specializing in career advice, further education, and personal development. She works from all over the world, and when not writing you'll find her hiking, practicing yoga, or enjoying a glass of Malbec.

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How To Pay For A Ph.D.

Fact Checked

Updated: Jan 25, 2024, 12:13pm

If your heart is set on earning a Doctor of Philosophy (Ph.D.) degree, you’ll join an elite club. In the United States, only 4.9 million people—about 2% of adults—hold a Ph.D. or other doctoral degree.

A Ph.D. can lead to a significantly higher salary. According to The College Board, the median earnings for those with doctoral degrees was $120,700, 38% more than the median for those with master’s degrees.

However, earning a Ph.D. can be an expensive endeavor. To avoid racking up too much debt, learn how to pay for a doctorate with grants, scholarships and other sources of financial aid.

What Does a Ph.D. Cost?

If your goal is to earn a Ph.D., be prepared for a significant investment of both time and money. Depending on the type of university you choose and your program, a Ph.D. usually takes three to five years to complete. If you attend school part-time, it can take even longer.

According to the National Center for Education Statistics (NCES), tuition and fees cost, on average, $20,513 for the 2021-2022 academic year, so you’ll spend anywhere from $61,539 to $102,565 to complete a Ph.D. program. In addition, you’ll need to account for about $16,000 to $20,000 per year in added costs, such as room and board, supplies and other fees.

That total is on top of what you spent on a bachelor’s and master’s degree, so your education will likely cost well into the six figures. With such a high cost, it’s no surprise that many Ph.D. earners have substantial student loan balances.

7 Ways To Pay For a Ph.D.

Ph.D. costs can be significant, but a variety of financial aid opportunities can make the price tag more manageable. Paying for a Ph.D. is possible using the following options:

1. Fully Funded Ph.D. Programs

Fully funded Ph.D. programs typically cover the cost of tuition and fees, and they also provide a monthly stipend for living expenses and health insurance. Some examples of fully funded Ph.D. programs include:

Boston University . Attendees of Boston University’s Charles River Campus can take advantage of a fully funded model. The program includes 100% tuition coverage, a health insurance credit and a living expense stipend. Depending on your program, the stipend ranges from $27,318 to $40,977 per year.
Duke University . At Duke University, Ph.D. students are guaranteed five years of tuition and living stipends and up to six years of full health and dental insurance coverage. The amount of financial support varies by program and stipend amounts range from $2,538 to $3,217 per month.
Massachusetts Institute of Technology (MIT) Sloan School of Management . MIT’s fully funded Ph.D. program covers students for up to five years. The program pays for the full cost of tuition and provides students with a monthly stipend of $4,497, student medical insurance and a new laptop. Students also receive up to $4,500 for travel and conferences.

Not all universities offer fully funded Ph.D. programs, and existing programs are highly competitive. For example, the Stanford University Department of Political Science Ph.D. program selects 12 to 15 students per year.

2. Ph.D. Fellowship Programs

A fellowship program provides students with financial support so they can focus on their academic work. Issued based on the student’s academic merit or research achievements, fellowships may or may not have a service requirement attached.

Fellowships can come from universities, nonprofit organizations or government agencies. For example:

American Psychological Association (APA) Doctoral Fellowship in Health and Substance Abuse Services . The APA fellowship is for full-time doctoral students who are committed to working in behavioral health. It provides up to three years of financial support, and the stipend amounts vary by year and program.
Cornell Fellowship . Cornell University operates several fellowship programs. The Cornell Fellowship pays for one academic year of tuition, fees, health insurance and a stipend.
U.S. National Science Foundation (NSF) Graduate Research Fellowship Program . The NSF Graduate Research Fellowship Program is a five-year fellowship that gives students three years of financial support. The fellowship includes an annual stipend of $37,000 and pays up to $16,000 per year in tuition and fees.

You can search for fellowship opportunities through the ProFellow database .

3. Doctoral Scholarships

Scholarships are available to Ph.D. students, and these merit-based awards can come from nonprofit organizations, private companies, states and government agencies. The award amounts vary, ranging from smaller awards that may only cover incidental expenses to more substantial awards of $20,000. For example:

Accounting Doctoral Scholars Program . Certified public accountants (CPAs) intending to earn a Ph.D. in accounting can qualify for up to $20,000 through the Accounting Doctoral Scholars Program.
American Library Association (ALA) Century Scholarship . The ALA Century Scholarship gives up to $2,500 to library school students with disabilities pursuing a doctoral degree.
Washington State American Indian Endowed Scholarship . In Washington, Native American students can receive $500 to $2,500 to pay for their education at an eligible school within the state.

You can search for additional scholarship opportunities with tools like FastWeb or Scholarships.com .

4. Ph.D. Grants

Unlike scholarships, grants are usually awarded based on the student’s financial need. Ph.D. grants can be issued by states and nonprofit organizations. For example:

José Martí Scholarship Challenge Grant Fund . This grant, issued to Hispanic students in Florida, is both need-based and merit-based. Eligible recipients can receive up to $2,000 per year.
Organization For Autism Research Graduate Research Grant . Doctoral candidates conducting autism research can qualify for a grant of $2,000.
Virginia Tuition Assistance Grant Program . Virginia residents attending an eligible university can receive between $5,000 and $12,500 per year in financial assistance.

You can find Ph.D. grant opportunities through your state education agency or CareerOneStop .

5. Employer Reimbursement

If you’re currently working full- or part-time, your employer may be willing to help with some of your education expenses. According to the Society for Human Resource Management, 48% of employers offer tuition assistance or reimbursement benefits.

Contact your human resources department to find out if tuition reimbursement is available and what you need to do to qualify for the benefit.

6. Federal Student Loans

Depending on the other financial aid you qualify for, you may need to borrow some money to cover your remaining expenses. Federal student loans are a good starting point since they have more borrower protections than other options, and you may qualify for loan forgiveness later on based on your employment.

Ph.D. students may qualify for either direct unsubsidized loans or grad PLUS loans. Unsubsidized loans have lower interest rates but have annual and aggregate borrowing maximums that your program may exceed. If that’s the case, you can use grad PLUS loans to pay for your remaining expenses.

	Direct Unsubsidized (Graduate or Professional)	Grad PLUS

7. Private Student Loans

If you aren’t eligible for federal loans or need to borrow more than the federal limits allow, private student loans are another way to pay for your Ph.D. Private loans come from banks, credit unions and other lenders, and your loan eligibility is based on your credit, income and whether you have a co-signer (someone who agrees to repay the loan if you miss payments).

If you have excellent credit, you could qualify for private loans with lower rates than you’d get with federal loans, and private student loans can have terms as long as 20 years.

If you decide to take out a private loan, compare quotes from several lenders offering loans for Ph.D. programs. Consider the rates, terms and overall repayment costs to find the best loan option.

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May 29, 2022

The Myth of the Fully-Funded PhD: Using Scholarships to Mitigate the Financial Realities of Research Degrees

When you decide to go to graduate school of any kind, you are making a financial decision that will dramatically affect your earning capacity for the duration of the program and throughout your life. While the caliber of school, available mentorship opportunities, and research resources are important factors to consider when making a decision about which university to attend, students often forget to carefully assess the financial realities associated with each opportunity.

The financial decision surrounding attending graduate school

Unlike students in professional graduate programs, most PhD students do not plan to pursue high-paying careers, and they depend on the fact that doctoral programs automatically include “full funding” to offset the cost of long-term research degrees. Though many graduate students receive admissions offers that are referred to as “fully-funded,” such funding packages require PhD students to teach multiple years in exchange for tuition waivers and teaching stipends. Once students start to work for the university and balance their many responsibilities, they quickly realize that “full-funding” isn’t exactly the same as a “scholarship” or a “full-ride. ”

Common misconceptions about what it means to be “fully-funded”

Depending on the university and its location, the value of one’s teaching stipend in relationship to workload and cost of living can vary greatly. In reality, graduate student teaching stipends for students who live in large United States cities are not enough to cover basic necessities. As a result, most graduate students go into additional debt to complete their programs.

Since tenure-track jobs have become increasingly elusive in the United States university system, today’s doctoral students must also satisfy a growing list of requirements to be considered for well-paying and stable teaching positions upon graduation. The added responsibilities associated with producing early publications, progressing through the degree quickly, regularly attending conferences, and pursuing ongoing professionalization or certification opportunities all require significant time commitments.

However, since doctoral students must work for the university in order to waive tuition and fees, they cannot devote all of their time to academic and professional progress. To avoid burnout and set aside more time for completing research, I suggest that prospective and current graduate students continuously apply for extramural funding, research fellowships, and community-based scholarships throughout their degrees.

Accepted’s clients received over $3.5 million dollars in scholarship offers in the last application cycle. Explore our scholarship essay services to find out how we can help you!

How the academic culture deemphasizes the financial aspects of the work

The common phrase “no one goes into a PhD to make money” is thrown around frequently in academic settings, and seems to suggest that pursuits related to funding are selfish and “anti-intellectual.” Especially in the humanities and social sciences, there is significant cultural importance placed on the fact that academia is not about money, and that academic careers are shaped by intellectual merit, not an individual’s financial capacity to stay in school.

Historically, however, the option to waive tuition in return for a few years of university teaching was an affordable way to enable individuals to pursue intellectual projects in the not-for-profit environment of the public university. One generation ago, doctoral students transitioned into tenure-track jobs with much more ease than those currently on the market. They also entered public institutions carrying far less student debt, and upon employment, they received guaranteed state pensions and salaries commensurate with the cost of living.

In today’s public university, the labor commitments of teaching assistants have grown significantly while the pay has not caught up with the steep rise in the cost of living for most university hubs. For example, throughout my graduate program at UCLA, I received between $15,000 and $22,000 in annual pay as a teaching or staff stipend. Given that my Los Angeles rent was upwards of $1,200 per month and rising, I was unable to continue my degree without applying for extramural grants and taking on work outside of the university.

Furthermore, the number of tenure track positions is diminishing so it is unlikely that I will ever make the stable and generous income to which my advisors have access. So the cultural norms of the intellectual community, which eschew any discussion of financial wellness, are no longer sustainable for most graduate students.

Though most graduate programs do not emphasize the financial aspects of navigating life as a student researcher and university employee, I have found that the pursuit of additional funding is neither a greedy nor an “anti-intellectual” use of my time in graduate school. Rather it is a great way to empower myself to set aside more time for conducting critical research and preparing for a successful career.

Strategies for applying for funding throughout your doctoral degree

In addition to my own efforts to build funding applications into my graduate studies, as a Student Affairs Advisor at the UCLA Scholarship Resource Center, I have worked with graduate students to generate strategies for incorporating annual cycles of grant writing into their studies.

Here are some of the most important takeaways from that work:

Most applicants are so anxious about whether or not they will be accepted to their desired PhD program that they don’t think about funding until after they’ve found out where they have gotten in. But there are a number of organizations, like the Ford Foundation , the Paul & Daisy Soros Foundation , the Stanford-Knight Hennessey Scholars Program , the National Science Foundation, and the Fannie and John Hertz Foundation , that offer funding for prospective graduate students.Like university admission applications, these also run on an annual cycle that requires students to apply one year before they plan to enroll in school. So, if you are planning to spend this fall putting together applications for graduate school, it is well worth it to add a number of fellowship applications to your list as well. Even if you aren’t successful with your first round of applications you will be well prepared to add scholarship applications to your graduate school routine. This is an activity that you should engage in throughout your entire degree, and you have to start somewhere!

Below are some questions that you should be able to answer by carefully analyzing your letter of admission. If you can’t answer them, try to find out the answers before you make your decision.• How many years of teaching assistantship does the university commit to you? How many students are you responsible for teaching, assessing, and holding office hours with for each term?• Are there stipulations related to your progress through the degree that may create limitations on your access to university funding or campus work opportunities?

• Does your status as university student or staff come with health benefits?

• Does your university have a union for teaching assistants? If so, what employee rights do you have through your union membership? Pay close attention to issues of pay related to maternity leave, medical leave, absence in the case of the death of a family member, and access to childcare.

• Is there an employee handbook for student staff and teaching assistants?

• What is the pay scale associated with the teaching positions that the university has offered you?

Before you decide where to go to school, do the research about your housing options. How much does university housing cost? Are there other options?Some universities offer annual budgets on their websites that include the cost of housing, but you have to analyze these carefully to understand how these budgets translate to your degree. For instance, UCLA’s estimated cost of attendance for graduate students only lists the annual budget for the academic year, which consists of 8 months. So you’d have to add four months of summer expenses in order to get a true sense of the living costs associated with each calendar year.

Once you’ve chosen a university, I would suggest that you map out the various phases of the program, the skillsets that you wish to build, and the accomplishments that you will achieve as you progress through the degree. There are different types of funding for every step of progress that you make, and if you are intentional about identifying related funding you can apply for specific opportunities throughout.Here are some examples of different achievements or degree phases associated with specific funding opportunities:• 2-3 years of coursework

• Conference travel

• Master’s exam period

• Master’s thesis writing year

• Language study

• Building a technical or quantitative analytical methodology

• Preliminary fieldwork or archival research

• Prospectus development

• Qualifying exam period

• Preliminary dissertation research

• Primary fieldwork or archival research

• Dissertation writing year

Most research-related funding opportunities do not pay out until a full academic year after the application submission period. This means that you should plan out your goals an entire year in advance, and apply for funding in the year before you carry out the projects and goals that you propose in your application materials. If you can continuously conceptualize your degree in the long-term, you will be able to anticipate the types of funding that will support your progress.

Whether you work for the institution or not, it will likely be up to you to cover the cost of your summers during graduate school. Rather than wait until summer starts to figure out how you’re going to pay the bills, start making plans the preceding fall. You may find paid opportunities to conduct research, fieldwork, or language study during your summer. But you also have the option to take on paid internships in a number of research fields in both the public and private sectors.

Do you need help with your PhD admissions or PhD funding applications? Our expert advisors are here to walk you through the PhD application process, from strategy-building to final send-off. Check out our Graduate School Admissions Consulting & Editing Services for more information on how we can help you GET ACCEPTED…with funding!

Plotting Your Way to a Phd - download your guide today!

Student Affairs Advisor and scholarship expert, Rebecca has six years experience reviewing and editing large grant applications, research-based proposals, statements of purpose, personal statements and fellowship materials. Want Rebecca to help you get accepted? Click here to get in touch!

Related Resources:

5 Fatal Flaws to Avoid in Your Grad School Statement of Purpose , a free guide
How to Write About Your Research Interests
The Personal Statement That Got Me a Large Scholarship to Cambridge

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Experiences of a London PhD student and beyond

How To Get A Fully Funded PhD Scholarship

At the top of the graphic is text which says: How to get a PhD scholarship. Underneath are drawings of three graduation caps and three hands throwing them in the air.

It may come as a surprise, but when you’re applying for a PhD the difficult part isn’t always getting offered a place at the university. I found this out the hard way!

Instead, securing the funding to support your research can often be the biggest barrier to starting a PhD. Securing a fully funded PhD scholarship can be a great means of funding your research because it offers you lots of academic freedom.

It took me several tries (see my applications timeline and PhD application failures ), but after a few years I was eventually able to secure a fully funded PhD scholarship at my first-choice university.

Now I want to help guide you through how to get a fully funded PhD scholarship for yourself.

Is it Hard to Get a Fully Funded PhD Scholarship?

There are a lot of different types of PhD funding. In fact I’ve written a full post about the PhD funding landscape which you can read here .

Any PhD funding is better than none, yet there is a hierarchy and scholarships sit at the top:

Scholarships and fellowships are typically the most prestigious types of PhD funding and usually come with the highest PhD stipends, therefore they can be tough to secure. As a side note if you’re interested in learning more about how much PhD students typically earn, check out my post here .

PhD scholarships and fellowships are pretty similar (and roughly interchangeable), so to keep things simple I’ll just refer to them both as scholarships going forward.

Project-specific funding comes about when a supervisor is awarded a grant by a funding body and uses this money to employ researchers and carry out the research as outlined in the grant application. If you go with this type of project there are usually restrictions on how much you can change the PhD topic.

Similarly to bursaries, PhD scholarships and fellowships are awarded to the individual student rather than a specific project grant. You therefore have far more academic freedom and scope to tailor a project to your own interests, without having to worry about whether it fits the theme of a certain grant.

Since scholarships are the most lucrative they are usually the most difficult type of PhD funding to get. Your CV and application will therefore need to be stronger than when applying for project-specific funding.

My Journey to Securing a PhD Scholarship

It took me several years to secure PhD funding:

Over this period I decided to work as a research assistant at a few different universities. Firstly this was so that I had a job and was earning money. Secondly, it was relevant experience which would help boost my chances of success when reapplying for a PhD.

It turned out that this work experience would be a big part of how I secured my PhD scholarship. Later in this post I’ll be mentioning papers I authored and prizes I played a part in winning and I want to make it clear that I didn’t do all of this as an undergraduate.

In fact, I did none of it as an undergraduate!

Outstanding undergraduate students may already have names of papers, patents, prizes or something else to show research prowess, but that wasn’t me.

If you’re struggling with securing PhD funding, getting a job as a research assistant in the meantime can be a great idea. Along with building up your research credentials it can also help you to understand whether you’d enjoy a career in research prior to committing to a PhD.

How I Got a PhD Scholarship at Imperial

When I was looking for PhD projects at Imperial I got in contact with a potential PhD supervisor who had advertised a PhD online and we discussed different funding routes.

Before applying for the scholarship I eventually got, there were a few other potential funding options on the table:

Project-specific funding already in place. This is what initially got me chatting with the supervisor. I had previously learned my lesson that seeing a project advertised online doesn’t mean it is automatically funded!
An in-progress grant application to a research council which would have funded my PhD. We did also eventually get this grant.
The prestigious President’s PhD scholarships which funds 50 projects per year at Imperial. I did apply for this but was unsuccessful with the application and didn’t make the short list. This scholarship was more prestigious than the one I eventually won.

During these discussions I got told about the possibility of applying for another scholarship, which was the one I went on to get awarded. This highlights the value of having several applications on the go for different funding pots.

Had I not engaged directly with a supervisor who was within the university I would have never found out about the scholarship, since as far as I know it wasn’t ever advertised online.

Applying for the PhD Scholarship

The first I heard about the PhD scholarship was when I got told that the department was considering putting me forward for it. It turned out that the scholarship would fund one PhD across the entire university, and each department could only put forward one student to apply.

Just one PhD project across the whole university! Even just getting selected to represent the department would be tough.

This all sounded extremely intimidating to me. We’ll shortly come onto things you can do to boost your chances of success.

Here is what I had to provide for the application:

A copy of the standard university online application: form, CV, personal statement, undergraduate transcript
PhD scholarship proposal
Two references
A statement from the Supervisor / Head of department in support of the scholarship application

How Long Does it Take to Get a PhD Scholarship?

Here is the timeline to me securing my scholarship, from finding a PhD advert through to getting the all important scholarship offer.

Mid December 2015 – I found an advert for a fully funded PhD project.
4th January 2016 – I emailed the potential supervisor with my CV and a cover letter attached, saying that I was interested in the project.
15th January – Response from the supervisor: “You have a very strong cv and I think you should apply for a PhD scholarship, have you considered this? Have a look at the details for the President’s scholarship. With a first class degree and several papers I would say you have a strong chance of winning one.”
18th January – First chat with supervisor on the phone. We discussed how I had already applied for a PhD in the past (got the place but no funding) with someone who turned out to be a close collaborator of his. We decided this person would be my second supervisor if we got funding.
25th January – Supervisor sent me a PhD scholarship project proposal that he and the co-supervisor wanted to propose to me. Yes, they basically wrote it for me. Yes I got lucky.
26th January – Received feedback on my personal statement from the supervisor, and got pushed to submit the online application.
9th February – First I heard about the scholarship . Since I had been in contact for a few weeks and they had my CV, the supervisor had been speaking about me to support staff. I got told that the department wanted to put me forward for the scholarship: I would be the department’s top choice. Eek!
12th February – Deadline to submit the scholarship application. Because I’d already been applying for other funding, this mostly just needed the statement of support from my supervisor and finalisation of the PhD proposal.
10th March – Unofficial email from supervisor saying we were successful
11th March – Official email notifying me that I’d be awarded the PhD scholarship :

Email notification that I was awarded a fully funded PhD scholarship

I got the PhD scholarship and was elated! 🎉

From initially speaking to the potential supervisor to getting the scholarship took about 9 weeks. From finding out about the scholarship to getting it took just over 4 weeks.

I certainly don’t expect I was the smartest person to be put forward, even just from the department let alone the whole university. My application included my mediocre A level results (AABC) and not-so-committed marks in the first couple of years of my undergraduate degree.

Even so, I was successful. Let’s now dive into what you can do to get your own PhD scholarship.

How to Get Your Own Fully Funded PhD Scholarship

Step 1: identify available scholarships.

To find potential PhD scholarships I suggest looking on the university website and searching online for funding relevant to your domain. For instance Google has its own PhD fellowships .

The best thing you can do is start chatting with potential supervisors. They will know the funding landscape at that specific university very well and will have a good idea of the best routes for PhD funding.

Also, having a supervisor such as mine who was willing to help so much with the application is incredibly useful to boost your chances of success. It is also a very good indicator that they will be supportive throughout your PhD.

I remember when I was first cold emailing potential supervisors: most replied but some never even acknowledged my message: a good sign that maybe they wouldn’t be the best supervisors to work with…

With all PhD funding it is really important to check your eligibility. There are sometimes some limitations to be aware of, for instance:

Nationality / Citizenship. Some funding is not available to overseas students. Thankfully this isn’t usually the case with scholarships since they aim to attract the best students.
Background, including undergraduate marks. There are sometimes minimum requirements for the grade you achieved during your prior degree(s). Of course to get a scholarship you’re competing against other students so we’ll shortly come onto how to stand out.

Step 2: Put Together an Outstanding Application

The bits of your scholarship application you can control usually revolve around:

Your CV – showcasing why you’re a good choice (see my full post on writing a CV here and examples of other researchers’ CVs here )
Personal statement – your motivation for wanting to start a PhD
PhD scholarship proposal – what you would like to spend the scholarship money on

I won’t go into depth now on the actual writing of the application, but let me know if you’d like a separate post about how to compose the personal statement and scholarship proposal.

Generally in order to put yourself in a good position make sure to:

Give yourself as much time as possible
Incorporate feedback from your potential PhD supervisor(s)
Be ready to pester your referees to make sure they submit your references on time

Right, now let’s move onto what you can do to bolster your application in order to give yourself the best chances of winning a PhD scholarship.

How to Improve Your Chances of Securing a Fully Funded PhD Scholarship

Imagine you’re in the position of awarding PhD funding. How do you decide which candidate to pick?

A good starting point would be looking at how much research experience candidates have and what outcomes they achieved. If someone already has a track-record of conducting research it takes away some of the risks during a PhD and is reassuring for funders that they’ll probably do a good job during the PhD.

The more research experience you can evidence in your application, the far stronger you’ll make the PhD scholarship application.

Some of the main traits that the scholarship committee could be looking for in a PhD student include:

Research competence
Enthusiasm for research & outreach
Academic potential and a thirst for knowledge
Technical knowledge
Interpersonal skills

Let’s look at what you can do to evidence each of the above.

Demonstrating Research Competence

1. undergraduate research projects.

Hopefully during your degree(s) you’ve had some research experience. Perhaps this is what got you thinking about starting a PhD.

Being able to use this experience to illustrate your interest, experience and competence in research is extremely beneficial in your funding application. Bonus points if you submitted your work to a journal or conference, as we’ll come onto in a moment.

Examples of undergrad projects could be:

Individual projects e.g. final year project as part of your degree
Group projects as part of your degree
UROP outside of term time

Experience working on your own is great for demonstrating independence while group projects can be useful for showing that you can work in a team. Both are useful but being able to work on your own is definitely the more important of the two.

In your application be sure to focus on what you did, what was novel about it and any interesting experimental or analytical techniques you used: especially if they could be applied to the PhD.

Here is what I had on my CV when I applied for my PhD scholarship:

UNIVERSITY RESEARCH PROJECTS Fourth year project: Optimal design of orthoses for treatment of intermittent claudication Conducted motion analysis capture of human joints to test effectiveness of commercially- available orthoses with EMG technology and muscle activation data Analysed test results, concluding in recommending the most appropriate orthoses for individual participants Progressed validation of a physical artificial leg model and OpenSim software model Third year project: 3-D printing of multi-scale porous biocement scaffolds for ligament attachment Prototyped novel magnesium calcium phosphate biocement scaffolds to investigate 3-D printing parameters for optimum implant integration Analysed parts under SEM to verify multi-scale porosity and XRD for detecting phase changes and composition Conducted a statistical analysis of variance study in sample porosity using optical microscopy and deduced the optimum printing parameters to maximise porosity Wrote a technical report and presented results during an oral presentation and viva Part of my CV at the time I applied for the fully funded PhD scholarship

2. Peer-Reviewed Publications

It is often said that papers are the currency of academia. The advantage of having papers starts with your PhD application.

It’s important to say that you don’t need to have papers to get offered a PhD position. You might not need them to get offered funding via a bursary or CDT, unless it is very competitive. But having any papers published will greatly enhance your chance of being offered a PhD scholarship because it’s so much more competitive.

For more on papers see my publishing series here .

How Many Publications Did I Have When I Applied for My PhD Scholarship?

When I was awarded my PhD scholarship I had on my CV:

1 x accepted journal paper
3 x abstracts from conferences published in the supplementary sections of journals
1 x paper under review at a journal (and clearly described as such)

Of these, I was the first author of just one of the published abstracts.

Just being part of the team showed that I was participating in projects which helped the research community.

Publication Tips to Get a PhD Scholarship:

If you’re interested in a PhD and are offered the chance to get involved with some research which could result in a publication, do it. It will massively help. Even if it doesn’t end up being published any extra research experience is helpful.
With the rise of arXiv it is now more easy to share early work and protocols. Sure, it isn’t the same as getting something accepted to a peer-reviewed journal or conference but it if you don’t yet have a complete paper ready to go through peer review, you could use arXiv to demonstrate that you’re working on research outputs.
Already got publications? Here is a direct quote from my PhD supervisor, a professor at Imperia l: “I would also add the quartile and impact factor of the journals (the people reviewing will be non expert in your field). You can get the journal quartile rankings here http://www.scimagojr.com/index.php . Anaesthesia and Journal of Colloid and Interface Science [where I had some of my stuff accepted] are both Q1 and Impact factors of 3.5 and 3.4 respectively which is excellent and should be highlighted.”

3. Attending & Presenting at Conferences

As well as journal articles, another way researchers share their work is by presenting work at conferences. They’re an important part of academia and you’ll undoubtedly attend conferences as a PhD student.

A low stakes way of boosting your prospects of securing a fully funded PhD scholarship are by attending conferences, workshops, symposiums or other meeting points for research. If you’re attending conferences prior to applying for a PhD it can show that you have more than a passing interest in research.

Attending a conference is good for many reasons:

Learn about potential PhD topics
Meet current PhD students and ask advice for getting started
Network with potential PhD supervisors
Add it to your CV / application and it is something relevant to discuss in a PhD interview

Bonus points if you’re going to a conference which is relevant to your PhD research area. If your CV is looking a little thin I’d suggest highlighting any and every conference you’ve attended. Even small scale research symposiums at a university can be a good way to show that you broadly know how research gets presented.

Going to conferences is great but even better is submitting research to one and ideally presenting it yourself. The cherry on the top is if you, or the person from your group presenting the work, win a prize:

It is particularly useful when accepted abstracts get published as proceedings in a journal. This means that:

You get a publication out of it
People not at the conference can see your work, either for PhD interviews or citing it

I wouldn’t worry too much about the prestige of a conference. Showing that you have any experience attending one is great.

I also wouldn’t worry about posters vs oral presentations. Again, experience with either is fantastic.

Conferences on my CV when applying for my PhD scholarship

When I applied for my scholarship funding I’d been to a few different conferences and had some work accepted.

I was very fortunate that when I was applying for a PhD my CV looked like this, with three prizes from conferences:

Burton, M., Heyman, J., Clark, J. , Owens, D. (2015) Ventilation problems in a shared airway: the effect of the compression of the endotracheal tube during tonsillectomy. Unpublished poster presentation at: All-Wales Airway Group , 15 May 2015, Newport, Wales. [Poster presented by co-author and awarded first prize ] Clark, J. , Short, A., Chawathe, M., Francis, J., Saxena, N., Bogod, D., Girotra V (2014) Development of a realistic epidural simulator – a translational research project. Anaesthesia ; s4 69: 1-9. [Presented by co-author at AAGBI Annual Congress 2014 and awarded first prize in Original Research category] Hamlyn, V.G., Bruynseels, D., Clark, J. , Hall, J.E., Collis, R.E. (2014) Assessment and training on a new epidural simulator. International Journal of Obstetric Anesthesia 2014; S34 23: 44. [Presented by co-author at OAA Obstetric Anaesthesia 2014 and awarded first prize in Training poster category] My CV when applying the PhD scholarship I got awarded

It’s important to highlight that I didn’t present any of the work myself.

I was first author for one of them but since it was an anaesthetics conference we figured it would be better for an anaesthetist to present…

Always be truthful with who actually presented, especially if there was a prize involved. Even if you aren’t the presenter, it is easy to see how someone associated with prize-winning work sounds like a good bet to the scholarship committee.

4. Other Research Competence

This could be things such as:

A year in industry or other work experience. Bonus points if is is a research-orientated environment. Don’t just think R&D for a pharmaceutical company, this could include computational modelling for a car company or analysis in a finance company.
For data science / AI / ML people: entering Kaggle competitions . Bonus points for doing well.
Volunteering on a citizen science project.

I didn’t have any of this stuff on my CV when applying for the scholarship.

Demonstrating Enthusiasm for Research & Outreach

Beyond typical research outputs, it can go in your favour if you can show your eagerness to communicate research to others.

Setting up a research paper reading group at your university
Starting a podcast and discussing new research or interviewing researchers
Traditional outreach: exhibiting science to the public, probably through your undergrad university
Creating YouTube videos
Writing articles, for instance on LinkedIn or medium.com
Starting a science website or blog
Explaining research on Twitter, Instagram, TikTok or anywhere else

All of these show:

You are the type of individual to go above and beyond to help others to understand research. Funding bodies are starting to care more and more about public engagement.
Communication skills.
That you can probably do a decent job at distilling complicated topics into something which is easy to understand. This is a very useful skill.

The handy thing with a lot of these is that you don’t need access to a lab or even to still be affiliated with a university. You can do as much or a little of them as you want.

I’ve written a whole post about STEM volunteering opportunities which I suggest you check out for some ideas for how you could demonstrate enthusiasm for research and outreach:

STEM Volunteering Opportunities in the UK

Any amount is better than none, especially if your CV is otherwise looking a little thin.

What outreach did I have on my CV when applying for my scholarship?

All I had done was manage an academic department’s blog. I actually didn’t start the website you’re reading this on until I was already working towards my PhD.

However, if I had not already had my research assistant experience I certainly would have considered starting something earlier to boost my application.

Demonstrating Academic Potential

Moving on from research, the committee will broadly want to judge your academic potential. Are you a committed student? Can you do well when you apply yourself to a topic? Do you have certain experience which could stand out?

Useful things to have on your CV include:

Decent grades. Having good grades in relevant modules/units to your potential PhD topic and in research projects throughout your degree help. An impressive overall percentage for the degree (eg 85%) is even better. Me? I just scraped a 1st with 70.5%, see more details in the blue box below.
Dean’s list, for being one of the top students during your undergraduate degree
Academic prizes for doing well in certain topics
Exchange schemes to other universities. Regrettably you get bonus points if it is a big name university, not least because this suggests that it must have been competitive to secure.
For programmers: sharing coding projects on GitHub, GitLab etc. Bonus points if they’re popular open source projects.

Do You Need Good Grades to Get a PhD Scholarship?

In order to have a competitive application for a fully funded PhD scholarship you will need to have a minimum of a 2.1 overall for your undergraduate degree. However, you certainly don’t need to be top of your class, or having outstanding grades all the way back to school.

My marks? GCSEs: 7A*s, 3As, 1B A-levels: AABC. Which wouldn’t be enough to get into Imperial as an undergrad! Undergrad degree: 1st class. But only just, with my final average at 70.5%. My transcript showed modules with 48% and 54%. Yes, really. The scholarship committee will have seen those grades if they looked closely.

As you can see, I didn’t have a blemish-free stellar track record. However, thankfully, there are plenty of things you can do about it!

Demonstrating Technical Knowledge

Distinct from academic potential is your technical knowledge.

What’s the difference?

Academic potential is about how you can apply yourself to any topic and do well.
Technical knowledge relates specifically to your chosen PhD field or topic.

Thankfully, being an expert in your field certainly isn’t a requirement when you’re starting a PhD. I’d go as far as to say that PhD supervisors and funding committees are much more keen to find someone with academic potential and a willingness to learn.

How much technical knowledge do you need?

You do generally need to have at least some knowledge of the field.

For instance, a friend of mine studied human physiology for undergrad and wanted to move into neuroscience for her PhD. Without any technical knowledge in this area she couldn’t convince the committee that she would be able to confidently complete the PhD so she got rejected. Don’t worry, she did go on to get a PhD but in something which she could demonstrate a little more technical know-how in.

If you want to do start a PhD project which falls within the broad category of your undergrad degree, you’re fine. For instance, want to do a project which would be defined as a chemical engineering project and you have a degree in chemical engineering? You’re fine. Usually there is a good amount of latitude too: in this example if you alternatively had a degree in a chemistry or another engineering sub discipline you may also be fine.

You do not need to specifically know lots about your PhD area of focus before you start. Of course, the more specific technical knowledge you can demonstrate certainly won’t hurt your chances, especially for a PhD scholarship.

The exception to all of this are CDTs where you get a year of training to bring non-specialists up to speed in a discipline different to their undergrad.

Demonstrating Interpersonal Skills

Sure, your PhD will involve a lot of lone working but you will also have to interact with other people. Therefore, demonstrating interpersonal skills is a great asset for PhD scholarship applications.

Interpersonal skills include:

Team work . From basics such as being courteous and respectful to other lab users through to working well with others on joint projects, so things like delegating and splitting tasks up.
Communication skills. Getting comfortable presenting to a broad audience and discussing ideas with others. In particular showing that you can deal with people from other disciplines and speaking a common language.
Showing initiative and initiating collaborations . This can involve networking and a motivation to seek out people with complimentary skills to achieve more impactful research projects.

These could be demonstrated by undergraduate projects, work experience, volunteering or even things like sports. Basically try to add in examples of any time you’ve worked with other people.

Do You Need to Tick Every Box to Get a Fully Funded PhD Scholarship?

No, not necessarily. There are loads of ways to impress the committee. For instance, I hadn’t really done any outreach.

When I first sent my CV to my PhD supervisor he immediately highlighted two things which would stand out to the scholarship committee:

Being named on publications in reputable journals
Being associated with some prizes at conferences, even though I wasn’t the presenter

I would highly suggest that if you get the opportunity to work on research which could result in a publication, take the opportunity!! Publications are really a golden ticket to a PhD, so do as much as you can to get your name on them.

Don’t be disheartened if you don’t already have experience in lots of these areas, instead focus on ways to gain experience to bolster your CV and boost your chances. This could be either through taking a job temporarily as a researcher (like I did) or proactively doing things outside of work to show your suitability, such as submitting a review article or starting a reading group.

My Top Tips for Getting a PhD Scholarship

For those currently at university:

Try to get involved with some research and if possible try to present that research somewhere. Saying that you’ve presented at a conference makes you sound like a fully fledged PhD student before you’ve even started. Even better would be to get your name on a paper accepted to a peer-reviewed journal.

For everyone:

Work with a potential supervisor to perfect your application. Often for scholarships you’ll have to name a supervisor should you get the award. The supervisor should be a great resource for improving your application to give you the best chance of success. If the supervisor doesn’t seem interested in helping you, I’d suggest that they’re probably not someone you want to be working with for the next 3-4 years of your life during a PhD.
If your CV is looking a little light, consider adding to it with some things you can do in your free time such as research communication: writing articles online, informational YouTube videos etc.

Summary: How To Get A Fully Funded PhD Scholarship

In your application and interview try to demonstrate:

Providing as much evidence as you can include for each of these topics will put you in the best possible position for securing a fully funded PhD scholarship.

If you’d like personalised help with your PhD application I am now starting to offer a small number of one-to-one sessions. Please contact me to find out more or click here to book a call.

Best of luck with your PhD funding applications. I hope this post has given you some pointers to increase your chances of securing a fully funded PhD scholarship. If you think I’ve missed anything, please do let me know.

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4 Comments on “How To Get A Fully Funded PhD Scholarship”

A holder of a Master of science education degree in wood science and technology I need help to get a full funded phd programme. Currently am teaching in one of the school in Zimbabwe. Also assist on what programme is do i embark on for PHD

Hi Qhubani thanks for your comment. It sounds like you’re on a great path and are picking up useful experience. I would suggest starting to reach out to potential PhD supervisors. They will be best placed people to give you specific advice about PhD programmes relevant to you. See my post about finding supervisors . Best wishes! Jeff

I am impressed with the message here and decided to work day and night to compensate for the time I have killed to get my master’s degree and develop myself multi-directionally. Even if I’m feeling near the deadline, I will do whatever is needed to reach my vision. Thank you so much and I would like to share and consult more in person.

Great to hear your commitment, Tigist. Best of luck on your academic journey.

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No need to fork out US$40,000 for a PhD – here are 10 fully-funded PhD programmes

The journey to obtaining a Doctor of Philosophy (PhD) is a long and expensive one.

From completing a diploma or A-level programme to getting a bachelor’s degree, the journey only gets more expensive as you embark on a three to seven-year journey of obtaining your PhD.

It’s why competition for a fully-funded PhD can be fierce.

On average, the total cost of a PhD programme is somewhere between US$30,000 to US$40,000 per year, depending on where you enrol. This expense does not include the cost of living if you are moving to a different city or country to study.

Multiply that with the number of years it’ll take for you to complete your studies, and you’ll see why it’s not an easy decision to make.

Still, there are always ways to pursue higher education at a more affordable cost. While student loans are an option, you might want to aim for a fully-funded PhD instead.

Universities are not the only ones funding your PhD. Source: AFP.

What is a fully-funded PhD programme?

A fully-funded programme usually means full tuition reimbursement and a stipend to help cover the cost of living while pursuing the degree.

However, requirements differ according to the university.

Some universities offer a “no-strings-attached” fellowship where they receive funding but do not owe the university anything aside from their research. In many cases, a student will need to work part-time for the university by providing teaching or administrative assistance which might be useful in their professional career.

It’s also important to take note that universities are not the only ones funding your PhD.

Some grants might come from government bodies to support national research objectives and train future professionals to carry them out. Others could come from independent charities that have similar goals or businesses that see potential benefits to achieve their targets.

Financial aid typically does not include the cost of living. Source: AFP.

Things to know before you attempt to secure a fully-funded PhD programme

Before we jump into introducing some fully-funded PhD programmes, let’s take a closer look at how PhD funding starts out.

Seek advice

Reach out to an academic advisor or supervisor for advice on the next steps to take. Chances are that they can provide suggestions or even recommendation letters. Otherwise, they can leverage on their own knowledge and networks to redirect you to a better source of information.

If an advisor isn’t available, try reaching out to the university’s graduates to get a clearer viewpoint from someone with first-hand experience.

Many PhD projects are actually advertised with generous funding, and this is particularly so for STEM (Science, Technology, Engineering, and Mathematics) projects.

However, it doesn’t mean you won’t find funding in other subjects like education, sociology or even English.

Be sure you don’t single out universities in your search. Explore opportunities with external parties, such as business or industry partners too.

Build a funding portfolio

Getting into the PhD scene is competitive, more so when you’re looking to score a fully-funded PhD. To help secure funding, put together a portfolio to make your case as strong as possible.

Similar to a resume, your portfolio should outline what you plan to study, how long for, and above all else, why you wish to take the PhD.

This demonstrates your commitment and understanding to the subject and its industry field.

Living costs and expenses

Not all funded PhDs offer to cover your living expenses, especially if you’re an international student. But even if they do, it’s a good idea to set aside some funds for your day-to-day life.

Some fully-funded PhDs offer accommodation for up to a certain amount of years, so if you intend on staying on for a longer period of time, it may be wise to have some finances ready for living on your own.

Determine your timeframe

It’s common for PhD students to work while studying. Part-time study offers that flexibility, but it also stretches out the length of your PhD and increases your maintenance expenses.

Carefully consider your options before deciding on a part-time or full-time PhD, especially if you’re employed or have other commitments.

Don’t feel discouraged if you’re nervous about your chances of securing a fully-funded PhD. There are many other universities and programmes that readily offer generous funding and high stipends , such as MIT and Stanford University.

These stipends often cover tuition, living expenses, and healthcare, so don’t count them out.

10 fully-funded PhD programmes to check out

1. university of debrecen.

Stipendium Hungaricum provides fully-funded scholarships for international students to study their undergraduate and postgraduate degrees at the University of Debrecen . This programme was designed to support the internationalisation of higher education institutions in Hungary, as well as strengthen relationships with those abroad.

The university is one Hungary’s best, home to almost 30,000 students from over 70 countries and territories. It offers a whopping amount of over 23,000 courses with over 600 degree programmes, so you’ll be sure to find what you need here.

Apply here .

2. University of Iowa

The Tippie College of Business at the University of Iowa offers a fully-funded PhD programme in fields such as accounting, economics, business analytics, and marketing.

Tuition and fees are covered, and students are provided with a generous nine-month stipend of about US$20,000. On top of that, they are provided with annual adjustments and a fantastic health insurance plan that covers up to 90% of their medical bills.

Want additional funding? Some departments provide funding for research presentations at conferences, summer fellowships and paid time off for independent research.

Learn more here .

Columbia University prides itself on offering guaranteed housing beyond the first year. Source: Columbia University Facebook.

3. Columbia University

PhD students at the Graduate School of Arts and Sciences at Columbia University benefit from a robust compensation and benefits package – not just for themselves, but for their dependents too.

The university provides financial support, full tuition remission, summer stipends, affordable Columbia housing, health and dental coverage, and childcare subsidies. They pride themselves on offering guaranteed housing beyond the first year – Arts and Sciences doctoral students are eligible for five academic years of student housing right from their first day.

Learn more here .

4. Washington University in St. Louis

Doctoral students taking computer science or computer engineering at Washington University in St. Louis receive full tuition support and health insurance, among other perks.

The university is home to cutting-edge degrees and offers doctoral students a chance to qualify for one of three fellowships – The Ann W. and Spencer T. Olin – Chancellor’s Fellowship , McDonnell International Scholars Academy , and the Dean’s International Award .

The university provides financial support for up to six years , as long as the student makes progress towards completion of their degree. On top of that, students receive a free Apple laptop in the latest model.

More information here .

5. University of Michigan

The University of Michigan in Ann Arbor offers generous funding to their doctoral students in engineering. Students can specialise in numerous areas of specialisation, such as aerospace engineering, biomedical engineering, macromolecular science and engineering, and robotics.

This fully-funded PhD provides students with guaranteed funding between four to six years, a monthly living stipend and a comprehensive health insurance plan. Additional funding is available from a range of sources, including graduate student instructor positions and fellowships.

6. Massachusetts Institute of Technology (MIT)

Pursuing your PhD at the MIT Sloan School of Management demands a great deal of time, initiative, and discipline from every candidate. Only 19 students are selected from hundreds of applicants, but the rewards are worth it.

The school’s financial package will cover a period of five years guaranteed to doctoral students, given that you stand out academically. This includes a full academic year tuition, 12 terms of fellowship stipend, medical insurance, a new laptop, and a budget for conference travel or ongoing research.

Assistantship at Rice University could earn you full financial assistance. Source: Rice University Facebook.

7. Rice University

The PhD in business at Rice University is intended for those aspiring to become faculty members at business schools in prestigious research universities around the world. This assistantship could earn you full financial assistance which will come in the form of a tuition waiver and a generous stipend.

The Jones Graduate School of Business houses the PhD programme here where you can choose to focus on various areas of study including Accounting, Finance, Organisational Behaviour, and Strategic Management.

8. Brown University

Students admitted to any PhD programmes at Brown University are guaranteed five years of support including a stipend, tuition remission, health services fee, and health insurance subsidy.

There are also additional forms of financial aid too like federal loans specially for US citizens and permanent residents, private educational loans for both domestic and international students, and resources for scholarships, fellowships, and grants.

More here .

The University of Pennsylvania offers two ways for students to get full funding. Source: University of Pennsylvania Facebook.

9. University of Pennsylvania

There are two ways for Penn Graduate School of Education students to get full funding at the University of Pennsylvania .

The first is through the Dean’s Fellowship and Research Apprenticeship which includes tuition and fees, health insurance, and a living stipend. Students would also receive a fellowship and research apprenticeship package which covers four years of study.

The other is the IES Predoctoral Training Programme which offers financial and skill-building support to selected applicants. This multi-year training programme is designed to prepare PhD students committed to learning rigorous methods for conducting research.

10. Yale University

At Yale University , the School of Nursing offers fully-funded PhD degrees to its students. There are three types of scholarships available through programmes namely the Merit-Based Programme, Need-Based Programme, and Community Scholars Programme.

The Merit-Based Programme is awarded through admissions. All incoming students, both domestic and international, can sign up where they will go through a holistic review process. The Need-Based Programme is for US citizens and permanent residents.

Lastly, the new Community Scholars Programme provides complete remission of tuition, fees, and health insurance along with an annual stipend for selected students.

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Top Fully Funded PhD Programs

Karla Ibarra is a content writer at Scholarships 360. She has worked as an English teacher and writing tutor. As a writing tutor, she has experience editing scholarships and college application essays. Karla graduated from Texas A&M University with a degree in Communication and a minor in English.

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Maria Geiger is Director of Content at Scholarships360. She is a former online educational technology instructor and adjunct writing instructor. In addition to education reform, Maria’s interests include viewpoint diversity, blended/flipped learning, digital communication, and integrating media/web tools into the curriculum to better facilitate student engagement. Maria earned both a B.A. and an M.A. in English Literature from Monmouth University, an M. Ed. in Education from Monmouth University, and a Virtual Online Teaching Certificate (VOLT) from the University of Pennsylvania.

Picture of students in fully funded PhD programs

Fully funded PhD programs offer students seeking their doctor of philosophy degrees the ultimate experience. With the average cost of a PhD at nearly $81,000 , students are able to focus on their studies without worrying about paying for their degrees or living expenses. Keep reading to learn about some of the top fully funded PhD programs in a variety of majors.

What is a “Doctorate of Philosophy” degree?

A “doctorate of philosophy” degree, better known as a PhD, is among the highest level degrees in the United States. A PhD is awarded after the successful completion of an extensive research and writing project known as a dissertation. Students can earn a PhD in a variety of fields, with most majoring in the humanities or social sciences.

How we chose the fully funded PhD programs on our list

We looked for programs that have stellar reputations in their respective majors. It makes sense that the most reputable programs offer the resources that are most important to PhD students. Working with distinguished professors in their field and having access to outstanding libraries, PhD students will be immersed in the ideal learning environment.

Opportunities to learn under and network with the most well regarded academics is invaluable for students’ future careers. Finally, we looked for fully funded programs that include not only full tuition coverage, but also living stipends and health insurance. A few of the programs might require students to “give back” in the way of graduate assistantships , so keep that in mind as you read the fine print on each website.

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The top fully funded phd programs.

The following list is in alphabetical order with no preference for one particular program. We included a variety of majors in different regions, but remember, this is just the start of an exhaustive listing of fully funded PhD programs across the USA and the world!

Boston College

The PhD in English Program at Boston College prepares students for careers in academia or other English related fields. With a focus on critical thinking, writing, and research, the program explores literature through abstract, cultural, and historical contexts. Students are able to focus on various literature periods, creative writing, and literary theory. Working closely with renowned faculty, the program offers abundant resources and support services including fellowships and publishing opportunities.

Location: Chestnut Hill, Massachusetts
Focus of study : Creative writing, critical theory, and literary and cultural studies
What is included : Full tuition remission, health insurance, and a living stipend

Brown University

Brown University offers a PhD program in Computer Science for students interested in a strong foundation in computer science theory and applications and opportunities to conduct research in collaboration with faculty and peers. Brown’s computer science department has research strengths in artificial intelligence, data science, cybersecurity, computer graphics, and theory. The program is designed to provide students with the skills and knowledge needed to conduct independent research in computer science and to prepare them for academic or industrial careers.

Location: Providence, Rhode Island
Focus of study : Algorithms, artificial intelligence, computer systems, databases, and more
What is included : Full tuition, health insurance, and living stipend

Cornell University

Cornell University offers a PhD program in Chemical Engineering to provide students with a broad foundation in chemical engineering principles and their application to solving real-world problems. The program aims to train students in core courses in chemical engineering, including transport phenomena, thermodynamics, and reaction engineering, while providing them with opportunities to conduct original research. Students in the program have access to state-of-the-art research facilities, funding opportunities, and a supportive community of faculty and fellow students.

Location: Ithaca, New York
Focus of study : Chemical engineering principles and research topics including biotechnology, energy, materials science, and process systems engineering
What is included: Full tuition waiver, stipend, and health insurance

Duke University

Duke University’s PhD program in literature prepares students for careers in academic research and teaching. The program offers a variety of courses in literary theory, criticism, and methodology, as well as opportunities to specialize in specific genres, periods, and cultures. The program also encourages interdisciplinary work, with opportunities to collaborate with scholars in other fields across the university. Graduates of the program have gone on to careers in academia, publishing, journalism, and other areas.

Location: Durham, North Carolina
Focus of study : Literary theory, research methods, and a range of cultural and literary texts
What is included : Five years of living stipend, tuition, and fees support as well as six years of health and dental insurance

Harvard University

The PhD program in Biological Sciences in Public Health at Harvard University is designed for students who want to pursue research in the field of public health with a focus on biological sciences. The program focuses on the intersection of biology and public health, specifically emphasizing understanding the biological mechanisms underlying disease and developing strategies to prevent and treat illness. PhD students receive a rigorous education in both biological and public health sciences, preparing them to become leaders in advancing our understanding of human health and disease.

Location: Boston, Massachusetts
Focus of study : Cancer biology, environmental health, genetics, global health and infectious diseases.
What is included : Competitive funding packages, including tuition waivers, stipends, and health insurance

Johns Hopkins University

The PhD in Nursing program at Johns Hopkins University is designed to prepare nurse scientists who will conduct research to advance nursing science and improve the health and well-being of individuals, families, and communities. The program is designed to be interdisciplinary, integrating knowledge from nursing, social and behavioral sciences, and biostatistics. PhD students may work as nursing faculty members, researchers, or policymakers, contributing to advancing nursing practice and developing nursing knowledge.

Location: Baltimore, Maryland
Focus of study : Aging and dementia care, cardiovascular and chronic care, community and public health, health systems and outcomes, and more
What is included: Full tuition with a stipend for the first three years of study

New York University

New York University offers a PhD in Education through its Steinhardt School of Culture, Education, and Human Development. The program provides a solid foundation in education theory and research methods, including coursework, research apprenticeships, and independent research. Upon graduation, students are well-prepared to pursue careers in academia, research, policy, and leadership in educational organizations. They are also equipped with the skills and knowledge to contribute to developing and implementing policies and practices in education.

Location: New York, New York
Focus of study : Learning sciences, educational policy, educational technology, and curriculum development.
What is included: Annual stipend, tuition coverage for required course work, and health insurance through the fifth year

Princeton University

Princeton University offers a PhD program in mathematics that is designed to prepare students for careers in academia, industry, or government. The program aims to provide a rigorous and comprehensive mathematics education, emphasizing both the theoretical foundations and applications of the discipline. Students take advanced courses in various mathematical fields, such as algebra, geometry, analysis, topology, and applied mathematics. Princeton’s program in mathematics is widely regarded as one of the world’s most prestigious and rigorous programs.

Location: Princeton, New Jersey
Focus of study : Algebraic geometry, mathematical physics, number theory, and topology
What is included: Full tuition and student health plan coverage

Rice University

Rice University offers a PhD in Business through its Jones Graduate School of Business, designed to prepare students for academic careers and research-oriented positions in industry and government. Students in the program take courses in microeconomics, econometrics, statistics, research methods, and business ethics. In addition to coursework and research, students in the program are encouraged to work as teaching or research assistants. Rice University’s PhD program provides students with a strong foundation in business theory and research methods, with opportunities to work with world-class faculty on cutting-edge research projects.

Location: Houston, Texas
Focus of study : Accounting, finance, management, marketing, and strategic management
What is included : Waived tuition fees, a stipend to cover living expenses, health insurance, and may be eligible for research and travel funding to support their research projects

University of Chicago

The PhD program in History at the University of Chicago is a demanding but rewarding experience that prepares students for a career in academia as scholars or teaching in the field of history. The program focuses on developing students’ knowledge of cultural, intellectual, economic, political, and social history under the guidance of highly qualified faculty advisors. PhD students also have the opportunity to present their research at conferences and publish articles in academic journals.

Location: Chicago, Illinois
Focus of study : Ancient, contemporary, early modern, medieval, or modern history
What is included: Tuition, student health insurance, and a stipend for living expenses and research support

University of Michigan

The PhD in Engineering at the University of Michigan is a top-rated program that prepares students for research and academic careers in various engineering disciplines, including biomedical engineering, chemical engineering, civil and environmental engineering, electrical engineering, and many more. PhD students are equipped with the skills and knowledge necessary to conduct independent research, develop new technologies, and advance the engineering field. The University of Michigan has a strong reputation for research and innovation, and the PhD program in Engineering provides students with ample opportunities to collaborate with faculty and industry partners.

Location: Ann Arbor, Michigan
Focus of study : Materials science, mechanical engineering, electrical engineering, and computer science.
What is included: Tuition waiver, monthly living stipend, and health insurance

University of North Carolina

The PhD program in Media and Communication at the University of North Carolina provides students with advanced knowledge and skills in media and communication theories, research methods, and critical analysis. Students can tailor their studies to their research interests by choosing from a variety of electives and seminars offered by the department. Graduates of the program have gone on to work in academia, media organizations, research institutions, and other industries where communication skills and media literacy are highly valued.

Location: Chapel Hill, North Carolina
Focus of study : Media and politics, journalism studies, digital media, global media, media effects, and cultural studies
What is included: Tuition and fees for three years, health insurance, a $20,000+ annual stipend, and support for research and travel

Keep reading: PhD vs. Doctorate: Everything You Need to Know

Frequently asked questions about fully funded PhDs

What does 'fully funded phd' mean, can international students apply for fully funded phds, how long does a fully funded phd program take, do i need to have a master's degree to apply for a phd, what is the difference between a phd and a professional doctorate, scholarships360 recommended.

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Funding & Scholarship: Graduate Programs

Financial support for ph.d. students, all students admitted into our ph.d. program receive full financial support., this support includes tuition, fees, $1,004 in transportation and dental subsidies (as of ay24-25), and a cost-of-living stipend ($3655 per month in ay23-24 and $4083 per month before taxes in ay24-25)..

Support is independent of need provided a student remains in good academic standing and is making satisfactory progress towards his/her Ph.D. degree. Students are expected to complete their Ph.D. requirements in four to six years. Financial support takes several forms: fellowships, teaching fellowships, and research assistantships. Ordinarily, first-year Ph.D. students are supported with full fellowships so that they can devote their time to coursework.

For the classes entering in Fall 2024 and beyond : SEAS PhD students are expected to complete two sections of teaching in SEAS in their second year or spread across their second and third years. Both sections may be completed concurrently in a single course. Their research assistantship will be adjusted accordingly during the semester(s) in which they are teaching fellow (TF). The academic requirement for the PhD degree is one section of teaching in SEAS. The student and their research advisor may arrange to replace the second section of teaching with a research assistantship. Beyond the first year, when students are in a better position to teach and assist in research, support is ordinarily provided through research assistantships, or a combination of a teaching fellowship and a research assistantship. For more detailed information, please visit the following pages: GSAS Tuition and Fees G SAS Financial Support for PhD Students

External financial support for Ph.D. students

Applicants and current students are encouraged and expected to apply for all non-Harvard scholarships for which they are eligible, especially those offered by the National Science Foundation (NSF) Graduate Research Fellowship Program and National Defense Science and Engineering Graduate Fellowship (NDSEG) .

Each year, many SEAS students secure fellowships from external agencies. Should an incoming student be awarded and accept any fellowship external to Harvard, it is the expectation that the student will utilize these funds in the first year of study in place of Harvard funding. In advanced (G2+) years in the graduate program, students with external fellowships are advised to have a discussion with their financial aid officers from Harvard Griffin GSAS and SEAS about how to best utilize the remaining years of funding based on their activities and academic requirements.

To ensure equitable treatment of all students, the coordination of external award benefits with a student’s existing funding package is determined by the Harvard Griffin GSAS financial aid officer in consultation with SEAS.

Currently, PhD students with external support are eligible for a SEAS-sponsored academic incentive. PhD students who bring in open, competitive external fellowships that are equal to 50% or more of total their support (tuition/fees + stipend) will receive a supplemental award of $3,000 in the first year of the external fellowship. PhD students who bring in open external competitive external fellowships that are not 50% or more of their total support and are at least $10,000 (tuition/fees + stipend or salary) will receive a supplemental award of $1,000. The full $3,000 bonus may also be awarded in certain cases of multi-year fellowships depending on the total amount of support provided.This policy is subject to review and change.

Financial support for terminal masters students (M.E. & S.M.)

While financial aid is not available for master’s students in our M.E. and S.M. programs, there are a variety of funding opportunities available. Prospective students are encouraged to apply for independent grants and fellowships to fund their studies. Information about tuition and fees can be found here . Students in our Computational Science & Engineering or Data Science programs-should visit this page and also may contact the GSAS Financial Aid Office to learn more.

Students in the MS/MBA:Engineering Sciences program are eligible to apply for need-based HBS Fellowships and student loans in both years of the program.

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career-advice.jobs.ac.uk

PhD Funding – A Checklist of Possible Sources

There are probably more funding opportunities for your PhD than you think. It is worth making sure you have investigated them all.

Funding bodies support PhD students in different ways. Some pay course fees only, some include a stipend (maintenance costs) or travel expenses, and others offer a one-off award to ease the financial burden of academic study.

Each funding body will have its own criteria for eligibility. At PhD level full funding will tend to be awarded on academic merit, but there are also some that take into account financial background and other criteria such as gender (such as in the case of the British Federation of Women Graduates).

Research Councils

The seven Research Councils invest in the region of £380 million into doctorate research every year. However, funding is made available through the participating universities rather than the research councils themselves. Universities set up Doctoral Training Partnerships (DTPs) or Centres for Doctoral Training (CDTs) in order to receive funding.

It is then up to the universities to decide who to award studentships to – usually based on academic merit following a competitive application process.

Eligibility criteria and award amounts are standardised and you will find many other funded PhDs referring to research council rates when defining their own. Research council studentships include fees and a minimum stipend per annum which is paid tax-free.

The seven Research Councils include:

Arts and Humanities Research Council (AHRC)

Biotechnology and Biological Sciences Research Council (BBSRC)

Economic and Social Research Council (ESRC)

Engineering and Physical Sciences Research Council (EPSRC)

Medical Research Council (MRC)

Natural Environment Research Council (NERC)

Science and Technology Facilities Council (STFC)

The above organisations have been grouped together with Innovate UK and Research England in 2018, and the umbrella organisation is called UK Research and Innovation (UKRI) .

UKRI’s key objectives include providing funding for the training of new researchers.

Academic institutions

Universities, colleges and research institutes also fund their own studentships, and these are typically listed on the institution’s own website alongside its research council-funded studentships. Some will offer fees only, while others may offer a stipend as well. Amounts may vary although many use the research council rates as a benchmark.

Commercial and charitable organisations

A number of non-academic organisations help fund research at PhD level in collaboration with the university hosting the study. CASE (Cooperative Awards in Science and Engineering) studentships are for four-year PhDs. These are part-funded by a non-academic ‘co-operating body’ such as a UK industrial firm, public sector organisation or charity. Students spend at least three months of the PhD working in-situ at the co-operating body which makes a financial contribution to both the student and the project. Students often find these to be good avenues for finding full-time work at the end of their placement, and will have gained valuable hands-on work experience. There are also CASE-Plus studentships where students spend a further year working full-time on the premises of the co-operating body as an employee following the PhD.

A number of charitable organisations, foundations and trusts can help fund PhDs:

The Wellcome Trust

Cancer Research UK

The British Academy

The British Federation of Women Graduates

The Institution of Civil Engineers

Institution of Engineering & Technology

Institution of Mechanical Engineers

Royal Geographical Society

Carnegie Trust for the Universities of Scotland

Leverhulme Trust

Action Medical Research

The Grundy Educational Trust .

Self-funding

If you are having difficulty in getting funding from the above sources, you may be able to fund your own way through a PhD. You may be eligible for Professional and Career development loans. It is wise to review the specific application criteria to ensure that you are eligible.

A further option is to study part-time while working. This could however place additional demands on your time and financial situation. Be aware that if you have managed to access some funding elsewhere, you may be prohibited from working during your PhD as part of the stipulations of the award.

The jobs.ac.uk website lists some excellent PhD opportunities as well as a wide range of jobs – do take a look at them!

For more PhD tips:

Your PhD Journey – Top Tips

What Can You Do With a PhD?

PhD Application Tips

What is a PhD and Why Should YOU do one?

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Henrietta Nagy is a seasoned portfolio worker with over 10 years’ experience in the UK education sector. Henrietta writes educational content, designs academic courses, delivers university lectures, mentors entrepreneurs, and provides career development coaching. One of Henrietta's recent organisational clients is the Oxford University where she has facilitated over 100 hours of learning events. With 9 years of higher education studies internationally (including an MBA), she has worked with CEOs, academics, scholars, managers, women entrepreneurs, academic administrators and other consultants.

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Mastering Research Funding: A step-by-step guide to finding and winning grants

Identifying relevant funding opportunities
Importance of eligibility criteria
Understanding the funder’s perspective
Crafting a strong grant proposal

Session Agenda

Research funding success is crucial at every stage of a research career. Whether you are starting out, looking for a scholarship for your PhD, or are an experienced researcher eyeing the next major research grant, the same core principles apply when it comes to securing research funding successfully.

In this webinar, hosted by Enago, guest speaker Judy Mielke, PhD, founder of the leading research funding database scientifyRESEARCH will share an insider’s perspective on achieving success in research funding. Drawing from over 20 years of experience as a researcher, journal editor, publisher, and now as the founder of an innovative research services startup focusing on research funding, Judy is well versed to explain the intricacies of research funding success.

Why should you attend?

If you are serious about long-term career success as a researcher, our webinar will equip you with the recipe for research funding success, including:

How to identify relevant funding opportunities
Funders’ perspective: step into the funder’s shoes to understand what the funder is looking to fund
Core elements of a grant proposal: the “what”, “why” and “how”
Demonstrate you have the resources at hand to deliver what you promise
More do’s and don’ts for research funding success

Additional benefits

Extended free trial of the scientifyRESEARCH funding database
Discounted annual subscription to the scientifyRESEARCH funding database

Who should attend?

Researchers at all career stages, from all disciplines and locations. We will tailor the presentation according to the profiles of registered attendees.

About the Speaker

Judy Mielke, PhD

Founder and CEO scientifyRESEARCH

Judy is a seasoned professional with over 20 years of experience working with researchers. Judy started her research career with a PhD in biomedical engineering at The University of Queensland in Australia, followed by a postdoctoral research training at the National Institutes of Health in the USA. has worked for several major international publishing companies, including Wiley, Frontiers and Taylor & Francis, in multiple roles including journal editorial and journal publishing and leading large journal editorial teams. Judy launched scientifyRESEARCH’s premium research funding database in 2021 with the mission to contribute to humanity’s progress by empowering researchers with research funding information and thereby enable the best research funding decisions.

What people have said about previous webinars

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Tuition, Funding, & Living Costs
PhD/Master's Application Process

All PhD students at Yale are fully funded. On average, doctoral students at Yale receive more than $500,000 in tuition fellowships, stipends, and health care benefits over the course of their enrollment. Some terminal Master's degree students also receive funding.

Tuition for full-time study at the Graduate School of Arts and Sciences in the academic year 2024-2025 is $49,500.

More information on Tuition & Fees is available in our Programs & Policies handbook. Please note that we do not charge many of the fees common to other schools (e.g., technology fee, library fee, gym fee, student activities fee).

See Student Accounts for billing and payment inquiries.

For PhD Degree Applicants

All PhD students at Yale receive the following financial award, typically for a minimum of five years:

a fellowship that covers the full cost of tuition ($49,500 for 2024-2025)
a 12-month stipend (minimum of $49,538 for 2024-2025)
comprehensive health insurance, including hospitalization coverage and specialty care for students, their legal spouse, and their children
a family support subsidy for graduate students with children under the age of 18

Additionally, a Dean's Emergency Fund is available to help students with eligible, unanticipated emergency expenses. In some cases, the Continuing Registration Fee for advanced PhD students is also covered by the Graduate School.

Most PhD students complete their degrees without incurring debt.

For Master's Degree Applicants

Most students pursuing Master's degrees do not receive financial support from the Graduate School and are responsible for paying tuition, but some programs offer limited funding. Please check with the program that interests you for more information.

All Master's students registered at least half time receive Student Basic Coverage at Yale Health. You are also eligible to purchase Hospitalization and Specialty Care coverage at a group rate through the university.

Other Sources of Funding

Many of our students win external fellowships and grants. See our External Fellowships & Awards page for more information on how an external award will affect your Yale funding.

Some students choose to take loans, participate in work-study programs, or engage in part-time employment to supplement their funding while in Graduate School. More information is available on Other Means of Financing Graduate Education .

Living Cost Estimates

To ensure that our financial aid package provides enough support to enable you to live in New Haven and study full time, we developed a cost-of-living guide (see below). The Office of Financial Aid also uses these calculations to determine financial need as required by certain funding sources and for immigration processes.

Estimated average living expenses include housing and food, transportation, personal and academic expenses (excluding tuition), and hospitalization coverage and specialty care. Expenses for doctoral students may actually be less than the estimate below, since PhD financial packages cover the full cost of single-student hospitalization and specialty care coverage in the Yale Health Plan, as well as half the cost of two-person coverage (for spouses and partners), and the full cost to cover children.

2024-2025 Academic Year Living Cost Estimate:

Costs	Monthly	9 Months	12 Months
Housing and Food	$2,401	$21,612	$28,816
Academic	$160	$1,440	$1,440
Personal	$279	$2,510	$3,347
Medical	$346	$3,110	$3,110
Transportation	$245	$2,203	$2,938
Total Living Cost	$3,431	$30,875	$39,651
Tuition		$49,500	$49,500
Cost of Education		$80,375	$89,151

9-MONTH LIVING COST (Master's Students):

Single Student: $30,875

12-MONTH LIVING COST (PhD Students):

Single Student: $39,651

Graduate Financial Aid

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